Unsecured Credit Card Debt Consolidation – Is it Possible?

Amazon.de Widgets Debt consolidation companies advertise their ability to condense all of your debts into one bill each month. Sure, that sounds really nice. But is that sort of option even feasible? To you, you are just taking on another debt to get rid of debt. Sounds like a mess of contradictions, does it not?Unsecured credit card debt consolidation has proven to work for many, many people. But, some of us would rather try to remedy our struggles with debt on our own. [more...]

Date: 2009-09-23 18:07:01

Blog posts (337) | Videos (65)
 

Top Debt Consolidation - Quick And Easy

It is more than likely that you are familiar with the negative aspects of credit cards debt. This would be a good example of unsecured consumer debt ... people probably know how credit card debt occurs, but for those who don’t it simply happens ... into credit cards debt, however that is not all it normally spirals out of control and people are stuck [more...]

Date: 2008-10-04 11:12:47

Why Those In Debt Choose Consolidation Debt Programs

by Lee A. Beattie Whether we are or are not in a commercialized recession is for the administrative officials in Washington to debate about, ... and interest rates as credit card debt is fundamentally an unsecured debt so in that respect ... of services aid you with debt consolidation. They will act on your behalf to consolidate your credit [more...]

Date: 2008-08-22 12:55:34

Compare Secured & Unsecured Credits

The world we live in is highly competitive. Every now and then people lose their jobs and being unable to find a new job go on the dole, others are paid peanuts and are unable to provide for their families. Nonetheless, people have to bring up children, go shopping, go to the dentist, get their cars serviced, pay monthly bills etc. Every day we spend money. But when the income is low, if any, and there is a fiscal emergency, most of us normally apply for help to money lenders. [more...]

Date: 2009-09-25 21:24:15

The Benefits Of An Unsecured Debt Consolidation Loan

Amazon.de Widgets Unsecured Debt Consolidation Loans will combine all your existing debt into one much more manageable, lower interest loan, without putting your home, or any other collateral at risk.An unsecured debt consolidation loan is not as easy as it once was to be approved for. You will have to have a very secure job and have an excellent credit history with very little or no black marks against it, which is extremely difficult in these times of economic turmoil.But the signs are improving [more...]

Date: 2009-09-28 11:53:40

Credit Cards After Bankruptcy: Is It Feasible?

Getting any kind of finance after going through a bankruptcy process is not an easy task. When it comes to credit cards, given that they constitute an open line of credit, there are even less chances of getting approved since the lender has little control on the repayment process and thus, the risk is greater. Yet, it is possible to obtain a credit card after bankruptcy under certain circumstances. One of the things that need to be made clear is how long after bankruptcy you are applying. [more...]

Date: 2009-09-26 20:20:28

How to Deal With The Issue Of Credit Card Debt

Amazon.de Widgets Credit card debt has always been a problem but at no time has it been as prevalent as it is today. This article looks at the steps you can take to get back on track and gain control of your finances.It is so easy to become heavily in trouble with your credit cards. Debt takes no prisoners and the only way to deal with it is to hit it head on.It is always admirable when people decide to sort out their problems themselves but; if you are one of those people who are not very good [more...]

Date: 2009-09-28 11:12:09

The Best Ways To Consolidate Debt

Amazon.de Widgets There are a few ways to consolidate debt but as to which one is suited for any one individual depends on their personal financial situation. ‘What is the best way to consolidate my debt?’, is a question that gets asked all too often in the offices of financial institutions, and the answer will vary to reflect each individual case and financial situation.In order to find the right cure it is imperative to have all the details of the illness; so the first step you need to take is [more...]

Date: 2009-09-27 20:40:39

How Will An Unsecured Consolidation Loan Help You?

Amazon.de Widgets An unsecured consolidation loan is the ideal way to regain control of your debt, offering lower monthly repayments in an easily manageable single loan.When you are struggling with debt that has become uncontrollable either in the amounts that you have to repay each month or the spread of your repayment dates, a problem that can lead to missed payments and therefore a bad credit mark, it is time to look at consolidating them into a single loan therefore a single payment. [more...]

Date: 2009-09-27 20:07:15

Debt Management This Recession

You may have many unpaid amount of bills accumulated in your file. Are you simply finding ways to pay them up? However, you may be in front of a situation where you simply do not have any option other than to declare yourself insolvent. In such a condition, before declaring yourself a bankrupt, think again if there is any other way left out to get out of debt fast . In most of such cases, people find out debt consolidation loans to be a great alternative. [more...]

Date: 2009-09-25 07:16:32

Credit Card Issuers Growth Prospects From A Micro Level View

This is a guest post by Mr Credit Card from Mr Credit Card . Mr Credit Card has a review site full of credit card offers . Today, he is going to talk about insights from his perspective that might influence credit card issuers stock. If you are looking for a new card, check out his best credit card offer and deals section. Since the stock market hit its lows in March of 2009, it has been on a steady rise since (depending on when you read this post, things may be different off course). [more...]

