Presidential Advice from the Economy to Health Care
This article is part of a group writing project at The Finance Blog Network aimed at providing some of our thoughts on key issues that the Obama administration faces. It was interesting to see all the different points of view, but one thing I think we can all agree on is that the time for words is over. It is all about action and execution now [more...]
Date: 2008-11-19 15:15:00
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it all started with spiders
Being a stay-at-home mama with a handy dandy grandma two doors down affords me the opportunity to go to my daughter's classroom to Help With Centers.For those of you who don't know what Centers are, Centers is a time of the day in Kindergarten when the class splits up into groups and does fun little activities on a rotating basis [more...]
Date: 2008-10-23 04:02:00
Don't blog angry - issues with my Para 45
OK. I think I've calmed down enough to write a better blog post that doesn't use foul language every third word ... so it's just bad luck that I've gotten one that has problems. Para was very responsive to fixing the safety issue ... has no way of fixing. Needless to say, I'm not a happy camper. I'm going to miss yet another match because [more...]
Date: 2008-10-09 12:33:47
Simplify Your Life With A Credit Repair
Having poor credit can be as stressful as a debilitating disease, because we need credit in the way the world works today. Credit repair can make your life stress free, if you've had financial and credit problems. Creditors know you're having problems, by the way you use your credit. They use your credit score to see how many times you've applied for new credit, to see how you pay your existing credit, etc. If credit is being denied, it can make your life quite difficult. [more...]
Date: 2009-09-26 12:46:14
Why You Should See Your Business Credit Report
by Andy Zain When we grow into adults we start to realize that it takes money to get the things that you want. If you do not have enough money, then you can get a line of credit. Of course, you can only get approved for the credit if you have a decent credit score. The same process goes for a small business. If you are starting up your own business take a look at your business credit report. There are many reasons why you should not miss out on an opportunity such as this. [more...]
Date: 2009-09-26 14:35:50
GSIS Consolidated Loan
Sep 30 September 30th, 2009 posted by Philippines Review Add commentsThe GSIS consolidated loan (others call it consol loan or conso loan) is the total package of all available loans for members consolidated into one. The conso loan includes the combination : salary loan restructured salary loan enhanced salary loan emergency loan assistance summer one-month salary loanWith this type of loan, you can be assured of a higher amount you will get. [more...]
Date: 2009-09-30 04:09:34
FIXING AMERICAN ECONOMY
Like all of us, I’ve been listening for weeks now of how the presidential candidates are proposing to fix our economy ... (mortgage and credit cards alike) - that can be brought under control by government intervention and better ... . I would be glad to see that any credit is substantiated by income tax returns and is based [more...]
Date: 2008-10-27 21:01:03
And On to the Auto Industry
It turns out the investment banks were just the first companies to feel the brunt of the massive economic dislocation that all started from the credit crisis now some 18 months ago. Bear Stearns' sudden collapse last spring turned ... these companies over until the economy recovers enough to repair their ailing businesses.As bailouts have become [more...]
Date: 2008-11-18 13:32:00
Thank You, Veterans!
Oldest WWI Survivor Remembers Forgotten OnesMSN.comHenry Allingham, age 112: 'We have to pray it never happens again'LONDON - Henry Allingham is the oldest living link to the 9 million soldiers killed in World War I.He is 112 now, nearly blind, mostly deaf and uses a wheelchair — none of which stops him from trying to remind everyone of those long [more...]
Date: 2008-11-11 18:01:00
Not the End of the World
Peter Rip wrote a post about VC and the economy where he writes:This firestorm is like the Year 2000 cataclysm, with a powerful difference ... after bad until they are insolvent, and at that point VC will be dead. The business models of 99 ... much anymore. He's over-extended, scared, his housing costs are grossly inflated, and his credit [more...]
Date: 2009-01-02 16:07:19
Essential Credit Repair You Need Know For Successful Self Credit Repair
Credit Repair The DIY Way . Credit repair is a great way to improve your credit scores and get a fresh financial start. However many people cannot afford the cost of a credit repair service. The good news is that you can do credit repair yourself and get the same results as a credit repair company would, you just lose the convenience of not having to do anything. This article will discuss a few important DIY credit repair tips that you can use to get started. [more...]
Date: 2009-09-28 06:50:28
Could It Be ….. Recovery? If So, Hurry Up Already
I’m starting to like this 78-day presidential transition period more and more. That’s because in another 30 days or so, the economy might (emphasis might) generate sufficiently convincing evidence that it’s fixing itself. Of course it’ ... freeze” on credit to worthy borrowers has struck me as absurd for the three months. The reported [more...]
