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Upfront Cash

Do you need an immediate source of cash? Some of us will ask a friend or a family member for a loan instead of getting it from the bank or other financial institutions. For me personally, I'd rather apply a loan online because first and foremost it is so convenient. You can apply and get approved in just a matter of a short time without even leaving the comfort of your home. And the best thing of that is, no one knows about your application. [more...]

Date: 2009-09-28 14:03:00

Blog posts (481) | Videos (363)
 


Common Sense Safety While Traveling: Day 21 of 30w30d

This post is part of 30 Ways in 30 days to Redesign Your Life and Travel the World . This series seeks to give you the practical, real world steps you need to take to get from wherever you are, to exactly where you want to be– traveling the world and living the lifestyle you want. Many people are concerned for me , when I tell them that I travel.  Even family and friends living in Boston have concerns about me getting raped/murdered/robbed even though those things are more likely to happen [more...]

Date: 2009-09-30 01:08:22


Foreclosure Scams You Want To Avoid

by Adam Whazzer Foreclosure is one of the worst things that can happen to a homeowner. Knowing there are scammers waiting to prey on your desperation and vulnerability makes the situation even more worrisome. Thousands have fallen prey to phony foreclosure counseling, phantom help, bait and switch, rent to buy, and bankruptcy foreclosure scams. Being able to know the telltale signs of a foreclosure rescue scam can save you the agony and suffering of becoming yet another victim. [more...]

Date: 2009-09-29 19:23:35


Student Loans Master Plan: Tips to Unearth the Easy Colleges

September 30, 2009 | By Barlena Axelsson In Finance | by Dorothy WestIf you are requiring bad credit student loans, you have fought with ruined finances in recent history, or have not had time to gain a good credit rating. Both of these aspects contribute to what is known as bad credit rating, and getting student cash under either one of those circumstances can be difficult in the ideal scenario.There are several processes you can utilize to make bad credit student loans possible to gain. [more...]

Date: 2009-09-30 18:56:02


Guaranteed Loans For Bad Credit Are A Must For Your Cosmetic Surgery

by Riz Goodman Men and women equally are going for cosmetic surgery to change their looks and also to correct any abnormalities in their appearance. The motive behind all this is not very hard to fathom as in today’s world the main emphasis is always on the looks as opposed to the work and the ethics. A qualified board certified plastic surgeon is a must for the good cosmetic surgery to be done. That will happen only when you are ready to pay a big amount to the surgeon. [more...]

Date: 2009-09-29 19:30:27


How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28


Latest Tips For Using Loan Calculators To Save Money

September 28, 2009 | By John Boone In Finance | by Ann WhittakerImagine the next time you join a discussion about simple loan payment calculators. When you start sharing the fascinating loan calculator facts below, your friends will be absolutely amazed.Financing your dream car and keeping bad credit at bay is as simple as 1-2-3. Financial institutions are increasingly becoming flexible about bad credit personal loan applications. [more...]

Date: 2009-09-28 20:24:26


That Giant SUCKUP Sound

Note: This column originally appeared at Pajamas Media on Thursday morning. _________________________________________________ Let’s see ... s separate from the bailout fund. Then there are the “efficient car” loan guarantees already on schedule ... had congressmen known how Treasury would really use the money. Too bad; now it’s too late. It’s not only [more...]

Date: 2008-11-22 13:40:51


Bad Credit Car Refinance Options

Your bad credit car refinancing is very easy to do if you act fast after first getting your loan. Once a car loan drops below about 8,000 dollars, it is hard for even people with great credit scores to find refinancing options. Although, when car loans do drop below that 8,000 dollar mark, there are alternative methods of refinancing available so that all monthly bills can be lowered into a range that can be paid easily if income drops unexpectedly. [more...]

Date: 2009-09-29 17:57:47


Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13


Bank Bailout Puts Taxpayers At Risk

ABC News' Betsy Stark reports: It all feels less frantic than the government's rescue of the financial system a couple of months ago -- and we can ... , it is reasonable to expect more loan defaults on everything from mortgages to credit cards. And if banks ... these bad assets that are draining bank reserves and investor confidence. In other words, [more...]

Date: 2009-01-16 19:01:22


No Credit Check Loans – Help and Advice

by Jimmy Tyrrell Thinking about a no credit check loan but not sure of all the facts? If so, you should invest a few minutes reading this. By the end of this article you should be better informed to decide if no credit checks loans are for you, and as there is more than one type of no credit check loans which one you should consider. Firstly, we must address the subject of no credit check payday loans. Because of the reasons described below these loans might not be an option. [more...]

