Can I Get Loans After Bankruptcy?

People often think that it is almost impossible to buy a car on loan after filing for bankruptcy. While is it certainly difficult but not impossible in my opinion. Getting loans after bankruptcy is feasible but it depends upon a few factors like what is your credit standing currently, how long ago did you file for bankruptcy, what type of bankruptcy did you file, what were the reasons for bankruptcy etc. Most lenders will not give you any loan before 18 to 24 months of bankruptcy discharge. [more...]

Date: 2009-09-14 00:41:37

Blog posts (123) | Videos (114)
 

Credit Repair after Bankruptcy is Possible

When you are discharged from bankruptcy, you are basically starting with a wiped record. The difficulty is that they have a record of bankruptcy. This may take anywhere from five to seven years for this stigma to disappear from your credit report. Once the time has past you will have no credit standing unless someone has taken a chance and offered you a loan. This is not likely but it happens. After you have a clean credit record you have a great chance for credit repair after bankruptcy. [more...]

Date: 2009-09-14 20:08:07

Words from the (Investment) Wise (Sept. 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 14:33:29

Vehicle Repossession: How To Pay The Deficiency Balance

Amazon.de Widgets When you finance or lease a vehicle, your creditor or lessor has important rights that end once you’ve paid off your loan or lease obligation. These rights are established by the contract you signed and the law of your state. For example, if you don’t make timely payments on the vehicle, your creditor may have the right to “repossess” — ­or take back your car without going to court or warning you in advance. [more...]

Date: 2009-09-22 04:20:47

10 Lies About Your Credit Report

There’s a lot of misinformation, myths, and outright lies about credit reports, what goes in them, what affects them, and how they’re used to compute your credit score . Lie #1: Credit repair firms are worth the money. Errors can be easily cleaned up, but the truth cannot easily be removed from your report, despite what the credit repair companies claim. The truth is, after you go to www.annualcreditreport.com and pull your report, YOU can challenge any incorrect information yourself. [more...]

Date: 2009-09-16 11:00:00

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Credit Repair after Bankruptcy

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Having trouble acquiring loans because of a damage credit card? It’s really hard to apply for a mortgage and borrow money from lenders when credit card gets a bad rating, or worse when the card holder falls in to bankruptcy. Many loaning institutes and lending companies are now reviewing their client’s credit cards first. A [more...]

Date: 2009-09-30 14:56:13

Are You Trying To Rebuild A Good After Bankruptcy Credit

You can rebuild a good after bankruptcy credit as soon as possible without having to wait for the full bankruptcy period to be over. When it comes to filing for bankruptcy, most people thought that it will take an entire seven years before they can start to receive credit again.  In some cases this is true but in the majority of cases there are things you can do that ensure that you can start building after bankruptcy credit right away. [more...]

Date: 2009-09-26 04:18:35

Some Credit Card Information To Consider

by Adner Bokprest If you are looking for a credit card that offers from 0% APR on balance transfers, from 15.9% APR on card purchases, no annual fees, and a free 24-hour help line, then you might want to try Virgin Card. This UK credit card can actually be your exclusive pass to an exclusive online membership online stuffed with great money-off deals. Then, you can compare the rates and the fees of these credit cards side by side and prepare for the process of elimination. [more...]

Date: 2009-09-25 15:16:02

Learn How A Divorce Can Affect Your Credit Score

Learn How A Divorce Can Affect Your Credit Score The information on how many marriages end in divorce are astonishing. And as psychologically painful as a divorce can be all too often it also has an acutely damaging outcome on your money as well. Far too frequently these days, a person who has been a dependable and responsible credit risk for many years ends up with colossal problems on their credit following a divorce. [more...]

Date: 2009-09-19 23:29:15

Free Money Debt Grants

Debt grants help individuals and families get the financial aid they need without filing for personal bankruptcy or destroying their credit or just making matters worse by using more lines of credit. We all know that pay day loans, for example ... in the future. Your credit will be destroyed. Debt counselors might be able to create good results [more...]

Date: 2009-01-14 12:24:03

Life after Bankruptcy

Bankruptcy is the last resort for any debtor wherein he/she legal ly declares the inability to pay back the debt owed. In most cases bankruptcy is initiated by the debtor or the organization. However creditors can also request bankruptcy in an effort to get back what they are owed. After filing bankruptcy you can choose the life you want to live – you can either re-build your finance s or plummet deeper into the abyss. [more...]

Date: 2009-09-15 01:31:23

Investors May Be Too Optimistic About Consumer Recovery

The most accurate banking analyst, Meredith Whitney, has warned that banks are likely to continue to restrict consumer credit, ... , are implemented. Credit card issuers shifted their model away from one where they earned ... are likely to cut credit to risky borrowers even beyond what they would have done in a risk-averse [more...]

