WEDNESDAY JANUARY 13, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHERE YOU MAY BE Police officer saluted for saving drowning girlNEW BRUNSWICK HIGHWAY HIGH RISK MOOSE & DEER LOCATIONSNEW BRUNSWICK HIGHWAY VIDEO CAMERASNew Brunswick Weather: [more...]

Date: 2009-01-14 00:21:00

Blog posts (107) | Videos (150)
 

: Renting vs Buying -- Knowing your loan options -- Part 3 of 3

Renting vs Buying -- Knowing your loan options -- Part 3 of 3     castle So, you have been told that you qualify for a home ... program under this is the USDA loan or VA loans. It could still be done with a FHA loan, but you need ... these before. A very good loan officer will ask you what your goals are prior to buying your first home [more...]

Date: 2009-01-13 19:14:56

Rates for Friday Afternoon

Mortgage rates are much improved since what I posted last week.  Wednesday and Thursday were rough on the markets as traders braced (and rightly so) ... % to rate VA.  Pricing based on credit scores of 620 or better based on loan amounts up to $417,000.   VA ... .   Conforming Mortgage Rates (loan amounts up to $417,000 for 1-unit properties).  The [more...]

Date: 2008-11-07 21:38:07

SEABIRD, by Sherry Thompson

Wednesday: In Other Worlds. One of the things that some readers find distasteful is the idea of other worlds. They can't seem to grasp the idea that there may just be more out there then they have been led to believe. One person who had to battle against such beliefs was Christopher Colombus [more...]

Date: 2009-01-07 06:00:00

Teague lands spot on Veterans Affairs Committee

Harry Teague, freshman Representative from New Mexico's 2nd Congressional District, received a spot on the Veteran's Affairs Committee ... existing laws concerning veterans and the Department of Veterans Affairs (VA). The committe also works ... loan guarantees, life insurance policies, and a nationwide system of veterans' cemeteries. [more...]

Date: 2009-01-14 17:42:33

Two more banks go down

And Phil Gramm still thinks he is right. Nope, nothing wrong with his economic theories or actions at all ... to the acute distress in the housing market in that state. The failures of Downey Savings and Loan ... U.S. savings and loan, had assets of $12.8 billion and deposits of $9.7 billion as of Sept. 30. PFF [more...]

Date: 2008-11-22 08:28:00

A New Direction for Veterans and Troops

A New Direction for Veterans and Troops November 11th, 2008 by Karina The 110th Congress pledged to put our troops and veterans first: ... the largest single-year increase in the 77-year history of the VA. Strengthening quality ... ) complete complete Providing much-needed maintenance of VA health care facilities. (FY [more...]

Date: 2008-11-11 20:26:18

Mortgage Rates

Mortgage rates are slightly improved from last Friday’s rates by about 0 ... with the Fed’s move to purchase mortgage backed securities and agency debt…the question is to homeowners, what rate will it take for you to refinance and/or is there a mortgage rate low enough that would [more...]

Date: 2008-12-19 18:21:45

Loan Officer Job - WA - Posted 1/14/09

Loan Officer - WA Post Date: Jan 12, 2009 Type: Full time Start Date:ASAP Salary: (Verify your salary with Salary.com) ... Reference:MH768-77 Job Description: Experienced Loan Officers in all regions in and around Bellevue ... ? I invite you to take a look at the Loan Officer Deal Points for the new Liberty Financial Division [more...]

Date: 2009-01-14 20:07:22

Las Vegas Real Estate Rebounding

We believe the market is rebounding here in Las Vegas ... months. The flip side to this is these reduced home prices, coupled with extremely low mortgage rates ... Shifts Signal Changes If you look closely at the types of loans that are being made here in Las Vegas [more...]

Date: 2009-01-16 02:27:41

Effective Immediately - No Refi’s For Borrowers with Modified Loans

1/5/09 - EFFECTIVE IMMEDIATELY - Modified Loans are Ineligible For Fannie/Freddie Refi’s, while FHA MAY Be Eligible ... , resulting in either absolute forgiveness of debt or restructuring the debt through either ... of the original mortgage debt to a “soft” subordinate mortgage; or Conversion of any portion [more...]

Date: 2009-01-12 17:52:15

National Zoo Runs Low on Bamboo Supply

By Michael E. Ruane Washington Post Staff Writer Do you have a grove of bamboo that is taking over your property — at least an acre or more? ... a year from its grounds in Washington, its Conservation Research Center in Front Royal, Va [more...]

