Is It Possible To Get A Loan Without A Bank Account?

by Nancy D. Brooks Many are under the assumption that unless you are in a good credit standing and have an active checking account that they are no sources to turn to for help in emergencies. While this may have been the case in the past it is no longer so today. There are many lenders who are willing to provide loans to those who have bad credit and who for whatever the reason may not have a current checking account. [more...]

Date: 2009-09-25 20:40:04

Blog posts (149) | Videos (132)
 

E. Online Resources

If you have access to the Internet, there is a good deal of information you can find using your computer. But you can’t do it all—not every court decision or state statute is available online. Furthermore, unless you know what you are looking for—the case name and citation or the code section—you may have difficulty finding it. Still, there are a number of useful sites: • Nolo.com’s Legal Research Center . [more...]

Date: 2009-09-27 02:04:59

Think Big 3 Bailout's A Good Idea? Jaguar's History Suggests It Isn't

By JOHN TAMNY | Posted Tuesday, January 06, 2009 4:20 PM PT With England's economy gasping in the mid 1970s due to a combination of nosebleed rates ... by the British government in 1975 thanks to skeptical credit markets, and it remained that way until ... . While private companies face bankruptcy if they regularly fail customers, Jaguar's access to the [more...]

Date: 2009-01-07 02:59:00

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Credit Repair after Bankruptcy

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Having trouble acquiring loans because of a damage credit card? It’s really hard to apply for a mortgage and borrow money from lenders when credit card gets a bad rating, or worse when the card holder falls in to bankruptcy. Many loaning institutes and lending companies are now reviewing their client’s credit cards first. A [more...]

Date: 2009-09-30 14:56:13

Are You Trying To Rebuild A Good After Bankruptcy Credit

You can rebuild a good after bankruptcy credit as soon as possible without having to wait for the full bankruptcy period to be over. When it comes to filing for bankruptcy, most people thought that it will take an entire seven years before they can start to receive credit again.  In some cases this is true but in the majority of cases there are things you can do that ensure that you can start building after bankruptcy credit right away. [more...]

Date: 2009-09-26 04:18:35

Bankruptcy Repair Strategy That Will Improve Your Credit Score

Bankruptcy Repair Strategy That Will Improve Your Credit Score by Jack BronsonThe attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. [more...]

Date: 2009-09-25 15:03:00

Some Credit Card Information To Consider

by Adner Bokprest If you are looking for a credit card that offers from 0% APR on balance transfers, from 15.9% APR on card purchases, no annual fees, and a free 24-hour help line, then you might want to try Virgin Card. This UK credit card can actually be your exclusive pass to an exclusive online membership online stuffed with great money-off deals. Then, you can compare the rates and the fees of these credit cards side by side and prepare for the process of elimination. [more...]

Date: 2009-09-25 15:16:02

Money Blue Book Weekend Roundup - 6

Since it’s a lazy weekend afternoon for me, here are some finance and frugality reading material I thought you all might enjoy ... To Apply For Instant Approval Credit Cards Four Pillars featured The Best Airline Miles Credit Cards ... Reduction Being Frugal answers questions about How To Eat Healthy On A Budget My Credit Card Blog [more...]

Date: 2008-06-28 18:44:15

Simplify Your Life With A Credit Repair

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:20:07

Investors May Be Too Optimistic About Consumer Recovery

The most accurate banking analyst, Meredith Whitney, has warned that banks are likely to continue to restrict consumer credit, ... , are implemented. Credit card issuers shifted their model away from one where they earned ... are likely to cut credit to risky borrowers even beyond what they would have done in a risk-averse [more...]

Date: 2008-12-14 06:10:36

The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58

A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Unilateralism Spells Cop Out - Olmert/Livni Buckle!

If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]

Date: 2009-01-17 03:50:00

Avoiding Bankruptcy

Avoiding Bankruptcy completely would be best for anyone considering the options, however in some cases, ... to attain a loan again, for example, and it will in fact stay in big red letters on your credit report ... would be speaking with a credit counselor. They have the ability in helping you possibly consolidate [more...]

Date: 2009-01-16 02:11:52

Credit Repair Can Make Your Life Simpler

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-26 12:54:46

Fast Cash Loan

Need quick funds to tackle sudden expenses? Then in such a situation one external source i.e. cash loans can be easily trusted ... no credit check! This means that bad credit holders can also easily qualify for these loans. Those with bad credit like CCJs, IVA, late payments, arrears, defaults and bankruptcy are acceptable. As cash [more...]

Date: 2009-01-17 03:31:01

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va ... Circuit City’s Firedog repair service and 700-plus Canadian retail and outlet stores may be next ... when the poor economy led vendors to impose restrictions on payment terms and credit for the company [more...]

