credit repair loan : Too Much Preferred Stock (blog)

Too Much Preferred Stock

The Citi rescue: The U.S. government is committed to supporting financial market stability, ... of repair and recovery and to manage risks. The following principles guide our efforts: We will work to support a healthy resumption of credit flows to households and businesses. We will exercise prudent [more...]

Date: 2008-11-24 14:49:37

Blog posts (180) | Videos (282)

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget. It also says to track what you spend and really stick to a budget. My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

Text of Joint Statement of Citi Rescue Package

&& #yiv1876689128 { font-size:12px;font-family:arial, verdana, sans-serif;font-weight:normal;font-style:normal;} #yiv1876689128 .physicalAddress { ... the strength of our banking institutions and promote the process of repair and recovery and to manage risks. The following principles guide our efforts: We will work to support a healthy resumption [more...]

Date: 2008-11-24 06:32:13

The Carnival of Personal Finance #178: Struwwelpeter Edition

Date: 2008-11-10 05:46:25

Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot of people do not even look at their own report and don't realize that there is probably errors [more...]

Date: 2009-01-07 04:45:00

Credit Card Offers For People With Bad Credit Or Poor Credit History

Updated List Of The Best Secured and Unsecured Bad Credit Cards For Credit Improvement Credit card usage is a fact of life whether you agree with ... has morphed into a mish mash variety of credit card rewards, airline credit card miles, and balance ... room reservations to car rental bookings. Credit card numbers are also necessary for frequent [more...]

Date: 2008-11-20 18:01:07

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... repair plan for yourself. You will start by collecting all your credit reports, bill payment statements ... the effort and take the time to get your money management and credit use habits back on track [more...]

Date: 2009-01-14 23:03:41

U.S. ‘Bad Bank’ Plan Gets Momentum to Revive Lending (Update2)

By Robert Schmidt and Craig Torres Jan. 16 (Bloomberg) -- Renewed questions about U.S. banks’ viability are pushing regulators toward a new plan that would remove toxic assets from bank balance sheets, in what may become the biggest effort yet to unfreeze lending [more...]

Date: 2009-01-16 11:55:00

Is the other shoe about to drop?

According to a December 14, 2008 segment of 60 Minutesentitled “The Mortgage Meltdown, ... is that most of the air has already leaked out of this bubble, but the bad news is that another, perhaps ... option ARM” mortgages. (See below for a brief explanation of each.) Credit Suisse estimates [more...]

Date: 2009-01-16 23:43:00

Credit Reports can be a Teaching Tool

by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]

Date: 2009-01-17 15:18:02

Bank of America to receive additional $20 billion

Eric Dash, Louise Story and Andrew Ross Sorkin International Herald Tribune Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 20:44:24

Feds now the largest shareholder of Bank of America

International Herald Tribune, “Bank of America to receive additional $20 billion” Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 19:55:14

Kiva Card a Simple Way to do Serious Good

We all seem to be broke these days. Why would anyone in their right mind want to donate money during a financial crisis? Easy ... not just helping someone out. In bad global economic situations like the current one, you could save someone’ [more...]

Date: 2008-10-15 17:07:46

Text: Joint Statement - Treasury, Fed, FDIC on Citigroup Bailout

(Source: U.S. Department of the Treasury) November 24, 2008 Joint Statement by Treasury, Federal Reserve and the FDIC on Citigroup Washington, ... to preserve the strength of our banking institutions and promote the process of repair and recovery and to manage risks. The following principles guide our efforts: We will work to support a healthy [more...]

Date: 2008-11-24 22:51:37

Paulson Translated

After listening to and reading the text from Paulson’s speech this morning, ... at a tipping point. Credit markets were largely frozen, denying financial institutions, businesses and consumers access to vital funding and credit. He uses past tense verbs, but I’m not sure [more...]

Date: 2008-11-13 04:08:18

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit ... , there is such a thing as Bad Credit Repair. Starting Off Smart Of course, the best thing to do is to avoid getting ... is now to repair your credit profile so that when you need the help of a loan or credit card [more...]

Date: 2009-01-16 00:22:09

McKinney, Nader debate

Democracy Now! played some of the questions and answers from the last Presidential debate with McCain and Obama, followed by a two minute reply by Green Party nominee Cynthia McKinney and Ralph Nader The host, Amy Goodman stopped the candidates when they were headed down the way-over-two-minutes path [more...]

Date: 2008-10-20 04:33:33

Foreclosure : What You Can Do

Debt management No one wants to face foreclosure, however there are some instances where it cannot be avoided. When facing this particular financial issue, there are a few things that you can do. Budget mismanagement and buying a home that cannot be reasonably afforded are some reasons people face foreclosure, [more...]

