Self Credit Repair - The Truth Behind The Hype

by Tim BeachumThe consumers have been brained washed into believing the words, “Self Credit Repair,” are bad. This is mainly do to the unscrupulous business practices of some credit repair agencies. For the most part these companies have managed to illegally charge the consumers for services that they cannot deliver.While preparing to write this article, I read numerous books and articles on the subject matter. The majority of them centered on tactics that are extremely outdated. [more...]

Date: 2009-05-24 15:26:14

Blog posts (128) | Videos (96)
 

Credit and Debt Resources [MsMoneyGirl.net Stock Magazine]

T. D. Jakes new book "Before You Do" hints at how soon-to-be couples should sit at the table to analyze each other’s financial situation ... and love mates should start repairing credit as soon as possible. Credit repair services, optimizations, and methods from either Veracity or Academy Credit is highly recommended by most pre-marital [more...]

Date: 2008-10-15 09:59:37

Introduction

Whether you’ve fallen behind on your bills, been sued or even declared bankruptcy, this book can help you take simple and effective steps to repair your credit. As you read, keep ... to a lawyer or credit repair clinic. (See Chapter 6, Section G, for information on why to avoid [more...]

Date: 2009-01-07 04:23:07

Credit After Bankruptcy: A Book Review

This is a book that I have really been looking forward to reviewing. I am very glad that I finally got the chance. Just after I declared bankruptcy, I was researching ways to repair my own credit, and I ran across Stephen Snyder’s website. He is the author of this book, “Credit After Bankruptcy” [more...]

Date: 2008-11-09 09:45:57

New Book Winner

Well, the original winner of From Credit Repair to Credit Millionaire never replied back. Then I got busy with Christmas, family in town, etc ... with her address, so she is officially the NEW book winner. I will be mailing the book to her this week. Stay tuned. I hope to do another book giveaway soon. [more...]

Date: 2009-01-15 18:54:43

Maximizing Your Credit Score

In the past few days, I’ve had four new entries for my contest to win a free copy of 7 Steps to 720 ... book. This time I’m giving away a copy of From Credit Repair to Credit Millionaire by Donna L. Fox ... are a few suggestions for raising your credit score as quickly as possible. 1. Increase [more...]

Date: 2008-12-04 16:30:59

Setting the record straight...

There are some ghastly rumors flying about that apparently stem from my lack of blog updates ... ...like when I had to take her puppy book away to repair the page she tore ... . To her credit, if we wait long enough, she often gets it right. I sympathize with her impatience [more...]

Date: 2009-01-14 01:36:24

How to Get Noticed in This Competitive Publishing Arena

It was in 1990 when I agreed to work, on a part-time basis, writing the history of the Ojai Valley School in Ojai, California ... Way to Write, Publish and Sell Your Book and my latest ebook, The Author’s Repair Kit. http ... she was too busy. It was a book on credit&#8212how to get it without abusing it and winding [more...]

Date: 2008-06-23 15:58:43

Home Foreclosure Resources & The Foreclosure Survival Guide by Steve Elias - New Nolo.com Book

Hi Friends, As most of us know, Nolo.com is the best Website for consumer and small business USA legal information ... specific sections with articles & FAQs on Foreclosure, Credit Repair & Debt, Bankruptcy and Social Security ... , bankruptcy, credit law and foreclosures. Well... as our country slowly quickly moves into economic [more...]

Date: 2008-10-13 02:18:00

Your son’s Pinewood Derby car: a “banned hazardous substance”

Pinewood Derby Creative Commons License photo credit: midiman Random thoughts get me in trouble sometimes ... winters, it also does a nice job of filling out the repair shop’s appointment book for a couple of months ... Pinewood Derby car kits are impacted. No manufacturers - not even one-of-a-kind (OOAK) products [more...]

Date: 2009-01-06 16:17:02

Selling the Car, Jewelry & Other Stuff to Raise Cash

When our family car broke down and was beyond repair, we found an unexpected source of cash ... , some parts and mechanisms are useful to dealers who repair or refurbish equipment. Just clearly state ... in exchange for either credit or cash. If you have a really old book or first edition, check online [more...]

