Boston Tea Party Presidential candidate Charles Jay answers Obama-McCain debate questions
Posted at cj08.com (I wasn’t invited to Friday night’s presidential debate, but you knew I was going to weigh in anyway. My “participation” comes in the way of interspersing my responses into the actual text of the debate, which you will see below. All of those responses to the questions asked by moderator Jim Lehrer are in bold type [more...]
Date: 2008-09-27 18:49:05
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Barack Obama’s role in the subprime lending mess
This Stanley Kurtz piece is something that will get little to no traction in the pro-Obama mainstream press, but it’s well-worth the read ... into a sinkhole of bad loans. And Obama has spent years training and funding the organizers ... Fannie Mae and Freddie Mac began buying up their bad loans and offering them for sale on world markets [more...]
Date: 2008-09-29 13:15:32
Online Payday Loan
Many of us are suffering financially, especially of today's economic crisis and sometimes we run out of budget and don't have enough cash until ... if your are qualified for payday loan because of your credit history? Don't worry about your bad or good credit ... information. You will really amazed at how quickly your payday loan application will be [more...]
Date: 2008-07-22 17:25:13
Q&A with the Banker Panel at the National Auctioneers Association
Here are my notes from yesterday’s Mortgage Industry Panel from the National Auctioneers Association’s Convention in Denver ... National Bank; Residential Mortgage Lending Ken West VP Commercial Lending Mountain Plains Farm Credit ... loan right now. A: (Wes) Underwriting guidelines will continue to get tighter. We have a few [more...]
Date: 2008-12-02 08:00:57
Does Short Term Financial Fix Can Really Solve Financial Problems?
Most people would do anything to solve financial problems, as financial problems almost always come along with relationship problems ... as a solution by family facing financial hardships. Come in the form of payday loans and cash advances ... are installment loans - a certain amount of loan should be paid back at the definite due date until [more...]
Date: 2008-09-22 09:27:15
Fast Loans.
In need of fast and instant cash to buy the latest gadget you’ve been wishing to have or there’s an urgent obligation to pay but don’t have the hot ... to start with. They have a special financing program that is equipped to work with those who have bad ... cash to finance it? Personal Loan Market has a solution. Personal Loans are offered to customers [more...]
Date: 2008-09-19 00:24:23
Where will the money come from?
Via Iain Dale, it seems that the wheels really are looking slightly loose economy-wise, as the government's borrowing requirement soars. Public sector borrowing rose by more than expected in June, official figures have shown, suggesting the economic slowdown is hitting government coffers. Public sector net borrowing (PSNB) was £9 [more...]
Date: 2008-07-19 17:30:21
Race based social engineering led to current economic crisis
Race based social engineering led to current economic crisis Diana West is one of the few with the guts to say it: ... for minorities. To implement this policy, banks had to overlook traditional markers of good and bad risk--credit histories, employment, down payments, etc.--thus opening up the housing market to loan [more...]
Date: 2008-10-06 07:25:01
Badcreditloanshop.com
.fullpost{display:inline;} Running a small business seems to be the best way to make a better living. But running a business needs a lot of money ... in the Internet that help people looking for loans for their small business, home, autos, bad credits ... will help solving your problems. Besides that they also offer information on bad credits home equity l [more...]
Date: 2008-11-16 01:10:00
Carnival of Personal Finance #179 - Smile Edition
Welcome to the 179th edition of Carnival of Personal Finance. This week, I want to remind everyone to smile because there’s never enough happiness in the world! Editor’s Choice Photo By Richard M. Reading these articles just brings a huge smile to my face! Great positive advices are what we should all be writing about! [more...]
Date: 2008-11-17 08:01:51
Approaching the Loan Application Process - What Loan Will You Qualify For?
On of the biggest time and money wasters in real estate is people that apply for the wrong loans - loans that they can never qualify for because they ... credit score isn't high enough. At a distance from that, the third reason why folks don't qualify, is late payments. A paper permits one thirty day late on the mortgage, or two on other credit. If [more...]
Date: 2008-06-15 15:19:04
House Price Searches Soar as Prices Plummet
With the market tailspin continuing, we are seeing some interesting changes in consumer search behavior that point to opportunities for marketers ... . Bad Time for Borrowers At the same time, we have seen an increase in searches related to credit cards and loans. For example, share of US Internet searches for "credit cards" are up 107% in the past [more...]
