Build A Credit History Before Getting A Car Loan.

Build A Credit History Before Getting A Car Loan. by Don RayIf you are a first time buyer there are a few things that you want to remember in order to get approved for a car loan, even if you don’t have a credit history there are ways to get around it, many lenders will help you get a loan regardless of your bad credit history,it doesn’t matter if you have no credit or even bankruptcies there are companies willing to help you get approved.Apply for a Major Gas Or Credit CardMost finance [more...]

Date: 2009-09-28 21:47:32

Blog posts (154) | Videos (164)
 

No Credit Car Loans.

September 28, 2009 | By Don Ray In Finance | by Don RayA few things for first time car buyers to remember to get approved for a car loan, if you have a no credit history there are a few ways to get around it, despite your bad credit there are lenders willing to help you get a loan, no credit, repossessions, there are still lenders willing to approve you.Apply for a Major Gas Or Credit CardMost finance companies are reluctant to approve a loan application if you have no credit history, [more...]

Date: 2009-09-28 22:00:26

Those Order Takers Are Now Gone In California

The Ventura County Star reports from California. “According to Bill Watkins, executive director of the UC Santa Barbara Economic Forecast Project…a foreclosed home in California sells for $200,000 less than a traditional home. Until foreclosures are worked through the market, ‘we don’t think the real estate market can clean itself up, [more...]

Date: 2008-12-27 18:47:48

I WANT MY BAILOUT MONEY

“I Want My Bailout Money” is the first song on the new hip hop album by NaturalNews.com editor Michael Adams (the “Health Ranger”) ... do you think we got runaway credit? Ain’t nothin goin down unless the crooks in Washington let it Now they regret it but they still don’t get it Cause the economy is crashin so bad it needs [more...]

Date: 2009-01-11 18:30:32

Lending Woes: A Deeper Consumer Analysis

This may seem like an odd analogy, but I remember this story about my Mom when she was having her 7th baby ... for the Subprime Crisis.   Subprime loans did not come into being in late 2003.  2003 is the year more people ... You can’t get a good loan, but we can find you a BAD loan, if that’s what you want.”  Most people said [more...]

Date: 2008-12-29 21:19:46

Loans - Home Improvement Loan in the UK

Find the value of your property increase? A Home improvement Loan could be the easiest and cheapest way to make improvements to your home. Home Improvement Loan is a fixed-rate mortgage loans require no collateral and must be used for home improvement projects. Home equity loans are looking for individual projects funded home repairs, reconstruction projects, room additions, a pool and more without the development of the equity of their home. [more...]

Date: 2009-09-28 07:39:34

Things to Consider If You Can't Afford Your Payment

I read a lot of the info. you have on your web page ... thank you. I don't live in San Diego so I'm not looking for a home. What I am trying to decide is whether to sell or refinance. I live in DELETED. My mortgage payments are now approx. $2,400. I cannot afford to refinance into a fixed rate mortgage or interest only [more...]

Date: 2008-12-28 15:23:29

More on Good Habits for Success in 2009

“Good Habits”. Lets delve a bit deeper: Constantly evaluate everything you are doing Develop the habit of constant awareness and evaluation.  Always be thinking: is this the best use of my time? Is the best way I could be doing this? Do the most important task of the day first This ties in with your daily goals, [more...]

Date: 2009-01-06 15:55:09

Dow Will Swoon Again In 2009

We may be in the middle of a pre-Christmas rally, but Andrew Gordon says next year’s economic outlook is dire ... into the credit crunch, it’s still not clear which are the “good” banks and which are the “bad” ... . Job losses are soaring and consumer spending is drying up. And the great unwinding of the credit [more...]

Date: 2008-12-10 12:42:55

Portugal Sustains

by Edward Hugh: Barcelona "Art has a function of teaching about the human condition. We live in hope, hope is fundamental" - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have [more...]

Date: 2009-01-12 19:22:42

GM, Ford and Chrysler say sayonara, Tokyo

There were some notable absences at this year's Detroit auto show, including Nissan, Suzuki and Ferrari ... : A model poses with a Toyota concept car at the 40th Tokyo Motor Show in October 2007. Credit ... . It's the latest sign that a bad economy and crashing sales are disrupting the industry [more...]