Date: 2008-06-16 12:30:01

Joint Statement by Treasury, Fed, FDIC on Citi

The U.S. agreed to take unprecedented steps to stabilize Citigroup by moving to guarantee $306 billion in troubled assets weighing on its books, ... of our banking institutions and promote the process of repair and recovery and to manage risks. The following principles guide our efforts: We will work to support a healthy resumption of credit flows [more...]

Date: 2008-11-24 13:49:55

Joint Statement by Treasury, Fed, FDIC on Citi

The U.S. agreed to take unprecedented steps to stabilize Citigroup by moving to guarantee $306 billion in troubled assets weighing on its books, ... of our banking institutions and promote the process of repair and recovery and to manage risks. The following principles guide our efforts: We will work to support a healthy resumption of credit flows [more...]

Date: 2008-11-24 16:48:00

Weekly Roundup: June All-Stars Edition

Hard to believe half the year is already in the books.  Time flies when you are having fun! ... Dad Second Stimulus Check Frugal Dad Square Foot Gardening How to Get Out of Credit Card Debt Frugal ... . 50 Things Everyone Should Know How to Do.  I need to add air conditioner repair to this list.  Ours [more...]

Date: 2008-07-05 11:00:32

brains over brawn...

it looked like it was the end of me, people of the innerweb ... i'd been dinonapped by the (evil and) crazy dr . jaden "needles" spectre . from his life story he told me, i couldn't help but think he intended on cleaning me right down to my skeleton to get some sort of scientific pay back at his old "friend" professor paradigm... let's just say i had some pretty compelling clues that removing all my skin, muscles, guts, and organs was his primary goal here today... [more...]

Date: 2009-09-21 23:48:00

D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

au

RegularsTalk Amongst Yourselves By David Wildgoose on September 25, 2009 at 8:30 AM This is where Kotaku readers go to talk about the stuff we’re not already posting about. Think of it as the official unofficial Kotaku community forum.You can talk about games. Or movies. Or politics. Music. Food. Science. Sport. Insert your own miscellaneous off-topic discussion here. Just keep it clean.I’ll be promoting this post each morning until Sunday to let the conversation continue all week. [more...]

Date: 2009-09-24 22:30:39

FREE EBOOK SAVE YOUR MARRIAGE

September 22, 2009 – 12:16 pm | by Divorce un-builds and undoes what took years to nurture,  and sadly, often the only people who benefit from it are greedy lawyers who will use every trick in the book to divest the other of  assets, until no remnant of the person’s investment – physical, monetary and emotional – remains.Getting married is entering into a contract - but it’s probably the one contract that is the easiest to break because divorce has made it easy for husband and wife to walk out [more...]

Date: 2009-09-22 12:16:57

EBOOK BECOME A HOMESCHOOLING PROFESSOR

September 25, 2009 – 2:50 pm | by Elizabeth has been accepted to four different universities and is having problems choosing which one she prefers. The decision is made even more difficult because Elizabeth is just 15 years old.It’s difficult to obtain accurate statistics on this phenomenon, but advocates estimate that as many as 1.5 million children are receiving their education at home with their parents as their teachers. [more...]

Date: 2009-09-25 14:50:11

Finding A Good Lawyer For Your Battle Against Bill Collectors

Business is really good bill collectors in today’s economy. Faster than ever before since 1936, companies are turning their delinquent accounts over to professional bill collectors. That means if you ever fall seriously behind in your monthly payments you may find yourself facing a grizzled old pro bill collector that is mean enough to throw you into a protection from bear trap. If you CAN hire a good lawyer, then you can hide behind him and let her do all the dirty work of protecting your interests. [more...]

Date: 2009-09-24 08:26:22

Ethics Not a Priority for Marion Barry: Loose Lips Daily

As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com . And get LL Daily sent straight to your inbox every morning! IN CASE YOU MISSED IT—’ Spitzer to Fenty: A $1,000 Campaign Donation ‘; ‘ Judge’s Order: Big Victory for Cora Masters Barry ‘ Morning all. Yesterday was Ethics Day for the D.C. Council, as Nikita Stewart notes at D.C. Wire . Chairman Vincent C. [more...]

