No Fee Balance Transfer Offers Rise Again

Research has showed that credit card providers are waiving balance transfer fees but charging higher interest rates . According to financial website MoneyExpert.com , the number of credit card providers that are offering credit card holders the chance to transfer outstanding debt from another card without having to pay a fee to do so has risen by nearly 20pc to 69 during the past year. [more...]

Date: 2009-09-29 15:20:06

Blog posts (153) | Videos (148)
 

The Coming Great Depression

Martin Armstrong: The Coming Great Depression It is frustrating to read so many comparisons of our current situation with 1929 while watching ... may signal a recession, but the collapse in debt signals a Depression. This Depression was set ... and shifted spending that created jobs into the banks as interest on things like credit cards [more...]

Date: 2009-01-08 03:55:35

Credit Card Tips 10: Avoiding Penalties

September 28, 2009 | By Obapo Gana In Finance | by Koba RryantIt is a basic and well known fact that most credit card companies penalize those of their customers who are late in making their credit card balance payments. Indeed, a considerable number of credit card companies make the greatest portion of their income out of the penalties they charge those of their customers who make their balance payments late.But while the credit card companies have become accustomed to late payment of [more...]

Date: 2009-09-28 17:53:34

Gates of Vienna News Feed 10/8/2008

As of tonight the news feed has been up and running every day for three months (except for when I’ve been away).I’ve received a few complaints about it. Some readers don’t like to have to scroll through the headlines to get to the good stuff, and others don’t want me to waste space on American news stories which are being covered thoroughly [more...]

Date: 2008-10-09 03:43:00

Boston Tea Party Presidential candidate Charles Jay answers Obama-McCain debate questions

Posted at cj08.com (I wasn’t invited to Friday night’s presidential debate, but you knew I was going to weigh in anyway. My “participation” comes in the way of interspersing my responses into the actual text of the debate, which you will see below. All of those responses to the questions asked by moderator Jim Lehrer are in bold type [more...]

Date: 2008-09-27 18:49:05

Free Living

In this complicated financial status due to non-stop daily expenses, monthly bills, children's educational expenses, ... . The overflowed using of more than one credit card is really sink us into a big debt when unable to use in minimal expenses. Not realizing that we are already sinking into big credit card debt. It's time [more...]

Date: 2008-12-02 01:16:10

Debt Validation And Collection Agencies

Under the FDCPA or the Fair Debt Collections Practices Act , you have the right to “debt validation”. This is a demand from the collection agency and the original creditor that the debt is really your responsibility and that the balances, terms of the loan and any other pertinent information is correct and accurate. A collection agency must also provide proof that they have the legal right to attempt to collect the debt. [more...]

Date: 2009-09-29 23:06:03

AIG CEO Demands Apology from Mad Money’s Jim Cramer

WSJ Deal Journal Related: The credit crunch means that consolidation looms for Mirant and Calpine as well. Bloomberg ... its banks. WSJ More bad news: Banking bosses weigh in on bonuses and job losses. Times ... is wreaking havoc on a large but little-known corner of the credit markets, which could mean more write-downs [more...]

Date: 2008-10-20 12:57:00

debt consolidator

Call 877-550-0595 for debt help. Many people are burdened with too much debt that their monthly salary is not enough to cover their monthly loan ... card. Others depend on a variety of emergencies, such as payday loan when they need to direct the cash ... . They will help you consolidate credit card debt balances and loans into one loan that will enable [more...]

Date: 2009-01-13 22:35:28

Potect Evironment From Now With Solvent Recycler

Well, today I have found one site which is about Solvent Recycler. It’s NexGenEnviro ... makes NexGen the industry leader in waste solvent handling solutions.  We offer many different ... Management Software Provider (0) Student Loan:best way to finance my education (4) Apply Your Extra Credit [more...]

Date: 2009-01-15 15:01:57

Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES

loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as  verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]

Date: 2009-01-09 15:33:10

tips to get out of it

There are many reasons for people to face court actions, one of the many are financial cases, being submitted to court are because of bad credit. be it from credit card companies to other financial institutions, sometimes people tend ... rebuild their credit card! by providing Debt Counseling and debt referral by Suze Orman Tips [more...]

