Election Neglections: Educational Equity

With the election less than a month away and the key to victory lying in voter turnout and those few voters who still have not yet made up their minds, the time has come to focus on those issues the media and the candidates have ignored that will have an impact on the kind of country we will live in for the next four years [more...]

Date: 2008-10-23 03:55:44

Blog posts (363) | Videos (51)
 

President-Elect Obama's First Press Conference.

1. 2. The first thing that was notable about Obama's press conference was that he spoke like an adult speaking to other adults ... all necessary steps to ease the credit crisis, help hard-working families, and restore growth and prosperity," he said. Asked about a letter from Mahmoud Ahmadinejad, Iran's president, Obama did [more...]

Date: 2008-11-08 07:06:53

Man Feels Opportunities Credit Union Screwed Him Over For $125 []

This will come as a serious blow to a number of our commenters, but we have a bad story about a credit union. Gasp, shock, horror, it's true ... Credit Union accessed the bill. Whoopsies. Here's Rick's letter to the Credit Union president, asking ... . Opportunities Credit Union of Vermont, where reader Rick has his mortgage, told Rick [more...]

Date: 2008-09-12 20:47:02

DrumBeat: July 19, 2008

Small, developing nations feel impact of food and energy crisis The Marshall Islands said Friday electrical power in the small Pacific nation may be switched off in September when its fuel supplies are expected to run out, as high food and energy prices have begun to hit hard some developing countries, [more...]

Date: 2008-07-19 13:19:50

A Rebuttal Re. Probate Investors

I recently received the e-mail from a reader, in response to some of my earlier posts about probate investors. I'm going to print it in its entirety, and then respond to a few points: Having read several of your posts, I find many of your comments to be insightful and interesting [more...]

Date: 2008-10-10 19:25:08

The End of the Financial World as We Know It

This is the best article I have seen on describing not the financial crisis, which is a symptom, but the demise of our nation’s value system and lack of leadership. I am in search constantly of “the why” behind this crisis, why people have gotten so greedy at the expense of others, why enough is never enough [more...]

Date: 2009-01-10 14:09:15

Tips for Financing or Refinancing Your Car Loan

by katie George Always get your financing first before shopping for a car When buying a new car, if you have financing already in place, ... you think you will spend, just in case. The 0% financing trick - 0% financing or cash back rebate? Don’t be fooled by 0% financing, unless your credit is almost perfect, you won’t qualify [more...]

Date: 2009-01-06 09:02:41

U.S. ‘Bad Bank’ Plan Gets Momentum to Revive Lending (Update2)

By Robert Schmidt and Craig Torres Jan. 16 (Bloomberg) -- Renewed questions about U.S. banks’ viability are pushing regulators toward a new plan that would remove toxic assets from bank balance sheets, in what may become the biggest effort yet to unfreeze lending [more...]

Date: 2009-01-16 11:55:00

37 Days To Clean Credit

a I ain't believe in it at first because I never heard of anybody raising their credit score 135 points in 37 days ... Days! - The 5 Biggest Secrets That The "Credit Repair Experts" Don't Want You To Know About To Cleaning Your Own Credit - The Most Successful Step-By-Step Blueprint To Repair, Build, and Maintain [more...]

Date: 2008-12-23 00:07:00

Debt Rattle, October 30 2008: Swamps and Swaps

Lewis Wickes Hine Ethel June 1911. Ethel Shumate has rolled cigarettes in Danville, VA, factory for six months. Says she's 13 years old, but looks much younger. Ilargi: The US is now 'officially' on the edge of a recession, This looks very much like another way of saying the government gave up on trying the cook the books and massage the [more...]

Date: 2008-10-30 18:55:47

Latest News in Credit Repair and Credit Score - Dec 03, 2008

Bad Credit ? Should I Hire a ‘Credit Repair’ Company? - Austin Chronicle 2 Dec 2008 at 2:26am Having bad credit is never really a good thing ... not be in … Economic Survival 101: How do I improve my credit report? - HamptonRoads.com 26 Nov 2008 at 7:36pm FICO is short for the credit score system offered by Fair Isaac Corp., the company [more...]

Date: 2008-12-03 14:12:54

The three national credit reporting…

…bureaus - Equifax, TransUnion, and Experian - are required to provide you with a free copy of your credit report, by your request, ... credit repair tactic would be to write each bureau a letter stating that there is erroneous information contained in your credit report. Then state that you would like to dispute that item(s) and always [more...]