Date: 2008-09-30 14:30:04
The credit crunch (by Russell Roberts)
Alex (and others) have been debating whether there's a credit crunch. They are using data and anecdotes to measure whether credit is flowing or not ... not "frozen" or "locked up." It's just a lot smaller. Another way to say it. If you have good credit, I think you can get a car loan. But a lot fewer people (with both good and bad credit) want to buy [more...]
Date: 2008-11-14 20:00:14
Finance Fiesta #7: Mamma Mia Edition
Welcome one and all to the 7th Edition of the Finance Fiesta! This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best. I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]
Date: 2008-07-17 13:00:20
Where’s My Bailout Money?
The supposed $700 billion bailout is the single largest rip-off scheme in the history of America ... foreign financial institutions while Democrats want to help homeowners and credit card companies ... are at least one month behind on their loans, while half a million homeowners are engaged [more...]
Date: 2008-09-22 21:14:57
No Fax Payday Loans-But Are They Hard To Get?
by Jacob Williams Frequently there is a circumstance in which you will run into an unanticipated expense ... , and employer. Some companies do not even require a credit check. This means even if you have bad ... in order that you get the best possible deal. Payday loans are not all the same. Some of them come [more...]
Date: 2009-01-16 17:49:40
Take advantage of emergency funding from Fast Cash Personal Loans
Fast personal cash loans are very useful for immediate use in cash if it is an emergency situation. While rising interest rates and high cost lenders, the loans in cash, but the issues more quickly for an employee at the time of emergency. The loan will be used in a simple and stress-free, even for people who have bad credit. Read the article for the main characteristics of the loan. read more [more...]
Date: 2009-09-30 09:16:51
Leveraging Upside Down
Listening today to some economists trying to make their way through the garbage that our economy has become, ... . That is what you aren’t hearing about. The toxic loans aren’t just mortgages, not just bad credit ... I was brought up short by that old familiar term, “leverage”. The term applies to use of loans [more...]
Date: 2008-11-01 16:57:17
Debt Consolidator
There are many ways on how we can get through emergency expenses and financial needs. Some resort to applying for payday loan online which I think is a little bit risky because ... up to your lists of debt which will lead you further to bad credit reputation if you fail to pay them [more...]
Date: 2008-12-11 13:26:00
Personal Finance 101: Credit Reports, Credit Scores, and Hard and Soft Pulls
pf101 Over the last few days, I’ve received a ton of questions about so-called “hard pulls” and “soft pulls” on your credit report and how they affect your credit score. In order to get the full scoop, I did some extensive research on the subject, and here’s the best information I can find. Let’s start off with the basics. What’s a credit [more...]
Date: 2008-07-23 20:00:38
paying tuition to life
Have you ever loaned money to a friend or family member? Did you really loan it or was it borrow? ... student he ran up credit cards, drove a a fancy car, and took out student loans, etc. He was a ROTC ... my parents weren’t helping me, but had preached no consumer debt. Plus I had student loans. Anyway [more...]
Date: 2008-10-21 13:00:30
The Frog and Scorpion (Millenium Edition)
Rod Blagojevich tried to sell the Illinois Senate seat, recently vacated by President-Elect Obama. Blago is to public service what Bernard Madoff is to investment advisory; a modern day pirate, raping and plundering. Their sociopathic behavior is exacerbated by their belief that position implies entitlement [more...]
Date: 2008-12-23 16:59:08
BusinessWeek Pronounces Auto Industry 'Needs' Bailout, Says Republicans Tell Industry to 'Drop Dead'
Well, I guess that settles it. We don't need any political discussion or economist's studies. The auto industry officially needs a bailout ... just doesn't want to fund the bad business practices and union malfeasance that has put Detroit ... . No Republican wants to see America's car manufacturers to go bankrupt. So, right off [more...]
Date: 2008-11-15 10:21:05
The California Budget Sequel
Have you felt something missing in your life? Tired of reading the news and not seeing competing screeds about the state budget, ... , because the California budget crisis is back, and with an all-new "the state can't secure short-term loans ... for dealing with the state's worsening financial picture. The state relies heavily on personal income [more...]
