Of Piracy and Politics

Guest Commentary by Edward Cline:The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa.Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped [more...]

Date: 2009-01-14 18:50:00

Blog posts (201) | Videos (200)
 

Tennessee women to celebrate Day of “Free”dom

Nashville Convention Center transforms into state’s largest life support system for women ... , you can try Laughter Yoga, repair a toilet, take care of all those nagging financial obligations (like setting up a living will, a serious budget and a plan of attack to improve your credit score [more...]

Date: 2009-01-14 18:00:45

Investors May Be Too Optimistic About Consumer Recovery

The most accurate banking analyst, Meredith Whitney, has warned that banks are likely to continue to restrict consumer credit, ... , are implemented. Credit card issuers shifted their model away from one where they earned ... are likely to cut credit to risky borrowers even beyond what they would have done in a risk-averse [more...]

Date: 2008-12-14 06:10:36

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Of Piracy and Politics

The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa. “Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped by parachute onto the deck [more...]

Date: 2009-01-14 16:24:00

F|R Crib Sheet: 7 More Sites to Cut Your Startup Costs

Last month we offered bootstrapping founders a short index of cost-optimization sites to help cut expenses for things like health insurance, web hosting, wireless plans and electric bills. Many of you wrote in to offer your own recommendations, so this week we’re expanding the list with seven additional resources to help you cut costs [more...]

Date: 2008-08-09 16:00:56

My Not-So-Stimulating Economic Stimulus Payment Has Finally Arrived

After months of waiting and checking my mail box regularly like a little kid waiting for his video game to arrive, ... in a week or so. The letter also provided a simple breakdown of how the federal government calculated my small time stimulus payment. But what was the point of sending this predecessor letter out to let [more...]

Date: 2008-07-09 17:38:26

Even Celebrities Can Fall On Hard Times And Face Home Foreclosure

When you think of Ed McMahon, you don’t exactly associate or lump him with big time wasteful spenders like MC Hammer and some of the other well ... their money into bankruptcy on trivial pursuits. No, when you think of Ed McMahon, you think ... bubble and credit crisis seems to be quite merciless and universally brutal, even to those who simply [more...]

Date: 2008-06-09 01:18:36

Renew America’s promise — or cancel our future altogether?

Never mind ignoring low blows or pulling punches in response, there’s a third way for Obama to respond to smears. When the Swift Boat Veterans for Truth attempted to torpedo his presidential campaign in 2004, John Kerry made sense, on one level anyway, by following his initial instinct to ignore them [more...]

Date: 2008-08-25 07:56:20

Lehman shares plunge again on fear of fire sale

From Times staff writer Walter Hamilton: The clock is ticking louder for Lehman Bros. Holdings Inc ... . all downgraded Lehman this morning. One growing concern is that credit-rating firms could slash ... has searched unsuccessfully for a deep-pocketed partner to pump capital into the firm to repair [more...]

Date: 2008-09-12 00:53:20

It's a Miracle How DirecTV Stays in Business

To Whom it may concern Please be advised, how Direct TV treats their "customers" this is to the point and right to the heart of the matter ... to repair. I have a balance of $96.44, that they have placed into collections, after they did ... , only to be given the brush, and told we cant do anything, your all on your own pay us, case closed [more...]

Date: 2009-01-17 17:00:00

Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07

Deals of the Day: Is BCE the Next Busted Buyout?

Deals of the Day gathers all the biggest news of the morning related to mergers and acquisitions, bankruptcies, financing and private equity ... billion into ailing credit markets, much of it directly from the Fed. The central bank plans to buy ... governments to move rapidly to recapitalize their countries’ banks to repair financial markets. WSJ [more...]

Date: 2008-11-26 13:47:54

Intelligent Research...Do your due diligence

Sam walked into my office plopped himself into a chair, stretches, yawns with a smile. He slouches. He forced himself to give me one of those limp handshakes. It gave me the willies. I was meeting with him as a favor to a friend. “Hi”“How do you do. It’s nice to meet you.” I said with a strained smile. “Same [more...]

Date: 2007-04-25 01:22:00

Pertinent Tidbits on Burning Mortgages and Hiring Service People

On Burning Your Mortgage As you may know I co-own an insurance agency with my son. To say we have a varied clientele is to understate the characters in our portfolio. I write this first piece based on one of them. Actually they are a couple who paid off their mortgage and were ecstatic [more...]

Date: 2008-11-07 20:53:13

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

GE Promises Free Inspection And Repair, Then Charges You, Then Threatens To Send You To Collections [General Electric]

Reader Zack is frustrated with General Electric because they offered to inspect and repair his washing machine as a courtesy, ... him to a collection agency. Zack writes: OK, I'll try and make this a quick summary. I called GE ... , as I thought this might just be a courtesy diagnostic to tell me the true cost of repair. No, she said [more...]

