Selecting Best Homes in Los Angeles

by J. Kim Nowadays there are plenty of sites online that offer advice and information about what to do when buying a home ... as if their credit is bad or they have no credit whatsoever. Certainly the more loans and credit cards a person ... The Right Mortgage With the introduction of instant refinancing there are times now where [more...]

Date: 2008-10-29 01:54:17

Blog posts (133) | Videos (109)
 

What is a second mortgage?

For many of us, money can get tight every now and then. We have felt the pinch, and many are feeling it now ... is repaid in a single reduced monthly installment. No matter how bad one’s credit history is, getting ... for you.  A second mortgage refinancing not only gives convenience, but also saves you money. [more...]

Date: 2009-01-14 04:24:16

Taking Home Mortgage Loans

by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... refinancing would involve taking a new mortgage, mortgage companies require you to present various ... that an applicant wouldn’t just do anything bad to tarnish their perfect credit report. So they approve a no doc [more...]

Date: 2009-01-02 16:59:45

Refis

On the eve of the closing for my refinancing, I notice this from the W$J: ... their monthly mortgage payments on account of the fact that they have bad credit. Wouldn't ... can't meet the credit hurdles and won't get approved. My friend and mortgage broker told [more...]

Date: 2009-01-15 16:42:15

What You Need to Know About Refinancing

by Mary Bush Refinance loans allow you to take an old loan or several old loans, and redo your deal ... . It is the easiest way out of a foreclosure, but with bad credit, interest rates will be high. The current ... . In today’s economy, some banks are refinancing mortgages so that distressed homeowners can better [more...]

Date: 2008-12-19 19:08:13

What You Need to Know About Refinancing

by Mary Bush Refinance loans allow you to take an old loan or several old loans, and redo your deal ... . It is the easiest way out of a foreclosure, but with bad credit, interest rates will be high. The current ... . In today’s economy, some banks are refinancing mortgages so that distressed homeowners can better [more...]

Date: 2009-01-06 17:05:01

Obama Proposes Moratorium on Foreclosures

While Senator John McCain is urging the government to buy bad home loans, ... against foreclosures and an $800 mortgage tax credit per year for homeowners who fail to itemize ... , the Hope for Homeowners. The program encourages homeowners to apply for refinancing [more...]

Date: 2008-11-14 13:02:58

On the Road to Home Re-fi

So, we finally decided to start the process of refinancing our home. I thought we'd try our current mortgage company first. First off, let me say that I've had three years of bad customer service from this company ... we got was one of the lower ones for our credit rating. I only did a little research on closing [more...]

Date: 2009-01-06 13:39:00

How to Hedge Against Inflation With a Home Equity Loan

Home equity loans were a large part of the consumer credit expansion that fueled the economy for more than a decade. The housing market bubble drove up housing asset prices, but without refinancing a homeowner couldn’t spend their new found fortune unless they got a home equity line of credit. If you are unaware of the coming wave of inflation that will threaten to unravel the global financial systems, all I can say is wise up or read some of my previous articles .  If you are aware of [more...]

Date: 2009-09-29 14:00:00

Michael Moore: Interview of “Capitalism: A Love Story”

Thanks to Radical Eyes for suggesting this interview, which appeared on Democracy Now, and is available in audio.Guest: Michael Moore, Academy Award-winning documentary filmmaker. His latest film, Capitalism: A Love Story, opened in New York and Los Angeles yesterday. It opens nationwide on October 2nd.JUAN GONZALEZ: It was a year ago today when President George W. Bush gave a primetime address urging Americans to support the $700 billion bailout of Wall Street. [more...]

Date: 2009-09-27 16:29:27

Bailed Banks

The Bush-Obama strategy of throwing trillions at the banks to solve the mortgage crisis has been a failure. The banks welcome public money to remove toxic assets from their books, insured by we-the-taxpayers, as well as the hundreds of billions in direct handouts, but they’ve hardly returned the favor. They’ve used these funds to pay mega salaries and prop up stock values, choices that obviously benefit them. They needed public support, no one wanted the system to collapse. [more...]

