The Secrets behind the FICO Score

by Ty Crandall Your credit score is the most important number in your life. How much you pay for car and health insurance, car payments, your rent and mortgage payments, house utilities, and even whether you get hired for a job or not, are ALL based on your credit profile and credit score. This article will help you understand each component of your total credit score. For more details on your credit score you can see this article and more at www.PerfectCreditFast.com. [more...]

Date: 2009-09-28 13:26:56

Blog posts (144) | Videos (163)
 

Unilateralism Spells Cop Out - Olmert/Livni Buckle!

If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]

Date: 2009-01-17 03:50:00

Sarah Palin: COMMON SENSE CONSERVATISM

tothepointnews.com Written by Sarah Palin Thursday, 24 September 2009 You can call me a common-sense conservative. My approach to the issues facing my country and the world, issues that we’ll discuss today, are rooted in this common-sense conservatism… Common sense conservatism deals with the reality of the world as it is. [more...]

Date: 2009-09-27 17:28:31

Managing Your Credit Cards Responsibly

September 27, 2009 | By Tawana Rashing In Finance | by Tawana RashingCredit cards can easily go from being your best friend to your worst enemy. If your credit is any good at all, you probably get a ton of pre-approval notices from different companies. They?re offering you the world in a credit card ? no APR, huge credit limits, awesome purchase bonuses and more. [more...]

Date: 2009-09-27 17:25:27

Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Reading POSt: Case study on a sales culture

Reading POSt: Case study on a sales culture Cash generation largely through accelerated but informed selling is the name of the current game (of course, companies may opt for cost-savings but that's another matter all together) so the story ... many a depositor from entering a branch (NAVPU, debit/credit, GRT, etc.) Think of the potential [more...]

Date: 2009-01-17 04:54:31

Advice To Pres. Obama (#2): Yes We Can, But Will We?

The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]

Date: 2009-01-15 16:49:43

Five Questions About the Stimulus

Now that a group of economists, including well-known Marxists Martin Feldstein and Larry Lindsey, have recommended that the stimulus package reach in the neighborhood of $1 trillion (with a "t") dollars, a few questions come to mind: Who will run it? Conceivably, the stimulus "package" could actually be a series of discrete pieces, [more...]

Date: 2008-12-17 18:41:49

Credit clean-up

"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]

Date: 2008-10-27 19:40:13

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... payment history and improve your ratio of debt to available credit. In sum do not wait to repair ... : For more credit repair tips or to read a review of Lexington Law a suggested credit repair service [more...]

Date: 2009-01-14 19:07:31

China Stimulates, $34Bln Alt-A Securities Downgraded

A: With China stimulating their economy and the globe right now, we have to wonder if this is more economic Cialis? What happens after the 36 hours are up? This is $586Bln less that is available to buy up our treasuries as we issue massive supply to fund our own rescue. As I said before, this is not a subprime problem [more...]

Date: 2008-11-10 14:39:25

Full Text: Barack Obama on Economy | Economic Recovery and Reinvestment | January 8, 2009

(Source: Office of the President-Elect) Throughout America’s history, ... from a troubled past, and set a new course for our nation. This is one of those years. We start 2009 ... ’t believe it’s too late to change course, but it will be if we don’t take dramatic action as soon [more...]

Date: 2009-01-08 18:00:11

More Inactive Credit Cards Being Closed: Protect Your FICO Credit Score

If you haven’t heard already, several large credit card issuers (Chase, Washington Mutual, Citibank, Capital One, HSBC) ... . This is their legal right, but it can also negatively affect your credit score. Here’s why ... . Some credit repair experts say it does, others disagree. However, if someone does a manual review [more...]

Date: 2009-01-07 11:48:09

How long does credit repair take?

Filed under: DebtWe've been getting a lot of desperate comments from people who are seeing their credit destroyed as their personal financial lives ... . So how long does it take to fix your score, if your score is down dramatically after a credit ... will it take to get a clean credit record? Most of the negatives on your credit report will drop off [more...]

Date: 2008-11-03 21:30:00

Nations Top Firearms Salesman Announced

Nations Top Firearms Salesman Announced on the eve before the opening of this years SHOT Show in Orlando Florida ... of business slumps that have befallen the automotive and housing industries. It’s credit where credit is due. Mr. Obama has consistently voted against individual rights to firearms, appointed a re [more...]

Date: 2009-01-14 11:57:24

Consumer Credit Counseling

Consumer Credit Counseling January 17, 2009 at 5:00 pm · Filed under Credit Counseling Services div style=’float: right; width: 100px; padding: ... on financed loans and credit card debt can become onerous and when you add in penalties and late fees ... impossible for anyone to compete in today’s arena without the aid of a credit card. And that’ [more...]

