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Half a Million Lost Jobs, Civil Unrest, the Obama Rally and More!

by Addison Wiggin & Ian Mathias Another half a million jobs lost… unemployment reaches new historic highs So how long until people take to the streets? Army already plans to “quell civil unrest” Consumers, businesses borrow less… Bill Bonner on why government spending can’t cure private withdrawal Hoping for an Obama rally? [more...]

Date: 2009-01-08 01:36:29

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The Triumph of Derrièrism

Last year I identified an important new school of film criticism, which I called “derrièrism,” since all schools of film criticism are supposed to have French names. Derrièrists are inspired by Jack Warner (though some say it was Harry Cohn), who once said that he judged movies by whether his ass shifted in the seat while he was watching them [more...]

Date: 2008-12-09 23:27:00


Sophie in ‘t Veld sues over US ‘risk assessment’

p2pnet news Politics:- | Freedom:- George W. Bush wants your personal information, p2pnet noted in 2006. “And yours. And yours.” It’s bad enough the outgoing Cheney / Bush administration is planning to use an Automated Targeting System (ATS) to award what some media are calling a ‘terror score’ to US citizens, we said [more...]

Date: 2008-07-02 10:47:32


Filling the vacuum in Japanese politics

You may have to fight a battle more than once to win it.There are still people in my party who believe in consensus politics. I regard them as Quislings, as traitors… I mean it.- Margaret ThatcherNATURE ABHORS A VACUUM, they say, and politicians, despite their most unnatural behavior, are an excellent example [more...]

Date: 2009-01-09 17:27:58


Diloneism

I included much of the following in the Red-Sox Angels lounge, but a couple of brilliant readers have already emailed to say it should be pulled out as a full item. And who am I to argue with my brilliant readers? * * * Well, here’s an interesting story about how the Angels do not plan on being any more selective today against Dice-K just [more...]

Date: 2008-10-03 17:28:34


Try getting a loan

by Misha Weidman: I’ve been talking to lenders over the last few weeks to get a sense of the credit crunch from their side of the desk ... have a stash of cash ready to go for your down payment and your credit score better be impeccable – or you’ll ... . Several were loan officers at big retail banks like Bank of America and Wells Fargo. Others were [more...]

Date: 2008-12-20 16:35:30


Tighten Up

Thank you, Archie Bell and the Drells, for inspiring your fellow Houstonians to “tighten up” tonight ... one better than Berkman and Wigginton by getting a hit today. I’ve been trying to avoid giving him credit ... but we all know by now that I enjoy bad puns on people’s names, so I’m gonna do it this time. And really [more...]

Date: 2008-08-20 04:50:14


Latest Pajamas Media Column (’Very Different Economic Times in Red vs. Blue States’) Is Up; Some Follow-ups

It’s here. I will post it at BizzyBlog Saturday morning (link won’t work until then) under the title “One State, Two State, Red State, Blue State ... resolved until 9 PM last night, thanks to a partially botched repair job), I wasn’t able to give Pajamas ... ) down. Money grafs – It was the Bush administration that wanted to rein in the madness in the cr [more...]

Date: 2008-09-18 10:12:49


DVD Round-Up: January 13, 2009

This week, British television comes of age with Skins and The Secret Diary of a Call Girl and Dane Cook makes his third bid for movie ... , bad soap operas and costume dramas based on 19th century English novels.  And while those programs ... are asked to play-act like they’re in high school.)  Skins also deserves credit for tackling [more...]

Date: 2009-01-08 01:40:26


Habs Sleepwalk to Win over Preds

Rocket:Last weekend, I received an email from one of our readers saying that he was making a road trip to Canada and had tickets for the Nashville - ... had a typical game. That is, Patrice took a bad penalty and he was on the ice for (and played a role ... . Perhaps Steve was hearing Greg Stewart footsteps. Credit Begin for dropping the gloves although [more...]

Date: 2009-01-16 03:19:00


The Fab 4

Forgive our lateness as we intrude upon your conscience with the four best from last night's games ... .....he did score two goals in a wild 8-4 win over the Atlanta Thrashers yesterday afternoon. Peltonen nearly had a hat trick several times but was foiled by various things including goalie, post, and bad [more...]