Date: 2009-09-30 21:58:57

Mortgage Refinance After Bankruptcy

Author : Elizabeth Grant If you are considering remortgaging your home after Bankruptcy, there are many factors to consider in the decision making process Here we discuss some of the essentials topics that will enable you to decide if releasing equity from your home is your best option Becoming bankrupt If you are in a bad debt situation and are thinking of declaring yourself bankrupt, then the first thing you should do is get legal and financial advice to make sure that this is your best [more...]

Date: 2009-09-26 22:46:33

How ACORN Took a Bite Out of Predatory Lending

ACORN has organized low income people to fight predatory lending practices since the late 1990's.The ACORN I Know...A handful of ACORN staff people with great expertise and unrelenting effort organized thousands of members to drive this campaign until Household agreed to pay victims $489 million...By David Swanson / The Rag Blog / September 24, 2009If someone told you that a bunch of low-income people, most of them African-American or Latino, most of them women, most of them elderly, had been [more...]

Date: 2009-09-25 03:40:00

The Secrets Of Auto Refinance

The Secrets Of Auto Refinance by Alisa JohnsonHave you ever heard someone saying “refinancing my mortgage”? Do you know what that means? If your answer is “No”, it wouldn’t be shocking. There are so many people out there who would not know about this alternative. As we know that a personal finance help you always go for mortgage loans. These could be understood as loans that are taken against some collateral securities, more popularly understood as the secured loans. [more...]

Date: 2009-09-24 23:18:44

Concerns Of Home Buyers

by James Weekson There are many who want to purchase a home, but are scared after hearing all of the talk about how nobody is lending money and for people with a bad credit rating that of course means there is no way of obtaining a mortgage. First of all, there will always be a company around that will lend money and even though high end banks often restrict the amount lent out and to whom they lend money to, there are always other options available. [more...]

Date: 2009-09-27 17:36:13

Simple Ways To Refinance Mortgage

September 24, 2009 | By Alisa Johnson In Finance | by Alisa JohnsonEveryone pays for their ignorance and many people do that, if that makes you feel a little better. Wrong financial decisions can put you in a lot of difficulty and put you in debts. However, most of the people make the same mistake a lot many times and realize when it is late.‘Refinancing my mortgage”? situation arises when you are not able to keep up with the installments of your ongoing mortgage. [more...]

Date: 2009-09-24 23:31:15

How To Obtain A Mortgage Loan Modification To Prevent Foreclosure

In today's economic environment, mortgage foreclosure hurts everyone. The homeowner's credit score is destroyed and, most importantly, they are forced out of their homes causing them to lose everything they put into the property. The homeowners' neighborhood loses as property values decline, crime rates go up, and the tax base evaporates. And the lenders lose because the cost of foreclosure is extremely high and they must report foreclosures as non-performing assets. [more...]

Date: 2009-09-28 15:17:38

Concerns Of Many Home Buyers

by James Weekson There are many who want to purchase a home, but are scared after hearing all of the talk about how nobody is lending money and for people with a bad credit rating that of course means there is no way of obtaining a mortgage. First of all, there will always be a company around that will lend money and even though high end banks often restrict the amount lent out and to whom they lend money to, there are always other options available. [more...]

Date: 2009-09-28 07:45:51

What Everybody Ought To Know About Auto Refinance

by Alisa Johnson Some people talk about finances and use terms like “refinancing my mortgage”? But have you ever thought about the fact what it means and if you don’t know then don’t feel bad as a lot of people don’t understand it too. Mortgage loans are a good option when you are looking for personal finances to get things in order. These can be explained as taking loan against the collateral securities, which are termed as secured loans too. [more...]

Date: 2009-09-24 23:31:19

How Online Loan Calculators Can You Time And Money

by Dennis Shirk Do you ever feel like you know just enough about loan calculators to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from loan experts. How much should your down payment be? Most experts recommend at least 20 percent. Consolidation loans also have varying repayment plans. Use the links below to determine your repayment amounts under each of the different plans. You can then see what your monthly payment would be with a consolidated loan. [more...]

Date: 2009-09-28 10:46:28

In Order To Deal With Looming Foreclosure, You Must Get Out of Denial

A while ago, I got a call from a hard money lender, asking what I could to to "rescue" one of his clients by refinancing. He was being about as altruistic as a drowning man. What he really wanted was for me to get someone else (i.e. another lender) to voluntarily hold the bag on his money losing loan. Unfortunately, this guy already had a Notice of Default filed on that loan. [more...]