Date: 2009-09-29 11:35:37


Two clubs for small mortgage banks; Freddie pushes back 10/1 changes; GMAC steps in to TBW role

  Out here in California, some in the business have been following the case of 28-yr old Garret Gililland III. Originally from the Sacramento area, he was just captured in Spain and brought back to California to face charges of a $100 million mortgage fraud ring. In yet another example of what seems to make the headlines for mortgage brokers, Gililland fled in June 2008 with at least $250,000 in cash. [more...]

Date: 2009-09-28 14:40:26


Fast Student Loans Master Key- Pointers to Reveal the Good Colleges

Fast Student Loans Master Key- Pointers to Reveal the Good Colleges by Andrea SouthIf you are requiring bad credit student loans, you have fought with ruined finances in the past, or have not had time to get a great credit rating. Both of these aspects contribute to what is known as bad credit history, and acquiring student finances under both of those categories can be difficult at best.There are a few methods you can utilize to make bad credit student loans possible to gain. [more...]

Date: 2009-09-29 17:21:06


Pretending To Fly In California

The Press Democrat reports from California. “The collapse of the housing bubble continues to reverberate through Sonoma County, according to a report issued Tuesday. Just over half of the homes sold in August were dumped by desperate owners trying to avoid foreclosure or by banks that seized them from borrowers who fell behind on their mortgages [more...]

Date: 2008-09-17 19:31:08


Profiting from Payday Loans in 2009

On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]

Date: 2009-01-16 19:38:12


Buyer's Basic Guide to The Foreclosure Process and REOs

I've written articles on when you can't make your mortgage payment and how to react if you see foreclosure coming in time to do something about it, ... , this is often because something bad happened to them for reasons beyond their control. I'd be happier ... is not as much as I would like - if you don't qualify for a loan modification, you are on a course [more...]

Date: 2008-11-10 14:45:32


An Anti-Masterpiece Of Timing In California

The Mercury News reports from California. “John Gronley bought his dream home nine years ago for $625,000. Its paper value peaked at $1 ... through people such as a former loan agent at a small San Leandro brokerage.” “‘We called them ‘ ... who could never afford a loan on a $400,000 house. At least once a month we’d all look at each other [more...]

Date: 2008-10-04 17:43:14


Another bad bailout idea — raising deposit insurance cap is regressive and counterproductive

As the Wall Street crisis has expanded, politicians are falling all over themselves arguing on behalf of the “little guy” against “fat cats ... less they had to lend out during the credit crunch, defeating the whole purpose. It also would ... get anything in a goverment takeover, because laws since the savings-and-loan crisis give insured [more...]

Date: 2008-10-01 07:59:18


The Past Is History

It’s Friday desk clearing time for this blogger. “Since she put her Norfolk rental home on the market four months ago, ... against their home equity through subprime loans will find it virtually impossible to refinance ... , now their loans are adjusted and they can’t make the payments,’ said Daniel Murphy, owner of Seaside Mortgage Co [more...]

Date: 2008-10-10 20:55:09


Bill Maloni: You Want to Blame Who?

Doom friend and former long-time Fannie Mae Chief Lobbyist Bill Maloni has once again given us permission to re-post his most recent blog article ... ,” (Mischief Makers for McCain). This fact came home to me this past week, when last Sunday I drove ... of the residential real estate and everything else bad in the US markets. ATTACKING THE GSEs [more...]

Date: 2008-10-06 07:05:57


Emerging Market Trends Report Bearish On Real Estate

Emergingtrends2009 After reading most financial reports put out by think tanks over the past few years they tended to temper bad news with some ... was that leverage is gone from real estate for a while, cash is king. If you are selling to buyers that have cash you should do okay. And I am not talking all cash deals, it is more so good credit and [more...]

Date: 2008-10-22 14:09:48


Bad Credit Payday Loans: Meets The Instant Needs Comfortably

If we have been using reduced of finance management during a really consequential juncture, it can be a lot frustrating. Along with it, a past credit problems creates barrier that serve reduces a possibility of availing loans. This credit complaint diminishes your credit and lenders have been not during all meddlesome to suggest any financial assistance. [more...]

Date: 2009-09-29 04:23:53


Time for a Weekend

We don’t try to be a news site - it’s too much work to keep up with everything that happens on an hour-to-hour basis - and generally we try to ... , but we knew that already, and there were no major controversies or scandals since the auto bailout ... and that it is splitting itself into two banks, a “good bank” and a “bad bank” - but unfortunately it [more...]

Date: 2009-01-17 03:26:07


I'm still mad about the economy-especially Michigan's

----- Original Message ----- From: Senator Debbie Stabenow Sent: Friday, December 19, 2008 7:04 PM Subject: Auto Bridge Loans "Last week . ... . I am pleased that they have taken action to provide the necessary bridge-loan to help our automakers through this global credit crisis, and preserve jobs here at home. While today's actions may [more...]