Date: 2009-01-11 20:10:00


Sleazy Option ARM Advertisements

I wrote this article on Active Rain, about two months ago.  It’s got legs in the comments’ thread over there ... is to claim that you KNEW it was bad for the customer. The opposite is actually true I’m pretty ... am as a financing alternative deserves the billions in write downs and losses in stock options [more...]

Date: 2008-08-08 03:03:37


Bent, not Broken: Defense Holds Strong, Dolphins Beat Niners

The Dolphins had reached the point in the season where their resurgence wasn't just nice or a good story ... came to town, looking to derail all those hopes as they also build back their franchise. As bad as it sounds, a small part of me wanted the Niners to score on their first drive. Why? Because they won [more...]

Date: 2008-12-16 02:55:35


Fed Predicts Economic Decline in 2009 Despite Obama

Minutes from the December 16th Federal Reserve meeting have been released and 2009 is not going to be a good year for you ... , and restrictive credit conditions were likely to continue to hinder household spending over the near term” ... rates to record low levels. U.S. auto-manufacturers suffer as Ford and GM report December sales down [more...]

Date: 2009-01-08 18:59:25


Moorad No More

The sudden departure of Jeff Moorad has now had some time to sink in, and it's perhaps possible to come up with a more measured response than the initial response - which, going by our poll, generally appears to be happiness. It's difficult to tell how much actual difference Moorad's exit, and his replacement by Derrick Hall is going to make [more...]

Date: 2009-01-07 05:19:49


The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58


Review: Nothing But the Truth

Before Jonathan Demme became a world-renowned filmmaker, he was a film critic working for a small newspaper ... in 1974: a not-bad women-in-prison flick called Caged Heat that features catfights, gratuitous nudity, and a score from Velvet Underground founder John Cale. Demme followed this up with two [more...]

Date: 2008-12-18 04:24:09


THE TELLING DETAIL. I don't usually dig up comments on other people's blogs, but there's something very instructive in this one ... with his most famous work.Try to even imagine being like this. Try to imagine keeping score on how ... , "is American culture." For extra credit, imagine thinking all this shit while considering anyone [more...]

Date: 2008-06-24 00:26:53


Analyst Box Score: AIG

Former Dow component American International Group Inc. has lost its last supporter ... to unexpected difficulty the company is having in selling some assets and ongoing turmoil in credit markets ... in its ultimate economic loss exposure in its credit default swap business and insurance investment [more...]

Date: 2008-10-31 15:38:39


Bad Credit Home Loans – Unemployed and Need Money Help?

Bad credit home loans are something that have gained in popularity since the beginning of the recession.  Many borrowers who once had good credit now have bad credit.  Some of these borrowers are unemployed and need money help.  Unfortunately these hard working Americans have been put in a tough situation that is sometimes hard to get out of.  Luckily for them there are companies out there who will help paying or getting a bad credit home loan. [more...]

Date: 2009-09-29 17:22:22


Links: Jennings vs. Rubio, Round One

by Lang Whitaker I mentioned in the Dirty Thirty that I’ve been on the road, but I didn’t mention where I was. Well, I’m in Barcelona. For now. By the time you read this, I’ll be on the way back to the US of A. I arrived in Barcelona early Wednesday morning, spend all day and night Wednesday working on some secret ish for a future issue of SLAM, [more...]

Date: 2008-12-12 04:27:32


The New China, Bush Asks for TARP, 2009 Oil Surprise, Buy Turkmenistan and More!

by Addison Wiggin & Ian Mathias Chinese exports dive; oil imports, money supply and leverage rise… sound familiar? Bush asks for rest of $700 billion TARP… S&P says USA’s credit rating getting shaky Dan ... d been forecasting that because the economic paradigm “We think, they sweat” was a bad one — it was unlikely [more...]

Date: 2009-01-08 01:36:29


Midday open thread

If you are in the Bay Area and want to meet Mark Begich, he'll be in town Friday: Friday, August 1, 2008 6:30 – 8: ... pretty damn bad: But grains of salt aside, there is other evidence to suggest that USA Today's ... ? It wouldn't be a bad idea for pollsters do run scenarios, "what ifs" so to speak. But passing those [more...]