Date: 2009-01-14 13:06:08

Debt Consolidation

Can you relate with this situation? You have a bad credit history for a long time now and no one would lend you money just when you need it the most? ... . Fastdebtfreedomnow.com can help you with credit debt consolidation. They can assist ... Bankruptcy # No Credit Checks - Bad Credit OK # Home Ownership Not Required # Consolidate Debt Payments [more...]

Date: 2008-10-02 12:09:45

Where To Get Debt Consolidation Loans For People With Bad Credit

When you find that you are in too much debt it may be time to make some changes. Most people who get into debt and get bad credit feel that there is no way out. What they do not know is there are great debt consolidation loans for people with bad credit. All you need to do is know where you can find these loans. Take a look here and find out what you are going to need to do in order to find the right loan to wipe away all of that debt! [more...]

Date: 2009-09-28 21:27:57

Bad Day For Old Media

There’s a slew of bad news today for old media companies, and all signs are that it’s only going to get worse ... and other properties has $13 billion in debt. Severe reductions in advertising this year because of the recession has put pressure on the company. Most of its debt comes from the complex transaction [more...]

Date: 2008-12-08 22:22:34

Eliminate Your Debts With Unsecured Debt Consolidation Loan

Are you worried about piles and piles of debts? Well, unsecured debt consolidation loan is what you’ve been looking for ... to provide any real or personal property at all. Even though you have a bad credit history, you are still ... s really bad going through a financial crisis. Dependence on loans and other sorts of borrowings [more...]

Date: 2009-01-15 07:50:27

You Can Implement your own Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... of your salary that goes for necessities such as mortgage, car loans, credit card payments, utilities, other loan ... . This is the income you can devote to reducing debt. Next, decide which loans and credit cards [more...]

Date: 2009-01-14 23:27:42

Deals of the Day: Go Financial Crisis! The Phillies Need You.

By Stephen Grocer and Heidi N. Moore Deals of the Day gathers all the major news of the morning related to mergers and acquisitions, bankruptcies, ... the day at http://blogs.wsj.com/deals. Today in the Bailout Rescue pack: Treasury’s plan to buy bad ... see more consolidation if the Treasury’s capital-infusion program for the banking sector expands [more...]

Date: 2008-10-28 12:35:59

One the Road

I always believed that we are on our way to financial freedom. A few years back we were able to pay all our debts even our credit card debts! ... that some way or the other I learn the process of Debt Consolidation. Consolidating your debts is no joke ... , i learn a lot of things. One of which is that there are good debts and bad bedts. Bad debts are [more...]

Date: 2009-01-12 22:27:07

bill consolidation loans

Solving high debt problem has become a main concentration by people worldwide ... , that considers itself as a non profit debt consolidation company, is ready to help with certified ... they can avoid themselves from having a bad medical bill case. The last thing that you can have is debt [more...]

Date: 2009-01-09 15:13:43

Homeowner Loans for Everyone

A homeowner loan is a loan that is given against the security of a house. Your house acts as collateral when you take out a homeowner loan ... is replacing high rate unsecured loans and credit card bills with a low rate secured loan. Therefore ... when you are suffering from a bad credit history. Lenders charge very high rates of interest on bad credit [more...]

Date: 2009-01-16 23:02:29

Get Help With Debt When Necessary

Having debt is something that almost everybody has to deal with in their lives ... that determine its seriousness. Things like missed payments on magazine subscriptions or credit card debt shouldn ... . There are numerous forms of debt, so it’s not necessarily a bad thing. While debt is essentially [more...]

Date: 2009-01-16 10:02:27

Really bad credit loans- Easy resolution of monetary crisis of bad creditors

Even if you are having bad credit problems, you can derive the required amount of external funds with loans for people with really bad credit without any hesitations of having bad records. You can make use of the loans to meet household expenses, starting a new business, purchasing a car or motorbike and even debt consolidation. These loans [more...]

Date: 2009-01-17 14:52:19

Student Loan Consolidation May Be The Answer To Your Debt Burden

Student loan consolidation may be the answer to your heavy debt burden and the many issues that come with having to make several loan payments every month. Student loans just like the other forms of financial aid are a service that is subject ... dropping below half-time enrollment. With this, the loans remain delinquent for 270 days or become [more...]

Date: 2009-01-17 09:03:38

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... repair plan for yourself. You will start by collecting all your credit reports, bill payment statements ... the effort and take the time to get your money management and credit use habits back on track [more...]