Date: 2009-01-17 17:09:50

CARDIN BACKS BAILOUT OF US AUTO INDUSTRY

From the Office of Ben CardinThank you for contacting me about ongoing efforts in Congress to aid the ailing U.S. automotive industry ... and the constriction of credit resulting from the global financial crisis, have brought the industry ... and suppliers, repair shops, and dealerships, as well as significant revenues for local governments [more...]

Date: 2009-01-13 13:36:00

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

CESI Can Help You Get Debt Free

by Imus Jackson There are all kinds of groups and programs and companies out there that claim to provide help for those folks who are stuck in a financial nightmare, and don’t know how to get out of it. CESI is an organization that provides all kinds of services and counseling for just those kinds of folks and they have multiple options available to fit almost every circumstance. [more...]

Date: 2009-09-29 09:24:17

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Making Home Improvements

A home improvement loan is what many people use when making costly repairs to their home. Sometimes these repairs are necessary ... s credit history. The second is a person’s loan repayment history. The mortgage company will be asked ... . New plumbing, water heater, or flooring that are usually in need of repair, especially in older [more...]

Date: 2009-01-17 09:06:57

DrumBeat: September 17, 2008

Oil spikes $6 on safe-haven buying, weak dollar NEW YORK - Oil prices shot up $6 a barrel Wednesday, rebounding as fears of a spreading crisis in the U.S. financial sector sent skittish investors scrambling out of stocks and into hard assets. The big rally at least temporarily halted crude's steep, [more...]

Date: 2008-09-17 13:50:07

Courtney Sends Letter to Obama, Pelosi Outlining Stimulus “Principles”

Rep. Joe Courtney has sent a letter to the president-elect and Speaker Pelosi today outlining a set of principles he believes will help create jobs and move the country out of recession. You can read the full letter here. Courtney’s principles ... . We can also spur local jobs by supporting urgent maintenance, repair, environmental remediation and [more...]

Date: 2009-01-08 04:57:34

AIG Gets All the Free Beer and Hot Dogs It Wants

The Troubled Asset Relief Program was renamed over the weekend to Troubled American International Group Relief Program ... billion in preferred shares. It will also cancel the bulk of AIG’s credit default swap agreements ... In the case of ruined firms like AIG, management no longer has the capacity to repair the broad damage [more...]

Date: 2008-11-10 14:12:21

OFFICIAL POST: Letter from Lawrence H. Summers to congressional leaders

The attached letter was sent by Lawrence H. Summers to the bipartisan leaders of the United States Senate and House of Representatives detailing President-elect Obama’s commitment to implement the Emergency Economic Stabilization in a way that will promote the stability of the financial system and increase lending, preserve home ownership, [more...]

Date: 2009-01-17 13:00:00

Obama’s Deficit, Fed’s Forecast, India’s Market, Gold’s Victory, and More!

by Addison Wiggin & Ian Mathias Obama’s fiscal “change”… trillion-dollar deficits “for years to come” Fed says economy to shrink in all of ’09, unemployment to rise until 2010 Second wave of real estate tsunami swells… office and mall vacancy rates surge Indian market crushed in ’08, [more...]

Date: 2009-01-07 19:10:08

An honest-to-God advocate gets a top job

No, not on the national security team — get real. And not exactly a top job — her power as head of a panel. . . ... . Warren and haven’t seen her, on, for example, PBS, she’s a Harvard law professor specializing in consumer credit laws and personal bankruptcy reform. She also co-authored The Two-Income Trap: Why [more...]

Date: 2008-12-02 14:10:30

Consolidate Debt Online: Are You Playing With Fire or is It Safe?

Consolidating debts online has become ever more popular as a way to deal with increasing debts. The reason for this is obvious. We can log into the Internet in a matter of seconds, type in debt consolidation into a search engine and in the time it takes you to breathe out you will have before you an extensive list of on line services to choose [more...]

Date: 2009-01-16 10:23:52

Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES

loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as  verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]

Date: 2009-01-09 15:33:10

Credit Report Contents

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... to monitor his/her own credit profile, fix errors, and repair personal credit. About the Author ... ) there will be a credit inquiry to one of the bureaus. If you inquire for yourself, it will be on the report [more...]

Date: 2009-01-15 21:43:13

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va ... for our company.” Circuit City’s Firedog repair service and 700-plus Canadian retail and outlet stores may ... .-based company said Friday that it plans to close its remaining 567 stores in the United States [more...]

