Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

Blog posts (31) | Videos (6)
 

Three Legislative Proposals That Could Have Major Consequences for Your Finances

J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]

Date: 2008-12-18 13:00:42

Let's See What's In My Junk Mail...

I think Yahoo! does a great job filtering out junk mail. Gmail gets all sorts of stuff. Let's not even talk about Hotmail. So, of the stuff that goes get through, let's take a look at what people are sending me. Credit Report USA wants me to know that my credit rating may have changed. Good thing for that alert, I'm [more...]

Date: 2009-01-08 23:26:28

Gore Addresses Delegates as Climate Change Conference Closes

cop14_gore.jpg Given an unprecedented and still unfolding crisis in banking and credit markets, ... by including them in the Kyoto Protocol's Clean Development Mechanism carbon credit system ... change continues unabated, according to a report from the International Institute of Sustainable [more...]

Date: 2008-12-13 15:05:39

Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00

NYU Report Documents Credit Crunch's arrival in 2007

On Monday, the Furman Center at NYU released a report, Declining Credit & Growing Disparities: Key Findings from HMDA 2007 ... drop in refinance loan originations (-33.2). In addition to these signs of credit drying ... in home purchase and refinance lending activity between 2006 and 2007. The report highlights changes [more...]

Date: 2008-10-29 20:21:10

Following Complex Financial Times You Can Rebuild Your Credit

Upgrading credit after a interval of monetary hardships, bankruptcy, repossessions or other monetary strain that blemishes any credit report can be scary and baffling. For most people these are times of hideous strain. But times change and situations change so don't let the relief than comes when the wages and money get back in line be overshadowed by the tribulations left on the credit report. [more...]

Date: 2009-09-30 14:11:53

A Glimpse at Future Credit Card Statements

Every Tuesday, Smithee presents an article about his own experiences with credit cards and observations about the credit card industry ... Suspended for Merchant Database Breach: ...Consumer Reports: Best and Worst Credit Card Issuers ... . Back in mid-December we told you about some of the changes that would soon be enforced on credit [more...]

Date: 2009-01-13 13:02:01

WHAT THE HELL?

WHAT THE HELL?  By R.J. Godlewski ©August 13, 2008, ... ) for any change, my credit report will show that I continually owe $126 in regards to an account ... behind my choice arose when I collected my morning mail and opened a letter from a collection agency [more...]

Date: 2008-08-13 20:56:29

Investment Banks Hoist on 2005 Bankruptcy Law Changes Petard

Investment banks? What investment banks, says the alert reader ... to pull funds from the Federal Reserve more readily. The Financial Times report that the changes ... about having credit exposure and can start curtailing certain types of activities and close accounts [more...]

Date: 2008-10-31 14:00:01

How and When to Cancel a Credit Card

Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]

Date: 2008-09-16 12:00:22

The Note: Obama Waits on Change for January

ABC News' Rick Klein reports in Friday's Note: Change doesn’t have to wait until January. Sen. Ted Stevens, R-Alaska, is gone. ( ... has chosen not to play in the current crisis: “With the stock market plunging and the credit market entering a new freeze, cries are being heard for a new government intervention to prop up major financial [more...]

Date: 2008-11-21 13:21:47

Senate 'Bailout' Opens Door to Ending 'Fair Value' Accounting

Among the 451 pages of provisions contained in the Senate-approved Emergency Economic Stabilization Bill of 2008, which the House will debate today, ... , which allow companies and financial institutions to report the value of their assets on the price ... that have no market value have worsened the credit crisis, and changing them has been a priority for [more...]

Date: 2008-10-02 20:00:00

Calm Your Visitors’ Privacy Jitters

I have a friend who gets totally freaked out from all the conspiracy theories, news of “earth changes” and political commentary posted on the web ... he doesn’t trust the Internet. Does this sound like an oxymoron? WebProNews published a report ... American surfer include: Concerns that credit card numbers will be stolen online Online activities [more...]

Date: 2008-10-01 16:00:09

The Daily Rant ?

HuffPo has headlined a report on an article by McCain published recently outlining his health-care "plan" ... change it to a refundable credit amounting to $5,000 for all families and $2,500 for individuals ... it, and regardless of one's income. Emphasis mine The tax credit would ensure that everyone [more...]

Date: 2008-09-20 18:04:50

Identity Theft

by Landon McGehee Immediately upon becoming aware that your identity has likely been stolen, it’s easy to begin to panic ... . In addition, reporting to the FTC (or their Consumer Alert website) will alert the three credit bureaus ... and still allows a thief to use your existing credit. Often the FTC requests that you change [more...]

Date: 2008-12-20 13:16:13

Mexico May Avoid Credit Rating Downgrade, JPMorgan Says

Mexico may stave off a credit- rating downgrade, JPMorgan Chase & Co. said. “From our conversations with the rating agencies, they appear to be giving Mexico the benefit of the doubt and will likely wait to see what components of the fiscal reform are approved by Congress,” JPMorgan analysts led by Joyce Chang wrote in a report to clients. [more...]