Date: 2008-08-14 17:25:43

Recovery Parks, Free Geeks and Plasma: Vancouver Debates Zero Waste

Can we imagine a day when, having sorted out our recyclables and compost-ables, then responsibly earmarked our "still perfectly good" stuff for reuse, we'll have no trash left to drag to the curb? What are the solutions that will take the developed world from our current rates of over-consumption to zero waste? [ [more...]

Date: 2008-07-01 21:04:17

DrumBeat: September 17, 2008

Oil spikes $6 on safe-haven buying, weak dollar NEW YORK - Oil prices shot up $6 a barrel Wednesday, rebounding as fears of a spreading crisis in the U.S. financial sector sent skittish investors scrambling out of stocks and into hard assets. The big rally at least temporarily halted crude's steep, [more...]

Date: 2008-09-17 13:50:07

Bill Clinton Campaigning for Obama in Orlando Today

NOTE FROM PAM: I added some video clips below the fold. Former President Bill Clinton spoke at a Obama for President rally in Orlando, Florida today ... who are not at this rally. We have to elect a president who will rebuild the American dream, repair a badly ... , incomes declining, heathcare costs of doubled, college costs up 75 percent -- credit card [more...]

Date: 2008-10-02 01:31:07

Reading POSt: Case study on a sales culture

Reading POSt: Case study on a sales culture Cash generation largely through accelerated but informed selling is the name of the current game (of course, companies may opt for cost-savings but that's another matter all together) so the story ... many a depositor from entering a branch (NAVPU, debit/credit, GRT, etc.) Think of the potential [more...]

Date: 2009-01-17 04:54:31

PFBlogger Spotlight: Green Panda Treehouse

What color is US currency? It’s green. What’s one of the most content creatures on the planet? Well, one of them is a panda ... of it. I got a credit card in college and like many of my friends, I charged on it like crazy ... some of my friends (who would return the favor and use their credit card next time). I also thought [more...]

Date: 2008-08-07 16:28:03

Vancouver History: Nat Bailey

Copyright © 2008 Miss604 - Rebecca Bollwitt. If you are not viewing this post through the Miss604 ... , but what makes Nat Bailey more than a baseball stadium (and a Pale Ale) at White Spot? Photo credit ... beyond repair, crowds stood on the street with tears in their eyes. Rush-hour traffic in south Vancouver [more...]

Date: 2008-06-29 16:42:35

Human Ingenuity at the World Wind Energy Summit

By Kathryn Cooper Whether at the local, national or global level, the plan for a switch to renewable energy involves two crucial pieces: policy and technology. As I discussed in my previous post, many of the discussions at last month's 7th Annual World Wind Energy Conference focused on the need – and best-practice [more...]

Date: 2008-07-19 23:05:00

FICTION - BIONIC BOYFRIEND - AMOR PRIMO

           "Last call for flight 714 with non stop service to Las Vegas," the voice of the effeminate flight attendant crackled over the sound system.     With a sigh Twenty-one year old Justus Montgomery lifted his satchel and laptop case, swinging them both over his shoulder. "Well," he swallowed hard. "I guess this is it [more...]

Date: 2009-01-17 06:48:50

Credit clean-up

"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]

Date: 2008-10-27 19:40:13

Ex-Best Buy Employee Regrets Selling Warranties Now That He's A Customer [Best Buy]

We just got an email from reader Mike, who claims to be a former Best Buy employee who regrets selling all those extended warranties now that he's ... defended the company online from people who had complaints and offered advice on what to do, based ... with the Geek Squad employee about it, he determined it would need to be shipped off to the repair faci [more...]

Date: 2008-09-15 17:29:16

On Credit Repair

Credit cards and other loans are really good. It can help you get through any financial difficulties or even assist you for additional capital needs ... into a positive record by availing credit repair services. This can help you establish a good name ... repair you credit record but not all has good testimonies from many clients. DSI Solutions [more...]

Date: 2008-08-19 14:50:00

How to Find a Good Auto Mechanic

When it comes to finding a good mechanic, I’ve always relied on the recommendations of others ... of repair shops. While dealerships will be full of mechanics that specialize in your particular make ... more than a new battery, we usually go elsewhere. Finally, we have independent repair shops [more...]

Date: 2008-08-21 13:19:15

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... payment history and improve your ratio of debt to available credit. In sum do not wait to repair ... : For more credit repair tips or to read a review of Lexington Law a suggested credit repair service [more...]

Date: 2009-01-14 19:07:31

11 July SWJ News, Op-Ed, and Events Roundup

IRAQ Turks Visit, Regional Warming Trend - Tavernese and Robertson, New York Times Turkey’s prime minister visited Baghdad on Thursday, only the second foreign head of a neighboring state to visit Iraq since the American invasion. The visit of Prime Minister Recep Tayyip Erdogan came during a flurry of announcements from Arab countries - including [more...]