Date: 2008-12-18 17:29:55
Ahead of TheGame: Beckham hails Gerrard
News in 60 seconds BECKHAM HAILS GERRARD The LA Galaxy midfielder says his England team-mate proved he is one of the world's best players with his ... in Parliament about alleged match-fixing in a game between Norwich and Derby at Carrow Road earlier ... damaging his groin. "I am hoping it is not as bad as it looked when he did it," Joe Kinnear [more...]
Date: 2008-10-16 15:24:36
The Poverty Business
Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]
Date: 2009-01-15 00:45:24
Christmas Traditions: The Traveling Dinner
"...We just travel somewhere on Christmas Eve. I roast a turkey or chicken. We eat finger foods.. ... ...like food! I thought about our tradition of ME fixing two HUGE holiday feasts back to back. A light ... my husband and children made. But to give my husband credit, once again, even though I had impulsively [more...]
Date: 2008-11-26 19:11:35
TIFF Interview: The Informant Director Steven Soderbergh
Here is my interview with director Steven Soderbergh that I did during the Toronto Film Festival. He wouldn't let me shoot video, so I had to record it and transcribe it, so here it is in its entirety below. I will gladly admit that Soderbergh has been and still is one of my all-time favorite directors. I love his style, I love his experimentation, I love everything he does, and I loved The Informant . [more...]
Date: 2009-09-22 00:54:51
Handling the Economic Crisis
I started to write this as a comment on Mike Gerson’s response to this Transterrestrial Musings post on the stock market’s continued slide ... paper and overnight bank loans, and would let the companies with bad investments fail. Let me expand on that. All of these problems arise out of two fundamental issues. First, very, very bad loans [more...]
Date: 2008-10-10 03:38:25
The Secrets behind the FICO Score
by Ty Crandall Your credit score is the most important number in your life. How much you pay for car and health insurance, car payments, your rent and mortgage payments, house utilities, and even whether you get hired for a job or not, are ALL based on your credit profile and credit score. This article will help you understand each component of your total credit score. For more details on your credit score you can see this article and more at www.PerfectCreditFast.com. [more...]
Date: 2009-09-28 13:26:56
Alaska News Nightly: October 22, 2008
Aleutian waters may have claimed 11 lives and a 92-foot fishing vessel overnight. Search teams have found debris and a body, but no survivors so far ... The sub-prime loan crisis has made it to Alaska. The Alaska Housing Finance Corporation (AHFC) says it unwittingly bought bad loans earlier this year and it’s cracking down on lenders that don’ [more...]
Date: 2008-10-23 01:55:34
Snoozer’s Jolt
The debate was a snooze that changed little. Except maybe one thing. McCain trotted out his proposal to have the government get in the corner of people with bad mortgages, and renegotiate to keep them in their houses. While the pointy-headed media types are working themselves into a lather over “that one, [more...]
Date: 2008-10-08 14:04:01
Investors lose $10 trillion worldwide
The masks are coming off. It's the end of the party, now we get to see what people really look like. And it's not a pretty sight. You'll recall that one of the fairest of the Bubble Era's revelers was the idea that, over the long run, you would make money in stocks. All you had to do was 'buy and hold.' Who didn't like her? She seemed so easy.. [more...]
Date: 2008-10-29 03:03:45
Vote Democratic This Tuesday, November 4th!
This will probably be my last post before Tuesday, November 4, Election Day. I think you know what it is about, and what I’m going to ask you to do ... with pragmatic, evidence-based programs. Whether it’s health care reform, fixing the economy, or building a new ... meltdown that he had no clue how to fix the problem.And bad news on the economy hits our [more...]
Date: 2008-11-03 15:00:00
Finance - Books on Personal Loans
by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]
Date: 2009-01-16 02:40:29
November Prices Sparks New Deflation Concerns
By: Roshawn WatsonA couple of months ago in a post entitled Why Those Dropping Gas Prices May Not Be A Good Thing, ... cycle that can cripple an economy.Image Credit: ClanThe real problem is the psychology of deflation ... declines.Not All Bad NewsFor example, food prices are continuing to increase; they are up by 6 percent [more...]
Date: 2008-12-26 12:00:00
McCain has pundits 'scratching' heads
Conservative pundits and bloggers expressed outrage Wednesday over John McCain’s plan for the federal government to spend $300 billion to buy up ... more to buy the bad mortgages? Really gets the juices flowing, doesn’t it?” McCain senior domestic ... from further damaging the availability of credit to Main Street America, one of the — the real threats [more...]
