Fix Your Life In 2009

24 ways to fix your life in 2009 From credit reports to skin care and college tuition to high heels, it’s all here. Friday, January 02, 2009Whew!Last year at this time, we were wondering if it could get any worse.It did. Trouble in the subprime market exploded into an across-the-board rout. The credit crunch evolved into a global financial [more...]

Date: 2009-01-02 18:44:41

Blog posts (305) | Videos (33)
 

TD Bank, and How They Fucked Me.

I bank at Commerce bank, which was recently eaten by TD Banknorth. The new owners are some of the biggest assholes around, and I will explain why ... the purchase affordable, we decided to apply for a PHIL Loan, which is administered by the city ... and moderate income families, many of who do not have the best credit in the world. We decided to apply [more...]

Date: 2008-11-20 19:19:58

Obama’s Stimulus Plan

ECONOMY Today, President-elect Obama is moving forward with what he has billed as his top priority: ... workers. Most workers would receive a $500 payroll credit, and some businesses would “receive incentives to create jobs and make equipment purchases more affordable.” While these cuts may be able [more...]

Date: 2009-01-06 01:04:27

First Draft Of Stimulus Package

SUMMARY: AMERICAN RECOVERY AND REINVESTMENT Action and Action Now! The economy is in a crisis not seen since the Great Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months the country has lost 2 million jobs and we are expected to lose another 3 to 5 million in the next year [more...]

Date: 2009-01-15 23:03:30

Stimulus Package 2009: Lightning Round Reactions

The Democrats in the House of Representatives introduced legislation this week containing $825 billion in new tax credits and government spending, ... cuts for clean, renewable energy including a new enhanced tax credit for research and development ... extension of the production tax credit for wind, hydro, geothermal, and bioenergy.  Ditto.  Go to hell [more...]

Date: 2009-01-16 15:30:30

Hurricane Gustav, Like Katrina, Targets Oil and New Orleans

Mars in Libra was opposing Treasury Secretary Paulson’s Aries Sun and conjoining his Neptune, yesterday’s Wall Street Journal featured a front page story on Paulson’s handling of the GSEs. The Journal notes his nickname in the Administration – “Hurricane Hank” due to his “aggressive approach.” ( [more...]

Date: 2008-08-26 19:15:43

Myths and Truths of the Bush Presidency

As President Bush’s eight years in office come to an end, let us examine his record. Obviously, the mainstream media, filled with hatred for the president, cannot be trusted to give an accurate assessment of his two terms as president.      Bush counselor Ed Gillespie details the myths and facts of the Bush presidency at Real Clear Politics [more...]

Date: 2008-12-29 02:25:00

P&G: still trying to replicate the American consumer

394908460_29616f051a Photo credit: Meanest Indian This snippet from The Hindu caught my eye,Mr Robert McDonald, Chief Operating Officer, P&G, ... so much on household cleaning products in the US. Yes, it is convenient and yes its affordable ... like India, where human labour is extremely affordable [more...]

Date: 2008-12-25 21:28:43

Bill Clinton Campaigning for Obama in Orlando Today

NOTE FROM PAM: I added some video clips below the fold. Former President Bill Clinton spoke at a Obama for President rally in Orlando, Florida today ... who are not at this rally. We have to elect a president who will rebuild the American dream, repair a badly ... , incomes declining, heathcare costs of doubled, college costs up 75 percent -- credit card [more...]

Date: 2008-10-02 01:31:07

Advice To Pres. Obama (#2): Yes We Can, But Will We?

The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]

Date: 2009-01-15 16:49:43

Debt Consolidation Loans: Provides You Information About Your All-Financial Quarries

Debt consolidation is where people with multiple debts seek help from professionals who offer them a loan that will consolidate their loans into one ... to get debt-free fast and how to repair credit using debt consolidation loans.  There are many reasons ... require the help of professionals. Bad Debt And Credit Repair Solutions We can easily get used [more...]

Date: 2009-01-08 14:50:52

Take Another Look - at Zayre!

