Do you know how to repair credit?

by Lee Beattie Credit repair companies must provide this in a written contract that also spells out just what services are to be performed, ... anything to fix your credit. Credit repair is the action of sending out letters to the credit reporting ... or repair credit from bad to good. Negative credit costs you extra thousands and there appears [more...]

Date: 2008-10-06 09:05:21

Blog posts (232) | Videos (168)
 

September 9 2009: A crime that will forever go unpunished

Dorothea Lange The Road June 1938 Outskirts of El Paso, Texas. "Young Negro wife cooking breakfast. 'Do you suppose I'd be out on the highway cooking my steak if I had it good at home?' Occupations: hotel maid, cook, laundress" Ilargi: Whenever I try to avoid the subject of Fannie and Freddie these days, I seem to get drawn right back into the topic of troubled US states. And when avoiding them, somehow I'm back with Fan and Fred. Got to go with the flow,I guess. [more...]

Date: 2009-09-09 04:01:00

Best Way To Improve Your Credit Score After Bankruptcy

by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]

Date: 2009-09-25 14:16:12

Home Loans - Repair Credit Errors in Three Days!

Most consumers are aware that a history of paying bills late or not at all can hurt one’s ability to obtain a loan. All financial transactions are recorded by three credit bureaus and offered to lenders upon request in the form of a credit report. That report contains the all-important credit score, which determines whether or not the borrower is a good risk for a loan. If you have a poor payment history, you could be out of luck when you try to obtain a loan. [more...]

Date: 2009-09-24 18:14:12

Credit Repair Attorneys: The Things You Must Look for to Avoid Getting Scammed

Fixing a bad credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people believe they can save money by choosing to fix their own credit only to discover the process is much more involved than they expected. This is because they are trying to save a few dollars by going the inexpensive route. Unfortunately you may discover that repairing bad credit is one of those projects that only appears easy. [more...]

Date: 2009-09-12 01:24:33

Some Debt Relief Scams, Credit Relief Fraud, Detect Debt Relief Scams

by Lianne Gaines Individuals with rising debts can reap important benefits from debt relief programs. These programs are designed to help people who are drowning in debt. Yet, finding a program and negotiating the terms of the plans could affect each individual’s monetary condition differently. In order to free yourself from debt, you should pick a debt relief program that meets your particular requirements. For instance, debt negotiation is a common debt relief program. [more...]

Date: 2009-09-24 12:56:54

Bankruptcy Repair Strategy That Will Improve Your Credit Score

by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]

Date: 2009-09-25 14:12:53

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 15:07:29

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 14:52:27

Guide To Credit Repair

Author : James Copper Credit repair is essential for a person who has a damaged credit record There are many ways to get help repairing credit or to do it yourself Credit repair is rebuilding your credit It takes time and likely money to do this The idea is to never allow your credit to become damaged in the first pace, but for most people, their credit problems stem for unforeseeable or unstoppable circumstances So, that is why there are ways to repair your credit Repairing your credit [more...]

Date: 2009-09-13 02:14:59

BBC Watchdog Fiasco

I’m sure a lot of you may have seen the video on YouTube , or elsewhere, where BBC was investigating the cause of the infamous “Yellow Light of Death” and how Sony demands money for the consoles to be repaired. All this, while claiming the systems can easily be fixed by heating the circuit boards in the PS3 in a special oven, melting the solder joints and fixing the problem. Problem is, it’s really just a temporary fix. [more...]

Date: 2009-09-18 18:29:12

The Pasty Little Putz, Cohen and Krugman

The Pasty Little Putz, in “The Self-Correcting Presidency,” says George W. Bush made two disaster-averting interventions for which presidents usually get canonized — but in his case, the disasters he averted were created on his watch.  Mr. Cohen, who is in Lisbon, sends in “Of Polish Angst and NATO.”  He says President Obama’s move on missiles highlights fissures in NATO as it tries to redefine its role for the 21st century.  Prof. [more...]

Date: 2009-09-21 10:29:34

A Better Score with Credit Repair Software

Sometimes the information contained in your report is not correct and you are having a very difficult time obtaining any kind of loan.  If this is your situation, then you need to find a way to fix your credit report so that the wrong information is removed from your credit file.  If you find an error on your report, your job is to send a credit dispute letter to the credit bureau.  It then has 30 days to verify that the information it has is correct.  Most credit bureau disputes will be resolved [more...]

