The Cheap Credit Cards Review
The bad credit report is one thing that will stop you from being able to apply for a loan ... will help by serving you the free credit repair. This web site is providing a page in where ... problems and of course in a rush to get the cash fast. Therefore, you will have to enter the cheap [more...]
Date: 2008-11-14 09:06:34
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Opportunity For Beginning New In Life
by katie George It is not surprising that more and more people are making payment faults as they continue to spend beyond their earnings ... up to 15 years. Take out your credit report and check it for any misrepresentation of the payments ... to financial mess as well. However, bad credit loans can fund their variety of needs [more...]
Date: 2008-12-27 14:27:14
Countrywide On Brink Of Losing Lending License In Washington State
Countrywide Office In the latest of what seems like bad report after bad report for Countrywide, ... in the nation, and in fact largest lender in some markets. With today’s tightening credit markets, acquiring a loan to buy a home is getting harder and harder--now take out the top lender and just think how [more...]
Date: 2008-06-26 20:07:00
What You Should Know About Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]
Date: 2008-06-28 11:49:16
Free Credit Report 3-in-1
A good reputation and credible name is something that we all want in our life ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans or current credit balance our records have been hacked by identity thieves who will make our name into bad [more...]
Date: 2008-11-16 14:30:00
All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, ... . If not, then they report the matter to the credit reference agencies. Credit reference agencies ... the judgement irrevocable. Individual voluntary arrangements are another form of bad credit [more...]
Date: 2009-01-01 04:58:12
3rd Wave of Foreclosure Hits The Jobless
People With Traditional Mortgages Who Have Lost Their Jobs Are Now Facing Foreclosure (CBS) ... up. With a government job, good credit, and a 30 year fixed rate loan on her southern California house, Judy ... swept up are not greedy investors, or people who got in over their heads with bad loans, reports CBS [more...]
Date: 2008-11-29 06:00:20
Opportunity For Beginning New In Life
Opportunity For Beginning New In Life Posted By katie George on @ 2: ... will go higher. Its repayment duration ranges up to 15 years. Take out your credit report and check ... harder to avail and eventually it may lead to financial mess as well. However, bad credit loans [more...]
Date: 2008-12-30 08:30:20
Taking Home Mortgage Loans
by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... refinancing would involve taking a new mortgage, mortgage companies require you to present various ... that an applicant wouldn’t just do anything bad to tarnish their perfect credit report. So they approve a no doc [more...]
Date: 2009-01-02 16:59:45
No economic news, but Lots of investor updates
The rates are great – jump on in! Remember that next-to-0% short term Treasury rates are helping many ARM loans reset to lower rates ... but not limited to processing a loan application, ordering appraisals and/or credit reports ... . How are we looking in terms of ARM re-sets for 2009? Well, not too bad! Check out the websites [more...]
Date: 2008-12-22 17:23:40
Is Debt Necessary For Generating Income?
“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]
Date: 2008-11-26 20:00:49
Mistakes Can Be Corrected, But Not Always
How many times have we heard of someone who felt they had made a bad deal or a bad payment plan choice? ... the asking for your credit report, check whether there was no dispute over the title deed and others ... =http://www.yourloanservices.com/bad-credit-car-loan-online.html car loan /URL or whatever it may [more...]
Date: 2008-11-29 19:41:30
FHA Mortgage Lenders
Applying for a home loan for first time mortgage borrowers can be a daunting and treacherous task ... from a lender to a FHA. If we have bad credit, no credit, or simply not sufficient income to put ... . An alphabet soup family of difference is used: FHA, HUD, VA, and some-more can report a loan [more...]
Date: 2009-01-14 13:31:28
Bailout Nation: "If we bail out Detroit, where do we stop?"
The unprecedented government takeover of Fannie Mae and Freddie Mac has ushered in a new era of government intervention in corporate ... is a bad credit risk -- the corporate equivalent of a subprime borrower looking for a huge mortgage ... billion in low-interest loans, the L.A. Times reports. There are also whispers on Wall Street [more...]
Date: 2008-09-11 00:30:25
New York City Bankruptcy Lawyer amp; Attorneys - Chapter 7
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... include child support, taxes, student loans etc./ppOne bad aspect of filing for personal bankruptcy is that it will stay on your credit report for ten years. Obviously, this makes applying for new [more...]
Date: 2009-01-11 16:15:36
Bank Bailout Puts Taxpayers At Risk
ABC News' Betsy Stark reports: It all feels less frantic than the government's rescue of the financial system a couple of months ago -- and we can ... , it is reasonable to expect more loan defaults on everything from mortgages to credit cards. And if banks ... these bad assets that are draining bank reserves and investor confidence. In other words, [more...]
Date: 2009-01-16 19:01:22
What ends a credit crisis?
In our local area forecast this month, I wrote the following paragraph: ... in the October 10 H.8 report.) That doesn't make the credit crunch any less bad than ... have not stopped lending. Despite the recent financial market turmoil, a declining GDP, and an increase in loan [more...]
