Atlanta Real Estate Recovery
Post 2 of 3 in the Atlanta Real Estate Recovery series (energy, housing, credit). Roger Tutterow Ph.D ... inventory of homes which causes a longer time on market. However, this news is not all bad either ... college grads were some of the same one’s who had school loans, credit cards, new cars, and a huge [more...]
Date: 2008-12-10 12:30:41
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Taking Home Mortgage Loans
by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... refinancing would involve taking a new mortgage, mortgage companies require you to present various ... that an applicant wouldn’t just do anything bad to tarnish their perfect credit report. So they approve a no doc [more...]
Date: 2009-01-02 16:59:45
GA Mortgages: FHA Refinancing With Bad Credit
by Brenda Puckett You can’t turn on the television or open a newspaper or magazine without encountering a new headline showing the meltdown of the ... loan. FHA loan guidelines allow refinancing with higher debt ratios. They allow you to qualify ... guidelines due to past credit problems or because your home’s value has not gone up as fast [more...]
Date: 2008-06-20 09:12:32
Payday One Saves the Day!
In my family, birthday parties are something we all get into the most. I have several sisters, and they just love it like nobody’s business ... and you can apply 24/7 from work home or work. What’s more, even if I have a bad credit score, the company screams ... a decent donation. So I googled online for quick payday loans, the kind where there’s no [more...]
Date: 2008-12-05 09:06:18
The bailout may be killed by add-ons
The bailout may be killed by add-ons Posted Sep 22nd 2008 4:01AM by Douglas McIntyre Filed under: Deals, Bad news, Law, ... to potentially allow purchases of instruments such as car loans, credit-card debt and other devalued assets ... , if the plan is extended to include individual home mortgages and things like auto loans, the size [more...]
Date: 2008-09-22 12:35:18
Car Loan Refinance - How to Avoid Dealer Scams?
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... the application process. You don’t need to go through a third party, even if you have bad credit ... available that allow you to call from home or the showroom for pre-approval on your car loan./font [more...]
Date: 2009-01-15 17:15:29
FHA Mortgage Insurance Updates… Will this Increase Your Monthly Payment?
... from the current 1.5% of the loan amount to 2.25% for “high risk” or bad credit borrowers. Yearly Mortgage ... not seem like much but the closing costs were already higher than average with an FHA loan [more...]
Date: 2008-07-14 23:55:49
Should You Walk Away From Your Home?
(source) Despite the struggle, most responsible homeowners don’t think twice about whether they should make the mortgage payment each month ... back from bad credit and don’t want to let your credit score sink again. Whether you choose to fight ... a shot at a loan modification, when you can just take the “Free Housing For Six Months Package” [more...]
Date: 2008-12-03 22:29:29
Bailout developments reax
By TigerHawk at 9/24/2008 08:43:00 PM The president's speech was useful and important ... president could say: Easy credit — combined with the faulty assumption that home values would continue to rise — led to excesses and bad decisions. Many mortgage lenders approved loans for borrowers without [more...]
Date: 2008-09-25 01:46:48
The bail-out may be killed by add-ons (pfblogs.org)
Filed under: Deals, Bad news, Law, HousingThe list of additions to the $700 billion Paulson bail-out plan could well kill it ... , "a change to potentially allow purchases of instruments such as car loans, credit-card debt and other ... , if the plan is extended to include individual home mortgages and things like auto loans, the size [more...]
Date: 2008-09-22 08:51:01
So, What Is A PMI?
Buying a home is a realization of a life long dream and for many a symbol of “making it” in life ... of the American and the world economy; many experts believe. Consumers with bad credit wishing to attain ... in order to recover the lost costs of the loan. Mortgages were a favourite way of buying homes before [more...]
Date: 2008-09-17 09:42:48
Monday: Bi-Partisan Bank Robbery?
I don’t pretend to understand Credit Derivative Swaps and financial ‘instruments’ and it looks like the people who have been playing with them for ... like the Home Owners Loan Corporation (HOLC) where the government would restructure and refinance bad mortgages from individual homeowners and make them affordable. The theory goes that if those [more...]
Date: 2008-09-22 12:26:24
It's the Housing Market, Stupid
Bad real estate loans helped set off the global credit crunch. Can modifications on home mortgages speed a recovery? [more...]
Date: 2008-10-21 11:37:35
The vast majority of people are not in trouble.
Most of the consumers you talk with will not have a good handle - I am not sure anyone does yet - of the nature of the credit problem ... that a financial institution or Fannie/Freddie issued and now holds in their portfolio is reported as a bad ... they do not have enough asset value in the home to cover their loan. * Remember the [more...]