Date: 2009-01-15 02:39:09

Portugal Sustains

“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:37:23

Cold facts of how we could be ‘Iceland inside the euro’

Could the unthinkable come to pass here? Could Ireland default on its sovereign debt? The answer is yes. Such a disaster is now quite possible. In the same way as a family can end up losing the house, the car, everything, a country, too, can fail to make its repayments. At the moment, such thoughts [more...]

Date: 2009-01-14 04:44:29

Is Personal Information Property?

Note: This article originally appeared on the Security Catalyst Blog A colleague recently asked me, “When did my personal information become someone’s property?” It’s a question with a vital answer, because if my personal information belongs to someone else, then they can do whatever they want with it [more...]

Date: 2009-01-17 19:59:52

Why Credit Cards Matter So Much

Why Credit Cards Matter So Much Sharon December 2nd, 2008 Yesterday put the nail in the coffin of a move from recession (small “r”) ... -largest merchant vendor on credit cards - that is,  people are now buying their Big Macs on plastic - in part because they don’t have the cash.  Credit card balances have risen enormously in the last few [more...]

Date: 2008-12-02 19:29:36

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of America quasi-nationalized Dan Denning on the real issue plaguing American financials Obama’s fiscal tenure off to terrific start… $825 billion stimulus bill, [more...]

Date: 2009-01-16 20:25:19

Mortgage: 3 Tips On Finding The Cheapest Rates

There are a lot of things to do when looking to buy a home but the most important is to get the most interesting mortgage loan rates available on the market. When applying for a loan, having a high credit score allows you to have a number ... one. Important: in some countries there are only established only two kinds of credit score: the good [more...]

Date: 2009-01-17 12:34:42

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

Barney “Loose and Looser” Franks Plays More TARP Games

Barney “Loose and Looser” Franks Plays More TARP Games Posted on January 16th, 2009 by Octagon Ref The lack of accountability, transparency, ... make our nation poorer. Already, TARP banks are punishing credit card users with increased fees and outrageous terms. Refinancing schemes are making their debut and the terms are not consumer friendly [more...]

Date: 2009-01-16 05:54:37

Ahead of TheGame: Benitez future in doubt

The news in 60 seconds BENITEZ FUTURE IN DOUBT The Liverpool manager has rejected a new contract offer after announcing that he will sign only if the club's American owners grant him more control over transfer policy. "This is solely about being allowed to manage to the best of my abilities," he said [more...]

Date: 2009-01-16 16:52:24

The U.S. as a Banana Republic?

Plane Ditches in New York River, All Aboard are SafeReutersNEW YORK (Reuters) - A US Airways jet with 155 people on board ditched in the frigid Hudson River off Manhattan after apparently hitting a flock of geese on Thursday and officials said everyone was rescued."We've had a miracle on the Hudson," New York Gov [more...]

Date: 2009-01-16 15:10:00

ITC Check

ITC check your credit record to find out if you may be listed with the credit bureau for un-paid debts and get a report on your personal financial ... then the financial service providers that lend money to people looking for car finance or for house bonds ... from. Many people only find out they have been listed when they go to apply for car finance [more...]

Date: 2009-01-16 15:03:23

Repossessed Car Owners Shocked After Being Sued By Car Lenders

The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess vehicles from dead beat car owners. Some of those who had their autos repossessed in Florida ... to the Tampa Tribune , those who had their vehicles repossesed believed their car woes were over until [more...]

Date: 2008-12-29 15:51:27

RICHARD VAGUE: How to Fix the Economy

This is a guest post for The Washington Note by businessman and regular TWN reader Richard Vague ... institutions were operating with far too much leverage (the ratio of loans against the capital a lender is required to maintain) which allowed assets such as subprime loans to be overbought [more...]

Date: 2008-12-24 19:45:27

Posts about Tri-State Real Estate (FL, GA and AL) as of January 16, 2009

Foreclosures And The Mortgage Meltdown Continues to Plague America - usreoproperties ... either being foreclosed upon or delinquent. The nation … package aiming to thaw the frozen credit ... 01/16/2009 Toyota is developing a miniature, environmentally friendly car that is powered entirely [more...]