Date: 2008-07-11 00:34:15

75 Tips to Survive a Down Economy

I originally titled this post, “75 Tips to Survive a Recession,” but since there is still some dispute from economists on whether or not we are actually in recession, I just stuck with the phrase, “down economy.” Regardless of how economists refer to it, people are hurting, financially. $4 [more...]

Date: 2008-06-15 15:22:41

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va ... for our company.” Circuit City’s Firedog repair service and 700-plus Canadian retail and outlet stores may ... .-based company said Friday that it plans to close its remaining 567 stores in the United States [more...]

Date: 2009-01-17 00:18:08

Festival of Frugality: Free extra money edition

Welcome to this week’s Festival of Frugality!  Cutting back on expenses is more at the forefront of our minds with the ailing economy and the somewhat tougher job market.  Within the posts I’ve featured three money-saving sites that I use regularly which (a) are entirely free to sign up and use, and (b) [more...]

Date: 2008-10-21 05:18:17

Bank Crash - Economics 101

Seen the news lately? Banks closing left and right, the government stepping in to bail some banks out ... . If Mega-Corporations, like banks and mortgage companies, report massive profits this makes politicians look good. The news reports “Stocks are up, banks report growth again.” It makes you feel [more...]

Date: 2008-09-17 12:00:00

Do-it-yourself Credit Repair

There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... as the company has not yet completed the service. According to Credit Repair Organization, any ... of these companies would do nothing to improve their customers’ credit background and would eventually [more...]

Date: 2008-08-23 04:47:53

The Locavolt Movement: Pushing For Energy Independence

Peter Asmus at the San Francisco Chronicle reported yesterday on the "locavolt" movement ... . for billing, distribution and repair service, but allow local elected officials to choose more locally ... . And, as Asmus notes, there are bureaucratic challenges as well, including legal restrictions preventing [more...]

Date: 2008-09-15 19:13:24

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Consumer Credit Counseling

Consumer Credit Counseling January 17, 2009 at 5:00 pm · Filed under Credit Counseling Services div style=’float: right; width: 100px; padding: ... on financed loans and credit card debt can become onerous and when you add in penalties and late fees ... impossible for anyone to compete in today’s arena without the aid of a credit card. And that’ [more...]

Date: 2009-01-17 22:00:36

Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... it resolved through the credit bureau. Write a letter to the credit reporting agency.  In the letter ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies [more...]

Date: 2008-10-23 11:00:30

The Stigma Is Gone In California

The San Diego Reader reports from California. “What’s the difference between National City and Rancho Santa Fe? Well - er, uh - money comes to mind. Last year, median household income in National City was $44,130, according to figures provided by the San Diego Association of Governments. That was far under the county median of $68,388 [more...]

Date: 2008-06-12 22:23:07

Debt Consolidation Service

Last year, I made three credit cards and applied loans for buying a car and a house. From the first month until the sixth months, everything was ok ... , debt settlement, credit counseling, and credit repair. If you have many credit cards and loans ... the seventh month, it started to be disorganized because I haven’t been able to control my credit cards [more...]

Date: 2009-01-16 21:10:56

All the time, I get requests from readers asking me for recommendations of financial products ... account? What credit card should I get? Where should I get my insurance from? What kind of software ... in the world. I’ve never held a credit card with a lot of banks. I’ve only had accounts with a few [more...]

Date: 2008-09-09 20:00:17

How Do Credit Counselors Help You?

by William Blake It is not unusual for a person to be shouldering much more debt then he actually can handle ... and for some it eventually gets out of hand and impossible to maintain. For those people credit counseling can offer some assistance. What can a credit counselor do for you? A person with a sizeable debt that is hard [more...]

Date: 2009-01-15 10:32:19

Military Retirement - Special Tools for Planning

by Michael Geoffrey People in the military usually have a much different retirement plan than ordinary civilians so they should use a special ... retirement calculator to make their plans for the future. Of course planning for your retirement ... . Most people in the military are members of a credit union and that is always a great source [more...]

Date: 2009-01-15 23:55:06

The Carnival of Personal Finance #178: Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

Man Feels Opportunities Credit Union Screwed Him Over For $125 []

This will come as a serious blow to a number of our commenters, but we have a bad story about a credit union. Gasp, shock, horror, it's true ... Credit Union accessed the bill. Whoopsies. Here's Rick's letter to the Credit Union president, asking ... . Opportunities Credit Union of Vermont, where reader Rick has his mortgage, told Rick [more...]

Date: 2008-09-12 20:47:02

Review: Repair My Credit

I agreed to review this website called Repair My Credit Now.  This site helps those who have bad credit but are looking for help ... on your credit report.  Everyone knows that bad credit can cause you to have higher insurance rates, be turned down for a job, and make getting more credit difficult.  Thus repairing your bad credit score [more...]

Date: 2008-07-12 02:48:01

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