Date: 2009-09-27 13:29:16

Credit Card Debt Relief

by Glen Pearson The secret is creditors do not want you to have any plan at all with your money. Credit card debt relief starts with new habits. The first habit to start paying cash for everyday things. Do not charge your grocery bill and you’ll start spending less. Habits are easy, if you just start them. A new way of thinking is, the next time your DVD player breaks, save up for a new one. There is nothing wrong with watching reruns on TV until you do that. [more...]

Date: 2009-09-27 11:37:53

Credit Card Debt Consolidation & Bill Consolidation Become Debt Free

Amazon.de Widgets Debt consolidation program will help reduce its debt crisis by the end of credit card debt consolidation loan. For questions you can collect and manage their debts efficiently and without stress within one year or two. More information about the consolidation of this bill.Loans are classified into two categories: “guaranteed” and “unsecured”. The loans against tangible assets such as real estate or jewelry known as secured loans. [more...]

Date: 2009-09-26 09:47:19

Are Bad Credit Debt Consolidation Loans Difficult To Obtain?

Amazon.de Widgets Bad credit Debt Consolidation Loans are they still available? This article looks at whether or not the consolidation loan for people with bad credit is still available.Don’t take my word for it, but bad credit consolidation loans are rare…very rare, but the situation is improving slowly.It never used to be the case, but the decline of the economy over the past two years, due to the global fall out from the sub prime mortgage fiasco, has meant that lenders are reluctant to lend [more...]

Date: 2009-09-28 11:56:59

Credit Card Debt Consolidation Loans will Get You out of Debt Effectively

Amazon.de Widgets Credit card debt consolidation loans will help you to regain control of your debt and avoid filing for bankruptcy. However, you must first look at ways of lowering your debt through negotiating with your creditors. If you, like so many others, are finding that the pressure caused by increasing credit card debt is pushing you towards considering filing for bankruptcy it is probably time for you to start thinking about the damage such a move would cause you.Instead, start looking [more...]

Date: 2009-09-25 15:17:26

Things To Remember In Choosing A Credit Card

by Eric Jilson If you have a low credit rating, you will most likely not be offered an unsecured low interest credit card. This requires faith on the part of the credit card company that you will repay your debts on time. People with good credit are able to get these cards because their credit history shows that they have been capable of paying on time in the past. If you have good credit and plan to continue making timely payments, then you will probably qualify for these low-interest credit cards. [more...]

Date: 2009-09-28 09:44:37

Debt Consolidation and Reduction – Information You Need to Know

Amazon.de Widgets Why did you end up in debt?Never spend more than you earn. I’ve learned this lesson the hard way, and now I live and die by this way of life. Prepare a budget and keep it handy. Always have a good idea of the money you’re making, and where exactly that money is going when it leaves your hand. The reason you’re in debt right now is because you’ve spent just a bit more than you should have, and now you’re being punished for it. [more...]

Date: 2009-09-23 18:21:10

The Truth about Debt Management Plans

by Jon Ochs In my years of experience in the industry, I have found that most people are looking for a debt relief option that does not exist ... Consolidation: Debt consolidation is, in nearly all cases, a home equity loan or second mortgage ... . Because these programs rarely ever do what they claim, and many credit card companies no longer endorse [more...]

Date: 2008-09-21 12:49:13

School Loan Consolidation Facts

School Loan Consolidation Facts by Sarah TaslkinstenIf you find that you have a lot of small loans, you might want to try to do a loan consolidation to gain financial freedom. Several people have turned to loan consolidations to help relieve the burden of debt. Of course your debt is not going to go away, but you can make your monthly payments smaller and get a smaller interest rate.The economy has taken a turn for the worse and with that comes debt. [more...]

Date: 2009-09-28 14:43:16

Will Your Credit Score Be Ruined By Credit Card Debt Consolidation Negotiators?

Amazon.de Widgets Credit card debt negotiators claim that they can help you pay less than you owe. Read the truth about credit debt negotiation scams. Protect your credit history.There are different reasons why people fall into debt. All of a sudden you may realize that you just can not make your regular payments. All of your bills and credit card statements drive you to the point of insanity and it seems that you will be unable to get out of this pit without help. [more...]

Date: 2009-09-29 11:50:50

5 Options to Get Out of Debt

I am the kind of person who is not afraid to take risks and even use credit cards when necessary just to push through with an idea or project I have ... for missing payment whether it is for credit card, direct selling, and anything that has a due date ... the U.S., there are debt consolidation companies can be tapped to help out in managing your payments [more...]