Date: 2008-12-14 06:10:36

The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58

A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Unilateralism Spells Cop Out - Olmert/Livni Buckle!

If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]

Date: 2009-01-17 03:50:00

Avoiding Bankruptcy

Avoiding Bankruptcy completely would be best for anyone considering the options, however in some cases, ... to attain a loan again, for example, and it will in fact stay in big red letters on your credit report ... would be speaking with a credit counselor. They have the ability in helping you possibly consolidate [more...]

Date: 2009-01-16 02:11:52

Even Celebrities Can Fall On Hard Times And Face Home Foreclosure

When you think of Ed McMahon, you don’t exactly associate or lump him with big time wasteful spenders like MC Hammer and some of the other well ... their money into bankruptcy on trivial pursuits. No, when you think of Ed McMahon, you think ... bubble and credit crisis seems to be quite merciless and universally brutal, even to those who simply [more...]

Date: 2008-06-09 01:18:36

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va ... Circuit City’s Firedog repair service and 700-plus Canadian retail and outlet stores may be next ... when the poor economy led vendors to impose restrictions on payment terms and credit for the company [more...]

Date: 2009-01-17 17:09:50

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Reaction To Obama’s Biden Vice President Pick: Solid, Masterful Or Uninspired Mistake?

Reaction to Democratic party likely Presidential nominee Sen. Barack Obama’s decision to pick Sen. Joe Biden as his Vice Presidential running mate continues to pour in. As expected, reaction is predictable along party lines but although partisans on both sides have surprisingly good and bad things to say about the choice. [ [more...]

Date: 2008-08-24 04:04:22

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Making Home Improvements

A home improvement loan is what many people use when making costly repairs to their home. Sometimes these repairs are necessary ... s credit history. The second is a person’s loan repayment history. The mortgage company will be asked ... . New plumbing, water heater, or flooring that are usually in need of repair, especially in older [more...]

Date: 2009-01-17 09:06:57

DrumBeat: September 17, 2008

Oil spikes $6 on safe-haven buying, weak dollar NEW YORK - Oil prices shot up $6 a barrel Wednesday, rebounding as fears of a spreading crisis in the U.S. financial sector sent skittish investors scrambling out of stocks and into hard assets. The big rally at least temporarily halted crude's steep, [more...]

Date: 2008-09-17 13:50:07

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va ... for our company.” Circuit City’s Firedog repair service and 700-plus Canadian retail and outlet stores may ... .-based company said Friday that it plans to close its remaining 567 stores in the United States [more...]

Date: 2009-01-17 00:18:08

Balls to 2009

Okay, nth time lucky. Hopefully I'll finish this bastard Balls to 2009 post this time ... As We Know It and How to Repair a Broken Financial World, well good on you. The recommendations in the latter article ... . Of course to take the piss out the ratings agencies. And why are Credit Default Swaps still legal [more...]

Date: 2009-01-17 03:20:00

WEDNESDAY JANUARY 13, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, ... ANIMATED DOPPLER STORM RADARNortheast Next Snowstorm CANADA WEATHER WARNINGSNEW BRUNSWICK & MAINE BORDER WAIT TIMESALL OF ATLANTIC CANADA STORM WARNINGS:This Site GIVES you the news as it happens, 24 [more...]

Date: 2009-01-14 00:21:00

Filing For Bankruptcy Concerns

A big concern for those Americans who choose to file Chapter 7 or Chapter 13 Bankruptcy is how and when they will be able to regain their credit ... to begin credit repair. Immediately after a bankruptcy filing, you can expect credit ... much credit at once. Eighteen to twenty-four months following a bankruptcy discharge [more...]

Date: 2009-01-16 04:23:05

Bank of America to receive additional $20 billion

Eric Dash, Louise Story and Andrew Ross Sorkin International Herald Tribune Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 20:44:24

Feds now the largest shareholder of Bank of America

International Herald Tribune, “Bank of America to receive additional $20 billion” Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 19:55:14

When Should I Start to Debt Consolidation Firms for Help?

When Should I Start to Debt Consolidation Firms for Help? Financial problems aren’t always the result of poor money management ... about debt consolidation. Regardless of which firm you seek to obtain credit repair or debt relief ... the rates of interest on your loans, or credit cards. Some people believe that non-profit debt [more...]

Date: 2009-01-15 15:31:22

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va.-based company said Friday that it plans to close its remaining 567 stores in the United States. The move comes after the company filed a motion with the U.S. Bankruptcy Court to put the company [more...]

Date: 2009-01-16 19:18:57

DrumBeat: January 1, 2009

Blackout fear for EU as gas row escalates Jose Manuel Barroso, the European Commission president, called on Moscow and Kiev to solve the dispute as soon as possible. While Gazprom, the Russian ... , there are fears that Germany, Italy and other customers could eventually be hit if the dispute escalates [more...]