Date: 2008-10-07 02:15:00
Why You Should Not Walk Away From Upside-Down Real Estate
I keep reading stuff on the internet advising people who are upside down to just walk away if they are a upside down on their mortgage ... the thinking: You owe more than the property is worth, and the loan is non-recourse. So the thinking goes ... , your credit is going to take a hit that is going to last up to ten years. Not seven, not two [more...]
Date: 2008-10-21 14:01:42
Finance - Books on Personal Loans
by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas. “ ... you information on how to pay off debt, including credit cards and personal loans. “Live Debt Free” (3rd Edition [more...]
Date: 2009-01-16 11:31:03
Personal Loans for Bad Credit – Bank Account Loans to Help You
Personal loans for bad credit have gained greatly in popularity during the recession. Getting bank account loans to help you with money issues might be just what it takes to get you through this troubling time. Even if you have to endure a high interest rate it might still be worth it to get some of those bills paid and get creditors off your back. [more...]
Date: 2009-09-28 22:03:56
The Economy Blame Game
“We are all to blame.” I read that once, then read it again ... . And there are excellent reasons not to. I didn’t encourage lending institutions to make bad loans ... a multitude of ethically bad choices by individuals or whether structural causes were at work. Was it greed [more...]
Date: 2008-11-06 05:00:38
Help Me
This is an opportunity to every individual who does not have capital to start with a business ... you have decided for a vacation. Usually business financing nowadays is not easy to avail due to rampant bad credit problem but this company is readily open arms for financing your business and no assets [more...]
Date: 2008-12-06 01:15:46
Wall Street bailout plan to include more than bad mortgage debt: Feds to absorb unpaid bar bets, inadvertently laundered postage stamps, unredeemed soda cans and insufficient tooth-fairy disbursements
Totally absurd? Think twice: In the dark of night over the weekend when most people were snoozing, the Treasury dramatically expanded its bailout plan to include buying student loans, car loans, credit card debt and any other “troubled” assets held by banks. The changes, which were included [more...]
Date: 2008-09-23 06:05:06
Mortgage Market Week in Review
I’ve got to tell you, I’d love to be able to write one of my Friday updates and tell you about some good news or tell you, “You know, ... side (the stock markets) and the debt side (bonds, loans, mortgages, Fed Funds, and all other types ... to the government and paying over 12% interest on the money. AIG is basically paying credit card rates [more...]
Date: 2008-09-19 20:26:22
Your Credit Rating And You
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]
Date: 2009-01-17 22:23:20
Personal Loans.
I have been offered a loan yesterday but I’m not really sure if it’s the right time for me to apply for Personal Loans right now ... about such. Accommodative Financial Solutions is one of those that I’ll bookmark. They offer unsecured personal loans, cash advance loans and Auto Title Loans. They even offer Loans for People with Bad Credit. I [more...]
Date: 2008-10-18 00:24:58
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
I could have been a Zillionaire by now
<sarcasm>If only I have all the time to answer all the emails telling me that I’ve won a jackpot or something, ... Buffett who top Forbes.com list of The World’s Billionaires. Too bad I’ve deleted some of the emails ... and his husband invested their money that was supposed to be for a motorcycle of the hubby. Now, the hubby is mad [more...]
Date: 2008-08-31 06:51:30
Mortgage Loans - The Basics
by Trinity Collie Buying a home is a big decision. It is actually a really big responsibility to buy a home because it is such an expensive purchase. In order to get into a home, you will most likely have to borrow money from a bank to cover the cost of the home. This type of loan is known as a mortgage. The ease of getting a mortgage [more...]
Date: 2009-01-17 17:20:31
Be Careful When Taking out Loans Online
by Trinity Robison We live in a new age of convenience and ease. Obtaining loans is now easier than ever with companies offering online loans. In fact, it is possible to receive a loan without ever leaving the comfort of your own home. It’ ... ; there are risks in taking out loans online. The first risk lies in the potential for identity theft [more...]
Date: 2009-01-16 15:08:15
Reader Mailbag #31
Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... credit/interest-free loan. Even though I don’t need it, would it be a good idea to take it anyway ... s not a bad idea to take it and just sit on it. You could in theory take the loan, park it in a 3% [more...]
Date: 2008-10-06 14:00:51
Is Personal Information Property?