Date: 2009-01-09 16:30:35
Bad house, car debts mount in O.C.
TransUnion, one of the big three credit bureaus, reports that delinquencies rose in the third quarter on homes and cars in Orange County but remained flat on credit cards. The ratio of home loans 60-days past due climbed to 4.6 ... % a year ago. Credit card 90-day lates were flat in O.C. at 1%. The chart (click on it for larger image [more...]
Date: 2008-12-17 11:00:03
Housing in O.C. beach towns slumps, sales off 28%
Analysis of MDA DataQuick’s November report shows the county’s beach-close communities are clearly being challenged by a credit crunch and a ... rents? 30-year mortgage at 37-year low CA banks drop protection against bad loans Mortgage aid scheme a failure Bad house, car debts mount in O.C. [more...]
Date: 2008-12-22 08:24:51
It’s Time To Cut Back In California
The Union Tribune reports from California. “ABA Recovery Service owner Marcelle Egley-Sparks said that in the past year, ... During its first 73 years, San Diego Metropolitan Credit Union never lost money on a real estate loan. That ended last year, when it wrote off $527,681 in bad real estate debt. The credit union also took [more...]
Date: 2008-08-24 18:28:13
The vast majority of people are not in trouble.
Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem ... that a financial institution or Fannie/Freddie issued and now holds in their portfolio is reported as a bad ... they do not have enough asset value in the home to cover their loan. * Remember the [more...]
Date: 2008-09-30 12:45:59
Credit Capacity Shortfall Could Stall Economic Recovery
The IMF says that while the worst may be over, banks have recognized less than half of expected writedowns. Excerpts from the IMF’s latest Global Financial Stability Report. (Emphasis added) For both banks and other financial institutions, the IMF calculates that actual and potential writedowns from bad assets such as loans and securities have fallen by some $600 billion over the past six months—from about $4 trillion to $3.4 trillion, as a lessening in financial stress has narrowed spreads. [more...]
Date: 2009-09-30 15:49:42
Despite Credit Crunch, Peer To Peer Lending Remains Popular
After launching in 2005, Zopa has managed to recruit over 200,000 lenders and loan takers, the peer-to-peer lending website reports. The loans that Zopa has enabled between people as funded ... %, and over the last three months a much higher 8.9% (after charges and any bad debt). Given these rates [more...]
Date: 2008-07-07 21:03:54
We’re Never Going To Go Back To The Heyday
The News Journal reports from Delaware. “For Delaware in particular, key industries are sensitive to national economic conditions ... a certain credit score. Deborah combined the No-Document Loan with another loan and was able to buy ... . That point has been hammered home in recent weeks with employers dumping bad news on workers. ‘” [more...]
Date: 2008-10-24 15:48:52
Business Is Booming for the Repo Man
At least it's not "Hot Shots: Part Deux" The Miami Herald reports that not everyone is taking the credit crunch as hard as kids in Britain: ... on this day, its loan hasn't been paid for months, with $200,000 overdue. I grew up in a Florida ... Fair story about the collapse of Bear Stearns, one person's (or company's) bad news, is another [more...]
Date: 2008-07-18 15:16:00
Mortgage Rates following a Dismal Jobs Report
This mornings Jobs Report was ugly. 240,000 non-farm jobs lost in October (higher than the expected 200,000) and unemployment at 6.5% ... with a sales price of $500,000 and a loan amount of $400,000. Rates are priced based on a low-mid credit score ... . Equally bad are the revisions to August and September's figures reflecting additional losses [more...]
Date: 2008-11-07 16:48:53
Great GM Giveaway May Rescue June Sales. But At What Cost?
We're getting reports from the front line that GM's 72-hour sale is a success-- of sorts ... stop digging" maxim; offering low credit score buyers up to 150 percent loans (to get them ... . IF this plays out across the country, GM's Black Hole Tuesday numbers will be bad, but they won't be as bad [more...]
Date: 2008-07-01 14:05:07
An Encouraging Economic Analysis
Here is a piece of encouraging economic analysis from the folks over at The Tycoon Report by Teeka Tiwari called 5 Bank Panic Mega-Trends ... -leverage and re-loan, which will stimulate economic growth. 5. The credit markets will become unstuck ... into beefed up corporate earnings surprises (to the upside). 4. $700 billion in bad bank debt [more...]
Date: 2009-01-08 20:39:17
GM 72-Hour Giveaway May Prop-Up June Sales
We're getting reports from the front line that GM's 72-hour sale is a success-- of sorts ... digging" maxim; offering low credit score buyers up to 150 percent loans (to get them ... . IF this plays out across the country, GM's Black Hole Tuesday numbers will be bad, but they won't be as bad [more...]