Date: 2009-01-17 00:18:08

Use the Plastic to Repair Your Credit Rating

People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... yourself from getting scammed As secured credit cards application are having lower qualifying [more...]

Date: 2008-09-24 09:31:39

Assessing Your Debt Situation (3)

C. Understand Your Options for Dealing With Your Debts You normally have about a half dozen options for dealing with your debts—probably more than ... sue you or you file for bankruptcy, called exempt property, is found in Money Troubles: Legal Strategies to Cope With Your Debts, by Robin Leonard and Deanne Loonin (Nolo). Taken From : Credit Repair [more...]

Date: 2009-01-15 04:53:31

Introduction (6)

Creditors like to see evidence of stability, so if any of the following information is not in your report, ... F and G, for more information on adding positive data to your credit report.) I’ve been told that I need to use credit to repair my credit. Is this true? Yes. The main type of positive information [more...]

Date: 2009-01-12 04:41:40

Consumer Credit Counseling

Consumer Credit Counseling January 17, 2009 at 5:00 pm · Filed under Credit Counseling Services div style=’float: right; width: 100px; padding: ... on financed loans and credit card debt can become onerous and when you add in penalties and late fees ... impossible for anyone to compete in today’s arena without the aid of a credit card. And that’ [more...]

Date: 2009-01-17 22:00:36

Following the money

rdanThe NYT describes the beginning role of the committee and chairman Elizabeth Warren to follow the money, in addition to GAO report....“You can’t just say, ‘Credit isn’t moving through the system,’ ” she said in her first public ... she said. “You cannot repair this economy if you can’t repair those families, and I’m not sure [more...]

Date: 2008-12-04 11:31:00

Stiglitz: Bailout Blues

Joseph Stiglitz hopes we can tread water until a new administration takes over: Bailout Blues, by Joseph E ... that pays fair value for these assets will do nothing to repair that hole. ... We could ... can be taken to reduce foreclosures. First, housing can be made more affordable for poor and middle [more...]

Date: 2008-10-02 17:35:00

How to Consider Loans for Equity

How to Consider Loans for Equity Your home provides you a wonderful means of securing a huge amount of credit by using your home equity as ... is at stake. Foreclosure, repossession and bankruptcy are common jobs in America alone. Homebuyers ... the light. Home equity loans may benefit you if you require to payoff interest rates on credit cards [more...]

Date: 2009-01-09 07:12:01

Filing For Bankruptcy Concerns

A big concern for those Americans who choose to file Chapter 7 or Chapter 13 Bankruptcy is how and when they will be able to regain their credit ... to begin credit repair. Immediately after a bankruptcy filing, you can expect credit ... much credit at once. Eighteen to twenty-four months following a bankruptcy discharge [more...]

Date: 2009-01-16 04:23:05

Credit Reports can be a Teaching Tool

by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]

Date: 2009-01-17 15:18:02

Bank of America to receive additional $20 billion

Eric Dash, Louise Story and Andrew Ross Sorkin International Herald Tribune Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 20:44:24

Inttroduction (3)

Credit bureaus get most of their data from creditors and collection agencies ... . And they go through county records to find recorded liens (legal claims) against property. Non-credit data made part ... on obtaining a credit report.) Taken From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin [more...]

Date: 2009-01-09 04:31:36

Feds now the largest shareholder of Bank of America

International Herald Tribune, “Bank of America to receive additional $20 billion” Kenneth Lewis gambled on bold acquisitions to build Bank of America into the nation’s largest bank. But the need for fresh government support to grapple with the newly revealed losses at Merrill Lynch, [more...]

Date: 2009-01-16 19:55:14

When Should I Start to Debt Consolidation Firms for Help?

When Should I Start to Debt Consolidation Firms for Help? Financial problems aren’t always the result of poor money management ... about debt consolidation. Regardless of which firm you seek to obtain credit repair or debt relief ... the rates of interest on your loans, or credit cards. Some people believe that non-profit debt [more...]

Date: 2009-01-15 15:31:22

Qualifying for an FHA Home Loan

If you’re in the market for a home or looking to refinance, you might want to check into an FHA home loan ... to include re-modeling/repair costs in the amount of the loan, no pre-payment penalty, and possible ... of you’ve maintained good credit in the mean time. It’s also easier to use gifts to cover [more...]

Date: 2008-08-13 13:29:02

Circuit City To Close All Stores in the United States

Big-box technology retailer Circuit City is asking for court approval to liquidate after two failed attempts at acquisition. The Richmond, Va.-based company said Friday that it plans to close its remaining 567 stores in the United States. The move comes after the company filed a motion with the U.S. Bankruptcy Court to put the company [more...]

Date: 2009-01-16 19:18:57

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