Date: 2009-01-14 16:28:02

Cash to Close - A Basic Primer

Cash to close has always been an underwriting standard, but more people are running into it as a reason why they cannot buy that property, ... and debt to income ratio. Not only do you have to have the money for the down payment, you've got [more...]

Date: 2008-12-01 14:46:23

Search Out Beneficial Guidelines About Homes For Sale In Orlando

Search Out Beneficial Guidelines About Homes For Sale In Orlando Want to buy a house? What are some of the financing options? ... ARM * FHA and VA Loan Fixed Rate Mortgages Consider a fixed rate mortgage if either ... of a period of time, a fixed rate mortgage may be what works best for you. Once your loan amount [more...]

Date: 2009-01-07 22:45:06

The First Ten Senate Bills of the Eleventy-First Congress

—Gabriel Malor You may want to fix yourself a drink before I go through them. At the moment these are placeholders on Harry Reid's wishlist ... and rewrite existing loan contracts. The predictable result of this meddling is much higher interest [more...]

Date: 2009-01-07 04:07:27

FHA Mortgage Lenders

Applying for a home loan for first time mortgage borrowers can be a daunting and treacherous task. An alphabet soup family of difference is used: FHA, HUD, VA, and some-more can report a loan ... down on a home, we might still qualify for an FHA corroborated loan since a normal loan [more...]

Date: 2009-01-14 13:31:28

Genworth Files for Savings and Loan Holding Company Status

Genworth Financial Inc. (GNW: 1.11 -17.16%) announced Monday it had filed for a savings and loan holding company status with the Office of Thrift Supervision. The Raleigh, N.C.-based global financial security company operates a mortgage insurance branch in Richmond, Va. The announcement came with respect to the acquisition of Maple Grove [more...]

Date: 2008-11-17 14:17:56

Just because you can refinance, should you?

Just because you can refinance, should you? Posted by Fred Chamberlin at January 14, ... it is in your best interest to do so. Whether it is a conventional refinance or an FHA or VA refinance, a lot ... this is to give a couple of fictional examples. (These are conventional loan examples) First of all, let’ [more...]

Date: 2009-01-14 21:52:17

Dim-Witted Logic

by Larry LevinAs you all know there is a recession in the US and most of the rest of the world. Of all the countries in Europe, the UK is being hit particularly hard. The British Chamber of Commerce says they are suffering a worse recession than that of the 1990’s [more...]

Date: 2009-01-14 15:38:00

Filters Aren’t Just for Coffee

As I take stock of 2008 and move into 2009, I’ve decided to  develop and implement a strategy for transforming my business moving forward.  I’ve settled on a theme for this year - creating, delivering and leveraging knowledge. My goal for 2009 is to become a better filter [more...]

Date: 2009-01-05 04:13:28

NP jobs posted on NPworld.we hope it helps, Karen 'n bill

Nurse Practitioner Jobs Advanced Practice Clinician, Advanced Practice Providers Nurse Practitioner Jobs Subscribe in a reader Featured Nurse Practitioner Employers & Recruiters This is our standard job page that we email Mon-Sat to about 13, [more...]

Date: 2009-01-13 14:40:00

Mortgage Loan Officer Job - Warner Robins, GA - Posted 1/14/09

Posting Start Date: January 6 2009 Job Category: Mortgage Sales Job Type: Full-Time Employment Type: Regular - U.S ... : No Travel Percentage: 26-50 Fluent In: English Req ID#: 100947 Position Purpose: Mortgage Loan ... : (Knowledge/ Experience): Outside Mortgage Loan Origination experience in market - Knowledge [more...]

Date: 2009-01-14 18:59:49

Yellow Journalism May Very Well Come With a Price

Female Lobbyist alleged by Times to have had affair with John McCain sues for libel At this time last year and throughout the primaries, ... in the savings and loan debacle and painted a deleterious picture of the senator and a female lobbyist, the two [more...]

Date: 2008-12-31 21:06:19

The Best House Campaigns of 2008

The Best House Campaigns of 2008 In the third installment of our "Best Campaigns" series, we tackle the gargantuan task of picking the elite House races from a field that by the end of the 2008 election spanned more than 100 contests. Because there were so many interesting -- and competitive -- House races, [more...]