(In our case, one last look at Zayre for the time being, with some nice photos from 1981.) Ah, the asterisk. Throughout history, nothing else has etched “Buy! Buy! Buy!” in the mind of the American consumer in quite the same way. Even today, its hypnotic pulling power is employed by a wide range of entities, [more...]

Date: 2008-10-10 05:08:00

December 8, 2008: Obama on the Economy & Caroline Kennedy, New York Senator?

POLITICS & PRESIDENTIAL TRANSITION WATCH: Canada in Focus: Dion’s Speech Beset By Technical Woes: In the battle of the airwaves Wednesday, Liberal Leader Stephane Dion showed up almost an hour late and a few pixels short in his duel with the prime minister he hopes to replace. - Canadian Press, 12-4-08 Gov. Gen [more...]

Date: 2008-12-08 08:22:22

FADECO: A Model To Follow

This item was found in the “AfricaFocus Bulletin” and is a reprint of a portion of the article: Unbounded Possibilities: Observations on sustaining rural information and communication technology (ICT) in Africa Written by Ian Douglas Howard on behalf of the Association for Progressive Communications (APC) - October 2008 [more...]

Date: 2008-11-20 16:42:00

America's Choice

From sea to shining sea, America is suffering. She is, however, afflicted with an avoidable condition she brought on herself, like a hangover. Only this one's interminable and internationally contagious. She did it by choosing over the past 30 years to establish an economy that worshiped avarice [more...]

Date: 2008-12-15 17:26:25

Managing Finances

For years, Iron Man and I felt that we were okay financially ... . We used credit cards almost exclusively and were often surprised by the balances, but we always paid ... an unexpected “emergency” (such as new tires or a household repair). We took no income tax deductions [more...]

Date: 2008-12-31 03:40:52

On Credit Repair

Credit cards and other loans are really good. It can help you get through any financial difficulties or even assist you for additional capital needs ... into a positive record by availing credit repair services. This can help you establish a good name ... repair you credit record but not all has good testimonies from many clients. DSI Solutions [more...]

Date: 2008-08-19 14:50:00

Presidential Flashback - August 2000

Now that all of the candidate’s speeches are over, I’d like to take you back in time. The day is August 3rd in the year 2000 and we’re at the Republican National Convention. A younger, spunkier Gov. George W. Bush is at the podium giving his acceptance speech for the Republican nomination for the President of the United States of America [more...]

Date: 2008-09-05 13:15:59

Low-power community radio: a technology for localization

For every criticism, it is good to propose an alternative, if one is available. My earlier post was critical of the Internet for its built-in bias for globalization, which in effect forces the poor to subsidize the rich. I’m not saying we should not use the Internet, but it is important to be aware of what it is forcing us to do [more...]

Date: 2008-12-03 22:10:44

Iomega StorCenter ix2 NAS Review - 1TB Edition

Backup isn’t generally seen as glamorous, and the Iomega StorCenter ix2 is unlikely to change that perception. A sober gray box, the ix2 is as compact as dual 3.5-inch SATA-II hard-drives will let it be. However inside there lurks an iTunes-compatible media server, printer sharing facility and optional CCTV recording and Bluetooth file transfers, [more...]

Date: 2008-10-28 14:15:49

Research Resources

Research Resources (ResearchResources.info) is a Subject Tracer™ Information Blog developed and created by the Virtual Private Library™. It is designed to bring together the latest resources and sources on an ongoing basis from the Internet for research which are listed below [more...]

Date: 2009-01-12 09:00:00

Senate an ATM Venue! Thus, Why Not Caroline?

Apples no longer fall far from the Senate floor. We are so fortunate to have our own form of royalty. As for myself, I always wanted Grace Kelly to become a Senator but she never thought that was an elegant enough position so she ran off to Monaco and married a Prince [more...]

Date: 2008-12-21 16:25:00

Poor Credit Home Equity Loan Tips

A home equity loan can help repair your poor credit history. Begin by finding a competitive financing lender with affordable rates and terms. Next, work toward establishing a solid credit history, enabling you to lower your interest rates ... a poor credit history. Before you apply for your loan, consider how to best use the money. Paying off [more...]