Date: 2009-01-18 06:04:04

Using Good Debt to Pay for a House, Car, or Education

Hello again! Cate here, talking, as usual, about debt. The point of my series here at Queercents is to talk about the dangers of getting into debt ... that will produce concrete benefits to your life. The bad kind of credit card debt that I’ve talked about often ... benefit. I’ve had both kinds: Bad Debt: $5,000 credit card debt from living beyond my [more...]

Date: 2009-01-16 02:45:14

What is an instant cash loan

What is an instant cash loan by Mark Carnagie We have all had the experience of running out of money before our next payday ... in the family, an emergency home repair or even an unexpected car repair. An instant cash loans is also ... an instant cash loan no matter what your credit score may be. Bad credit, good credit, perfect credit [more...]

Date: 2009-01-17 09:43:12

Repair your credit at repairyourbadcredit.com

It is no wonder any more that having a credit or loan has become one of the most important requirements in running this life ... bad. If their credit score is bad, we will get difficulties in borrowing some money or loans again ... repair credit of ours. To repair our credit, we can ask repairyourbadcredit.com. [more...]

Date: 2009-01-17 11:51:00

The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan. More tips ... entrepreneurial ventures. Franchise Loan Availability The financial institutions are still going through [more...]

Date: 2009-01-09 07:30:34

Wiping out my savings is one thing. Wiping out Bubbie and Zadie's is something else entirely

the now-famous video of me and Madoff and his employee Josh Stampfli misses. All that talk in the video about how Madoff makes money and what his dealings with the SEC are like relates to his brokerage business, which was a pillar of the Nasdaq system and was, as far as anybody knows at this point, on the up and up [more...]

Date: 2008-12-17 12:04:47

Bank of America: Bailout hides huge bank subsidy deep in press release text

Marshall Auerback here. I wanted to add a few thoughts to the discussion about recent events in U.S. banking ... over governments 94.5% fro 10 years) and you can go and make credit card loans at 16% and make a 1200 bp profit margin. Then JPM just puts up the credit card loans as collateral as per the new [more...]

Date: 2009-01-16 15:45:18

Madoff Scam: "He’s a person of integrity..."

A: Waking up this morning here to plenty of news; Senate votes down auto bailout as Harry Reid states "No more talks on auto bailout..." & Bernard Madoff admits to employees of running a $50Bln Ponzi Scheme, using new principal from new investors to pay out returns to existing investors [more...]

Date: 2008-12-12 14:24:37

If You Want A Better Mortgage Rate Read Credit Scoring Basics

by Rob Kosberg The right time to review your credit scoring is now because the credit score is becoming more important for mortgage prices ... ’ Detailed FREE Guide on Maintaining and Repairing your Credit Score by going to Bad Credit Repair ... . You can make the credit system work for you if you have the knowledge of how the system works [more...]

Date: 2009-01-15 12:32:43

MEGAN MCARDLE on Bush’s automaker loan program: “The really miserable thing is that even a total ba…

MEGAN MCARDLE on Bush’s automaker loan program: “The really miserable thing is that even a total bankruptcy may not be enough ... make a profit without a now-defunct financing business based on ever-growing loans to ever-poorer credit risks. The Big Three, with the help of the UAW and all their other partners, has spent 25 [more...]

Date: 2008-12-20 07:33:19

If You Have Bad Credit, Can You Still Get A Mortgage?

“If you have bad credit, can you still get a mortgage?” Generally speaking - no. Or maybe I should say “not until you fix your credit” ... Questions About Credit Repair Companies Do credit repair programs cost money? Yes. How much do credit ... . Fix your credit? How does that work? The truth is, I don’t really know (how [more...]

Date: 2009-01-14 23:32:50

At Frontline of Foreclosure Crisis, Counties Go It Alone

Image by: Matt Mahurin With graffiti-scarred walls, ... with their credit crisis problems, cities and suburbs are mostly on their own. It wasn’t supposed ... to buy up and repair foreclosed houses. But since the Hope for Homeowners program launched [more...]

Date: 2008-11-24 11:01:40

Obama's Economic Speech

I've posted his major speeches in full for the past eighteen months. His latest - given today in Toledo, Ohio - continues after the jump ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 23:32:00

Credit Repair

All of us can feel the effect of the Recession. This is the worst Recession for decades ... our situation and get that loan to buy our dream home? What we need is credit repair. By tweaking several things ... your credit, this credit repair company can do a job that might make life easier for y0u. [more...]