Date: 2009-09-10 10:22:41

Credit Repair after Bankruptcy is Possible

When you are discharged from bankruptcy, you are basically starting with a wiped record. The difficulty is that they have a record of bankruptcy. This may take anywhere from five to seven years for this stigma to disappear from your credit report. Once the time has past you will have no credit standing unless someone has taken a chance and offered you a loan. This is not likely but it happens. After you have a clean credit record you have a great chance for credit repair after bankruptcy. [more...]

Date: 2009-09-14 20:08:07

Can Credit Repair Programs Help Fix Your Financial Condition?

Credit repair programs can be inexpensive or they can cost $1000 or more.  Much of the cost difference depends on which program you choose and how much debt you have. If you’re very far behind, a program could cost a couple thousand dollars. Yet some credit repair programs can cost very little, especially those used by specific creditors. When you’re trying to decide if you should look into a program of credit repair, consider how hard it will be for you to get out of debt. [more...]

Date: 2009-09-13 15:00:45

Credit Repair Can Make Your Life Stress Free

by Dina Salinas For most people, having bad credit would be like the end of the world. People rely on credit for even the simplest transactions in this modern world. If you have bad credit, then simplify your life with a credit repair that is within reach. If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. For instance, if you are changing your credit pattern or taking cash advances. [more...]

Date: 2009-09-27 18:08:52

When you should use a credit repair agency.

September 22, 2009 | By Timothy Gates In Finance | by Timothy GatesI always tell people to fix their own credit and use a credit repair agency in last case. But there are times that you need to use a credit repair agency. If you credit have to many negative items or if you already tried to fix your credit on your own once without success. Now the reason for you to use a credit repair agency, is not because you can do it yourself but because a credit repair will do it in a faster manner. [more...]

Date: 2009-09-22 09:39:58

Having a Low Credit Score Doesn’t Mean You Can’t Buy a Home

Your mortgage application will be considered for approval based on the following questions: How high is your credit score? What type of information is in your credit history? What is your combined income? How many outstanding debts do you have? How much is your down payment? Large down payments can help you overcome negative information on your credit history or a less than desired credit score. For the duration of your mortgage, however, you will pay higher fees and interest. [more...]

Date: 2009-09-12 01:59:32

Business Startups With Bad Credit

Bad personal credit is a common stumbling block for first-time entrepreneurs. Often, the motivation for going into business is to make more money, indicating that they are not making enough money working for others, thus, bad credit. Working for yourself is the best opportunity for building wealth, and the sooner you get started, the better. Bad credit among entrepreneurs is more common than you think and can make the startup process slightly more difficult, but is not a total barrier in itself. [more...]

Date: 2009-09-18 07:58:29

Credit Repair Can Make Your Life Simpler

September 25, 2009 | By Dina Salinas In Finance | by Dina SalinasHaving bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit.The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-25 12:07:32

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Debt Rattle, November 23 2008: How can I convey to you?

National Photo Co. Happiness 1919 A child holding the Thanksgiving turkey. Ilargi: It may seem sort of hard to decide which idea is sillier. But then again, that's not really fair. The nonsense oozing from Bush and Canadian PM Harper in Peru about how free trade will solve all our problems within the next 18 months goes way beyond silly [more...]

Date: 2008-11-23 20:47:32

Simplify Your Life With A Credit Repair

Simplify Your Life With A Credit Repair by Dina SalinasHaving bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit.If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. [more...]

Date: 2009-09-23 07:07:44

You Can Buy a Home with a Low Credit Score

September 9, 2009 | By Ben Douglas In Finance | When a lender considers approving your mortgage application, it goes something like this: First, what is your credit score? What is your credit history? How much money do you make? How much debt do you have? How much money do you have for a down payment? A gigantically large down payment may dilute the negative effects a spotty payment history or low credit score to some extent. [more...]

Date: 2009-09-09 14:00:16

Do You Need to Correct Your Bad Credit?

Do You Need to Correct Your Bad Credit? If you’re in need of help with bad credit this article gives you some tips on what you can do to help yourself when faced with credit problems. There’s a lot you can do for yourself to turn your credit situation around.Start a budget.Starting a budget is the best step you can take to help yourself out of debt. By looking at all of your debts and bills in comparison to your monthly income you can get a pretty good idea of what your financial situation is. [more...]

Date: 2009-09-10 14:46:00

Thank You, Veterans!