Date: 2009-01-14 23:03:41

WEB NEWS RELATED CONCEPTS Hence does dump-buyback make

WEB NEWS RELATED CONCEPTS Hence does dump-buyback make Potential problems for owners with failing businesses WEB NEWS RELATED CONCEPTS Hence does ... who has successfully sued bank credit card enterprises, bill collectors and credit reporting agencies ... Tempting But Bad Choices. How to submit for Fort Worth S corporation bankruptcy? They don't [more...]

Date: 2009-01-17 22:09:05

Fixed Mortgage Rate

Fixed Mortgage Rate January 17th, 2009 Subscribe To Our Feed Mortgage Loan Video Many people who are looking to buy a home consider ... a mortgage hanging around their neck forever but with home buyers entering the market later ... to be true. Loans agreed with a 15 year fixed mortgage keep the same interest rate throughout [more...]

Date: 2009-01-17 17:30:19

The Consequences Of Devil-May-Care Lending

The Des Moines Register reports from Iowa. “Deb Baker believes she’s one of about 31, ... her ability to refinance her unaffordable loan or to sell her home. ‘You hate to lose what you put ... a fair number’ of the inflated appraisals that accompanied the subprime-loan boom now causing [more...]

Date: 2008-12-08 15:54:59

Some facts about debt settlement

Debt settlement or debt negotiation is a way of reducing or paying off completely the debt you have ... for bad credit has several approaches. The first step would be the analysis of your financial status ... at lower interest than most of the credit cards in the market. It would be wise to avail a loan [more...]

Date: 2009-01-17 06:36:46

Fed Announces $800 Billion in Homeowner, Consumer and Small Business Aid

The U.S. Federal Reserve and Treasury Department announced yesterday (Tuesday) ... -backed securities (ABS) – loans often taken for students, car owners, credit card holders and small ... directly into U.S. banks and insurance companies, firing off a flurry of takeover deals – [more...]

Date: 2008-11-26 13:05:07

on mortgage talks

A childhood friend just got home 1 month earlier my father, she too works in a cruise line! ... mortgage rates and interests and other add ons like refinance with bad credit actually i guess ... again her ship she’ll decide on what to do with her planned investment and about bad credit mortgage [more...]

Date: 2008-10-27 13:51:27

Learn The Art Of Making Money Online Line With Cash Jobs

Need money fast? click here now to find out how the pros do it! A personal loan is money you borrow from a lender for your own private use ... or unsecured. Secured loans mean you will offer the lender some type of collateral ... . Unsecured personal loans mean there is no collateral. The interest rates for unsecured loans are higher [more...]

Date: 2009-01-08 17:34:13

Bring Back Paternalism in the Mortgage Market

Not Responsible—Tom Jones Now let me ask you something: Have you ever felt that you weren’t responsible for the things that you do? I do not like government paternalism. When Ronald Reagan came to power and began our 25 year experiment with government deregulation, I thought it was a good idea [more...]

Date: 2009-01-12 15:43:03

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, there are laws in place allowing people to mount disputes regarding their credit reports if discrepancies are found. This can salvage your credit score, which is largely based on the results of one’ [more...]

Date: 2009-01-10 08:35:57

Debt Consolidation

With the crisis that has hit our society, many families can not begin to organize their finances ... , I found the answer to this problem and the answer is named debt consolidation. Here you find ... months. Have you have heard in credit card consolidation? Well, is when someone has many credits cards [more...]

Date: 2009-01-08 02:08:58

Fixing Your Credit History – A Personal Guide

CareOne(SM) Debt Consolidation If you suffer from bad credit history, a possible cause is inaccurate information contained in your report.  The Fair Credit Reporting Act gives you the right to dispute these errors.   Let’s discuss the steps you can do if you discover false information in your credit report. read more [more...]

Date: 2009-01-12 06:12:46

Deals of the Day: Obama Taps Warren Buffett, Google CEO for Advice

By Stephen Grocer and Heidi N. Moore Deals of the Day gathers all the biggest news of the morning related to mergers and acquisitions, bankruptcies, financing and private equity. You can also bookmark Deal Journal for easy visiting throughout the day at http://blogs.wsj.com/deals. Today in the Election and Financial Crisis Ambiguity on key [more...]

