I received my Bankruptcy Discharge, now what?
Congratulations! If you received a “discharge of debtor” notice from the bankruptcy court your bankruptcy case was a success ... Law Firm, LLP will automatically receive a pre-populated letter to all 3 credit agencies ... of the reporting. This is a crucial element of post-bankruptcy credit repair, as once [more...]
Date: 2008-12-18 19:12:28
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Drumbeat: September 23, 2009
Chesapeake says $4 natgas too low to grow output GREENWICH, Conn. (Reuters) - U.S. natural gas prices will have to move higher to spur a resurgence in drilling activity and keep output of the fuel steady, the head of Chesapeake Energy Corp said on Wednesday. The weak U.S. economy has knocked natural gas prices sharply lower in the past 14 months, and sluggish demand for fuel has prompted producers such as Chesapeake to curtail drilling for new supplies. "The industry can cope with $4 gas. [more...]
Date: 2009-09-23 14:08:02
Can You Learn from Maggie’s Mistakes?
Below is a letter from Maggie, a subscriber who wanted to share her experience… There were so many times growing up that I wished I was anywhere other than school. I would daydream about being outside, about going to the mall with friends, about anything else other than school. My parents always insisted that I go to get an education. I assumed that by attending school and working hard everyday that I would be able to do whatever I wanted when I grew up. [more...]
Date: 2009-08-26 02:23:14
September 9 2009: A crime that will forever go unpunished
Dorothea Lange The Road June 1938 Outskirts of El Paso, Texas. "Young Negro wife cooking breakfast. 'Do you suppose I'd be out on the highway cooking my steak if I had it good at home?' Occupations: hotel maid, cook, laundress" Ilargi: Whenever I try to avoid the subject of Fannie and Freddie these days, I seem to get drawn right back into the topic of troubled US states. And when avoiding them, somehow I'm back with Fan and Fred. Got to go with the flow,I guess. [more...]
Date: 2009-09-09 04:01:00
Finding A Good Lawyer For Your Battle Against Bill Collectors
Business is really good bill collectors in today’s economy. Faster than ever before since 1936, companies are turning their delinquent accounts over to professional bill collectors. That means if you ever fall seriously behind in your monthly payments you may find yourself facing a grizzled old pro bill collector that is mean enough to throw you into a protection from bear trap. If you CAN hire a good lawyer, then you can hide behind him and let her do all the dirty work of protecting your interests. [more...]
Date: 2009-09-24 08:26:22
Californians Lose $1 Billion From Unconstitutional Bond Sales
By David Dietz and Karen Gullo Aug. 26 (Bloomberg) — With the temperature reaching 100 degrees on an April afternoon, Alan Polee peers through a window into the locked-up gym at Vanguard Middle School in Compton, California. The cream-colored building is shut because of a decaying roof. At Vanguard, 15 miles south of downtown Los Angeles, children play outdoors, no matter the temperature, on rutted fields and basketball courts with broken backboards. [more...]
Date: 2009-08-26 12:20:37
Ethics Not a Priority for Marion Barry: Loose Lips Daily
As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com . And get LL Daily sent straight to your inbox every morning! IN CASE YOU MISSED IT—’ Spitzer to Fenty: A $1,000 Campaign Donation ‘; ‘ Judge’s Order: Big Victory for Cora Masters Barry ‘ Morning all. Yesterday was Ethics Day for the D.C. Council, as Nikita Stewart notes at D.C. Wire . Chairman Vincent C. [more...]
Date: 2009-09-16 15:06:27
Credit Repair Attorney: How to Decide if You Need One to Clean up Negative Items
Cleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. This is because they are trying to save a few dollars by going the inexpensive route. Unfortunately you may discover that repairing bad credit is one of those projects that only appears easy. [more...]
Date: 2009-09-03 00:59:38
The Recession has Technically Ended: Surely You’re Joking, Mr. Bernanke!
by Bob Chapman Global Research September 19, 2009 To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]
Date: 2009-09-20 12:02:50
Credit Repair Attorneys: The Things You Must Look for to Avoid Getting Scammed
Fixing a bad credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people believe they can save money by choosing to fix their own credit only to discover the process is much more involved than they expected. This is because they are trying to save a few dollars by going the inexpensive route. Unfortunately you may discover that repairing bad credit is one of those projects that only appears easy. [more...]
Date: 2009-09-12 01:24:33
FML, Inc.
When last I took the unusual-for-me step of introducing you to some deep details of what was going on in my personal life, I had just gotten laid off from my job and was coming out of my fourth back surgery in two years. Well, sit the fuck down a minute, because the story's only gotten more exasperating from there. I went in for my fifth and, God willing, final back surgery a couple weeks ago. [more...]
Date: 2009-09-01 19:03:00
The Recession has Technically Ended, Is Bernanke Joking?