Oldest WWI Survivor Remembers Forgotten OnesMSN.comHenry Allingham, age 112: 'We have to pray it never happens again'LONDON - Henry Allingham is the oldest living link to the 9 million soldiers killed in World War I.He is 112 now, nearly blind, mostly deaf and uses a wheelchair — none of which stops him from trying to remind everyone of those long [more...]

Date: 2008-11-11 18:01:00

Essential Credit Repair You Need Know For Successful Self Credit Repair

Credit Repair The DIY Way . Credit repair is a great way to improve your credit scores and get a fresh financial start. However many people cannot afford the cost of a credit repair service. The good news is that you can do credit repair yourself and get the same results as a credit repair company would, you just lose the convenience of not having to do anything. This article will discuss a few important DIY credit repair tips that you can use to get started. [more...]

Date: 2009-09-28 06:50:28

Langevin favors bailout, says RI voters beginning to, too

By John E. Mulligan Journal Washington Bureau WASHINGTON -- While the financial rescue bill that passed the Senate last night faces uncertain prospects as the House returns to work on it today, members of Rhode Island's congressional delegation point to signs that opposition to the package may be softening back home [more...]

Date: 2008-10-02 14:23:17

Debt Consolidation - a great way to simplify your credit problem

Debt consolidation is great solution of financial problems that faced by many person in their life ... and repair your credit report if you follow your debt management plan until the end of period. Don’ ... . However, most debt consolidation efforts will have bad effect on credit ratings at first. This is because [more...]

Date: 2008-10-22 15:15:48

The Best and Worst of the Credit Card Industry

The newest Consumer Report is in and their agenda was the dozen or so cards that consumers should be seeking out, and the several to stay away from ... sure it’s a card you can use! 1.) Capital One No Hassle Cash Rewards 2.) Chase Freedom Visa ... are as follows: 1.) Chase PerfectCard MasterCard ( I believe this is a business credit card…I don’ [more...]

Date: 2008-12-08 06:38:50

Bankruptcy and Credit Repair: Answering A Few Questions

One of our readers, Jnet, sent us this question: Due to a permanently disabling illness, I lost my job and had to file bankruptcy 2 years ago ... . I had no choice. Here it is, two years later and one of the Company’s hit my credit report with 4 dings, listing 4 charge offs? Can they do this? Will all the rest hit me too? my credit number was low [more...]

Date: 2008-10-21 14:33:56

Credit Report Repair

by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... agency that specializes in credit repair. Don’t fall for the ads that claim an agency can erase bad ... significance placed on your credit report, it is absolutely essential that the information it contains [more...]

Date: 2008-07-12 09:18:33

Ovation Credit Services

Having a bad credit report has so many disadvantages specially here in the U.S. That is a hard reality I've realized ... help from the experts. Ovation Credit offers one of the best credit repair programs. Attorneys ... a place to live. Why? Because companies, governments, and others always checks your credit history [more...]

Date: 2008-12-04 03:59:39

Intelligent Research...Do your due diligence

Sam walked into my office plopped himself into a chair, stretches, yawns with a smile. He slouches. He forced himself to give me one of those limp handshakes. It gave me the willies. I was meeting with him as a favor to a friend. “Hi”“How do you do. It’s nice to meet you.” I said with a strained smile. “Same [more...]

Date: 2007-04-25 01:22:00

How to Dispute Credit After Bankruptcy

by Derrick A. Clayton Bankruptcy can be very harmful to your credit file, but there is a way to fix your credit report and increase your score ... the bankruptcy will be listed as either a “Charge-off” or “BK Liq Reo” on your credit report. The actual ... it was written by a human being. Look closely on your credit report for any mistake the person made [more...]

Date: 2008-11-26 13:38:13

Your Do It Yourself Credit Repair Guide

September 14, 2009 | By Chris Tiderc In Finance | It is possible for you to repair your own credit. The first step in do it yourself credit repair is to collect all of your bills and statements so that you know what you owe. Ordering your credit reports from the three reporting agencies is the next step. You are entitled to get one report per year from the three agencies. You should get all three credit reports from all agencies as they do not always report the same things. [more...]

Date: 2009-09-14 23:41:40

Things To Remember When Shopping For A Used Car

Time to take the plunge and get a new car The transmission on my old car decided that it no longer wants to continue shifting as it should. After getting several repair estimates, we found that to fix the car would cost us over $2500 ... to remember when looking for a used car. Service Creative Commons License photo credit: Ben [more...]