Date: 2008-09-30 12:45:59
The Wall Street Journal on ACORN and Obama
So, this campaign has been going on for almost two years now, and news of the connection between ACORN and Illinois Sen ... lenders to make home loans on easy terms, conducting "strikes" against banks so they'd lower credit ... had been "community organizers" -- like Barack Obama. Too bad they aren't like that any more. Mr. Obama's [more...]
Date: 2008-10-14 18:07:20
Credit Consolidation Services
Credit Consolidation Services Filed under: Business, Finance, Loans Foreclosure numbers are currently skyrocketing in a flat housing market, ... of homes, and many financial institutes were seeing an increase in bad debts. As a result, there were [more...]
Date: 2008-10-21 06:32:32
Emergency Cash Loans For Unemployed - No Fear of Emergency
Everybody has to pass through hard days. No one is secure against emergencies ... accident, current shock, sudden broke down the car, home decoration and repair at the time ... the reason of loan taking in your online application form. No matter, if you have bad credit in your past [more...]
Date: 2009-01-15 05:53:55
Finding Money for your Borrowers
With the credit crunch in full swing, investors should start to pay attention the the lending options available to their buyers ... with a down payment. While this is not a bad thing long term it certainly is not good for sellers come ... Rural Home Loan Program has been an alternative solution for those that buying and selling homes [more...]
Date: 2008-08-07 22:30:34
Top 1000 Keyword Mahal ADSENSE
1 conference calling companies $51.66 2 purchase structured settlements $51.48 3 home owner secured loan $50.36 4 mesothelioma patient $50 ... denver $49.56 17 adverse credit remortgages $49.47 18 bad credit remortgages $49.37 19 consolidating [more...]
Date: 2008-05-27 16:06:46
Top 1000 Keyword Mahal ADSENSE
1 conference calling companies $51.66 2 purchase structured settlements $51.48 3 home owner secured loan $50.36 4 mesothelioma patient $50 ... denver $49.56 17 adverse credit remortgages $49.47 18 bad credit remortgages $49.37 19 consolidating [more...]
Date: 2008-05-27 16:06:46
“Living beneath your means”
While most of America was busy trading home equity for a TV, RV, and SUV, I was busy renting apartments and driving an economy car ... times or bad. If you can’t stop using your credit card, get rid of it. An easy check to see ... bad it was. My father once said “I got a 21% rate on my loan, and I was glad to get it.” We may [more...]
Date: 2009-01-06 15:36:19
After the Bailout, Bank Stocks are a Bad Deal for Investors Now
The $250 billion bank bailout announced Monday is a great improvement on the $700 billion Troubled Asset Relief Program (TARP) ... have invested in troubled mortgage loans, relics of a home mortgage bubble that should never ... . You haven’t received Uncle Sam’s credit card bill yet. Under the new bailout plan, the government [more...]
Date: 2008-10-17 12:59:00
The Bad Paper Chase
And the handout/buyout craze continues. The Federal Reserve said Tuesday it will buy up to $600 billion in mortgage-backed assets in another attempt ... obligations from mortgage giants Fannie Mae and Freddie Mac as well as the Federal Home Loan Banks ... also unveiled a new program to help unfreeze the market that backs consumer debt such as credit cards [more...]
Date: 2008-11-26 00:46:42
Asia could see widespread credit defaults soon
Anyone still want to buy the "de-coupling" economic theory? ... be forming among small and medium-sized companies in Asia, raising the spectre of a pile of bad loans ... up. Several Hong Kong companies have shuttered factories in China, including home appliance maker BEP [more...]
Date: 2008-10-23 04:15:04
Credit Crisis Timeline
This is lifted from American Thinker, and by the way to the editor if you'd prefer I not take so much of the text leave comment or email me, ... to my article Why banks aren't the bad guysThe Growing Government Hand1933-1938President Franklin ... backed by the Federal government.1970President Nixon chartered Freddie Mac, the Federal Home Loan [more...]
Date: 2009-01-02 12:09:00
Bad Credit Loans & Debt Consolidation
By Vernon DeFlanders If you're buying your first home, bad credit loan consultants have access to the best home loans on the market ... by availing of a bad credit home loan is a major step towards credit repair. Moreover, if you can keep ... . This dream is not even out of reach for people with bad credit histories and they offer specially [more...]
Date: 2008-07-06 19:02:51
Need a Loan Modification? Here are Six Ways You Might Qualify
by Joshua W. Davidson Let’s face the facts, the San Diego area mortgage market and home market has had some wild declines over the past eighteen months to a few years, depending on the location. Along with other adjustment to borrowing rules, it is almost absurd for nearly all fighting to survive real estate owners to refinance their home loans into realistic specifications. Fortunately, worried homeowners still have a chance at getting their loan changed by their existing lender. [more...]