Date: 2008-11-07 15:32:00

Protect Environment With Solvent Recycler Now

Well, today I have found one site which is about Solvent Recycler. It’s NexGenEnviro ... for your health (2) Tell You a Bad Credit Loan Shop (0) The Visionary CEO Inspired Me (0) Fab Forex | Online Forex Trading and Study (1) My Splendid Weekend with PC Software (3) Credit Card Debt [more...]

Date: 2009-01-15 15:01:57

Secondary Sources: Credit Card Crisis, Bubbles, U.S. Default

A roundup of economic news from around the Web. Credit-Card Crisis: The New York Times reports the next crisis may be in credit cards. “Lenders wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... say. Currently, the total losses amount to 5.5 percent of credit card debt outstanding, and could [more...]

Date: 2008-10-29 13:21:18

Secondary Sources: Credit Card Crisis, Bubbles, U.S. Default

A roundup of economic news from around the Web. Credit-Card Crisis: The New York Times reports the next crisis may be in credit cards. “Lenders wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... say. Currently, the total losses amount to 5.5 percent of credit card debt outstanding, and could [more...]

Date: 2008-10-29 16:17:00

Manage Your Debt With CareOne Credit Counseling

We all strive for financial freedom.. a debt-free life.. a secure financial future ... : "The most common form of consumer debt is credit card debt, payday loans, and other consumer finance ... endless notices from creditors, accounts being turned over to debt collectors? Indeed, you're [more...]

Date: 2008-10-03 06:45:00

Debt Management : To Manage Your All Debts

No doubt, debt effect sometime becomes very awful. It can increase your debt burden, affect your monthly budget and so on ... can be able to eliminate 100% of their credit card debts. Many agencies provide debt elimination services ... mortgage, remortgage, credit cards, home equity and through debt settlement. •Debt negotiation: Debt [more...]

Date: 2009-01-17 07:57:21

Debt Reduction and Debt Elimination Programs: What’s the Catch?

One of the most frequent issues that readers contact me about is more information about a debt reduction or debt elimination program that they heard ... out a lot of factors. For one, some of the programs wreak havoc on your credit report and credit score ... a final negative note on your credit report indicating that your debt was negotiated, which [more...]

Date: 2009-01-08 20:00:36

Online Debt Consolidation Loans For People With Bad Credit

Having bad credit is hard enough but having the debt to do with it can be even harder. Luckily for you there are ways to get debt consolidation loans for people with bad credit. Before you get started with any search at all make sure that you find out what you need to do first. Once you think that you have all of the proper information you should be all set and ready to go with the loan process. [more...]

Date: 2009-09-30 13:21:47

Bloomberg: Treasury Forces Nine Banks to Sell Perpetual Preferred to TARP

Lordie, do we have any rule of law in this country? ... and concentrating rescue dollars on them, and having a strategy (consolidation, liquidation, spinning bad assets off into an Resolution Trust type "bad bank" vehicle) for the ones that didn't make the cut [more...]

Date: 2008-10-14 00:46:24

How to Become Debt Free and Secure Your Financial Future

There is no greater threat to your financial future then having to deal with overwhelming debt ... cash on yourself. That’s the problem with borrowing money through the use of personal loans, car loans, and credit cards; once you start paying that interest its money that is now working [more...]

Date: 2009-01-17 06:24:15

Economic Brink Shapes 2009 HPI Power 50

By BRIAN A. HOWEY in Indianapolis and MARK SCHOEFF JR ... . The total credit market debt as a share of the U.S. gross domestic product stood at 176 percent in October ... last summer and the fissures of Wall Street swept Main Street credit into the gutter, Indiana saw cascading [more...]

Date: 2009-01-10 12:14:21

Debt Management Advice : Can Really Take your Onus on Multiple Debts

If you want to get rid of your loans but don’t know how to do this. You can avail debt management advice ... of the tight competition in the market. Also if you are having credit card debts you can merge all of them into a new credit card at low interest rate. Financial experts will also advice you regarding how [more...]

Date: 2009-01-17 10:25:00

More Info On Good Credit Report Score

Bankruptcy is an option but the laws have changed and it is not always the best way ahead ... have ended up hindering you. personal loans bad credit Getting your credit card debt relief procedure ... of credit card debt relief. There are no instantaneous solutions and your credit card debt relief [more...]

Date: 2009-01-07 23:33:05

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

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