Note: This article originally appeared on the Security Catalyst Blog A colleague recently asked me, “When did my personal information become someone’s property?” It’s a question with a vital answer, because if my personal information belongs to someone else, then they can do whatever they want with it [more...]
Date: 2009-01-17 19:59:52
Why Credit Cards Matter So Much
Why Credit Cards Matter So Much Sharon December 2nd, 2008 Yesterday put the nail in the coffin of a move from recession (small “r”) ... -largest merchant vendor on credit cards - that is, people are now buying their Big Macs on plastic - in part because they don’t have the cash. Credit card balances have risen enormously in the last few [more...]
Date: 2008-12-02 19:29:36
Take Control of Your Finances Part 6: Get Out of Debt
Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else ... as well. Good debt versus bad debt One comment you may hear is that mortgages and student loans are “good debt” while credit cards and car loans are “bad debt.” The philosophy here is that houses [more...]
Date: 2008-11-21 17:52:35
Stop Your Credit Addiction! Who Quit Problogging? @ The Roundup
Personal Finance Reads Five Cent Nickel: If you think about it carefully, there are parallels between fitness and finance ... . No Credit Needed: You can do it! You can break your addiction to credit, and this piece right here explains ... . Additional Readings How to use Debt to Improve Your Credit @ Rich Credit Debt Loan Don’t Throw Away [more...]
Date: 2008-06-08 15:20:10
Mortgage Rates following a Dismal Jobs Report
This mornings Jobs Report was ugly. 240,000 non-farm jobs lost in October (higher than the expected 200,000) and unemployment at 6.5% ... with a sales price of $500,000 and a loan amount of $400,000. Rates are priced based on a low-mid credit score ... . Equally bad are the revisions to August and September's figures reflecting additional losses [more...]
Date: 2008-11-07 16:48:53
HPI Interview: U.S. Rep. Mike Pence
By BRIAN A. HOWEY INDIANAPOLIS - HPI ran into U.S. Rep. Mike Pence - now the third ranking Republican in the House - at the Statehouse inaugural on Monday, which set in motion this interview mid-Tuesday afternoon as Pence prepares to become one of the key Capital Hill loyal opposition voices to incoming President Barack Obama [more...]
Date: 2009-01-17 15:00:23
Bad Credit Financing – Unemployed and Need Money?
Bad credit financing is something that many unemployed Americans are looking for to get money help. If you are unemployed and cannot find a way to make ends meet financially by getting a bad credit loan it might make things a little bit easier. The issue at hand is the fact that getting a bad credit loan can sometimes be hard if you have no proof of income. [more...]
Date: 2009-09-29 23:02:25
The Debt-to-Income Ratio: How Much House Can You Afford?
Housing is the largest expense in the budget of most families. But how much is too much to spend on shelter? ... of her grandfather’s home. The loan that made up the difference, with closing costs, broker’s fee, taxes ... my compassion. Ms. Natale (who has three children) took out a housing loan that left her just $100 [more...]
Date: 2008-11-11 13:00:08
Book Review: Frugal Living for Dummies
Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget. It also says to track what you spend and really stick to a budget. My one issue with this chapter is it only looks at credit card debt as bad [more...]
Date: 2008-10-23 14:00:02
Your Free Credit Score: Is There Such A Thing?
What’s the big deal about credit scores? Since credit scores are recognized as predictors of future bill paying ability, the better your rating, ... your financial standing. Really, who wants to wade through credit report paperwork when a number can tell all? While your credit report is a record of all your credit-related activities, your score [more...]
Date: 2008-07-16 01:28:24
PPI report recommends lenders delay sales for 14 days
Lenders have warned they could increase the price of personal loans after the Competition Commission today called for a ban on the sale of ... benefit from PPI they will often pay more if they buy it alongside a loan or credit card. While ... controversial payment protection insurance (PPI) alongside credit agreements. The watchdog wants [more...]
Date: 2008-11-13 09:18:17
Don't Bail out Wall Street; Re-invigorate Main Street
Needless to say, Messrs. Paulson and Bernanke's $700 billion rescue package has ruffled a few feathers on Wall Street, Main Street, ... are losing sight of the main point: frozen credit markets inhibit small and large businesses from borrowing money, people of all economic strata from buying apartments and houses, and those [more...]
Date: 2008-09-25 04:57:37
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