Date: 2009-01-17 22:00:36

Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... it resolved through the credit bureau. Write a letter to the credit reporting agency.  In the letter ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies [more...]

Date: 2008-10-23 11:00:30

5 Misconceptions on Buying Vs. Renting

5 Misconceptions on Buying Vs. Renting Via Chris & Maria Jeantet ~ Redding CA Realtors® (Coldwell Banker C&C Properties) ... that renting is simpler. For example, when the refrigerator in a rental needs repair ... should carefully evaluate how long they expect to stay in the home that they are considering purchasing [more...]

Date: 2009-01-17 06:20:13

The Carnival of Personal Finance #178: Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

Different Types of Investments

Different Types of Investments For each type of investment there is an objective for why an individual would choose to invest in that particular item. General, there are three different sorts of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unluckily, it becomes very complex from there [more...]

Date: 2009-01-15 10:36:39

Credit Card Offers For People With Bad Credit Or Poor Credit History

Updated List Of The Best Secured and Unsecured Bad Credit Cards For Credit Improvement Credit card usage is a fact of life whether you agree with ... has morphed into a mish mash variety of credit card rewards, airline credit card miles, and balance ... room reservations to car rental bookings. Credit card numbers are also necessary for frequent [more...]

Date: 2008-11-20 18:01:07

Credit Reports can be a Teaching Tool

by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]

Date: 2009-01-17 15:18:02

Bank of America to receive additional $20 billion

Eric Dash, Louise Story and Andrew Ross Sorkin International Herald Tribune Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 20:44:24

Feds now the largest shareholder of Bank of America

International Herald Tribune, “Bank of America to receive additional $20 billion” Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 19:55:14

Should You Apply For A Mastercard?

by Lewis Arbour Currently there are a huge number of credit cards flooding the marketplace and even if you unfortunately have a poor credit history, ... in a bad credit predicament will discover that Mastercard and Visa are the two financial institutions ... of these you should apply to first - a Visa credit card or a poor credit Mastercard? At one time [more...]

Date: 2009-01-17 09:28:32

5 Misconceptions on Buying Vs. Renting

5 Misconceptions on Buying Vs. Renting Misconceptions On Buying Versus Renting ... in a rental needs repair, the responsibility falls on the landlord. When new homeowners sign their name ... . The Reality Most people know that tax write-offs of mortgage interest are among the biggest financial [more...]

Date: 2009-01-16 23:34:06

How Time Travel Works (and doesn’t) in Back To The Future [BTTF Week]

Arguably, no movie involving time travel can ever actually make sense in the realm of continuity. I have to give tremendous credit to the Back To The Future writers for taking it on in the first [more...]

Date: 2009-01-16 12:38:31

Improving Your Credit

Improving Your Credit January 16th, 2009 Subscribe To Our Feed Your credit file and rating have always been very important to your financial ... to repair it. However, if your credit rating has been damaged there are ways to improve it Whenever ... to get affordable finance, but for those whose credit rating is damaged the chances of getting any [more...]

Date: 2009-01-16 21:05:51

6 Step To Improve Your Credit Score Now

credit cards Your credit score is probably the single most important number in your financial life ... . Use of your credit report has infiltrated areas we never thought it would - from job applications to insurance premiums. I recently learned the impact credit score has on interest rates after finding [more...]

Date: 2008-12-02 17:06:27

Barack Obama: The Outdoor Wire's "Gun Salesman of the Year"

By Jim Shepherd In recognition of the unprece­dented demand for firearms by nervous consumers, ... the automotive and housing industries. It's credit where credit is due. Mr. Obama has consistently ... when a gentleman came and said he'd never wanted to own a gun before, but wanted to get one while [more...]

Date: 2009-01-16 05:10:00

Review of Lexington Law Firm

by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, this is legal and credit repair is your responsibility. The Fair Credit Reporting Act gives ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau [more...]

Date: 2009-01-15 00:09:02

McKinney, Nader debate

Democracy Now! played some of the questions and answers from the last Presidential debate with McCain and Obama, followed by a two minute reply by Green Party nominee Cynthia McKinney and Ralph Nader The host, Amy Goodman stopped the candidates when they were headed down the way-over-two-minutes path [more...]

Date: 2008-10-20 04:33:33

Bad Credit Repair Guides

Thursday, October 30, 2008 Do you often rejected in applying for loan because of your bad credit record? ... struggling, the bad records of our late payments and other kind of negative reports will hurt our credit ... score for some points. If you have no any idea on how to obtain those credit reports [more...]