Date: 2009-09-16 15:06:27

Hammer Down the Best Deal!

My son and his friends are getting ready to take a trip to Mississippi this fall.  It’s not a pleasure trip, but I’m sure he’ll have plenty of fun anyway. Each year, his school sends a group of students to spend a week in coastal Mississippi.  They sleep on air mattresses in a church gym, eat brown-bag lunches, and spend 8 to 10 hours a day rebuilding houses damaged by Hurricane Katrina. [more...]

Date: 2009-09-29 10:00:38

Obama's big silence: the race question

  Americans began the summer still celebrating the dawn of a "post-racial" era. They are ending it under no such illusion. The summer of 2009 was all about race, beginning with Republican claims that Sonia Sotomayor, Barack Obama's nominee to the US Supreme Court, was "racist" against whites. Then, just as that scandal was dying down, up popped "the Gates controversy", the furore over the president's response to the arrest of African American academic Henry Louis Gates Jr in his own home. [more...]

Date: 2009-09-12 09:28:26

The No Credit Check Personal Loan

People who are looking to obtain a small personal loan can find legitimate businesses in their community which provide these services. There are many advertisements which may appear online or through the mail, and they may not be reputable. Usually these businesses require several forms of identification to verify your ability to repay the loan. These personal loans are also called payday loans or cash advances. These businesses are easy to find in either the telephone book or online. [more...]

Date: 2009-09-18 02:05:25

In The News Today

Jim Sinclair’s Commentary I have to admit that sometimes I do get tired. Jim Sinclair’s Commentary Damn, Volcker said it if you have ears to hear. OTC derivatives sap capital from those that would build and capitalize those that would destroy enterprise. OTC derivatives have not one iota of social redemption. This engenders a total financial society culture that abhors builders and rewards destroyers. This culture is at the heart of the naked and raid short sellers. [more...]

Date: 2009-09-17 19:01:48

In ‘Dear Graduate’ author Brett Handler explains to students and parents the perils of easy credit

PALM BEACH GARDENS, Fla — The federal government is clamping down on the Wild West of credit card issuing to young adults when tough new regulations go into effect in February 2010, and Brett Handler couldn’t be happier. Handler, author of “Dear Graduate” (ISBN-13: 978-0-615-29936-5, Dreamstar Publishing), the innovative new book and CD for young adults about financial responsibility, has been railing against credit card companies’ injudicious card issuing practices for years. [more...]

Date: 2009-09-17 15:07:45

Get Student Loans Info and Avoid These Pitfalls

It is not impossible to get student loans with bad credit. However, there are a few things that you will want to keep in mind as you start to work at various financial repair solutions. Above all, obtaining student loans with bad credit commonly ends in one, unpleasant fact. You will pay unusually high interest rates for a financial institution to give you the finances. Read more ... Post from: E-Book Store Get Student Loans Info and Avoid These Pitfalls [more...]

Date: 2009-09-20 17:43:17

C. Nolo Publications

Several Nolo publications can provide you with information to supplement what is in this book. Money Troubles: Legal Strategies to Cope With Your Debts, by Robin Leonard and Deanne Loonin, provides extensive information on prioritizing your debts, negotiating with creditors and deciding whether or not bankruptcy is for you. How to File for Chapter 7 Bankruptcy, by Stephen Elias, Albin Renauer, Robin Leonard, and Kathleen Michon, is a detailed, thorough how-to guide for filing for Chapter 7 bankruptcy. [more...]

Date: 2009-09-21 02:00:32

Black Empowerment: The rapid decline of South African Airways.

by Arthur Kemp This is pretty scary reading for someone that regularly travels with SAA, like myself... The South African government holds out its airline as a shining example of black empowerment, which carries the name and symbolism of the “new” South Africa far and wide. Indeed, for decades, South African Airways ( SAA ) was famous as one of the best airlines in the world, consistently winning industry awards for service. [more...]

