Maybe Someday We Can Be Like That

Wow. Europeans actually have elected officials who look out for their privacy interests! ... allowing law enforcement and security agencies to obtain private information — like credit card ... Ocean. The potential agreement, as outlined in an internal report obtained by The New York Times [more...]

Date: 2008-06-28 10:59:03

Blog posts (21) | Videos (7)
 

Disputing Negative Information Found On Your Credit Report

Your credit report is constantly changing depending on your spending habits or especially in the event that you have become a victim of fraud ... do it yourself or hire a professional credit repair. If you choose to handle re-establishing your credit ... bureaus and the collection agency. First thing you will need to do is write a letter to the credit [more...]

Date: 2009-01-08 20:01:24

Debt Collections: Common Questions and Answers

by Jon Ochs If you find yourself in financial difficulty and are falling late on some of your bills, ... from a collection agency regarding a credit card bill. How did they receive my information? Why isn’t the credit card company contacting me directly? The company or organization that you initially [more...]

Date: 2008-10-19 22:19:34

Credit Report Repair

by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... agency that specializes in credit repair. Don’t fall for the ads that claim an agency can erase bad ... significance placed on your credit report, it is absolutely essential that the information it contains [more...]

Date: 2008-07-12 09:18:33

Questions to Ask a Credit or Debt Counseling Agency (2)

5. What kind of security measures do you take to protect my information? It is important that the agency you select has sufficient security in place to protect your confidential information. 6. Can I get up-to-date, regular reports of the status of my accounts? If access is by telephone only, will a knowledgeable person be available when you call to give you the information you need? 7. [more...]

Date: 2009-09-06 01:51:21

How to Repair Bad Credit – Learn How Credit Repair Works

It is something that none of us want to ever have reason to do but if you should ever need to write a credit repair letter then it’s important that you go about it in the right way. All too often these letters, which can be sent to creditors or credit collecting agencies, do not include some of the vital information necessary. As a result, they are very ineffective. [more...]

Date: 2009-09-15 06:01:24

How and When to Cancel a Credit Card

Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]

Date: 2008-09-16 12:00:22

Identity Theft Leaves an Uncomfortable Sense of Nakedness

When identity theft occurs, the victim faces an endless paper chase contacting lenders and credit agencies. Even more so, these victims often feel violated, stripped of their privacy, left with an uncomfortable sense of nakedness. Their account balances, credit cards, debts and financial information are compromised and in most cases of identity theft, the thieves have run up bills into the thousands of dollars. [more...]

Date: 2009-09-01 20:35:17

One Way to Protect Against Identity Theft

When information gets stolen, it is used in various ways. Sometimes the thief may use it to drain your bank account, for example ... will not extend credit without first pulling a consumer’s credit profile. If you place a “security freeze” on your credit profile, the reporting agencies are prohibited from releasing your credit [more...]

Date: 2008-09-22 21:10:55

India’s inflation at seven-year high of 8.75 percent

New Delhi, June 13 (IANS) In what is more bad news for the hard-hit ordinary citizen, industry and policy makers alike, ... prices,” said D.K. Joshi, chief economist of rating agency Credit Rating Information and Services [more...]

Date: 2008-06-13 08:57:37

How To Deal With Bill Collectors

In today's unstable economy people are consumed with financial matters ... , the credit card company may report you to a collection agency. This debt collection company is hired ... . Initially, you'll receive calls from your credit card company informing you of your late payment [more...]

Date: 2008-12-04 01:40:51

Can Collection Agencies Sue Me For Outstanding Debt?

Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]

Date: 2009-09-29 11:34:48

What You Should Know About Credit Report Repair

by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]

Date: 2008-06-28 11:49:16

Declaring Bankruptcy And Counseling

Under the new laws, prior to filing bankruptcy under either Chapter 7 or Chapter 13, you must complete credit counseling with an agency approved by the United States Trustee’s office ... for bankruptcy or whether an informal repayment plan would get you back on track. To find an approved agency [more...]

Date: 2009-01-17 12:40:37

Guatemalan Immigrants’ Movement (MIGUA) demands US Government discontinue ICE roundups, use of E-Verify Social Security Verification by employers and any identity theft charges against all illegal aliens

NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERSVisit our website: http://www.nafbpo ... sources on a daily basis. You are free to disseminate this information, but we request that you credit ... do not coincide with those registered with the SSA, the agency sends the employers a “No match” letter, which [more...]

Date: 2009-01-12 22:49:19

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

Do It Yourself Credit Repair

by Mike Carbeck Many people mistakenly believe that they only need to go through an agency, for any hope of credit repair ... to include the following information in your letter to the credit agency: 1.) A request in writing ... credit on a do-it-yourself basis takes time, patience and dedication. Your first step is to contact [more...]

Date: 2008-12-21 00:02:54

You Can Do It: How To Repair Your Credit On Your Own

by Mike Carbeck Many people mistakenly believe that they only need to go through an agency, for any hope of credit repair ... to include the following information in your letter to the credit agency: 1.) A request in writing ... credit on a do-it-yourself basis takes time, patience and dedication. Your first step is to contact [more...]

Date: 2008-12-06 08:05:27

You Can Do It: How To Repair Your Credit On Your Own

by Mike Carbeck Many people mistakenly believe that they only need to go through an agency, for any hope of credit repair ... to include the following information in your letter to the credit agency: 1.) A request in writing ... credit on a do-it-yourself basis takes time, patience and dedication. Your first step is to contact [more...]

Date: 2008-12-21 00:00:35

You Can Do It: How To Repair Your Credit On Your Own

By Mike Carbeck Many people mistakenly believe that they only need to go through an agency, for any hope of credit repair ... to include the following information in your letter to the credit agency: 1.) A request ... . Repairing credit on a do-it-yourself basis takes time, patience and dedication. Your first step [more...]

Date: 2008-12-21 00:02:46

How to Get Your Free Credit Report

September 5, 2009 | By Wendy Polisi In Finance | by Wendy PolisiThere is a lot of misleading information available today, especially online, regarding getting access to your credit report. Some of this misleading information is the product of the credit reporting agencies themselves, which are for-profit entities. There are also many independent companies that will obtain your credits reports for you, for a hefty fee.None of these services are really required for American citizens and residents. [more...]

Date: 2009-09-05 08:32:01

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