Date: 2008-07-30 19:38:38


Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... . You will be particularly concerned with credit cards and perhaps small loans. List the cards with highest ... income. This is the amount of your salary that goes for necessities such as mortgage, car loans [more...]

Date: 2009-01-14 23:53:58


Mean Street: Why Lehman Brothers Doesn’t Matter Anymore

Yesterday’s precipitous 45% decline in the shares of Lehman Brothers took the broader U.S. stock market down by almost 3 ... U.S.-focused investment bank with a market cap of around $5 billion. There are a score of billionaires ... . But the vultures are circling. A five-year credit-default swap on Lehman debt now costs almost 600 basis points [more...]

Date: 2008-09-10 11:19:00


here) about his new book Readicide: How Schools are Killing Reading, which offers a provocative critique of the reading instruction that has become commonplace in the American classroom. I'm excited to announce that Kelly has agreed to join us for a four-day focused discussion using Voicethread---one of my favorite digital tools that allows [more...]

Date: 2009-01-12 19:38:33


Maybe Sometimes It’s Not Possible to Save Money

An AFM reader left this comment on my post, You Can Build Wealth Even if You Don’t Make A Lot of Money: I live in the midwest, ... each month (one with a limit of $300, the other $750 - we are using these to raise our credit score ... outreach. (I usually teach 2 classes per year at $400 per credit hour which works out to $1200 gross per [more...]

Date: 2008-07-08 16:07:55


Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... . Debt consolidators are often a very bad deal. The National Foundation for Credit Counseling ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving [more...]

Date: 2009-01-09 13:29:00


Sellers Aren’t Getting What They Want

Leesburg Today reports from Virginia. “Long lines. Price wars. The decision became easy. She and her fiance finally bought the one townhouse they won on price. Fueled by a lot of emotion, the couple wanted what many others continue to seek today, a place to call home after their wedding. It didn’t turn out to be the fairytale they imagined [more...]

Date: 2008-09-19 13:59:47


A Lost Weekend: Cubs 1, White Sox 5

I woke up Sunday after a hot, sticky, stormy day Saturday and found myself transported into November. That's what it felt like on the South Side of Chicago last night -- cold, windy, with nasty little rainshowers that kept poking at us, reminding us how dreary this series was. If that wasn't bad [more...]

Date: 2008-06-30 13:28:48


about it recently, but this weekend's festival is actually a pretty big deal. Historically, local giant fests don't go so well when set up near New York, but this one seems to have the backing and support to actually get done right. First off, it certainly helps to have a band like Radiohead headline two nights [more...]

Date: 2008-08-08 18:53:54


Foreclosure; Losing the American dream

This is Part One of a series of articles on the foreclosure process. This article does not constitute legal advice. Foreclosure laws vary from state to state. Homeowners in financial distress should always hire legal counsel. Call your local state bar association for a referral.  Reduced or free legal aid may be available in some states [more...]

Date: 2008-10-19 07:45:15


Tragically Unhip

I have reason to believe Stefanie Wilder-Taylor is an alien being. There is no other explanation for a woman who has written two books (this one and this one), a blog, some TV shows, stand-up comedy, been on The Today Show a few times -- oh, and did I mention she has three daughters, including INFANT TWINS!? [more...]

Date: 2008-07-07 04:36:00


No-trick pony: Rangers 2, Sens 0

Another loss. Another ugly loss. Maybe they didn't play that badly, but they paid for their mistakes, ... game last night. It's too bad we don't have an NHL all-star.)I'll also give Filip Kuba credit ... Elliott credit. He came into the game looking extremely confident, and made plenty of big saves--none [more...]

Date: 2009-01-11 17:05:00


Did You See What God Just Did To Us, Man?

Evangelical Christianity’s prosperity gospel is indicted for ints contribution to our current economic troubles: ... who got dicey mortgages to believe “God caused the bank to ignore my credit score and blessed ... to Wachovia and get a loan,’ but I have heard, ‘Even if you have a poor credit rating, God can still [more...]