Date: 2009-09-29 19:23:47
China Spreads Aid in Africa, With a Catch
It is not every day that global leaders set foot in this southern African nation of gravel roads, towering sand dunes and a mere two million people. So when President Hu Jintao of China touched down here in February 2007 with a 130-person delegation in tow, it clearly was not just a courtesy call. And in fact, China soon granted Namibia a big low-interest loan, which Namibia tapped to buy $55.3 million worth of Chinese-made cargo scanners to deter smugglers. [more...]
Date: 2009-09-30 07:16:47
Economic Outrage du Jour
Quite a few right-wing bloggers, including Glenn Reynolds, the Instapundit, got themselves snookered by a recent, lazily corrected article in The New York Post , written by Richard Wilner. Ampersand at Alas, a Blog provided the fact-checking application. Among other mistakes in Wilner’s Obama-slamming piece was this bit in the lede published on September 27: The unemployment rate for young Americans has exploded to 52.2 percent — a post-World War II high, according to the Labor Dept. [more...]
Date: 2009-09-30 03:18:05
Bailed Banks
The Bush-Obama strategy of throwing trillions at the banks to solve the mortgage crisis has been a failure. The banks welcome public money to remove toxic assets from their books, insured by we-the-taxpayers, as well as the hundreds of billions in direct handouts, but they’ve hardly returned the favor. They’ve used these funds to pay mega salaries and prop up stock values, choices that obviously benefit them. They needed public support, no one wanted the system to collapse. [more...]
Date: 2009-09-30 21:58:57
Bad Credit Debt Consolidation Loan Advice
Before considering a bad credit debt consolidation loan, think very carefully about your financial status. Once a consolidation loan goes into effect, it often has to remain in place if bankruptcy is declared further down the road. In the past, it was a dishonorable thing to declare bankruptcy, but times have changed with our current bad overall economical situation. Consumers are wise to consider all options before deciding upon what the best option is for your unique financial situation. [more...]
Date: 2009-09-30 18:01:54
Why Financing the RV Purchase Is Sensible
by Stephen Daniels Cash is king, and so, notably in these times, conserving money for emergencies and extra unanticipated expenses makes good judgment. Paying cash for the possession of an RV depletes currency that may well be desired later on. That is why financing the possession of an RV is the way to go, above all in these days of low interest rates. Using cash to get an RV turns that cash into an “illiquid investment,” not speedily on hand if and when the cash is needed. [more...]
Date: 2009-09-30 05:44:49
Common Sense Safety While Traveling: Day 21 of 30w30d
This post is part of 30 Ways in 30 days to Redesign Your Life and Travel the World . This series seeks to give you the practical, real world steps you need to take to get from wherever you are, to exactly where you want to be– traveling the world and living the lifestyle you want. Many people are concerned for me , when I tell them that I travel. Even family and friends living in Boston have concerns about me getting raped/murdered/robbed even though those things are more likely to happen [more...]
Date: 2009-09-30 01:08:22
Foreclosure Scams You Want To Avoid
by Adam Whazzer Foreclosure is one of the worst things that can happen to a homeowner. Knowing there are scammers waiting to prey on your desperation and vulnerability makes the situation even more worrisome. Thousands have fallen prey to phony foreclosure counseling, phantom help, bait and switch, rent to buy, and bankruptcy foreclosure scams. Being able to know the telltale signs of a foreclosure rescue scam can save you the agony and suffering of becoming yet another victim. [more...]
Date: 2009-09-29 19:23:35
Walk A Mile In The Loan Modification Business
by Adam Whazzer Who is there to Help Those Who are Called to Provide Help? I work at a Foreclosure Defense Law Firm which happens to also engage in the practice of Loan Modifications. I am not an attorney nor am I here to provide or imply legal advice. The Loan Mod & Foreclosure Defense business has gotten a bad rap due to some bad apples in the bunch but there are some of us who actually care about what we do and to protect Homeowners and their Families from impending Foreclosure. [more...]
Date: 2009-09-29 17:25:39
Guaranteed Loans For Bad Credit Are A Must For Your Cosmetic Surgery
by Riz Goodman Men and women equally are going for cosmetic surgery to change their looks and also to correct any abnormalities in their appearance. The motive behind all this is not very hard to fathom as in today’s world the main emphasis is always on the looks as opposed to the work and the ethics. A qualified board certified plastic surgeon is a must for the good cosmetic surgery to be done. That will happen only when you are ready to pay a big amount to the surgeon. [more...]
Date: 2009-09-29 19:30:27
Wall Street Breakfast: Must-Know News
CIT on the brink. Sources say CIT Group ( CIT ) is preparing a sweeping exchange offer that would eliminate 30-40% of its $30B in debt, giving bondholders new debt with a later maturity, and nearly all the equity in a restructured CIT. The plan is likely to be more attractive to bondholders with near-term debt, and some insiders say competing bondholder interests are likely to thwart any deal and send CIT to bankruptcy court. CIT -24% premarket. IMF turns optimistic. [more...]