Date: 2009-09-21 21:16:00

Bull Moves in Bear Markets

In high school, I once dated a girl whose father believed the world was doomed to nuclear destruction. While his family lived in a trailer house (as did mine), this man spent a lot of time and money building a bomb shelter in the back yard. He stocked up on food supplies. He warned anyone who would listen about the coming armageddon [more...]

Date: 2008-11-04 12:00:11

Total recall

image credit treehugger reports that: China was held accountable for 65 percent of all the recalled products in this US this year, with lead being named as a recurring cause among the recalls. Some say that when a country has 800 million people employed in a manufacturing economy, it will just take some time to correct these issues. Cough, cough; in the case of lead, you have had 30 years. [more...]

Date: 2009-09-14 06:23:37

allegra 6 - allegra credit repair

is advantage an that the if for first pharmacy and patient8217s convenient aliegra in compare various. It caused it be and in the men as third alegra or chemical online. International pulmonary not gender. Pharmacy allegra 6 buy be information. online major recognizes one of intrinsic al.egra let delivery hair erection individual therefore which Pharmacy. Online Pharmacy Levitra a of veins the the compromised allegra 6 out online to no real of. Pharmacies cheap hard. [more...]

Date: 2009-09-12 05:53:36

10 Lies About Your Credit Report

There’s a lot of misinformation, myths, and outright lies about credit reports, what goes in them, what affects them, and how they’re used to compute your credit score . Lie #1: Credit repair firms are worth the money. Errors can be easily cleaned up, but the truth cannot easily be removed from your report, despite what the credit repair companies claim. The truth is, after you go to www.annualcreditreport.com and pull your report, YOU can challenge any incorrect information yourself. [more...]

Date: 2009-09-16 11:00:00

Should GE be a AAA company," I said "GE Capital isn't even a bank. The FDIC only deals with depositary institutions. Are you kidding me? The US Government is obviously willing to do anything to bail out financial institutions at this point. Forget rules and regulations. Just give them the money." The first statement is actually not correct [more...]

Date: 2008-11-13 12:07:25

From Baku to Russian-Occupied Georgia

“Russia can have at its borders only enemies or vassals.” – George F. Kennan, United States Ambassador to the Soviet Union “You must draw a white-hot iron over this Georgian land!…You will have to break the wings of this Georgia! Let the blood of the petit bourgeois flow until they give up all their resistance! Impale them! Tear them apart! [more...]

Date: 2008-09-10 08:22:34

Consumer Credit Counseling Service

Testimonial From Our Clients- SurePath Financial Solutions SurePath Financial Solution’s Debt Solver Program Mortgage and Foreclosure Counseling Services by SurePath Financial Solutions Why You Should Turn to Consumer Credit Counseling Service … With the blooming industry of consumer credit counseling service , thousands of people have managed to avoid filing for bankruptcy and managed to set their finances straight. [more...]

Date: 2009-09-22 16:12:30

The Weimar Hyperinflation? Could it Happen Again?

Some worried commentators are predicting a massive hyperinflation of the sort suffered by Weimar Germany in 1923, when a wheelbarrow full of paper money could barely buy a loaf of bread. An April 29 editorial in the San Francisco Examiner warned: “With an unprecedented deficit that’s approaching $2 trillion, budget proposal is a surefire prescription for hyperinflation. [more...]

Date: 2009-09-26 11:49:27

Party Favors: Hail! Hail! Chuck Berry

BAHAMA — Why would any sane person be standing in front of an outdoor stage as Tropical Storm Hanna takes aim on their town? Two words: Chuck Berry. Add a third: Free! In order to celebrate another overpriced and unnecessary convention center in America, the city of Raleigh barricaded off the downtown area [more...]

Date: 2008-09-23 07:54:35

A line of connection in experienced disconnected thought: Southern economic growth, anti-union, free trade job loss, today's economy

by divorced one like Bushcaution, a long readI've been reading: Making Government Work by Ernest F. “Fritz” Hollings. Yes, that Hollings of Gramm and Rudman legislation fame. It is kind of rambling read, but I now understand why our congress of the democratic party side has been acting like moderate republicans and not liberal or progressive [more...]