Date: 2009-09-25 14:00:00

Latest Tips For Using Loan Calculators To Save Money

September 28, 2009 | By John Boone In Finance | by Ann WhittakerImagine the next time you join a discussion about simple loan payment calculators. When you start sharing the fascinating loan calculator facts below, your friends will be absolutely amazed.Financing your dream car and keeping bad credit at bay is as simple as 1-2-3. Financial institutions are increasingly becoming flexible about bad credit personal loan applications. [more...]

Date: 2009-09-28 20:24:26

Getting Bad credit mortgage refinance online easily

There are around thousands of lenders across the United States, who deals with various types of mortgage refinance loans for people having bad credit status. This is not similar to typical banks that are looking out for perfect credit conditions. Here mortgage brokers and wholesale lenders work directly. Mortgage brokers are individuals who provide their services to individuals who are looking for bad credit mortgage refinancing . They will aid people who are looking for mortgage refinance. [more...]

Date: 2009-09-25 11:41:18

Bad Credit Mortgage Refinance: Help and Advice

Most likely, your home will be the most expensive thing you ever own in your life. It is only normal that you would do anything in your power to keep it. However, home ownership can be a financial nightmare, but that can change with mortgage refinancing. Getting a more affordable monthly mortgage payment will help you keep your home, and strengthen your finances. However, just because it is possible to get a bad credit mortgage does not mean it is easy. [more...]

Date: 2009-09-26 06:09:50

A Perfect Time to Refinance Your Car

by Frank Jenkins Now is a great time to refinance a car loan if your monthly car payments are higher than what you can afford. By getting a refinance you’ll be able to reduce your monthly payment and have a lower interest rate. Basically, a new lender will simply pay off the old one, and the interested party will set up a new contract through the new lender, obviously with less of a monthly payment. By finding a lender with a better rate you save money in the long run. [more...]

Date: 2009-09-28 16:33:01

Home Loan Modification – Obama’s Making Home Affordable Plan

Going through the home loan modification process is something that many Americans are doing right now to help them avoid foreclosure.  The Making Home Affordable plan that President Obama came up with has done a lot to help home owners refinance at lower rates or modify their home loan to an amount that is much more manageable.  This program is quite extensive so you may find that there are different ways you can be assisted. [more...]

Date: 2009-09-28 01:38:21

A 90?s Flashback for Commercial Property

Angela Pruitt reports: Commercial property is bracing for a tough time that could morph into a crisis similar in scope to the free ... in history. But with the credit markets in lock-down mode, consumer confidence battered ... on investment-grade corporate debt,” Kirby said. “Those rates have gone up north of 9%. That’s bad news [more...]

Date: 2008-11-26 15:40:57

An Anti-Masterpiece Of Timing In California

The Mercury News reports from California. “John Gronley bought his dream home nine years ago for $625,000. Its paper value peaked at $1 ... through people such as a former loan agent at a small San Leandro brokerage.” “‘We called them ‘ ... who could never afford a loan on a $400,000 house. At least once a month we’d all look at each other [more...]

Date: 2008-10-04 17:43:14

Refinancing Your Mortgage With Bad Credit

by Chris Bird So many people are trying to refinance their mortgages today. A lot of people are doing this because they have lost their jobs and are getting less income. The income from unemployment is only a certain amount of what your income is when you are at work. The only problems with trying to refinance mortgage with bad credit is that they are getting turned down either due to lower income or due to having bad credit. Unfortunately, a lot of people have bad credit and can’t get a loan. [more...]

Date: 2009-09-28 13:05:49

How Wall Street’s Scam Artists Turned Home Mortgages Into Economic WMDs

By Joshua Holland, AlterNet. Posted October 18, 2008. The titans of high finance are trying desperately to shift blame for the crisis onto others, but this dead cat lies squarely on their doorstep.   If the ABCs of the financial meltdown leave your head spinning — if “default swaps” and “collateralized debt obligations” and “high-rated [more...]