Date: 2008-12-25 01:05:30

The Nation’s Agenda: Left Blindness on Racism

This is a brief letter that the savvy scholar of US racism, Steve Steinberg, had published in The Nation just recently ... . His letter was in response to this article in the December 29, 2008 The Nation. Colorblind ... , especially Title VIII. Can we “repair our nation” without confronting the legacy of slavery [more...]

Date: 2008-12-21 21:42:21

Removing Bankruptcy From Credit Report

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... the Fair Credit Reporting Act and this says that the bureaus must remove any item on your report that can not be verified. People frequently ask if credit repair is legal. It is not only legal [more...]

Date: 2008-12-26 09:32:58

NEW YORK WORKERS CONDEMN THE WALL STREET BAILOUT

from the WORLD SOCIALIST WEB SITE:   In the eye of the storm New York City workers condemn Wall Street bailout By Sandy English 6 October 2008 Use this version to print | Send this link by email | Email the author The efforts of the Democrats and Republicans to rescue the financial oligarchy on Wall Street with hundreds of billions of dollars of [more...]

Date: 2008-10-14 13:27:33

City closes in on $210,000 grant to help people get to work

City Grant Facilitator Debbi Embry is poised to land a three-year, $210,000 grant to help Racine residents get car loans to get to work ... , and to have 450 individuals go through financial literacy training. Click below for Embry's letter ... to purchase or repair a used car. This helps parents get to their jobs; as well as access education [more...]

Date: 2008-11-03 13:54:14

Remove Late Payments from Your Credit Report

by Matt Douglas Late payments are not equal; a 90 day or 120 day late pay will cause a large amount of damage and is seen as a very negative mark by ... amount of time it can stay on your report. The Fair Credit Reporting Act says this and many collection ... to do it on your behalf. This mark will stay on your report for a maximum of seven years. [more...]

Date: 2009-01-14 16:26:08

Vacancies in CARE Indonesia for Jayapura-Papua Based

CARE International Indonesia (CII), as an international NGO, has carried out large scale operations in Indonesia, encompassing emergency operations, ... initiatives in such areas as water and sanitation, health and micro-credit. CARE is currently recruiting the following positions for its project: WATER AND SANITATION SPECIALIST (WSS-K) [more...]

Date: 2008-12-02 13:07:26

Whatchamacallit

Our lives are full of ‘thingummys’, ‘thingamajigs’ and ‘whatjermecallits’ - those everyday items we should know the word for, ... - especially in these credit crunch times - shoemakers recommend that you repair them by dripping melted [more...]

Date: 2008-11-12 21:59:19

How I Raised My Credit Score 40 Points In 24hrs. And Saved $658 A Month In Interest

It’s never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. I’ve maxed out my share of credit cards. I’ve ... of credit destruction. Yet I couldn’t bring myself to admit that my credit was going downhill. I continued [more...]

Date: 2008-12-29 20:06:01

Removing Bankruptcy From Credit Report

Removing Bankruptcy From Credit Report by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to ... are concerned with the legality of credit repair, and you should know you will never be fined ... that you: 1. Dispute the mark with each bureau. This is done by sending a dispute letter to the bureau [more...]

Date: 2008-12-26 09:49:53

Removing Bankruptcy From Credit Report

By Matt Douglas If you have filed bankruptcy you should expect your credit will be severely damaged ... that you do not feel is accurate. Often people are concerned with the legality of credit repair ... . However there is hope, you can take action to remove your bad credit and by building [more...]

Date: 2008-12-26 09:57:05

Tips for Financing or Refinancing Your Car Loan

by katie George Always get your financing first before shopping for a car When buying a new car, if you have financing already in place, it’s much easier to negotiate over the price of the car. If you are pre-approved, you know exactly ... t be fooled by 0% financing, unless your credit is almost perfect, you won’t qualify [more...]

Date: 2009-01-06 09:00:47

Tips for Financing or Refinancing Your Car Loan

by katie George Always get your financing first before shopping for a car When buying a new car, if you have financing already in place, it’s much easier to negotiate over the price of the car. If you are pre-approved, you know exactly ... t be fooled by 0% financing, unless your credit is almost perfect, you won’t qualify [more...]