Date: 2008-10-08 20:28:24
Friday’s Editorial Conference
There have been two recent news stories that seem to fascinate the comics world; partly, I think, because of the one-two punch style of timing involved, and partly because it lets fans yell at a major superhero publisher (a pastime that I often suspect outweighs the pleasure of actually reading superhero stories for some people.) [more...]
Date: 2008-06-14 04:52:33
GOVERNMENT PROGRAMS THAT KEEP US OFF OUR BACKS
suddenlysenior.com Saul Friedman Gray Matters October 4, 2008 Social Security had its 73rd birthday in August, ... on loans and investments gone bad. So far, there have been 14 bank failures. The FDIC, Bair said ... Administration (FHA) was founded in 1934 to revive the almost dead housing market by insuring [more...]
Date: 2008-10-06 21:57:16
TARP Starts Spending Will Banks Start Lending?
The Treasury’s Troubled Asset Relief Program was approved a few weeks back, but the spending is just getting under way ... motivations behind (or should I say underneath) TARP, but unfreezing the credit markets ... of its workforce over the next three years. Saving other ailing institutions isn’t necessarily a bad thing [more...]
Date: 2008-10-28 01:30:50
White House Philosophy Stoked Mortgage Bonfire
From The New York Times:“We can put light where there’s darkness, and hope where there’s despondency in this country ... , chairman of the Federal Reserve, laid out the latest terrifying news: The credit markets, gripped ... he so ardently championed. There are plenty of culprits, like lenders who peddled easy credit [more...]
Date: 2008-12-21 14:39:00
As The Politicians Battle It Out Ukraine's Economy Tunnels South In Search Of Australia
By Edward Hugh: Barcelona“In Ukraine, the evidence is still that policymakers do not quite understand the seriousness of the challenges they face,”. Timothy Ash, analyst at the Royal Bank of Scotland. “There is a burgeoning economic crisis in the European periphery,” Krugman said on the ABC network Dec. 14. “The money has dried up [more...]
Date: 2008-12-25 16:01:00
about it recently, but this weekend's festival is actually a pretty big deal. Historically, local giant fests don't go so well when set up near New York, but this one seems to have the backing and support to actually get done right. First off, it certainly helps to have a band like Radiohead headline two nights [more...]
Date: 2008-08-08 18:53:54
From My Tinfoil Helmet Files
Some of you have asked what makes the financial crisis a "crisis" and why is it so important to react to it RIGHTNOW, ... out rot from a post on my porch; suggestions for fixing the post without replacing it most welcome ... without him our side would not get much of a hearing. Too bad we can't clone him. P.S. For those [more...]
Date: 2008-09-24 00:12:58
Blog Talk Postponed
I’m ticked - for the last hour I’ve been trying to get the talk radio format to work, with no luck. We’ll call it ‘technical difficulties’ on their end. We’ll schedule again soon! But I’m here at my post, ready to go, so I’ll take your question right here on the blog - leave a comment or email me at jim@jimklinge.com The first question: Q [more...]
Date: 2008-10-17 03:21:26
READ THIS - The New Economics
Two articles that detail how we are about to enter a new world of protectionism where governments will have to to act to protect nation states in a ... about reducing the credit of the United States of America, which is the backbone of the economic system. I see nothing but large increases in the deficit, all of which are serving to decrease the credit [more...]
Date: 2008-11-18 13:10:00
Nashville, Tennessee Debate: Obama vs. McCain
National and swing state poll numbers (here, here, and here) are showing Sen. Barack Obama gaining momentum and building leads with only three weeks before the general election. More so than the Mississippi debate, Sen. John McCain came into Tuesday night's debate needing a substantial performance that would draw some clear distinctions between [more...]
Date: 2008-10-08 07:14:00
Now is Not The Time to Panic
“I know people are scared watching the markets unravel. Don’t panic. That is the worst thing that you could do in a market like this. Think about it ... and remember this too shall pass. We will not fix decades of overspending, a housing bubble and credit ... was one approach to fixing the financial institutions that we need to remain healthy [more...]
Date: 2008-10-07 16:39:05
Your Credit Score is Costing you Money
by Rob Kosberg There is a mystery among us. It’s called a CREDIT SCORE and is something that many of us don’t understand and may not even know ... credit risk,” we need to repair our credit. It is possible that some of us are in for a surprise ... aware that that a “low” score will result in difficulty obtaining a mortgage, credit card, and car [more...]
Date: 2009-01-15 09:32:20
How Could You NOT Talk About It?