Date: 2008-12-31 11:16:11

4.5% Interest Rate’s Affect on Home Values

When interest rates are up, home values go down.  When interest rates go down, home values go up.  That’s a basic principle, but I do agree with those who expect this market to perform counterintuitively to stablize prices vs. causing them to go up.  Basically that means they go up to where they are, [more...]

Date: 2008-12-17 20:28:12

LendingClub Loans

Examples of loans being funded at the LendingClub. If these guys are getting their loans funded, couldn’t you? ... I am looking for a better rate to pay off my credit card. debt. Las Vegas, NV I NEED A LOAN TO PAY OFF ... . tamarac, FL Using to pay down credit cards Rensselaer, NY Pay off credit card at lower rate Jupiter [more...]

Date: 2009-01-11 01:17:27

The First Ten Senate Bills of the Eleventy-First Congress

You may want to fix yourself a drink before I go through them. At the moment these are placeholders on Harry Reid’s wishlist ... existing loan contracts. The predictable result of this meddling is much higher interest rates, even [more...]

Date: 2009-01-07 03:45:14

Purchase Money Transactions Dominate Applications?

According to loans originated in December 2008 by Rodney Anderson, who claims to be the “country’s fourth highest producing originator of mortgage loans and the highest producing originator of FHA and VA loans,” new mortgage activity doubled when compared to loan [more...]

Date: 2008-12-30 14:01:27

Newly Tenured ... at Wabash, Wesleyan

Newly Tenured ... at Wabash, Wesleyan Dec. 23 more News from the past two weeks Below, find News stories published over the past two weeks ... Choice, Tufts Loses $20M, E-Mail About Va. Tech Killer, Morris Brown Survival in Doubt, Witch Sues [more...]

Date: 2008-12-23 05:00:00

What Are VA Business Loans (Part Two): VPOT And Other Info

What Are VA Business Loans (Part Two): VPOT And Other Info Posted on January 15, 2009 Filed Under Mortgage | Leave a Comment If you are a vet who has acquired a VA business loan ... ground and enriching your hopes for professional financial success. Beyond the VPOT, the VA business [more...]

Date: 2009-01-15 16:20:54

WSJ: "Housing Push for Hispanics Spawns Wave of Foreclosures"

From the Wall Street Journal:"Housing Push for Hispanics Spawns Wave of Foreclosures"By SUSAN SCHMIDT and MAURICE TAMMANCalifornia Rep. Joe Baca has long pushed legislation he said would "open the doors to the American Dream" for first-time home buyers in his largely Hispanic district [more...]

Date: 2009-01-05 04:10:00

SEABIRD, by Sherry Thompson

Tuesday: Choices. As with Cara we are all given choices, even if God has called us to do something ... -News VA, Homeville PA and finally to Marshallton, Wilmington DE. I've lived somewhere in New Castle [more...]

Date: 2009-01-06 06:00:00

Steady Decline Continues for Region’s Home Prices

December’s end of the year statistics have been released by the Real Estate Information Network (REIN) ... value in the past year, but that people are buying less expensive homes. With the drop in home loan [more...]

Date: 2009-01-16 00:46:30

Paulson Says Changes Needed At Fannie, Freddie

Treasury Secretary Henry Paulson on Wednesday said the best option for the future of Fannie Mae and Freddie Mac could be for the mortgage giants to be run like public utilities. In what could be his last speech as Treasury secretary, [more...]

Date: 2009-01-08 17:31:36

?VA Foreclosure Properties: Making Them Rentals

VA foreclosure properties are dotting this wonderful state ... that the home loan you get for the VA foreclosure properties allows the home to become a rental property ... to get into the process. Buying VA foreclosure properties does require that you take on some risk [more...]

Date: 2009-01-07 06:17:02

Weekly Economic Potpourri November 29, 2008

Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time ... owner Taubman Centers Inc., offered a $20 gift card voucher to the first 2,008 vehicles travelling [more...]

Date: 2008-11-29 18:46:00

Econo-clash: a bit of holiday cheer?

Recession? Depression? Those kind of questions confront our economy ... whether borrowers qualify for a new loan modification program announced last week. Uncle Sam took over [more...]