Date: 2008-10-28 15:41:04

Another Red Flag Raised by a Feminist - A Must Read Article

July 28, 2008 American Men, Background, Beauty & Sexiness, Culture & Beliefs, General, Identity, International Men, Russian Women, Why Russian Women?   Gentlemen, The backlash against Feminism has officially begun from within their own ranks. It started only as a few drops leaking through the dam [more...]

Date: 2008-07-28 07:07:57

Don’t Be Taken By Debt Consolidation or Credit Counseling Scams

Your credit cards are maxed out.  Your mortgage is spiraling out of control.  You have fallen behind on your car payments ... is that there is no “magical solution” to credit repair.  Even those companies which decide to report negative ... your debt by 50% and they will fix your credit overnight.  You call them, looking [more...]

Date: 2008-12-18 23:25:22

The Truth About Credit Repair

The Truth About Credit Repair This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... they are able to “repair your credit”. Time is the only way to heal your credit report. By making consecutive ... on your credit report, you can follow these simple steps: Contact the local credit bureaus. Obtain a [more...]

Date: 2008-06-12 15:30:25

Obama’s Deficit, Fed’s Forecast, India’s Market, Gold’s Victory, and More!

by Addison Wiggin & Ian Mathias Obama’s fiscal “change”… trillion-dollar deficits “for years to come” Fed says economy to shrink in all of ’09, unemployment to rise until 2010 Second wave of real estate tsunami swells… office and mall vacancy rates surge Indian market crushed in ’08, [more...]

Date: 2009-01-07 19:10:08

Googel Developers Day US - Testing Distributed Systems

Click here to view the embedded video. Attention! API Garbage (might be unreadable): Google test checkout 10 yes this is a testing history systems with Ajax XML lessons learned from Google check out hundred hundreds and they ll be presenting out today with Mario Mentor from the checkout team and nosedive in your so mutable love to do everything [more...]

Date: 2008-12-21 12:49:52

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... payment history and improve your ratio of debt to available credit. In sum do not wait to repair ... : For more credit repair tips or to read a review of Lexington Law a suggested credit repair service [more...]

Date: 2009-01-14 19:07:31

FUNDAMENTALS TO REPAIRING CREDIT

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... Guide on Maintaining and Repairing your Credit Score by going to Bad Credit Repair for your FREE ... to break down the milestones on the way. The “credit risk” label is based on your “credit report” [more...]

Date: 2009-01-03 00:19:55

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... on your credit report. This act also says that if the item is not verified by the lender then the credit ... not wait seven years for credit repair to occur naturally. You can take steps today and rebuild [more...]

Date: 2008-12-28 13:54:55

How to Best Use Your Debt Consolidation Opportunities

Sometimes, even when we try our best to manage our finances , debt problems can get in the way ... and that all your payments are submitted accordingly. Credit Repair Clinics Watch out for agencies or even ... put us in a bad debt situation. However, being in debt doesn’t have to be a hopeless situation [more...]

Date: 2008-11-29 04:30:36

Credit Report Contents

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... to monitor his/her own credit profile, fix errors, and repair personal credit. About the Author ... ) there will be a credit inquiry to one of the bureaus. If you inquire for yourself, it will be on the report [more...]

Date: 2009-01-15 21:43:13

Lewis and Einhorn - repairing the financial world

Michael Lewis's Portfolio.com essay remains best summary to date of the Collapse of '08. Today he returns, joined by David Einhorn, with a prescription for change published in the NYT OpEd page. It's an extraordinarily long editorial, here I excerpt the key ideas. Emphases mine. The End of the Financial World as We Know It - NYTimes [more...]

Date: 2009-01-04 04:54:29

Bank Crash - Economics 101

Seen the news lately? Banks closing left and right, the government stepping in to bail some banks out ... . If Mega-Corporations, like banks and mortgage companies, report massive profits this makes politicians look good. The news reports “Stocks are up, banks report growth again.” It makes you feel [more...]

Date: 2008-09-17 12:00:00

How long does credit repair take?

Filed under: DebtWe've been getting a lot of desperate comments from people who are seeing their credit destroyed as their personal financial lives ... . So how long does it take to fix your score, if your score is down dramatically after a credit ... will it take to get a clean credit record? Most of the negatives on your credit report will drop off [more...]

Date: 2008-11-03 21:30:00

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