Date: 2009-09-29 16:44:07

FHA Streamline Refinance: Some Changes Effective January 1, 2009

This site is primarily focused on providing information for originators of FHA loans, ... unless the house has lead paint. FHA does not require a credit report, but some lenders may require ... history for the last 12 months (or the length of time the mortgage has been held). HUD’s Credit Alert [more...]

Date: 2008-12-15 17:40:38

Environmental Federal Register, Vol. 74, No. 8, January 13, 2009

Readers & Subscribers: Please see the Readers Note in the right column ... or company contribution by credit card (click here). Fill out the form (optional); insert "REGTrak ... . DOC/NOAA. U.S. Climate Change Science Program Draft Unified Synthesis Product Report: Global Climate [more...]

Date: 2009-01-13 12:22:00

Eleanor Wants Charter Board Changes

On Sunday, the Washington Post dropped a huge investigative report on the many, ... Chair Tom Nida and credit enhancement committee chair Barbara Hart to resign, and she wants [more...]

Date: 2008-12-15 22:51:36

Britney Spears Buys New Home, Shows the Kids

With a new cocktail of antidepressants outlook for her life and a really short leash rejuvenated career, Britney Spears is about to change addresses ... on the market for more than $7 million. There was no official word on where the new house is, although reports ... BRITNEY SPEARS' "CASA DE NO PANTS" Photo Credit: Splash News Online The troubled [more...]

Date: 2009-01-14 12:44:20

Corporate Execs, Boards & Climate Change: What, Me Worry?

Climate change adaptation and mitigation is largely a non-issue for executives at the world's largest apparel, pharmaceutical, ... concludes its report with a list of recommendations for corporate executives and boards of directors. *Image credit: Norman Mingo, MAD Magazine A Corporate Governance Framework for Climate Change [more...]

Date: 2008-12-11 20:40:59

A loophole wide enough to drive a GMC truck though

The Bush administration’s outline of its automaker bailout package lists some seemingly sensible changes in labor practices that GM and Chrysler need to make. (Ford, to its credit, is seeking private financing instead.) Targets: The terms ... that the firm reports the reasons for these deviations and makes the business case to achieve long [more...]

Date: 2008-12-19 16:41:00

N.J. man learns modifying mortgage to cut payments may impair credit rating

by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]

Date: 2009-09-29 13:48:05

Is Ulrich's Move at Target Good for Bill Ackman? $$

A new CEO always makes some changes. Will Steinhafel look closer at Pershing Square's proposal? Here is the news:The WSJ Reports:Target Corp ... , the financial-markets meltdown, gyrating gasoline prices and tight credit. Last week Target said its December ... of its shoppers default on credit-card payments. "As we look to the future, we are completely [more...]

Date: 2009-01-16 01:15:00

More Unemployed Workers, Fewer Jobs

More Unemployed Workers, Fewer Jobs by Tula Connell, Jan 14, 2009 Photo credit: catinatree The U.S. retail sector has been the most immune to the nation’s year-long jobs free fall, but that has changed in recent months and likely will get much worse. Today’s Commerce Department report on retail [more...]

Date: 2009-01-14 21:06:36

How security compliance became important

Over the past 20 years, we’ve seen some downright amazing changes in business. Looking back to when I was a child growing up in Bishop, California ... credit, and only for orders that had to be shipped from far off locations such as Los Angeles or Salmon ... be called if a theft had occurred, and take a report obtaining any evidence of the crime right [more...]

Date: 2009-01-15 22:54:44

Disputing Negative Information Found On Your Credit Report

Your credit report is constantly changing depending on your spending habits or especially in the event that you have become a victim of fraud ... do it yourself or hire a professional credit repair. If you choose to handle re-establishing your credit ... bureaus and the collection agency. First thing you will need to do is write a letter to the credit [more...]

Date: 2009-01-08 20:01:24

Basics of Credit Repair

by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... project. The “credit risk” label is based on your “credit report” and “credit score.” Therefore ... . On a yearly basis, you are able to receive a free report (fee for the credit score) from each [more...]

Date: 2009-01-03 00:35:39

Holiday Shopping Behind Us – Choose a Free Credit Report

The holidays have certainly been crazy thus far with most of us shopping less in deference to the economy. But every holiday season leaves us vulnerable to changes on our credit report – ... it to their own advantage. Our credit report is a precious commodity, especially in this day and age [more...]

Date: 2008-12-23 15:04:37

Credit Reports can be a Teaching Tool

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... responsibility to monitor our own credit profile, have errors changed and work to repair our credit ... ever to have excellent credit. For more information check out Rob Kosbergs’ Detailed FREE Guide [more...]

Date: 2009-01-15 21:32:08

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