uk debt advice: : Credit Debt Advice - The Solution Needs to Suit Your Circumstances (blog)

Credit Debt Advice - The Solution Needs to Suit Your Circumstances

Credit Debt Advice in the UK is so widely available but it’s difficult to tell if it applies to your circumstances ... . If you are UK resident, are worrying about these testing times and maybe have that awful sinking feeling that payments to credit cards & unsecured loans etc are not getting any easier to meet, ... [more...]

Date: 2009-01-14 06:30:18

Blog posts (120) | Videos (122)

David Freud's New Hardship Centres For Bankers With Incapacity

USERWATCH LAUGHS Ahhhh........So the mighty have fallen with their over-speculations on debt that could not be paid. David Freud Merchant Banker UK of course ironically gave advice this year to the UK Govt about... read more [more...]

Date: 2008-09-19 01:23:30

Dicing With Debt

Dicing With Debt Posted in January 15th, 2009 Category:Debt Relief Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours. For those in need of help with financial problems then the Citizens Advice Bureau [more...]

Date: 2009-01-15 07:42:47

[IMG Woman in debt, bills, statement]

Woman in debt, bills, statement Will the UK pay full Icesave compensation? Ask an expert: Would the UK system be liable to pay the full £50,000 compensation if Iceland found ... Income bonds GO Consumer advice Shopping Your rights Buying and selling a car Holiday GO Credit [more...]

Date: 2008-10-09 11:59:29

Emily's List: Post-Christmas smorgasbord edition

Ah, Dec. 26 … the day to recover from Christmas madness or celebrate another night of Hanukkah ... . Perhaps we should heed her advice next year; we might all have a little less post-holiday debt ... s Boxing Day in many countries such as the UK, Canada and Australia, which is based on giving [more...]

Date: 2008-12-26 14:40:27

Prostitution In UK: Libido, Exploitation & Law

Prostitution In UK: Libido, Exploitation & Law November 20th, 2008 By SWARAAJ CHAUHAN, International Columnist Pg_16_sex_rex_86354t.jpg ... a woman who is addicted to drugs and is being offered for sex to clear her debt with her dealer. Police ... sandwiches and giving them advice. Most won’t be able to find other jobs; they will be forced [more...]

Date: 2008-11-20 10:00:53

Some Sage Economic Advice . . .

A few days ago I stumbled upon some YouTube videos of Drayton Bird. A quick search on YouTube will pull up some of his videos. I encourage you to take a look. Drayton is a world renowned direct marketing expert from the UK. Thirty years ago he was completely broke and in massive debt. He owed so much money [more...]

Date: 2009-01-14 16:47:24

ScamBuster 284

Hello friend, My name is Scott Whittington, I am an American soldier, I am serving in the military with the 1st Armored Division in Iraq , as you know we are being attacked by insurgents everyday and car bombs.We managed to move part of funds belonging to Saddam Hussein’s family in 2003. The total amount is US$12 Million dollars in cash, mostly 100 dollar bills,this money has been kept somewhere outside Baghdad for some time but with the proposed troop in increase by president Barrack Obama, [more...]

Date: 2009-09-27 07:53:34

Happy Worker Found At Last – HR Strategy to Thank

Long ago Human Resources (HR) was nothing more than a buzzword. The tyrannical boss was forever imposing deadlines, salary cuts, and unfair treatment onto their unsuspecting workers. This type of strategy planning could only fail when the blue-collar people of the world finally worked out that it was they, the meager and humble worker-bee, that truly made the world go round. In these current times, good employees are hard to come by and even harder to keep – strategy planning is essential. [more...]

Date: 2009-09-21 04:35:53

Gordon Brown urges EU to back new economic order

It’s pretty transparent that the new world order Brown keeps shilling for is being marketed to us as a way to ‘get the bankers’. This is a trick, since it will simply deliver economic power into the hands of a centralized clique of international bankers. The proper solution would be simply to prosecute and prohibit forms of fraud such as derivatives, which always cause the problem in the first place, like clockwork , at the behest of the aforementioned clique . [more...]

Date: 2009-09-18 23:30:16

What Every Woman Needs to Know About Money and Her Marriage

What Every Woman Needs to Know About Money and Her Marriage No matter whether you live on a tight budget or feel quite comfortable financially, Visit at http://allfinance-tips-help.blogspot.com money seems to provide endless fodder for marital discord. In fact, statistics show that the majority of couples who divorce cite “money problems” as the number one factor in the breakup. This is understandable since money management opens the door to so many potential disagreements. [more...]

Date: 2009-09-19 09:05:48

And miles to go…

If all difficulties were known at the outset of a long journey, most of us would never start out at all. We’ve bounced back from the bear market lows to reclaim a milestone. But, we are still a long way away from the all-time highs. The question now is how would the journey ahead be? There are no easy answers, though on the whole, the mood seems to be upbeat. [more...]