Date: 2009-01-16 14:21:19

How to Get Car Loans for Bad Credit

Going to a car dealership and applying for a loan can be a daunting experience, especially when you know that your credit is less than perfect. No one wants to have the sales rep come back to let you know that you've been rejected for a car loan due to your credit. However, even if you do have credit that is subprime, there are car loans for bad credit that are available today. [more...]

Date: 2009-09-28 05:39:43

Portugal Sustains

"Art has a function of teaching about the human condition. We live in hope, hope is fundamental" - Manoel de OliveiraManoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:35:00

The Motor City’s Burnin’

Today, the executives of the Big Three return to Washington to pitch their case for federal assistance ... dominated by three auto plants.  You can take the boy out of Detroit, but you cannot take Detroit ... words, it includes all the famed legacy costs.  Whether those legacy costs are good or bad/right [more...]

Date: 2008-12-02 20:34:48

Debt Reduction and Debt Elimination Programs: What’s the Catch?

One of the most frequent issues that readers contact me about is more information about a debt reduction or debt elimination program that they heard ... out a lot of factors. For one, some of the programs wreak havoc on your credit report and credit score ... a final negative note on your credit report indicating that your debt was negotiated, which [more...]

Date: 2009-01-08 20:00:36

January 10 2009: Hornswoggled Absquatulation

Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]

Date: 2009-01-10 16:28:00

Improve Your Credit Score: Determine Your Creditworthiness

Sure, the economy may be flailing, but learning to preserve and maintain your creditworthiness and improve your credit score is still extremely ... obtained with faulty credit lending practices and other flawed methods have sent the economy ... credit is deemed a sound judgment by a bank or financial institution. Your credit score determines [more...]

Date: 2009-01-16 09:18:45

Cheap Auto Insurance : Reduction of costs, Attorney, but with maintain protection

individual_ins If you’re the owner of the car, you must be having an auto insurance ... of experts recommend that you to always review insurance policy thoroughly. Apply online for bad credit ... . If you are looking to buy a car, consider buying a car that “looks good” to insurance companies. For instance [more...]

Date: 2009-01-14 02:41:37

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit ... , there is such a thing as Bad Credit Repair. Starting Off Smart Of course, the best thing to do is to avoid getting ... is now to repair your credit profile so that when you need the help of a loan or credit card [more...]

Date: 2009-01-16 00:22:09

Satan Has A 350 Credit Score

By John Rasor indulgence, greed and envy can take over and send your credit in a downward spiral. The lowest credit score you can have is a 350 ... , gluttony and being a debtor with outright disrespect to the creditor can earn you a bad credit rating. I have personally never seen a 350 credit score but supposedly they do exist. If you have bad cred [more...]

Date: 2009-01-16 22:01:48

The Playlist's Least Anticipated Films Of 2009

We wanted to subtitle this feature Cockpunching Your Brain Into Next Year: The Films Of 2009 Probably Destined To Make Us Unintentionally Laugh The Most. But you know, we mostly digress, but if you really want to see some of the year's worst films look no further than what's coming out this month in January: [more...]

Date: 2009-01-15 00:11:00

Qualifying For a Used Car Loan

A used car loan is given to those who wish to purchase a car that has had a previous owner. The car may be purchased from the owner or used car lot ... will be lower. This can help a person keep their car. For those with bad credit, a used car loan ... credit report, although there are lenders who are willing to grant loans to those who have filed [more...]

Date: 2009-01-17 09:34:44

Do You Have Bad Credit But You Need An Auto Loan?

Regardless of who is looking to get a brand new car the truth is that we all find ourselves wanting to borrow money at the best interest rate possible; unless you are willing to pay cash then you have to know how to get the lowest interest rates possible especially if you are dealing with bad credit. [more...]

Date: 2009-09-28 15:37:50

Do You Have Bad Credit But You Need An Auto Loan?

Regardless of who is looking to get a brand new car the truth is that we all find ourselves wanting to borrow money at the best interest rate possible; unless you are willing to pay cash then you have to know how to get the lowest interest rates possible especially if you are dealing with bad credit. [more...]