Date: 2009-09-30 11:20:04
In The News Today
Barrick and its OTC Short of Gold Derivative Obligations: I am asked constantly how Barrick can cover all their hedges. The answer is quite simple. Barrick does not have to buy one ounce of gold. You buy your way out of hedge contracts with paper money. The simple question is what does the long side want to release the obligation in light of future possible profits on the position? What a hell of a needlessly expensive mess. [more...]
Date: 2009-09-30 19:48:55
Life After Bankruptcy Discharge
by Craig Schiffer There are a lot of issues which a person has to face after bankruptcy discharge. Apart from all the money related problems, there is a lot of mental stress which comes with bankruptcy. Therefore, it is very important that the person refers this phase as a bad phase in his financial life and get on with his life. He needs to try and forget about it and make a fresh start. It is difficult but certainly not impossible. [more...]
Date: 2009-09-29 17:10:51
The Bank Short Sale – The Best Way Out Of Foreclosure?
by Anthony Mauwer A bank short sale is not the only choice we have to avoid foreclosure – but it is definitely better than some of the other possibilities. If a homeowner is already in this situation, they are already dealing with intense financial anxiety from every angle. If approved for a bank short sale, much of this stress will be alleviated because they’ll be in a great position to purchase another home. [more...]
Date: 2009-09-30 19:33:42
Home Loan Modification – Can You Modify to a Lower Mortgage Rate?
Getting a home loan modification can greatly help you avoid foreclosure and stay in your home. By modifying to a lower mortgage rate or mortgage payment could go a long way to helping you save your financial career. If you go through the foreclosure process you are going to find that it will be impossible to buy on credit for almost a decade. This may not sound that bad but in all reality it makes life extremely difficult. [more...]
Date: 2009-09-30 19:19:52
Bad Credit Car Refinance Options
Your bad credit car refinancing is very easy to do if you act fast after first getting your loan. Once a car loan drops below about 8,000 dollars, it is hard for even people with great credit scores to find refinancing options. Although, when car loans do drop below that 8,000 dollar mark, there are alternative methods of refinancing available so that all monthly bills can be lowered into a range that can be paid easily if income drops unexpectedly. [more...]
Date: 2009-09-29 17:57:47
Need a Payday Loan? Important Tips are Here!
Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]
Date: 2009-09-29 18:16:13
Student Loan Consolidation
by Layla Vanderbilt If you are struggling to pay off your student loans, or to balance the payment of multiple student loans, you may want to consider student loan consolidation. This approach is particularly helpful for borrowers facing forbearance or deferment, or if your level of debt is effecting your credit score. You can often decrease your level of debt, interest rates and number of loans in one step through loan consolidation. [more...]
Date: 2009-09-29 14:56:40
If You Have A Debt Problem, Then Admit It!
You Can’t Solve A Debt Problem If You Deny Its Existence. If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]
Date: 2009-09-30 20:42:18
Profiting from Payday Loans in 2009
On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]
Date: 2009-01-16 19:38:12
Why would anyone buy a home today?
From MarketWatch: Home buyers advised to look before they leap Fox-Pitt Kelton home-builder analyst Robert Stevenson said Wednesday he thinks this year will turn out to be “a bad time to buy a home” as the U.S. economy loses more jobs ... or no down payment and shaky credit scores are long gone. For buyers, the big fear is purchasing [more...]
Date: 2009-01-07 18:21:09
Latest Pajamas Media Column (’Obama’s Race Against the Economy’) Is Up (UPDATES: Other Favorable Signs; Thoughts on NBER’s Recession Call)
It went up here yesterday. The sub-headline is: If a recovery begins too soon, a massive “stimulus” package might not be needed. Democrats consider that a bad thing. It will go up tomorrow morning at BizzyBlog (link won’ ... 19, 2008. The Market Composite Index, a measure of mortgage loan application volume, was 1245.4 [more...]
Date: 2008-12-26 13:02:59
Mortgage Refinance – Tips and Ideas to Help You Apply For Mortgage
Mortgage refinance is one of the best ways to save money and increase savings. Doing your homework in terms of research will definitely help you to avoid the hidden cost and other expenditures. It not only lowers the monthly payment as the interest rate drops but also shortens the tenure of the loan period which is anytime beneficial to clear the debt as soon as possible. [more...]
Date: 2009-09-29 18:16:17
Get Money Quickly With Online Payday Advances
by Rose Martin Payday advances have helped millions of people get the cash that they need in a small amount of time. When people are looking to get something in a hurry, the typically tend to turn to the internet. Especially if you need money in a rush, you should make sure that you get online to get an advance first. Here are the ways that you too can benefit from a payday advance. The money that you get from a loan company needs to be paid within about two week’s time. [more...]
Date: 2009-09-29 20:53:06
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