Date: 2009-01-01 13:44:53

Foreclosure Help is On the Way

The freeze on foreclosure sales and evictions has now been frozen until the end of January, ... -family homes until after the holidays. The program extends only to those borrowers who use the property as their primary residence, and who have not filed for bankruptcy. To qualify, borrowers must [more...]

Date: 2009-01-13 03:52:55

Confusing Consumption With Investment

People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... credit report Mortgage for people with bad credit Credit card machine to buy Free credit report ... home loan rate refinance Bad credit home improvement loan Bad credit personal loan 1 Home interest [more...]

Date: 2008-06-24 14:10:35

HOW TO BATCH REPAIR FILE AND FOLDER NAMES ENCODING ON WINDOWS AFTER A WINDOWS-LINUX FILE TRANSFER?

{questions} Similiar Post How Long To Repair Credit After A Bankruptcy To Qualify For A Home Mortgage? How To Repair Screen Door Retractor After There Is No Longer Enough Wood To Hold The Screws In Place? Whats The Difference Between Repair And Format In Windows Xp Home? What To Do When Taking A Car From Body Shop Repair After An [more...]

Date: 2009-09-28 16:35:36

Chartock Radio, and the challenge of public broadcasting

Can you name the director of your local public radio station? This isn’t one of those tests where you’re supposed to feel guilty if you can’t name your congressperson. I asked this question at a meeting of US media professionals and only one person in a room of twenty could come up with a name [more...]

Date: 2008-06-18 22:14:54

Remove Late Payments from Your Credit Report

by Matt Douglas Late payments are not created equal; a 90 day and 120 day late pay will cause your score to be dramatically lowered ... to do this for you. The negative item will be on your report for a maximum of seven years. Your account ... this mark from your file is because they report to the bureaus monthly. Thus [more...]

Date: 2009-01-18 08:41:37

Misperceptions About Getting Out Of Debt

There are many substantial ways to getting out of debt ... with the interest rate. It may take some time but anything is negotiable. Credit Repair Companies ... that perform illegal ways of removing negative items from your credit. When deciding on a credit repair [more...]

Date: 2009-01-14 18:11:17

Obama's Economic Speech

I've posted his major speeches in full for the past eighteen months. His latest - given today in Toledo, Ohio - continues after the jump ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 23:32:00

HOW LONG TO REPAIR CREDIT AFTER A BANKRUPTCY TO QUALIFY FOR A HOME MORTGAGE?

{questions} Similiar Post What Makes You Choose One Home Repair Person Over Another? How Do You Repair A Cigarette Burn In The Carpet Of Your Home? How To Repair Screen Door Retractor After There Is No Longer Enough Wood To Hold The Screws In Place? How To Do Basic Home Repairs : How To Repair Holes In Drywall For Home [more...]

Date: 2009-09-28 07:58:44

Latest News In StockMarketInvestment Research - Jan 16, 2009

Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau of Transportation Statistics [more...]

Date: 2009-01-16 18:03:59

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

Stop Struggling Because Of Poor Credit And Improve Credit Rating Now

Stop Struggling Because Of Poor Credit And Improve Credit Rating Now Did you apply for a personal loan only to be turned down by a bank or ... with and a clean credit report be in place after all the discrepancies in the credit report have been removed. People with a bad credit report that have a need to clean up their credit have the law [more...]

Date: 2009-01-14 09:00:05

US Considering Backing Bank Debt

The US is considering more drastic measures to shore up the banking system, ... the sword of Damocles of credit default swaps. Credit default swaps are a significant multiple of the value of underlying cash bonds , and more contracts get written when a credit starts looking rocky [more...]

Date: 2008-10-10 04:45:34

Latest News in Debt Consolidation - Jan 15, 2009

debt consolidation, counseling, settlement and elimination - Allentown Mornin… 14 Jan 2009 at 1: ... ; Consolidation of Redundant Labor, Facilities and Contractual Expenses Contribute … Credit Solutions ... - (Business Wire) Credit Solutions set a new industry record this month, settling $800 million [more...]

Date: 2009-01-15 15:55:16

DrumBeat: December 8, 2008

Oil rises on talk of auto bailout, stimulus NEW YORK (CNNMoney.com) -- Oil prices rebounded from a nearly 4-year low Monday as U.S ... a banking and financial crisis. Further, we do not know how in the world of climate change [more...]

Date: 2008-12-08 13:37:28

Credit Scams: Part 2 - Different Credit Repair Scams and False Claims

This is part two of two part guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling.  If you’ve missed part one on credit reports, click here. The credit repair scam artists ... credit repair scams that are circulating newspapers, television, magazines and radio. Credit [more...]

Date: 2008-06-20 15:30:42

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