Date: 2009-01-06 09:03:38

Tips for Financing or Refinancing Your Car Loan

by katie George Always get your financing first before shopping for a car When buying a new car, if you have financing already in place, it’s much easier to negotiate over the price of the car. If you are pre-approved, you know exactly ... t be fooled by 0% financing, unless your credit is almost perfect, you won’t qualify [more...]

Date: 2009-01-04 11:44:07

Credit Repair Myths Exposed

If you’ve done any searching on the Internet for information pertaining to “Credit Repair, ... across and examine them in detail. MYTH #1 “Credit repair doesn’t work!” While it’s true that credit repair is more “art” than “science” that’s not to say it doesn’t work. If you undertake to repair [more...]

Date: 2009-01-08 02:19:49

Qualifying for an FHA Home Loan

If you’re in the market for a home or looking to refinance, you might want to check into an FHA home loan ... to include re-modeling/repair costs in the amount of the loan, no pre-payment penalty, and possible ... of you’ve maintained good credit in the mean time. It’s also easier to use gifts to cover [more...]

Date: 2008-08-13 13:29:02

How to Dispute Credit After Bankruptcy

by Derrick A. Clayton Bankruptcy can be very harmful to your credit report, but there is a way to fix your credit report and improve your score ... from the courts will make it difficult for the credit bureau to respond to your dispute letter within ... your letter of dispute directly to the three major credit bureaus, not to the court that holds [more...]

Date: 2008-11-26 14:19:02

News and Commentary

Children Heavily Represented Among 917 Dead, Say Officialsby Michael Jansen - Irish Times / Common DreamsHealth officials in Gaza said yesterday that the Palestinian death toll since Israel began its offensive against the Strip on December 27th had reached 917 and the number of wounded 4,100 [more...]

Date: 2009-01-14 08:42:00

Bad Credit Repair Tips You Can Apply Immediately

by Mary Bush Having poor credit can certainly impede you the next time you want to purchase something that you have set your heart upon, ... as to how to go about bad credit repair; even so, the best advice would certainly be to do it yourself. Number Of Ways To Repair Your Bad Credit There are several steps to take in repairing bad credit [more...]

Date: 2008-12-29 09:44:22

Shocking people

The Ranchito duo was downtown at 10 a.m., very rare for us late-starters ... . A car wash by a bucket guy on the Plaza Grande runs about two bucks.2. We needed to phone Florida about a renewed credit card that vanished into the Mexican mail maw not once but twice.Our mail [more...]

Date: 2008-12-09 22:54:00

Credit Repair Tips

Hopefully you didn’t find out that you have bad credit when you got rejected from a loan at the bank and hopefully you have the knowledge to check ... bureaus. Here are some tips that will help you repair your credit: ⇒ Understand that you can file ... – even the smallest mistakes. You can do this by mailing a dispute letter to the credit bureau [more...]

Date: 2008-12-12 11:50:32

January 10 2009: Hornswoggled Absquatulation

Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]

Date: 2009-01-10 16:28:00

Review of Lexington Law Firm

by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... ? Yes, credit repair is legal and your responsibility. The Fair Credit Reporting Act passed by congress gives you the right to dispute any item you feel is not accurate on your credit report. This law [more...]

Date: 2008-12-25 09:27:48

Still More Newspaper Endorsements

Many of these papers came out with their endorsements after I left this morning. E&P had a bunch I left out this morning. Here we go... The Cleveland Plain Dealer endorsed Obama: It needs a president who understands that, yes, the world can be dangerous, but it is also complex [more...]

Date: 2008-10-20 00:47:39

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... repair, and you should know you will never be fined, prosecuted, arrested, or face any legal action ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2009-01-04 12:44:30

McKinney, Nader debate

Democracy Now! played some of the questions and answers from the last Presidential debate with McCain and Obama, followed by a two minute reply by Green Party nominee Cynthia McKinney and Ralph Nader The host, Amy Goodman stopped the candidates when they were headed down the way-over-two-minutes path [more...]

Date: 2008-10-20 04:33:33

TransUnion Dispute - How To

TransUnion Dispute - How To by John Cooper For you to dispute and remove an item on your credit report with TransUnion you must file a dispute. This is done through creating a letter yourself or hiring a credit repair service ... of credit repair. This is 100% legal, the Fair Credit Reporting Act which was passed by Congress made [more...]

Date: 2008-12-12 09:50:06

Learn How To Fix Your Credit & Debt Problems - Before Buying Your Next House!