Date: 2008-12-11 11:21:00

U.S. NEWS : Debt Consolidation Loans for Credit Card Debt - Unsecured Debt Consolidation

Amazon.de Widgets Debt Consolidation LoansOnce you find yourself being approved for a debt consolidation loans than you are going to be able to figure out exactly how much your total monthly payment is going to run you as well as for how long you are going to have to be paying it off to be debt free. The debt consolidation program that really have good success will usually aim to have you debt free in the span of three to four or so years typically. [more...]

Date: 2009-09-24 10:58:31

U.S. NEWS : Debt Consolidation Loans for Credit Card Debt – Unsecured Debt Consolidation

Debt Consolidation Loans Once you find yourself being approved for a debt consolidation loans than you are going to be able to figure out exactly how much your total monthly payment is going to run you as well as for how long you are going to have to be paying it off to be debt free. The debt consolidation program that really have good success will usually aim to have you debt free in the span of three to four or so years typically. [more...]

Date: 2009-09-24 10:40:43

Can Debt Consolidation Make My Financial Position Worse?

Debt consolidation is one of the best ways of reducing debt. Your monthly payments become much lower and this will give you more disposable income. Unfortunately, debt consolidation can also make your position much worse. The reason debt consolidation can be bad is you. You, and your bad financial habits. That is how you got into debt in the first place. Lack of financial discipline If you take out a debt consolidation loan you have given your finance s some breathing space. [more...]

Date: 2009-09-29 11:16:03

Credit Cards - The High Cost of Credit Card Debt

Amazon.de Widgets Credit cards are affecting more and more of peoples’ lives and credit card debt is quickly becoming an unbearable aspect of modern day living. Credit card debt consolidation can offer a solution that enables you to lower payments and begin to improve your credit.The interest rates applied to credit card debt have always been historically high, so high in fact that if you were in debt to the tune of $10000 you could end up paying an extra $40000 in interest! [more...]

Date: 2009-09-25 15:00:53

The Secrets Of How To Consolidate Debt

If you find yourself facing a mountain of monthly payments and see your outstanding loan balances hovering at the exact same amount for months or ... consolidation method is to transfer high-rate credit cards to a lower-rate card. However, consumers ... even years, you may be wondering how to consolidate debt in a way that protects your credit score [more...]

Date: 2009-01-15 01:32:23

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

Recourses Other Than Bankruptcy

by William Blake None of us ever plan to go bankrupt but you hear about it happening to large corporations all the time ... will allow you to make a sizeable credit card payment each month for a year or two until the debt ... . Finding an alternative to bankruptcy could save you a lot of hassle. A debt consolidation loan [more...]

Date: 2008-11-11 20:07:26

What Can I Do? I’m Treated Like A Financial Leper Because My Credit Is Bad

Amazon.de Widgets If you feel like you’ve been well and truly left out to dry by the financial institutions, you have every right. The current economic meltdown is the reason, and because of our excessiv spending of the last 5 years we’re not totally blameless, but we’re certainly not to blame for the financial mess that the US and the rest of the world is facing right now either. [more...]

Date: 2009-09-28 12:04:42

Bill Consolidation

There are people who doesn’t care about the money they have spent everyday especially when it comes to materials things that they really want to buy ... grow more because you didn’t pay them immediately. I think credit card debt consolidation will help ... about this, you should call a credit counselor by calling 1-888-335-0363. Debt or bill consolidatio [more...]

Date: 2008-09-21 20:50:14

Credit card debt and a bad market are hurting debtors

Recently here in the superpower country the United States of America we are sensing the full blown result of what a economic slump can do ... in unsecured credit card debt are also the ones who are going through the most hardships. People should ... . These methods include the world renowned consumer credit counseling (CCCS), credit card debt settlement [more...]

Date: 2008-12-14 16:07:23

Debt Consolidation Benefits

If you’ve ever been in a situation where you needed money that you didn’t have, you probably already know about loans and credit cards ... the borrower will be responsible for paying back a certain amount of the total debt each month. Credit Card A credit card is a “card” whose holder has been given a revolving credit line by a financial [more...]

Date: 2009-01-14 10:09:15

Credit card debt and a bad market are hurting US residents

Today here in the great country the United States of America we are sensing the full blown end product of what a economic slump can do ... in unsecured consumer credit card debt are also the ones who are going through the most problems. People ... about to get out of debt. These methods include the world renowned credit counseling, credit card debt settl [more...]

Date: 2008-11-05 00:02:15

Debt Consolidation

Debt Consolidation loans pay out existing debt issues in a form of another loan whose factors are far more agreeable and interest rates are not as ... pending credit card debts that are earning high interest which is unbearable. Bearing debts beyond ... consolidation loans are our best friend when managing these never ending debts. Debt Consolidation [more...]

Date: 2008-12-11 14:07:45

Consolidate Your Bill.