Date: 2009-09-28 15:37:50

Repair your credit at repairyourbadcredit.com

It is no wonder any more that having a credit or loan has become one of the most important requirements in running this life ... bad. If their credit score is bad, we will get difficulties in borrowing some money or loans again ... repair credit of ours. To repair our credit, we can ask repairyourbadcredit.com. [more...]

Date: 2009-01-17 11:51:00

10 Reasons Why Credit Unions Kick Ass

Fire Police City County Federal Credit Union Credit unions exist to help its members. Commercial banks exist to enrich their shareholders ... Credit Union, a credit union in Maryland, the current rate on a 60-month loan for a new car starts ... loan for a new car starts at 4.95% APR. Personal loans are more likely: The prospect of getting [more...]

Date: 2008-12-18 12:48:11

Best Auto Loan - Tips for Avoiding an Upside Down Loan

If you are new to the car buying process, the likelihood of acquiring a bad auto loan is high. For this matter, car buyers must familiarize themselves with how the financing process works ... than it’s worth. If possible, limit loan terms to 60 months or less. For a list of reputable auto [more...]

Date: 2009-01-17 06:47:20

Deals of the Day: Goldman Recommends Fannie Mae Bonds

Deals of the Day, compiled by Stephen Grocer and Heidi N ... , bankruptcies, financing and private equity. You can bookmark Deal Journal for easy visiting throughout ... billion rescue package for the nation’s imperiled auto industry Wednesday night, but the emergency [more...]

Date: 2008-12-11 13:33:58

Find Out Now Useful Knowledge - Car Loans

Find Out Now Useful Knowledge - Car Loans Posted on January 16, 2009 (0) Comments Show Bookmarks [ ... if you have a bad credit, although at a higher interest rate. Having finalized a deal, you shall ... . Even if you have bad credit, these companies will be happy to consider your car loan application [more...]

Date: 2009-01-16 12:40:10

Car Loans

Did you know where to find the best loan Lender with the best Interest Rate? Give yourself a break, and find the best Loan Lender only at Rainbow ... our personal finance needs, apparently, one of our problem is our bad credit history. Do you need a new car? And would you like to get some Car loans but you have a bad credit problem? At rainbow [more...]

Date: 2009-01-12 21:35:00

DrumBeat: January 14, 2009

Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... prices, but this would not affect its $2.3 billion credit facility, the independent oil and gas ... (Bloomberg) -- Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-14 13:55:13

STICK TO YOUR GUNS, PEOPLE!

From the front page in today’s Wall Street Journal comes, Big Slide in 401(k)s Spurs Calls for Change. Here’s a quotes ( ... from the federal government, and would offer a guaranteed, but relatively low, rate of return. Another proposed [more...]

Date: 2009-01-08 17:10:19

Car Loans

Like all sophisticates, ... a great job of detailing how the car loan business looked amidst the general credit madness: Here’ ... the financing, often because they advertise lower rates than banks. That’s when the scam starts. Many car [more...]

Date: 2008-12-22 18:56:16

Car Loan w/ Bad Credit!

Life is so difficult without vehicles, it can be considered as a primary use of transportation ... don’t worry about car loan with bad credit. Okay?Then if you register, you will not be given ... . I think it would be best to buy a brand new car with the help of the best car loan site [more...]

Date: 2009-01-15 15:43:00

Hyundai Will Take Back Your Car For Free If You Lose Your Job.

Yep, no kidding…if you buy a Hyundai and lose your job within the first year of owning it, they will take the car back off your hands: ... and a bad thing - bad because if you lose your job, won’t you still need a car to get around? But it’s also good because if you cannot afford the car anymore, at least you won’t go into more debt [more...]

Date: 2009-01-06 00:50:33

Savings Update for the New Year

I set up my savings snowball in August, right after I paid off my credit card debt ... and sent it to my student loans. I’m done buying textbooks - potentially forever. So the textbook ... $400 $495 Done! Student Loan Interest $1,500 $584 All extra $$ Getting Established $2,000 $100 $50 [more...]

Date: 2009-01-12 22:24:57

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