Economics / Recession 2008 – 2010 Sep 19, 2009 – 12:37 PMBy: Bob_Chapman To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]
Date: 2009-09-20 13:34:31
Business & Technology
PROFNET EXPERT ALERTS: Business & Technology 1. Business: New Breed of Corporate Bankruptcy 2. Business: Significant Risks in Government Contracting 3. Finance: First the Banks, Now Bankers’ Banks Worrying Fed 4. Finance: One-Year Anniversary of Market Collapse 5. Finance: Securitization is Used to Repair, Rather than Manufacture 6. Insurance: Insurance Battles Follow Wildfires, Other Natural Disasters 1. BUSINESS: NEW BREED OF CORPORATE BANKRUPTCY. [more...]
Date: 2009-09-08 20:23:10
A Blog…Live From Holland
Jump to CommentsAnd so here we are in Holland and before I start today can someone please explain to me why the Amsterdam Intercontinental Hotel needs to know Heidi’s and my date of birth, occupation and our combined household income…….do they need to know this before Ingrid the hotel maid steward changed the bed sheets and poured bleach into the toilet to remove the remains of dinner that were doing their Klingon impression? [more...]
Date: 2009-09-09 20:14:37
Property Solicitors Dropped From Positions As High Street Bank Consultants
With the recession biting everywhere and reaching its lowest troughs, it would seem that no profession is safe from cutbacks; 3,600 conveyancing solicitors have been unceremoniously dropped from their positions as advisors to two leading high street banks. Britannia and the Co-Operative have imitated rival building society Abbey’s decision to fire their panel of conveyancing solicitors from their positions in what seems to be a knee-jerk reaction to the current recession. [more...]
Date: 2009-09-16 02:41:09
The Pasty Little Putz, Cohen and Krugman
The Pasty Little Putz, in “The Self-Correcting Presidency,” says George W. Bush made two disaster-averting interventions for which presidents usually get canonized — but in his case, the disasters he averted were created on his watch. Mr. Cohen, who is in Lisbon, sends in “Of Polish Angst and NATO.” He says President Obama’s move on missiles highlights fissures in NATO as it tries to redefine its role for the 21st century. Prof. [more...]
Date: 2009-09-21 10:29:34
How The FTC Helps To Protect Your Credit Repair Consumer Rights
by Tanner Sims The FTC or Federal Trade Commission investigates consumer complaints of fraud and unfair business practices throughout the US for more than 90 years. They also inform and educate the consumer with published information on credit repair and credit repair agencies. Some credit repair agencies have been charged with making fraudulent claims and you should be aware of this. Some companies might claim to repair your credit in a short period of time and the FTC says this is illegal. [more...]
Date: 2009-08-26 11:11:24
Taking Discounts As A Way To Liquidate Property
The Palm Beach Post from Florida. “Homeowner Chentella Harper-Graham fell behind on her mortgage payments after a one-two punch to her pocketbook ... have been. ‘My credit didn’t get hit too hard,’ Harper-Graham says.” From Wink News. in Florida. “ ... how many vacant homes you are seeing and houses falling into repair problems,’ says Councilman Tim Day [more...]
Date: 2008-06-11 14:46:09
What is a Cosigner?
A person who is allowed to legally sign loan papers or documentation with another person who is having difficulty for obtaining a loan, or sometimes getting a lease for an apartment or rental unit is referred to as a cosigner . Being a cosigner, the person makes a legal agreement that he or she would be jointly responsible for repayment of the loan if the first signer fail to pay debts in a timely fashion. [more...]
Date: 2009-09-27 17:00:15
Business Startups With Bad Credit
Bad personal credit is a common stumbling block for first-time entrepreneurs. Often, the motivation for going into business is to make more money, indicating that they are not making enough money working for others, thus, bad credit. Working for yourself is the best opportunity for building wealth, and the sooner you get started, the better. Bad credit among entrepreneurs is more common than you think and can make the startup process slightly more difficult, but is not a total barrier in itself. [more...]
Date: 2009-09-18 07:58:29
Are the Bureaus Blowing You Off?
I would like to share a letter I received from someone who has been really struggling with getting the bureaus to respond to his letters. Hello Mr. Douglas- I sent a dispute letter to both Transunion and Experian. Experian responded with this statement: “We received a recent request regarding your credit information that does not appear to have been sent directly to us by you. [more...]
Date: 2009-08-13 19:56:58
Quake could balloon Calif. foreclosure woes
A new insurance risk report on natural disasters by insurance Aon/Benfeld suggests that a large earthquake could severely rattle California’s ... up to $400 million in mortgage defaults due to foreclosure expenses, property repair costs, lost ... homeowners currently carry earthquake coverage. Additionally, state law does not require California [more...]