Being a credit card owner, I constantly receive persistent calls from credit card telemarketers offering their newest products, ... to pay on time. This bill consolidation doesn’t only apply to credit card balances but it can also ... of absolutely no interest at all. If you have several smaller payables to different credit card companies [more...]

Date: 2008-11-14 07:37:08

Thinking About an Unsecured Debt Consolidation Loan?

Bankruptcy is an ugly word, but a very real possibility to many people struggling to pay a laundry list of bills that never seem to end ... an unsecured debt consolidation loan comes into play. Unsecured debt consolidation loans do not require ... to have a good unsecured debt consolidation loan. And don’t forget, shopping around always pays off; lenders [more...]

Date: 2008-11-06 02:17:03

How A Consolidation Loan Can Help You

by Mike Carbeck Misusing credit cards is the main reason people run into uncontrollable spending and find themselves facing large payments combined ... cards, however this is where the similarities end. These loans will roll all of your credit card debt into one lump loan and will eliminate the individual interest rates that some credit card companie [more...]

Date: 2008-12-03 10:44:44

Make Your Credit Better Now

Marriage, every people will married but they must prepare every thing include funds or loan. So, every one if marry need fund or loan ... . All right loan modification can credit better, but you must know debt settlement is becoming an effective and very popular way to deal with mounting credit card debt. Many individuals have accumulated [more...]

Date: 2008-12-31 15:05:37

Help Me I Need To Consolidate My Debt

No matter how well you plan, at times you can find yourself the victim of unfortunate financial circumstances ... to your debt consolidation questions and concerns can be fairly straightforward. “When someone ... paying on each loan or credit card,” says financial advisor and business writer Carl Walins. “ [more...]

Date: 2009-01-14 03:05:42

How to Easily Pay Off Your Debts, No Matter How Many Times You’ve Failed

How to Easily Pay Off Your Debts, No Matter How Many Times You’ve Failed by Sean PayneMany people who are in debt have tried at least once, and probably several times, to pay off their debts. Sadly, a significant number of these people end up getting even further into debt than they were when they started.What’s the reason for these people accumulating even more debt? The answer lies in the methods that they use to get out of debt. [more...]

Date: 2009-09-28 13:14:57

Have You Considered Debt Consolidation?

One of the solutions suggested by debt specialists is debt consolidation, wherein accumulated unpaid debt can be paid through it ... , water, cable, internet connection, income and property taxes, credit card and transportation ... who do not include credit counseling first before offering options like debt consolidation service [more...]

Date: 2008-11-19 15:33:05

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

10 tips to survive the downturn

10 tips to survive the downturn The Sunday Times shows you how to insulate yourself from the impact of the economic crisis By Lorna Tan, Financial Correspondent We all know it’s getting ugly out there. Jobs are going, share prices have plummeted, year-end bonuses look shaky and anxiety levels are sky-high [more...]

Date: 2008-11-16 05:14:55

Personal Credit Card Counseling

Personal Credit Card Counseling January 7, 2009 at 5:00 am · Filed under Credit Card Consolidation div style=’float: right; width: 100px; ... the services and programs offered that can help someone to resolve a financial crisis./font/divpAll ... to do it or we don’t take the time. Either way, it can lead to debt overtaking our income and ability to [more...]

Date: 2009-01-07 10:00:36

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

A Consolidation Loan Is Not For Everyone - Is It For You?

by Jeffery Williams If you are among the many individual struggling with debt there are a lot of companies who provide consolidation services ... is better then credit card debt negotiation however each situation is different. ... , debt consolidation can also provide a lower interest rate plus the length of the loan may [more...]

Date: 2008-09-23 17:16:24

Types of Credit Repair Services

Types of Credit Repair Services December 31st, 2008 Subscribe To Our Feed Unfortunately, the world is set up to encourage borrowing ... loan, you’ll need an unsecured credit card and a lender to get by. Americans with credit scores ... ll learn how to permanently stay out of debt and rebuild a positive credit history through [more...]

Date: 2008-12-31 20:38:00

A Formalized Chapter 13 Repayment Plan

A Washington State Chapter 13 bankruptcy is type of “payment plan” bankruptcy ... . If utilized and crafted properly, a Chapter 13 should enable you to catch up on your unsecured debt ... of our clients first attempt to negotiate an informal payment plan with credit card companies and their other [more...]

Date: 2008-12-27 15:58:40

Confusing Consumption With Investment

People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... loan rate Purchase prepaid credit card Christian consolidation counselor debt Experian business ... and score Home improvement loan maine Debt consolidation services Credit report credit score [more...]

Date: 2008-06-24 14:10:35

Best of Finance for the Best of Education

by Mary Bush To forge ahead and have a bright career prospect, it all depends on the level of education ... with a history of bad credit, so that they too can take care of their educational expenses ... from private lenders. Private lenders offer the funds by categorizing it in to secured and unsecured form [more...]

Date: 2008-12-31 17:29:40

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