Everywhere in the blogosphere you’ll see people writing about finances and couples. The advice is the same, to be honest, etc. Here’s the thing ... on some of my ideas for fixing stuff. Usually he’s got an idea of what stuff costs and his own ideas about what he’ ... about my credit card debt about 8 years ago. Even then, that boyfriend wheedled it out [more...]
Date: 2008-11-18 14:33:33
If You Were Sec. Paulson for a Day: A Foreclosure Clearing House?
On one of many flights this week I was asked the question, “what would you do with the $700 billion of bailout money? ... more to the story but for the sake of brevity we’ll leave it at that. 2) Credit liquidity in the current market ... by the government buying up the bad assets, giving capital to the banks in return for equity stakes [more...]
Date: 2008-11-13 16:32:03
The CIA Warned Condi
AP Study Finds $1.6B Went to Bailed-Out Bank Execsby Frank Bass and Rita Beamish - AP / Common DreamsBanks that are getting taxpayer bailouts awarded their top executives nearly $1.6 billion in salaries, bonuses, and other benefits last year, an Associated Press analysis reveals.Lloyd C. Blankfein, CEO of Goldman Sachs [more...]
Date: 2008-12-22 13:13:00
Complexity a Common Culprit
From the Wall Street Journal:Borders' Mr. D'Agostini said there are five titles that appear to most interest consumers ... for future events; Kevin Phillips's "Bad Money," which examines the state of the dollar, credit issues ... : globalization, credit expansion, market fundamentalist beliefs, and deregulationBad Money: financial [more...]
Date: 2008-10-16 14:36:00
Your computer might be at risk
Contents Hard drive failure Recovery strategy “Free” file recovery software Restoring the machine Netgear Wireless PCI card Flash install problems The antivirus racket You idiot! Alternatives The future of operating systems Back in the present I dislike all three major OS — Windows, Mac, Linux [more...]
Date: 2008-11-17 00:00:00
Fannie and Freddie to Announce Mass Loan Modification Program
re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit. Paying your bills on time only accounts for 30 [more...]
Date: 2008-11-11 19:02:07
Falling Out Of A Bed That Gets Higher Every Day
The Herald Tribune reports from Florida. “Mark Brivik, a real estate investor who made a living buying, fixing up and selling houses on Longboat Key and other parts of Southwest Florida, has filed ... off her credit cards and ripped them up.” Still, even without credit card debt, Lesso is struggling [more...]
Date: 2008-11-24 14:34:43
Adjusting To New Economic Realities
It’s Friday desk clearing time for this blogger. “After George Zito’s mother passed away, he put her East Haven home on the market. That was 6-months ago. And, still, there are no prospective buyers. The four bedroom was originally listed at $187,000. ‘We just lowered the price by over $40,000,’ Zito said [more...]
Date: 2008-08-29 20:37:49
Not Ready Yet to End Our Addiction to Growth
The value of public companies listed on stock markets has dropped by about a third in the past year. This means that shareholders believe that this group of companies, which are an important but not dominant factor in the global economy (the public sector, notably health and education, and privately-owned enterprises, [more...]
Date: 2008-10-14 02:37:26
Generous Motors - Bumped
This post was one of the first at TOC. I linked to it yesterday, and on reflection thought it deserved more prominence ... we all heard and read plenty of bad news on the subject of GM. The catalyst was the March 16th ... , posting a negative outlook on GM and threatening to reduce its credit rating to “junk” status. The stock [more...]
Date: 2008-12-09 23:30:00
Seven Building Blocks of a Destination Website: #4 Unique Value Proposition
by Stoney deGeyter In its early years, the Internet was the great leveler of businesses. Anybody could jump online, start a business and hope to make a little money. Today, it's not so easy as it was, but unfortunately people still have that same mindset [more...]
Date: 2008-07-28 14:33:47
As The Economic Meltdown Deepens...
The ongoing economic meltdown is terrifying, but at the same time many of us have no real idea of what’s rolling down the pike at us ... like, it is instructive to look at what happened to New York City starting in 1975, when bank credit dried ... was the large banks refusing, collectively, in March, 1975 to extend credit to New York any longer [more...]
Date: 2008-10-16 14:42:00
SEC Takes Chapter From Pontius Pilate on Rating Agency Regulation
When Pilate saw that he could prevail nothing, but that rather a tumult was made, he took water, and washed his hands before the multitude, saying, ... has similarly decided to avoid the thorny question of the rating agencies' culpability in the credit ... , skill, and resources to perform credit analysis. The real problem with ratings agencies [more...]
Date: 2008-06-24 09:36:07
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