Date: 2008-10-13 12:22:42


GWAS Playlist

This week's pick of pop culture, magazines & pretty things...1. The Confessions of a Shopaholic publicity machine is in full drive with Isla Fisher battling it out with the babes of Bride Wars (Kate Hudson for Australian InStyle and US ELLE), He's Just Not That Into You (Scarlett Johansson for US Harper's Bazaar) and Gossip Girl ( [more...]

Date: 2009-01-16 00:50:00


Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack of such overseas, which will hamper your efforts to obtain auto financing or even apply for local credit [more...]

Date: 2009-01-15 20:29:06


Loose Change: 1/15/09

houdini_CV_20090115092637.jpg Getty Images Personal Finance: -How to shop for legitimate, nonprofit credit counseling. SecretsForMoney ... -Members of the Pennsylvania State Employees Credit Union will be trailblazers in the free credit-score front. It’s an expansion of the “Scores on Statements” program. WSJ -Along with college [more...]

Date: 2009-01-15 14:30:54


Flames at the Half

It's not easy to be completely rational coming off a terrific performance like Tuesday's, but a few thoughts: **Something that really annoys me whenever it pops into my head: what if the Flames had Andre Roy last season instead of Eric Godard? Roy is a 4th-liner at the end of his career, but he's ten times the player Godard is [more...]

Date: 2009-01-08 19:20:49


[P-Meister]EA does Red Alert 3 ‘right’

Red Alert may just be the game that EA hasn’t spoiled the title for. Why? ‘Red Alert 3″ on October 31 for sale in the United Kingdom, as of Nov ... a teeny weeny bit of credit should be given for that. IMHO, things get built too fast. There ’s always ... have a slight advantage over the enemy. This isn’t particularly bad, for after getting used [more...]

Date: 2009-01-08 20:56:07


Now is Not The Time to Panic

“I know people are scared watching the markets unravel. Don’t panic. That is the worst thing that you could do in a market like this. Think about it ... and remember this too shall pass. We will not fix decades of overspending, a housing bubble and credit ... was one approach to fixing the financial institutions that we need to remain healthy [more...]

Date: 2008-10-07 16:39:05


What Is The Leading Poor Credit Mastercard?

by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]

Date: 2009-01-07 18:42:33


Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... to respect if you are seeking a bad credit, charge card. Of course, the Internet is the fastest ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18


Closing Out Ten Odd Lots

1) Do you need new investment ideas?  John Dorfman’s column at Bloomberg is back.  There are some good ideas in the second column ... credit for political gains.  Some of the debt proceeds are used to buy up other bad debts, others ... is doing will cause more harm than good, because they delaying the reconciliation of bad debts. 3) We must [more...]

Date: 2009-01-09 03:03:38


Friday: Pick Your Poison

Ahhh, I *knew* there was a catch to potentially seeing the presumtuous nominee give his victory speech at Invesco Field ... to score one of the tickets to Senator Barack Obama’s speech next month accepting the Democratic ... that you have to fork over your credit card number and sign up for 4 years.  You can retract at any time [more...]

Date: 2008-07-25 11:10:09


Wall Street Hyperbole and the Real Estate Markets

Tell a friend to subscribe to the RSS feed and we *might* tell Santa to not leave coal in your stocking this year! ... ), provable income and assets in line with the loan amount being requested, and a credit score above ... qualification: credit, cash (down payment or true equity) or income, they got approved somewhere.  Today [more...]

Date: 2008-09-16 20:42:21


Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48


Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07


How to Prepare for Buying a Home

This is a guest post from Jim, my friend and colleague at Blueprint for Financial Prosperity ... of thousands, over the life of your loan. Don’t buy a car. Don’t take advantage of 12-month 0% financing “ ... then, a house would could be listed on Friday and a contract signed by Monday. It was easy to get a loan [more...]

Date: 2008-09-03 12:00:29


End Game

This is my 603rd and last column for pbs.org. If you want to continue reading my work, please visit http://www.cringely.com, which is also in this week's links. Thanks for your support. Everybody in my line of work writes prediction columns for the coming year, but I wonder how many we will see this time around? The world is unsettled [more...]

Date: 2008-12-16 15:01:01



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