Date: 2008-11-23 08:08:14

SEABIRD, by Sherry Thompson

Friday. Freewill. There is a saying, "God will not force you to be willing, but He may make you willing to be willing ... -News VA, Homeville PA and finally to Marshallton, Wilmington DE. I've lived somewhere in New Castle [more...]

Date: 2009-01-09 06:00:00

VA Loan Limits for 2009 Released

The loan limits for VA Home Loans have been released for the Jan. 1, 2009 – Dec. 31, 2009 year ... of the loan the VA will guarantee. You can check the VA Web site for specific county loan limits or view our own VA Mortgage Center.com VA Loan Limit Calculator. If you have any questions [more...]

Date: 2009-01-07 14:59:49

Interest Rate Update From Residential Mortgage of South Carolina 01/14/2009

Interest Rate Update From Residential Mortgage of South Carolina 01/14/2009 LOAN PROGRAM INTEREST RATE APR 30 YR CONV FIXED 4 ... me in writing from my competitors for all FHA, VA and State Housing Loan At Your Service, Melissa ... .750% 4.849% 15 YR CONV FIXED 4.500% 4.597% FHA/VA 30 YR FIXED 5.000 [more...]

Date: 2009-01-14 17:27:21

SEABIRD, by Sherry Thompson

Thursday: Good and Evil. In some societies it is taught that evil is the most powerful force there is, or that the evil gods and/or goddesses are the only true gods and goddesses. In other societies it is taught that there is good and there is evil, and that within good there resides a small piece of evil, [more...]

Date: 2009-01-08 06:00:00

"All the Arrows Were Pointing Down"

From Forbes:Drive along Interstate 80, just outside the city of Sacramento, Calif., and scores of gated and planned communities await ... in the same behavior leading up to, and following, the Savings & Loan crisis [more...]

Date: 2008-12-16 22:25:00

Reverse Mortgage News for Seniors

Reverse Mortgage News for Seniors Posted by James O'Rourke on January 15, 2009 Reverse Mortgages for Senior Citizens Continue to Grow Despite Mortgage Turmoil; Tampa ... and stricter consumer protection Jan. 14, 2009 - Senior Journal - The regular mortgage market may [more...]

Date: 2009-01-15 20:22:01

Business News AOL Canada

... and a drop in world metal prices. FAIRFAX, Va. - President-elect Barack Obama warned of dire and long [more...]

Date: 2009-01-09 21:25:01

VA Streamline Refinance Program: AKA The VA IRRRL Program

VA Streamline Refinance Program (aka The VA IRRRL Program) ... available and is also known as the VA Interest Rate Reduction Loan program (IRRRL). This loan option ... account will be set up with your new loan VA Streamline Refinance Information from VA.gov “ [more...]

Date: 2009-01-05 13:20:20

Fixed Rate Interest Only Mortgage Loans

"Fixed Rate Interest Only Mortgage LoansI saw a funny greeting card the other day. An apprehensive cat is applying for a mortgage at a bank ... , that the bank rejected him for the zero downpayment loan of the 50's, the VA mortgage, also known as a Veteran's Loan."more = Fixed Rate Interest Only Mortgage Loans: [more...]

Date: 2009-01-12 21:00:00

Digging Deeper Into the CheckFree Attack

Digging Deeper Into the CheckFree Attack The hijacking of the nation's largest e-bill payment system this week offers a glimpse of an attack that ... payments, mortgage and loan payments. A spokeswoman for Network Solutions, the Herndon, Va., domain [more...]

Date: 2008-12-06 18:58:08

USDA Loans: Highlights of the USDA Loan Program in Arizona

When FHA made the move to outlaw seller contributed gift funds, the USDA loan program became one of the two programs of choice for buyers looking for 100% financing (VA being the other).  Some of the highlights of the USDA loan program include: No down payment [more...]

Date: 2009-01-06 16:34:09

Wells’ wholesale throws in the towel and stops offering nonconforming; Who is investing in MBS’s besides the Fed?

Does it matter who else is buying securities backed by mortgages? ... to earn additional interest rate spread. In its most recent quarterly Senior Loan Officer Opinion [more...]

Date: 2009-01-06 15:03:21

Feeling and knowledge can lead to urgency

A sense of urgency. It is my belief that today’s Real Estate market deserves that. A sense of urgency ... . Expect to spend several weeks looking and then about a month closing the loan [more...]

Date: 2009-01-08 04:28:23

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