Most people think - mistakenly - that if you have credit problems, you have to wait 7 years for them to go away. Well, that’s not always true. Credit repair can help you…once you know how to do it. The time to clean up your credit and pay ... , that it must stay there for 7 years, or longer. But that’s not always true. Credit repair can work [more...]

Date: 2008-12-16 00:18:52

Disputing Negative Information Found On Your Credit Report

Disputing Negative Information Found On Your Credit Report Your credit report always going through changes depending on your personal finances or ... filereport that you need to dispute, you can either do it yourself or hire a professional credit repair ... , it is important to get a free copy of your free triple score credit check at least two time [more...]

Date: 2009-01-11 05:45:18

How To Get A Car Loan After Bankruptcy

Getting a car loan after bankruptcy is easier than you think. I started getting offers for car loans even before my bankruptcy was discharged ... advantage is because it will help to repair your credit score from the damage the bankruptcy caused. Having ... is one of the best things that you can do to repair your credit after your bankruptcy. It’s a [more...]

Date: 2008-12-10 15:34:13

How You Can Remove a Judgment from Your Credit Report

How You Can Remove a Judgment from Your Credit Report Posted By Matt Douglas on @ 4:57 am by John Cooper A judgment, default judgment, ... a judgment. However with some savvy credit repair attorneys and a little luck you may be able ... and then you mail this letter to each credit bureau. The bureaus will then hold an investigation. They will try [more...]

Date: 2008-10-20 09:57:47

Remove Tax Lien

by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it ... is to have the bureaus validate the lien. You need to send each bureau a dispute letter. Unfortunately mistakes ... your letter is received an investigation will occur. The bureaus will contact the government and ask [more...]

Date: 2009-01-05 08:11:31

The Crash of '08 Roundup — Citigroup Bailout

Items of Interest:Bloomberg:Fed Pledges Top $7.4 Trillion to Ease Frozen Credit — The U.S. government is prepared to lend more than $7 ... last year, to rescue the financial system since the credit markets seized up 15 months ago ... Justin Gardner / Donklephant:Fed Pledges $7.4 Trillion For Credit CrunchDoug Mataconis / Below [more...]

Date: 2008-11-24 05:03:00

Understanding Credit Information And How It Governs Our Everyday Life

When you ask for a student loan, try to get financing for a car or apply for a mortgage, the lender will look at your credit information ... about your credit information, you should write a dispute letter to each of the three of the credit ... . They will look at the numbered score in the credit scores range from 300 to 850, high scores [more...]

Date: 2008-10-28 09:07:06

Dallas, Where It's AT(&T)

what Beck Ventures is planning to do in the area. But there wasn’t one word spoken about Beck and its plans, and the meeting fell a bit flat. (Though we do believe we've cracked the Beck plans and will have more in coming ... days?) In fact, the biggest news of the meeting had nothing to do with Deep Ellum, [more...]

Date: 2008-06-27 05:28:56

Assessing Your Debt Situation

If your debt problems are behind you and you’re only concerned with cleaning up your credit report, skip ahead to Chapter 4, Cleaning Up Your Credit File. Also read Chapter 2, Avoiding Overspending. Before you jump into rebuilding your credit, take care of any financial emergencies. Then you should tally up your debt [more...]

Date: 2009-01-13 04:45:55

Remove LVNV Funding From Your Credit Report

by Justin Hutto LVNV Funding is an international and domestic collection agency. They buy debt and collect on it ... of the listing. This is done by sending a dispute letter to the credit bureaus. Then the credit ... outsources some of their accounts to other collection agencies. Most typical accounts are credit cards [more...]

Date: 2008-10-22 07:08:28

An Open Letter to Bob Nardelli, CEO of Chrysler LLC

Dear Mr. Nardelli:The Associated Press is reporting that on Friday, your company received a $4 billion bridge loan from the U.S. Treasury Dept. This loan was hardly a surprise, given all the press that has been devoted to the worsening situation of the three big domestic car manufacturers [more...]

Date: 2009-01-03 15:32:00

. . . .AND THE REST OF THE WORLD WAS WATCHING CLOSELY, AND HOPEFULLY, AS WELL

Jump to Comments By now, millions of Americans are jubilant, and are still dancing in the streets over Obama as President-Elect. But, let us not forget the many, many millions of people around the world who were just as affected as we here in America, at the hands of evil of the present administration [more...]

Date: 2008-11-05 19:11:53

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