Date: 2008-11-28 12:00:00

Hail To The Chief

(Explanatory Note: I was thinking about the upcoming Inauguration next week during the down times up in the Bull Run ... you’re listening, right?Let’s start with our country and how we’re doing at home What a fucking ... you, but TWO land wars in Asia and put it all on our credit card. Why y’all didn’t impeach that nimrod I’ll [more...]

Date: 2009-01-16 07:42:00

300 Trust Quotes

In this world, who or what can you trust? One big red flag for me is the delivery of any critical information that begins with the naked assurance “trust me” or ends with “I know what I’m talking about.” Accepting empty declarations of credibility, without more, is like playing Russian roulette with your understanding of the world [more...]

Date: 2009-01-08 01:35:15

Thriving on Less - A Guide to Getting Out of Debt

“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my ... that got me out of debt: 1. Canceled the credit card This item always draws a lot of debate, but I’ll say it anyway, because it’s been crucial in getting myself debt free: credit cards [more...]

Date: 2009-01-08 15:55:47

Selling Your Home is Easier if You Prepare First

Selling a house is a complicated thing to do. It involves a lot of paperwork, a lot of meeting with people and most of all, a lot of time. That being the case, it helps to prepare ahead of time. There are a few things that anyone who wishes to sell a house should do prior to putting the “for sale” sign in the front yard. The sooner these things are done, the easier the job of selling the house will be. [more...]

Date: 2009-09-12 11:20:02

Will Barack Obama Fix Our Economy?

Now that the election is FINALLY over President Elect Barack has to prepare for his role of Commander in Chief and, among other things, ... that I think will take years to fully sort out and recover from. Of course the financial experts all have their own opinion about what needs to be done to repair our economy: new tax policies, a stronger [more...]

Date: 2008-11-07 11:02:51

How To Score

It's been an odd few days with Janus holding sway, bringing the past to face off the future ... , flippantly, asked him to repair a dripping tap in my bathroom. So it was he appeared on my doorstep ... a very good job of it, too; unbeknownst to me, he has plumbing training. And he also insisted [more...]

Date: 2009-01-05 16:39:00

Overview of AN – SNAFU – USA money spending and snafu par excellence

*** Secretive spending on US intelligence disclosed Tue Sep 15, 2009 5:00pm EDT By Adam Entous WASHINGTON, Sept 15 (Reuters) – Intelligence activities across the U.S. government and military cost a total of $75 billion a year, the nation’s top intelligence official disclosed on Tuesday, revealing publicly for the first time an overall number long shrouded in secrecy. [more...]

Date: 2009-09-17 17:34:52

Weekly Roundup and Carnivals

It’s another week and another roundup. I participated in a ton of great carnivals and wanted to share some posts I read as well ... about building a Wardrobe, I think it’s not as cheap depending on where you live. NoDebtPlan talks about why you should stick with your 401k. I agree that it’s free money. Kristy asks is Credit Repair [more...]

Date: 2008-10-31 16:00:05

Keeping Account

Would you believe I have only just arisen (it is 8.21am as I write) having had a cracking dream where I suggested to my three daughters that every week, in turn, one of them would cook the family a Sunday meal. They were quite rapturous about it. Even my son thought he'd like to have a try [more...]

Date: 2009-01-15 08:19:00

Your Do It Yourself Credit Repair Guide

September 14, 2009 | By Chris Tiderc In Finance | It is possible for you to repair your own credit. The first step in do it yourself credit repair is to collect all of your bills and statements so that you know what you owe. Ordering your credit reports from the three reporting agencies is the next step. You are entitled to get one report per year from the three agencies. You should get all three credit reports from all agencies as they do not always report the same things. [more...]

Date: 2009-09-14 23:41:40

How to Repair Bad Credit – Find Out Just How Easy This Can Be

Lower credit scores are the result of minimum payments, late payments, too many cards and not enough income, and bad financial planning. Most people who have a credit card can not afford the lifestyle they live, and end up using most of their monthly income on credit cards…Last 5 posts by LendingTree Says Google's Getting Into Mortgage Quotes - September 11th, 2009U.S. [more...]

Date: 2009-09-12 06:00:56

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