Date: 2009-01-06 08:01:01
After 200 days, Obama team awards Obama team really good grades on economy
With the boss out of town on vacation again, Vice President Joe Biden dropped by the Brookings Institution in Washington today to provide a candid assessment of the administration's work so far with the $787-billion economic stimulus package. Numerous other administration officials fanned out to other areas today, the 198th since the stimulus was signed in Denver, to make the case for progress. [more...]
Date: 2009-09-04 00:41:21
CREDIT REPAIR COMPANY VIDEO: Can They Improve Credit Score Better Than You?
Posted By: admin| 2009.09.27 being a law firm to make consumers feel more attracted to them. In reality, you don’t need an attorney to provide you with credit help or legal credit repair. What you need is someone who knows what they are doing in the field of credit restoration. This can be your or someone else. Be careful. It’s jungle out there. Please sign in to rate this video. Thank you. [more...]
Date: 2009-09-27 08:08:54
Legislation Authorizes FEMA Camps
by torofamily (Posted Sat Sep 19, 2009 5:38 am) Quote: New Legislation Authorizes FEMA Camps In U.S. Share That is to say, it authorizes the already existing network of internment camps. Paul Joseph Watson, PrisonPlanet.com January 27, 2009 A new bill introduced in Congress authorizes the Department of Homeland Security to set up a network of FEMA camp facilities to be used to house U.S. citizens in the event of a national emergency. [more...]
Date: 2009-09-19 03:38:24
Home Rental Guide - How To Handle A Tenant Eviction
by Steve Zappa The first stage in the eviction process is to serve the tenant with what is called a Notice of Termination form. Tenants who are on a month to month lease can be evicted with a 30 days or 60 days written notice. In some states 60 days is required while in others only 30 days is required. You need to check your locality. The form you use is called either a 30 Day Notice or a 60 Day Notice. A 30 Day Notice can not be served on a tenant under some circumstances. [more...]
Date: 2009-08-27 10:25:26
Overview of AN – SNAFU – USA money spending and snafu par excellence
*** Secretive spending on US intelligence disclosed Tue Sep 15, 2009 5:00pm EDT By Adam Entous WASHINGTON, Sept 15 (Reuters) – Intelligence activities across the U.S. government and military cost a total of $75 billion a year, the nation’s top intelligence official disclosed on Tuesday, revealing publicly for the first time an overall number long shrouded in secrecy. [more...]
Date: 2009-09-17 17:34:52
How To Avoid Credit Repair Scams And Get Your Credit Repaired Safely
Sep 18th, 2009by Steven Mueller. The FTC or Federal Trade Commission investigates consumer complaints of fraud and unfair business practices throughout the US for more than 90 years. They also inform and educate the consumer with published information on credit repair and credit repair agencies.Some credit repair agencies have been charged with making fraudulent claims and you should be aware of this. [more...]
Date: 2009-09-18 09:14:42
5 Things You Can Do to Avoid Shoddy Home Remodeling and Construction Work
The U.S. Economy today has impacted every homeowner, as well as every business connected to the U.S. housing industry. If you're considering a home improvement project this year, you may want to be sure that the general and subcontractors you are considering will be financially viable enough to complete your project and pay their people [more...]
Date: 2009-01-08 01:38:28
The Importance of Repairing Your Credit Report - Yourself!
It seems to be common knowledge today that we are living in a society overwhelmed with debt ... is “Credit Repair Companies”. There are several different websites, many of them claiming to be law ... used by these credit repair companies are bombarding collection agencies with letters, asking them [more...]
Date: 2009-01-15 01:44:04
GOPUSA ILLINOIS Daily Clips - August 31, 2009
GOPUSA ILLINOIS -- Political parties exist to elect candidates who can and will defend/advance their platforms. Generally, those who become U.S. Senators are Congressmen, State Senators, and State Representatives. QUESTION: Why aren't any Illinois Republican Congressmen, Senators, or Representatives who support all the planks in the Illinois Republican Party (IRP) platform running against Mark Kirk? [more...]
Date: 2009-08-31 17:05:00
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... is accurate. Often people are concerned with the legality of credit repair, and you should ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]
Date: 2008-12-26 10:12:42
Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.
Wired, reports that a credit card company has come under fire and FTC investigation for “behavioral scoring”: reducing credit limits for people who use a variety of services. These services included, “Direct ... counselors, automobile tire retreading and repair shops, bars and night clubs, pool and billiard [more...]
Date: 2008-06-23 16:12:59
Obama’s Deficit, Fed’s Forecast, India’s Market, Gold’s Victory, and More!
by Addison Wiggin & Ian Mathias Obama’s fiscal “change”… trillion-dollar deficits “for years to come” Fed says economy to shrink in all of ’09, unemployment to rise until 2010 Second wave of real estate tsunami swells… office and mall vacancy rates surge Indian market crushed in ’08, [more...]