Date: 2008-10-18 23:12:49

Refinances Booming? Not As Much As You Think

Discount all the reports you read about Americans lining up to refinance their mortgages and take advantage of the lowest rates ever ... of people seeking loans to purchase homes, they have set off a wave of refinancing applications. An index ... down. Only about a third of U.S. mortgage debt outstanding is likely to qualify for refinancing [more...]

Date: 2009-01-16 00:46:03

Bad Credit Mortgage Refinance – Bank Mortgage Rates Dropping?

Getting a bad credit mortgage refinance is something that many Americans are trying to do in the current economic environment.  Many banks are advertising mortgage rates that are very close to historic lows.  It is hard to do any home or mortgage search without seeing ads that show mortgage rates well below 5%.  If you are a bad credit borrower it is unlikely that you will have access to these rates but you can still benefit by refinancing. [more...]

Date: 2009-09-29 14:21:48

In mortgage modifications, property rights of investors must be respected

Today, in addition to Treasury Secretary Henry Paulson’s expected announcement of a major mortgage modification plan through the $700 billion TARP, ... in foreclosures” through the Federal Housing Administration refinancing plan mortgage bailout passed ... Abrogating Peter’s Contract to Pay Paul,” I noted that according to investment bank Credit Suisse [more...]

Date: 2008-11-12 15:47:59

Bad Credit Mortgage Refinance Options

by Natalie Totty Many people that have bad credit are looking to refinance their home. They should know that it is really not that hard to do and is not impossible. Contrary to belief, there are lenders out there that are bad credit mortgage lenders and offer bad credit mortgage refinance to consumers. They can tell you about all the many types of loans that you could qualify for, even if you have bad credit. If your credit is not too bad, they can also help you finding financing options as well. [more...]

Date: 2009-09-28 09:37:26

Best Mortgage Refinancing Rates

When a homeowner refinances, they always want the best mortgage refinance rates possible. Getting the absolute lowest rates will save a homeowner a lot of money. Here is some help for homeowners who want the best mortgage refinancing rates available. See If You Qualify…….! Know The Current Average Mortgage Rates Newspapers, television programs, and the internet have daily reports on what the average interest rates are for a mortgage refinance . [more...]

Date: 2009-09-30 05:44:48

Best Mortgage Refinancing Rates

When a homeowner refinances, they always want the best mortgage refinance rates possible. Getting the absolute lowest rates will save a homeowner a lot of money. Here is some help for homeowners who want the best mortgage refinancing rates available. See If You Qualify…….! Know The Current Average Mortgage Rates Newspapers, television programs, and the internet have daily reports on what the average interest rates are for a mortgage refinance . [more...]

Date: 2009-09-30 05:34:57

Bad Credit Mortgage Refinance Advice | Refinancing - 100 Options …

The only problems with trying to refinance mortgage with bad credit is that they are getting turned down either due to lower income or due to having bad credit. Here is the original post: Bad Credit Mortgage Refinance Advice | Refinancing - 100 Options … This entry was posted on Sunday, September 27th, 2009 at 4:56 am and is filed under Resource, mortgage. You can feed this entry. You can leave a response, or trackback from your own site. [more...]

Date: 2009-09-27 09:56:05

Capitalism: a Love Story

Despite its formulaic quality and despite some very dubious politics, I have no problem recommending Michael Moore’s “Capitalism: a Love Story”. Since there are so few movies (or television shows) that reveal the human side of the largest economic crisis since the 1930s, we must be grateful to Michael Moore for his steadfast dedication to the underdog. [more...]

Date: 2009-09-25 19:28:26

Foreclosures And The Mortgage Meltdown Continues to Plague America

Foreclosures’ flooding the real estate market following the mortgage meltdown continues to plague America. As the weary year draws to a close 3 ... package aiming to thaw the frozen credit market. Florida passed more stringent laws in its efforts ... . This has prompted a revival in refinancing workouts. Unemployment figures look grim. In Manatee County [more...]

Date: 2009-01-16 14:19:38

Top Tips On Auto Refinance

September 24, 2009 | By Alisa Johnson In Finance | by Alisa JohnsonDo you have any idea about “refinancing my mortgage”? Most of the answers will be “NO”. So many people around you do not know about this process. We all know that, personal finance loans will always help you when you are in need of financial help. The loans we take will help collateral securities that are called as secured loans. [more...]