Date: 2008-07-01 14:44:07
FDIC: "Problem Banks" Reach 13 Year High
Gee,if you took it at face value, the FDIC's report, which says that problem banks increased by 46%, reaching a level not seen since the mid-1990s, says things are not as bad as in the savings and loan crisis. But of course, we are seeing ... 46 percent in the third quarter to the highest level in 13 years as the credit crisis battered [more...]
Date: 2008-11-25 18:56:30
It’s Only Money
Harley-Davidson Inc. (ticker symbol HOG) is cashless in Milwaukee.The BizTimes Daily reports Harley-Davidson Warehouse Funding Corp. and Harley-Davidson Credit Corp. subsidiaries’ received $500 million last week in a loan advance ... in dividends. Harley-Davidson Financial Services Inc. (HDFS) continues to carry some significant bad debt [more...]
Date: 2008-12-19 19:56:43
Bad News for Adelson
Bad News for Adelson Written by themiddle A number of newspapers, such as the LA Times, are reporting that his company, Las Vegas Sands, appears to be caught up in the marketplace’s credit crunch and may default on repayment of some very large loans. Apparently his projects in Asia are in jeopardy and there is a possibility [more...]
Date: 2008-11-09 09:28:21
Good Credit Report Score
Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]
Date: 2008-12-20 06:19:18
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]
Date: 2008-12-27 07:59:27
How Real Estate investors can deal with bad credit reports
by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . Having bad credit reduces the opportunities of these things. You may get approved for a loan ... score is very important in today’s world. However, what do you do if you happen to have a bad credit [more...]
Date: 2008-12-24 13:04:29
Your Free Credit Report Explained
Your Free Credit Report Explained January 11th, 2009 Subscribe To Our Feed Would you say you know all different aspects involved in a credit ... and bad credit score loan lenders recommendation respec ... of an emergency or something unexpected. Borrowers trying to get a loan are checked against their credit [more...]
Date: 2009-01-08 17:52:29
Real Estate investing and bad credit reports
by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit can reduce the opportunities of things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]
Date: 2008-12-31 15:40:09
Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... agency that specializes in credit repair. Don’t fall for the ads that claim an agency can erase bad ... significance placed on your credit report, it is absolutely essential that the information it contains [more...]
Date: 2008-07-12 09:18:33
Bad Credit Repair Guides
Thursday, October 30, 2008 Do you often rejected in applying for loan because of your bad credit record? ... struggling, the bad records of our late payments and other kind of negative reports will hurt our credit ... score for some points. If you have no any idea on how to obtain those credit reports [more...]
Date: 2008-10-30 07:29:00
Read Professional Tips - Car Finance Loan
There are varieties of auto finance. Anyway in most of them it is a common thing that if a person has some money for the down payment ... out his credit report first of all. Actually the credit report plays a big role in getting a better deal, which means the loan on a reasonable rate of interest. A bad credit score puts the borrower [more...]
Date: 2008-12-23 22:26:48
Real Estate investing and bad credit reports
by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit reduces the opportunities of these things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]
Date: 2008-12-25 10:33:44
Houses, Credit Reports, Lenders….ACK!
Wondering about buying your first home? Are you ready to move up or down-size? Have you heard they aren’t making loans any more? ... gift’ you cash for a down payment. AND *You don’t need stellar credit with FHA loans! Bad things ... your needs. *Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]
Date: 2008-11-08 12:00:06
Best Credit Repair - Outdated Credit Fixing Techniques
Having bad credit report affects you in all financial aspects of your life, there is strongest reasons then, justifying a credit fixing as soon as you can, you will get the benefits of lower interest rates on all kind of loans you apply for. However, there some important points to take in consideration when you ... [more...]
Date: 2008-12-27 19:00:59
Top Ten Ways to Avoid Bad Credit
Your credit rating is one of the essential numbers in your personal financial history ... , combined with missed payments are one of the quickest roads to a bad credit rating and should ... loans. One large balance looks a lot worse on the credit report than multiple small balances. High [more...]
Date: 2008-12-24 08:00:05
New Year, Better Credit Score: Post 3
stockxpertcom_id12723501_size0-743295.jpg So FICO has branded you with a not-so-desirable credit score and you have made the resolution to bring ... month. Remember also, not all debt is bad. Items like mortgages and car loans on your credit report ... and see if they will take the late payment off so it doesn’t show up on your credit report [more...]
Date: 2009-01-10 15:55:57
12 Common Credit Report Myths
12 Common Credit Report Myths In these troubled economic times, when discussing Newport Beach Real Estate with customers, ... . Bad news comes off in seven years. 12. I can always pay someone to fix or repair my credit ... the topic turns to loans, which of course, turns into a conversation about credit scores. Banks [more...]
Date: 2008-10-26 00:29:45
How to Understand Credit Report
How to Understand Credit Report posted on January 8th, 2009 Now that you have obtained your credit report, ... the company name is a description of the type of account (such as student loans, credit card or line ... the first thing you need to do is read through it and understand what it all means. Don’t feel bad [more...]
Date: 2009-01-08 08:35:23
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