Date: 2008-11-15 18:05:19

Fake Security Product antivirus 2009

As a computer repair expert I do my best to track common threats and learn as much as possible about new and existing threats ... for a week and hiring an in home PC repair company can shrink your wallet to extremes.  Here is a great computer repair company that removes viruses and spyware online.The very affordable removal price [more...]

Date: 2008-11-29 23:24:12

Festival of Frugality: Free extra money edition

Welcome to this week’s Festival of Frugality!  Cutting back on expenses is more at the forefront of our minds with the ailing economy and the somewhat tougher job market.  Within the posts I’ve featured three money-saving sites that I use regularly which (a) are entirely free to sign up and use, and (b) [more...]

Date: 2008-10-21 05:18:17

Credit Cards are for Emergencies!

I haven’t written a post for my series, “A Family Guide to Living on Less” in a while, so I thought it might be time! ... In? Luxuries and Necessities Creating a Budget The coca-Cola company photo credit: The coca-Cola company Most Americans view credit cards as a child sees Santa Claus. The child enjoys the presents [more...]

Date: 2008-08-07 00:45:45

Morning news briefing 10.15.08

'Excellent' start for state bond sale – State Treasurer Bill Lockyer began taking orders Tuesday for $4 billion in short-term bonds and estimated the state will pay higher yield rates than last year, reflecting tighter credit market conditions. Lockyer announced that California received $1.8 billion in orders from retail investors Tuesday [more...]

Date: 2008-10-15 13:33:55

A small token of change in the state Rogers Park affordable housing

Imagine yourself in the roaring 20s: Howard Street on the North side of Chicago is a booming shopping and entertainment district ... building designated for affordable housing. Much of the neighborhood north of Howard Street ... , who believes previous owners covered up plumbing and repair problems.“That building [more...]

Date: 2009-01-13 06:43:26

Top 9 Reasons To Help Homeowners Avoid Foreclosure

Top 9 Reasons To Help Homeowners Avoid Foreclosure Posted by Aaron Rice under For Buyers, For Realty Professionals, For Sellers, ... (No 7-Year Limit). Credit scores will be lowered by 300+ points. A Foreclosure is one credit report item that is almost impossible to repair. The lender can seek a deficiency judgment against [more...]

Date: 2008-11-15 14:24:38

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

The Credit Crunch in Devon: the South West Pound and Credit Unions

posted by Cptn If you’re feeling blue about credit, how about some scary facts in video form to upbeat music ( ... advice, bank account support, budgeting support, and access to affordable loans, savings plans ... to and helping people to find an affordable loan. They have also helped people to better manage £2.6 million [more...]

Date: 2008-12-20 17:24:12

The 156th Carnival of Personal Finance: Songs of Summer

Welcome to this week’s Carnival of Personal Finance.  What’s that?  It’s a blog “post that brings attention to some of the week’s most interesting and informative blogger-written articles within the broad spectrum of personal finance. It is a showcase of blog posts, submitted by their authors or by casual readers for consideration [more...]

Date: 2008-06-09 11:30:15

Govenor’s Speech

One hundred seventy three years ago farmers, businessmen, and lawyers from across Vermont met here for the 1836 session of the General Assembly. Among them, a minister and headmaster of the Orleans County Grammar School took his seat as the member from Brownington. Alexander Twilight was a pioneer [more...]

Date: 2009-01-08 02:13:58

What Obama Stands For on the Economy

Original article at CNN Money. Here are some of the president-elect's ideas on 5 key economic issues ... and calling for an extension of those benefits; and offering a tax credit to businesses for every new ... . More broadly, Obama has proposed giving a tax credit to homeowners who don't itemize deductions and don't [more...]

Date: 2008-11-08 14:20:46

The Benefits of Debt Settlement

A debt settlement program works off a very simple philosophy. Reduce what you owe so the payments you make will payoff your debt faster ... a debt settlement program versus other known options for credit problems (i.e. bankruptcy, debt consolidation, consumer credit counseling services, etc). Debt Settlement is the quickest and least [more...]