Date: 2009-01-16 16:15:39

Barack Obama's speech in Roanoke, VA

Watch it live here Remarks of Senator Barack Obama Roanoke, Virginia Friday, October 17, 2008 We meet at a moment of great uncertainty for America ... of their hard-earned savings have disappeared. The credit crisis has left businesses large and small unable [more...]

Date: 2008-10-17 16:07:45

Don’t Pay Off Bad Credit

Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time ... your bills on time, that you have good credit. Paying your bills on time only accounts for 30% to 35 [more...]

Date: 2008-11-11 17:02:59

Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... get a line of credit or credit card with an interest rate of 12% to 18% depending on the company ... . When credit is available to those with a poor credit history, interest rates are jacked up, loan [more...]

Date: 2009-01-16 23:12:15

Two crises for the price of three

We are living through two crises, for the price of three, thanks to the authorities. The first crisis was the massive overextension of borrowing in the Credit bubble, which low interest rates and loose banking regulation, off balance sheet financing and a culture of buy now pay [more...]

Date: 2009-01-16 06:52:36

What in a Report of the Credit?

All of us have probably been informed that our report of the credit is a very important document ... about it. A bankruptcy is on your report of the credit for 10 years. ... that we must repair it. The will have several sections. Know that there won’t be any personal private [more...]

Date: 2009-01-13 09:54:22

Repair Your Bad Credit Now

Crying on your bad credit record will not provide you the solution you need to make you qualified for the loans you need ... a look at their method of credit repair service. They know how to find clefts on your credit report ... , education or other purposes, your bad credit will make you have less chance to get the loan [more...]

Date: 2009-01-16 13:53:53

These Latin American Countries Will Thrive in 2009

HIDDEN VALUE Dear Value Seeker, It’s quiet out there today. Too quiet. There were no weekend bailouts or bankruptcies for Mr ... close to zero, the Fed is engaging more desperate tactics to repair the damage it inflicted [more...]

Date: 2008-12-15 20:06:21

Recognizing a Credit Repair Scam

by David Wada Companies target consumers with poor credit histories all the time, ... a credit repair offer, here’s 6 simple ways to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before they provide any services. Under the Credit [more...]

Date: 2009-01-16 04:06:09

Obama's Speech On The Economy

The complete text, via Sargent, is on the flip. Two things stood out for me. First, the 90 day moratorium on mortgage foreclosures ... that so much of their hard-earned savings have disappeared. The credit crisis has left businesses large [more...]

Date: 2008-10-13 22:39:16

How Much Is Your Credit Score Costing You?

I hate to say it, but just change your time is no longer sufficient ... that you are a trustworthy person? Your credit card results, of course! The spot-checks, credit cards ... . There was a time when everything you do, good credit to have ensured that all your bills [more...]

Date: 2009-01-17 02:31:20

Words from the (investment) wise 12.28.08

Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy [more...]

Date: 2008-12-28 12:31:33

Swindle

Wall Street is a criminal enterprise based on a confidence scam so it should be no surprise that the swindle continues unabated ... . That was the firm’s sixth troubled quarter since the credit crisis began. Merrill was among the most [more...]

Date: 2009-01-16 18:25:49

Repair Your Bad Credit

I believe most of us have problem with the credit. In this world situation, everybody (or most of them) ... many people involved in bad credit history.If you are in this situation, you should try the credit repair company who advice you how to solve your problem. Repair credit is not an easy work [more...]

Date: 2009-01-13 23:48:00

Top up loans

Are you wondering if you have the qualifications of a top up loan? Well top up loan is a unique loan that is for people that have a mortgage payment ... for your house and add the total cost to your mortgage loan. If you have bad credit then you are not going ... . Top up loans are loans that assists you with the cash you need to repair your house or help [more...]

Date: 2009-01-12 20:03:34

Reviews Of The Best Capital One Credit Cards and Offers

Updated List Of The Best Capital One Credit Cards Below What’s In Your Wallet? ... , from subprime bad credit credit card applicants to high FICO score candidates. Since its decision to re ... - So goes the motto and promotional tag line from those zany Capital One credit card ads we’re [more...]

Date: 2008-12-18 20:46:00

Tips To Improve Your Credit Report

Tips To Improve Your Credit Report January 17th, 2009 Subscribe To Our Feed debt consolidation In the United States, ... credit repair can be established in two ways, either with the proper use of credit cards and/or with the help of debt consolidation measures. Credit cards can help you accelerate the repair of your credit [more...]

Date: 2009-01-17 06:02:50

Full Text: Barack Obama Economy Speech | Toledo, Ohio | October 13

A Rescue Plan for the Middle-Class As Prepared for Delivery We meet at a moment of great uncertainty for America ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 22:22:45

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