Date: 2008-10-30 07:29:00

Repair your credit at repairyourbadcredit.com

It is no wonder any more that having a credit or loan has become one of the most important requirements in running this life ... bad. If their credit score is bad, we will get difficulties in borrowing some money or loans again ... repair credit of ours. To repair our credit, we can ask repairyourbadcredit.com. [more...]

Date: 2009-01-17 11:51:00

200+ Tools for Surviving the Economic Crisis

With Wall Street’s recent decline and the economy in such an uncertain place, many people are fearful of losing their jobs and lifelong investments ... in that it aggregates your different accounts from banks and credit cards, lets you budget and also [more...]

Date: 2008-10-16 22:24:58

Friday Digest - Vol. 09 No. 02

Friday Digest — Vol. 09 No. 0216 January 2009THE FOUNDATION"We should never despair, our Situation before has been unpromising and has changed for the better, so I trust, it will again. If new difficulties arise, we must only put forth new Exertions and proportion our Efforts to the exigency of the times [more...]

Date: 2009-01-16 17:15:00

Should You Apply For A Mastercard?

Should You Apply For A Mastercard? by James Read Currently there are a huge number of credit cards flooding the marketplace and even if you ... . Actually the decision is regarding which of these you should apply to first - a Visa credit card ... for a bad credit, credit card. Like almost everything you can think of at the moment, the speediest method [more...]

Date: 2009-01-17 09:28:34

Credit repair service

Do you know what is a big deal in the United states of America?. Well if you do not know, then I am here to tell you that ... go wrong. This is when you would need a profesisonal credit repair service. But you have to know to differentiate between a good service to repair credit and others. It is pretty sensitive and needs [more...]

Date: 2009-01-17 01:34:34

Orchard Bank Credit Cards

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. This card has a unique application process ... card. With this card you must secure it by making a deposit between $200 and $15,000, your credit limit ... %, which is low compared to the other bad credit cards. If you have made only a few mistakes [more...]

Date: 2009-01-16 07:32:21

The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan.  More tips ... entrepreneurial ventures. Franchise Loan Availability The financial institutions are still going through [more...]

Date: 2009-01-09 07:30:34

Wiping out my savings is one thing. Wiping out Bubbie and Zadie's is something else entirely

the now-famous video of me and Madoff and his employee Josh Stampfli misses. All that talk in the video about how Madoff makes money and what his dealings with the SEC are like relates to his brokerage business, which was a pillar of the Nasdaq system and was, as far as anybody knows at this point, on the up and up [more...]

Date: 2008-12-17 12:04:47

Bank of America: Bailout hides huge bank subsidy deep in press release text

Marshall Auerback here.  I wanted to add a few thoughts to the discussion about recent events in U.S. banking ... over governments 94.5% fro 10 years) and you can go and make credit card loans at 16% and make a 1200 bp profit margin. Then JPM just puts up the credit card loans as collateral as per the new [more...]

Date: 2009-01-16 15:45:18

Madoff Scam: "He’s a person of integrity..."

A: Waking up this morning here to plenty of news; Senate votes down auto bailout as Harry Reid states "No more talks on auto bailout..." & Bernard Madoff admits to employees of running a $50Bln Ponzi Scheme, using new principal from new investors to pay out returns to existing investors [more...]

Date: 2008-12-12 14:24:37

If You Want A Better Mortgage Rate Read Credit Scoring Basics

by Rob Kosberg The right time to review your credit scoring is now because the credit score is becoming more important for mortgage prices ... ’ Detailed FREE Guide on Maintaining and Repairing your Credit Score by going to Bad Credit Repair ... . You can make the credit system work for you if you have the knowledge of how the system works [more...]

Date: 2009-01-15 12:32:43

Bring Back the Bull Moose!

Copyright Protected. All rights reserved. By Judah Benjamin, Guest Author OK, Folks, Some of us are former (?) Democrats, some of us are moderate (?) ... that both major parties are broken beyond all reasonable hope of repair and that Obama is a symptom [more...]

Date: 2008-11-10 02:06:21

Review of Lexington Law Firm

by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau ... to the credit bureaus. When the bureaus receive your letter they will investigate the item. During [more...]

Date: 2009-01-15 00:15:45

Barack Obama's speech in Roanoke, VA

Watch it live here Remarks of Senator Barack Obama Roanoke, Virginia Friday, October 17, 2008 We meet at a moment of great uncertainty for America ... of their hard-earned savings have disappeared. The credit crisis has left businesses large and small unable [more...]

Date: 2008-10-17 16:07:45

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