Date: 2009-09-24 23:24:17

Is it smart to stop paying the mortgage?

For those investors who are always looking for loopholes or ways to “get over” the establishment, let me tell you: You can’t beat the system ... that happen? No. Simply put. Imagine if you default on your loan. Your credit rating will suffer ... problems. Another alternative: Refinance with an FHA mortgage. Third, review your current loan. By any [more...]

Date: 2009-01-14 03:14:12

Commercial Real Estate: Opportunities Exist for the Strong Investor

Greetings from the metropolis of Cedar Crest, New Mexico. After a series of road trips to Arizona….Texas….and New Mexico… ... .  Many investors don’t want to face that their values have gone down and are refinancing.  Many of them ... do not due to tighter underwriting guidelines and a drop in personal liquidity and credit [more...]

Date: 2008-11-16 20:51:23

Applying Online For Bad Credit Loans

Applying Online For Bad Credit Loans by Chuck LageBad credit is something that most of us have to deal with today. At some point in life you may end up running into some trouble that requires some extra money. Those who have bad credit scores are now able to get the cash that they need without a lot of hassle. Bad credit loans have recently been introduced and there are a few things that you need before you get started. [more...]

Date: 2009-09-27 13:04:19

Bad Credit Mortgage Refinancing - Refinance High Interest Mortgage …

With sinful outstanding achievement, you cant give absolutely wrong occasionally to refinance true a fair get in on mortgage . Working wView original here: Bad Credit Mortgage Refinancing - Refinance High Interest Mortgage … This entry was posted on Saturday, September 26th, 2009 at 11:41 am and is filed under mortgage. You can feed this entry. You can leave a response, or trackback from your own site. [more...]

Date: 2009-09-26 16:41:13

"Solutions" from Roubini, Volcker, and Roach

Earlier today, Jim Rogers' suggested course of action to help cure what ails financial markets was made clear in this Bloomberg interview where he ... and unlimited provision of liquidity to solvent financial institutions; - public provision of credit to the solvent parts of the corporate sector to avoid a short-term debt refinancing crisis for [more...]

Date: 2008-10-10 18:35:00

FHA chatter; News from MERS, Wells, Flagstar; Home price index not as bad as feared

  As my grandfather used to say, “If you find yourself in a hole, the first thing to do is stop digging.”* Apparently the folks at Sunwest Bank , out of Tustin, CA, felt the same way. Clients received a letter saying, “I regret to inform you that as of October 2, 2009, Sunwest Bank will be suspending its mortgage banking operations. [more...]

Date: 2009-09-29 19:04:07

Fed “Shock & Awe,” What 0% Means, 2008 Pay Raises, Controversial Auto Survey and More!

Fed saves us from ourselves… details of the historic FOMC decision… Dan Amoss and James Turk on the implications of 0% interest rates… Dollar gets ... to further support credit markets and economic activity.” “This announcement,” Dan Amoss wrote ... . This may include a major mortgage refinancing initiative in 2009. A hint of such an initiative [more...]

Date: 2008-12-18 19:08:51

It is soooo coold.. brr. Post Roundup

YEAH! Its melting Creative Commons License photo credit: *Micky The past few days have been extremely cold here in Minnesota, ... of shopping around for good rates, and low costs. A lot of the places were able to offer us good rates ... of the day) Giveaway for a 6-month subscription to the Wall Street Journal $100 Target Gift Card [more...]

Date: 2009-01-14 16:21:15

Obama’s Race Against the Economy

Note: This column was posted here at Pajamas Media on Thursday. Also: Other somewhat related thoughts are at this BizzyBlog post yesterday. _________________________________________________ If the economy begins visibly recovering, a massive “stimulus” package might not be needed. Democrats consider that a bad thing [more...]

Date: 2008-12-27 14:20:20

Beige Book’s Midwestern Summary

From the Federal Reserve’s Beige Book (HTML, PDF). Economic activity in the Seventh District declined further in December, ... market conditions weakened. Construction declined, and manufacturing activity moved lower. Credit ... . In agriculture, field work was limited in December by bad weather. Consumer Spending Consumer spending [more...]

Date: 2009-01-15 01:00:38

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