Date: 2009-01-07 19:10:08
Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES
loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]
Date: 2009-01-09 15:33:10
Review of Credit Restoration Services
Repairing your credit on your own may seem like an impossible task. Sometimes it is nearly impossible to handle by yourself, in which case you may want to look into a credit repair company or law firm. There are a variety of credit restoration companies out there that you can review in order to get the one that is most likely the best fit for your needs. [more...]
Date: 2009-08-17 23:05:13
Credit Repair - fast credit repair
by Daniel Fox The majority of Americans have errors and other unverifiable information on their credit reports that could be dragging down their ... to suffer with an unfair credit score because you will do nothing to repair your credit. Most Americans ... t. Your creditors report information, the credit bureaus record it, and for most people, the story [more...]
Date: 2008-12-30 10:00:47
WEDNESDAY JANUARY 13, 2009
THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, ... ANIMATED DOPPLER STORM RADARNortheast Next Snowstorm CANADA WEATHER WARNINGSNEW BRUNSWICK & MAINE BORDER WAIT TIMESALL OF ATLANTIC CANADA STORM WARNINGS:This Site GIVES you the news as it happens, 24 [more...]
Date: 2009-01-14 00:21:00
U.S. ‘Bad Bank’ Plan Gets Momentum to Revive Lending (Update2)
By Robert Schmidt and Craig Torres Jan. 16 (Bloomberg) -- Renewed questions about U.S. banks’ viability are pushing regulators toward a new plan that would remove toxic assets from bank balance sheets, in what may become the biggest effort yet to unfreeze lending [more...]
Date: 2009-01-16 11:55:00
Madoff Ponzi Scheme Dwarfed by Illuminati Rubin's
by Henry Makow Ph.D. The arrest of financier Bernard Madoff Thursday for operating a "Ponzi scheme" ... the world's economies into a tailspin. Then, to repair the damage, he and his banker friends put ... trillions of dollars. THE LAW SUIT In an article entitled "Ponzi Scheme at CITI," the New York Post [more...]
Date: 2008-12-19 20:40:47
January 10 2009: Hornswoggled Absquatulation
Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]
Date: 2009-01-10 16:28:00
Review of Lexington Law Firm
by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... ? Yes, credit repair is legal and your responsibility. The Fair Credit Reporting Act passed by congress gives you the right to dispute any item you feel is not accurate on your credit report. This law [more...]
Date: 2008-12-25 09:27:48
Credit Repair After Bankruptcy
by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... repair, and you should know you will never be fined, prosecuted, arrested, or face any legal action ... . However there is hope, you can remove this mark and by building some positive credit [more...]
Date: 2009-01-04 12:44:30
Auto Lemon Laws — Do You Need a Lawyer?
Auto Lemon Laws — Do You Need a Lawyer? January 15th, 2009 Buying a new automobile is usually a bid decision for most people, ... letters to the manufacturer that state your problem and filing a claim with your state&#39s Attorney General&#39s office. You must also submit your vehicle for repair of the problem; each state requires [more...]
Date: 2009-01-15 22:55:32
Review of Lexington Law Firm
by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, credit repair is legal and your responsibility. The Fair Credit Reporting Act passed by congress gives you the right to dispute any item you feel is not accurate on your credit report. This law [more...]
Date: 2009-01-13 11:40:05
Removing Bankruptcy From Credit Report
by Matt Douglas If you have filed bankruptcy you should expect your credit will be severely damaged ... on your report that can not be verified. People frequently ask if credit repair is legal. It is not only legal ... . However there is hope, you can take action to remove your bad credit and by building [more...]
Date: 2008-12-26 09:33:29
Wiping out my savings is one thing. Wiping out Bubbie and Zadie's is something else entirely
the now-famous video of me and Madoff and his employee Josh Stampfli misses. All that talk in the video about how Madoff makes money and what his dealings with the SEC are like relates to his brokerage business, which was a pillar of the Nasdaq system and was, as far as anybody knows at this point, on the up and up [more...]
Date: 2008-12-17 12:04:47
Two Excellent Michael Lewis and David Einhorn Articles
I’ve posted a bunch of stuff from these guys over the years:Here’s an especially good David Einhorn speech from October 2007: What’s Wrong With the Credit Ratings System?And at the end of my 11/21/08 market update are two ... :Titles:The End of the Financial World as We Know ItHow to Repair a Broken Financial WorldBy Michael [more...]
Date: 2009-01-05 05:13:25
Review of Lexington Law Firm
by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau ... to the credit bureaus. When the bureaus receive your letter they will investigate the item. During [more...]
Date: 2009-01-15 00:15:45
Credit Repair
Unfortunately the concept of “Credit Repair” is a misnomer, ... the Credit Repair Organizations Act and you will not find much mention of it on most so called “Credit Repair” websites. The fact is that accurate credit information cannot be “Repaired” as the name [more...]
Date: 2008-12-16 03:30:36