Date: 2008-11-11 15:16:24

Book Review: Good Deals & Smart Steals

I received a book, titled “Good Deals & Smart Steals” written by the experts of Good Housekeeping Research Institute ... if the item has a rebate, then use a cash back credit card or website (ebates.com), and save ... you how much the item has been discounted already. Online Shopping Pay with a credit card [more...]

Date: 2008-10-21 16:30:33

Florida Mortgage Broker Discusses Interest Only Refinance Options

Adjustable Rate Mortgage Popularity Over the last five years almost forty percent of all home buyers selected adjustable rate mortgages. In early 2004 signs of inflation begin to appear. These indications pressed the Federal Reserve into action. From June 2004 to June of 2006 the Federal Reserve increased the Federal Funds Rate 17 times [more...]

Date: 2008-12-10 06:00:41

Stiglitz: Bailout Blues

Here is our monthly installment of Joseph E. Stiglitz's Unconventional Economic Wisdom column from the Project Syndicate news series. Stiglitz is a professor of economics at Columbia University, and recipient of the 2001 Nobel Prize in Economics, is co-author, with Linda Bilmes, of The Three Trillion Dollar War: [more...]

Date: 2008-10-01 00:03:46

2

Senator Obama delivered a phenomenal and absolutely brilliant economic rescue plan for Americans this afternoon in Toledo, Ohio ... dwellings and credit card loans: Job Creation: A New American Jobs Tax Credit. Obama is calling for a temporary tax credit for firms that create new jobs in the United States over the next two years [more...]

Date: 2008-10-14 01:15:44

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-01 11:22:43

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-06 12:21:39

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2008-12-30 13:48:41

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-03 18:13:04

Focus on Finances

Military families, just like families everywhere, have financial concerns and must budget accordingly. Many folks are struggling more within the current economy. Finances can be a major stressor within marriages and families - but they don't have to be. After the jump you will find more information on finances [more...]

Date: 2008-08-21 12:20:53

How to Repair Your Bad Credit?

It is a real fact that we are going to face some dangerous moments if only we have some kind of bad credit on our history ... this website is a company that offers some kind of credit repair service to be utilized by customers. You will be guided right into the proper way to repair credit score in order to relief your bad [more...]

Date: 2009-01-05 15:22:00

Rebecca Mowbray on Louisiana Insurance Litigation

There have been several reporters do excellent work on the societal issues Katrina brought to the fore here in the GO Zone. Chris Joyner at the Clarion Ledger has done several excellent stories on affordable housing issues for example. The list is too long to mention everyone but two reporters stand out from the rest [more...]

Date: 2008-08-28 06:26:12

We Interrupt This Blog For An Important Announcement

photo from NY Times I missed Clinton's speech at the DNC, and thought, on this, the third evening of the RNC, it was a good reminder. I know it is long, but you really need to read it. If nothing else, at least read the parts emphasized. (emphasis mine) I don't normally blog politically, but this election is so important [more...]

Date: 2008-09-04 01:06:00

How to Find Free Debt Consolidation Services

How to Find Free Debt Consolidation Services Debt consolidation is a means of consolidating all your loans into one simple and affordable monthly ... repair, credit reports and debt solutions. All Rights Reserved. ... of Credit Unions. Anyone affiliated with the government also will help in most instances without jacking [more...]

Date: 2008-11-03 16:51:13

What would 700 billion dollars purchase?

I can’t say for sure what 700 billion dollars would purchase, but here are some suggestions ... : Seattle to San Diego Portland (Maine) to Miami LA to NYC Chicago to Miami (For those not having ever ... of distant corporations. Money to strengthen crumbling infrastructure, to repair bridges, shore [more...]

Date: 2008-10-08 18:07:12

City of San Jose Teacher Homebuyer Program (THP)

Teacher Homebuyer Program (THP) is an integral part of the City’s effort to make San Jose California’s most teacher-friendly city ... and your lender with a copy of the certificate of completion. * Have an acceptable credit history (this also applies to co-borrowers) and a minimum credit score of 600. Eligible Properties Owner occupied [more...]

Date: 2008-11-21 00:01:34

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