Date: 2008-12-22 21:31:17


Deals of the Day: Good Riddance to 2008

Today in Bailouts Everyone gets a car: General Motors sweetened customer incentives a day after the federal government committed $6 billion to ... stabilize auto-loan provider GMAC. WSJ Related: There were plenty of poorly handled bailouts ... , I don’t know.’” That is true of so many thing. Vanity Fair Mergers & Acquisitions Credit Suisse [more...]

Date: 2008-12-31 12:01:16


Obama’s Big Chance

Albeit reluctantly, the Senate gave the go-ahead to release the additional $350 billion in TARP funding contemplated by the original plan ... to breathe life back into this economy.” To his credit, President-elect Obama acknowledged ... at companies receiving funds, provide more loans to small businesses and ensure “taxpayers can see [more...]

Date: 2009-01-16 05:01:00


Many Realtors Miss The Days Of The Housing Bubble

The Warwick Beacon reports from Rhode Island. “With statewide home sales down by 5 percent from last year and the median single-family home price ... “Richard Torres, a loan officer for Countrywide Financial who works in Warwick, said he’s seen ... re looking for has decreased.” “The old ways of no credit check loans have given way to solid [more...]

Date: 2008-09-03 14:28:17


They’re Giving Away Condos

The Columbus Dispatch reports from Ohio. “It’s an age-old question, one that probably dates back to the mud-brick homes of ancient Mesopotamia: buy or rent? Ken Gold, director of the Ohio State Fisher College of Business Center for Real Estate Education and Research, said there are still good rental deals to be had [more...]

Date: 2008-07-22 17:35:27


Where Any Sale Is A Prized Event

The Associated Press reports on Florida. “Al Ray is so strapped for cash, the only time he eats out is on Wednesday or Sunday, ... $250,000 a year and had an impeccable credit history.” “Then he lost his job. Provost missed one $10,500 ... condominium market. Nearly 400 condo owners have defaulted on loans since the beginning of the year [more...]

Date: 2008-09-23 13:38:07


Four Reasons to Consider Working for Free

The U.S. stock market has been cut in half. And some countries have it worse than we do. Companies are shedding jobs like there is no tomorrow. And heaven help you if you work for a newspaper or a magazine.The US auto industry ... that you had the nerve to try to buy something, credit is almost impossible to come by.It is against that backdrop [more...]

Date: 2008-12-05 05:00:00


The Great Unwind

flickr (TW Collins) In “The Arabian Nights,” the beautiful princess Scheherazade buys one day of life at a time by recounting fantastic fables that ... diminishes the capacity for further credit creation in the future. The second phase of the cure is the higher cost and lower availability of credit. This forces corporations to sell assets, reduce [more...]

Date: 2008-10-10 10:00:06


A Hint Of The Nightmare To Come

It’s Friday desk clearing time for this blogger. “For four years the Neal family called a two-family house in New Haven, home ... that really hurts people. We’ve had a lot of people say ‘We love the house,’’ but they just can’t find ... trying to sell her home. ‘It’s hard to find people who can get financing,’ said Moore. ‘It’s getting [more...]

Date: 2008-10-31 21:25:41


Try getting a loan

by Misha Weidman: I’ve been talking to lenders over the last few weeks to get a sense of the credit crunch from their side of the desk ... have a stash of cash ready to go for your down payment and your credit score better be impeccable – or you’ll ... . Several were loan officers at big retail banks like Bank of America and Wells Fargo. Others were [more...]

Date: 2008-12-20 16:35:30


Short Term Funding

Readers Question: There appears to be a lack of credit to companies whereas there are huge amounts of money in money market funds ... of recession. A corportate loan has become a lot more risky because of the economic downturn. e.g. ... funds / finance institutions have had to write off bad loans meaning their balance sheets are pretty bad [more...]

Date: 2009-01-17 09:51:39


The Fannie and Freddie Government Makeover

HEY, come over and leave a comment on this article- it may make you happier than a free double scoop of your favorite ice cream! [ ... is an ominous sign and ‘bad’ for shareholders, taxpayers and the overall economy. Lets see, Fannie ... not to recover the loan principal from borrowers, they don’t have to book an impairment [more...]

Date: 2008-09-08 13:00:33


Feeling A Bit Of Deja Vu

It’s Friday desk clearing time for this blogger. “Gresham and its working-class neighboring cities have caught more than their share of the housing pain. On the north end of Main, real estate broker Darren O’Halloran’s sign hangs in front of a vacant lot. O’Halloran bought the plot with a partner and hoped to resell it for a profit [more...]

Date: 2008-09-26 19:21:04


Ctrl BG: A Shortcut to Financial News 9/22

It’s not about fashion, but the state of the economy is still something that concerns everyone and I just thought it would be interesting to have ... , they were the first to be hit by the Credit Crunch last year, with their takeover of Countrywide (another Fannie/Freddie-esque home loan bank) and huge write downs and lay-offs. As it turns [more...]

Date: 2008-09-22 11:24:00


Obama's Big Chance

Albeit reluctantly, the Senate gave the go-ahead to release the additional $350 billion in TARP funding contemplated by the original plan ... to breathe life back into this economy.” To his credit, President-elect Obama acknowledged ... at companies receiving funds, provide more loans to small businesses and ensure “taxpayers can see [more...]

Date: 2009-01-16 04:29:19


Banks and Bad Behavior

So far it seems those banks and financial institutions fortunate enough to receive billions of dollars from the government are showing their ... accounting problems, analysts say. The company could be taking the $85 billion line of credit ... , just after getting its loan. The securities industry isn’t the slightest bit apprehensive about doling [more...]

Date: 2008-10-30 13:23:09


FACING SOUTH INVESTIGATION: How did Republicans get an $8 million bailout from failing Wachovia?

UPDATE: A version of this story is now the top-ranked diary at DailyKos -- go visit for more information and discussion Wachovia Corp ... charges of favoritism, as Wachovia denies credit and freezes assets for thousands of other customers ... back on making loans. By July 2008, Wachovia branches were turning down most loan requests that came [more...]

Date: 2008-10-09 19:33:45


Local Market Observations!

What do you see in your housing market this weekend? Speculation? “Peter - not his real name - had his dream ... is the bad economy,’ Joe Gaudio, a representative of the majority owner of the project, told a recent public forum. ‘The capital and credit markets are in disarray.’” “Gaudio said the national economic scene [more...]

Date: 2008-07-26 17:38:19


Banks forced to take bailout money they don’t want or need

There are thousands of banks in the United States, most of which are local and have less than a billion dollars in assets ... themselves to the mortgage and credit crises. Some of them were (gasp!) risk averse and (double gasp ... our head saying, ‘If we don’t take it, does that put us on their bad list?’ I was told that the regulators [more...]

Date: 2008-11-25 07:28:38


Mortgage Market Week in Review

Well, here we are on Friday again. Are you getting motion sickness from all of the news and rumors that are flying back and forth? ... credit, but at least good credit, 3) sufficient verifiable income to support the loan request ... about today: The Bailout/Rescue Plan, some very weak economic reports, the credit markets and do bankers [more...]

Date: 2008-10-03 18:26:32


Sleazy Option ARM Advertisements

I wrote this article on Active Rain, about two months ago.  It’s got legs in the comments’ thread over there ... is to claim that you KNEW it was bad for the customer. The opposite is actually true I’m pretty ... am as a financing alternative deserves the billions in write downs and losses in stock options [more...]

Date: 2008-08-08 03:03:37


Get Money Quickly With Online Payday Advances

by Rose Martin Payday advances have helped millions of people get the cash that they need in a small amount of time. When people are looking to get something in a hurry, the typically tend to turn to the internet. Especially if you need money in a rush, you should make sure that you get online to get an advance first. Here are the ways that you too can benefit from a payday advance. The money that you get from a loan company needs to be paid within about two week’s time. [more...]

Date: 2009-09-29 20:53:06


Some Observations on Where We Stand In the Financial Situation

By Irwin Nowick I had hesitated to make too many observations about the financial sector because it keeps on changing daily ... McCain - is now talking tough on debt instruments such as credit-default swaps and wants ... . More importantly, they are also the one’s who have problems getting loans and maintaining lines of credit [more...]

Date: 2008-09-24 04:51:03


savings accounts in problem banks. Gen X Finance asks if you got suckered into a fake gas price hike from hurricane Ike ... Posts:A Credit Card Survey, Passive Income, Car Payments @ The Carnival Money Articles To Make ... 29. Rich Credit Debt Loan suggests ways to undo the results of financial trauma. Money Ning [more...]

Date: 2008-09-16 16:36:41


A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40


HOUSE SAYS NO: BRING ME THE HEAD OF BARNEY FRANK

The U.S. House today rejected an historic $700 billion bailout of Wall Street despite legislative leaders’ appeals to rank-and-file members that ... qualify for a loan, F&F would make sure the banks had access to the money to make that loan, cheap ... incomes, fewer assets or less-solid credit. Barney and friends used the regulations of the Community [more...]

Date: 2008-09-29 18:38:19



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