Date: 2009-09-18 03:47:00

Use Government Grants and Scholarships to Rid Yourself of Debt and Bills!

The government has put a plan into place to help ease up the effects of the crisis on lower income families. The definition of lower income families may not be as low as most people think. If a family earns less than $30,000 a year, then they are eligible to apply for some of these grants. There are a number of grants that are available depending on your personal circumstances and there are also programs specifically designed to help various groups of people. [more...]

Date: 2009-09-18 12:52:18

Company Voluntary Arrangement CVA used to prevent Company Bankruptcy Liquidation

Author : Derek Cooper Should your business be in a position where it is suffering from financial difficulties and is struggling to pay its creditors you may be thinking about cutting your losses and closing the company down This process is often called company bankruptcy The formal term is actually company liquidation If a company is liquidated, the company's trading is stopped and its assets are sold and turned into cash or "liquidated" Before deciding to liquidate your company, it is [more...]

Date: 2009-09-22 05:39:17

Debt Free Direct- Debt Management At Its Best

by Mike King One looks for a variety of options in order to come out of a debt situation and improve their credit status that might have been damaged due to their rising debts. There are many options available to a person, when it comes to paying off the debts. Online help also comes handy to those trapped in a debt situation. A company, which provides great help to the borrowers or the ones in debt, is Debt Free Direct. It is a large company that gives debt advice free of cost to a lot of people. [more...]

Date: 2009-09-22 21:55:56

ScamBuster 276

From the Desk of: Mr. Samuel Thanong +66846700568 I wish to seek your assistance for the transfer of $25 million dollars depository made by a foreign investor for an investment programme that has remained dormant for years now. I discovered that the account holder died without making a will on the depository. This money cannot be approved to a local bank account holder, but can only be approved to a foreigner. If you will stand as next of kin to the fund, it will be shared equally. [more...]

Date: 2009-09-18 08:35:45

Cheap Payday Loans-Avail easy money without any hassle

Deal with uninvited financial crisis is very difficult especially in the middle of a month when you are running out cash. With an exhausted salary and fewer funds no one can meet with their regular or other unforeseen expenses easily. But now one can accomplish their vital cash requirements easily without waiting till their next paycheck instantly with payday advance loans. These loans are quite easy to access with its online medium. [more...]

Date: 2009-09-25 07:16:28

Obama’s Helps Those With Debt Through the 2009 Government Grant Program – Applying is Easy

With this ongoing crisis it is not difficult to get discouraged. Personal debt is growing and there are becoming less ways to pay these monies. The job market isn’t growing, and with education being so expensive the opportunities to get the schooling needed to apply for the higher paying jobs are decreasing. The average family debt has now become twice as much as the income, which in simple terms, will take ages to pay off. The government is now trying to do something about this. [more...]

Date: 2009-09-18 12:52:16

7 Things You Need to Know Before You Start Investing…

7 Things You Need to Know Before You Start Investing…1. Know your stream monetary situation. Know we debts level. Calculate your income and losses by receiving in to comment a following:Mortgage repayments Personal taxation Loans and overdrafts Living losses Emergency supports Car losses Entertainment Holidays School fees Credit label debts Family commitments Before we begin investing your income on any investment products, we should know how most we could gangling any month for investment. [more...]

Date: 2009-09-25 00:53:41

D-Notice 5

Mark Hollingsworth Investigates The McCann Files Disillusioned with the Portuguese police, Gerry and Kate McCann turned to private detectives to find their missing daughter. Instead the efforts of the private eyes served only to scare off witnesses, waste funds and raise false hopes. Mark Hollingsworth investigates the investigators. by Mark Hollingsworth It was billed as a ‘significant development’ in the exhaustive search for Madeleine McCann. [more...]

Date: 2009-09-25 11:56:00

How To Avoid From Being Bankrupt

The IVA which provides an opportunity for the debtor struggling with unsecured debts to make a payment proposal to their creditors is a shield that ... problems faced by most of the families in UK today. Hence it’s high time to get into some modern debt ... by the Insolvency Act of 1986. Today, in this sluggish economy, Individual Voluntary Arrangement ad [more...]

Date: 2008-12-23 02:45:28

How To Avoid Being Made Bankrupt

Date: 2008-12-23 08:45:00

Plymouth and the Impact of the Recession

Plymouth is located on coast of England, and therefore the economy has traditionally been maritime, most notably the armed forces. Over twelve thousand people have been employed with the defence sector in Plymouth. Devonport Dockyard is the only naval base in the UK that refits nuclear submarines, and it is estimated that it makes 10% of Plymouth�s total income. Since the beginning of 2008, Britain�s businesses and economy has been affected by the biggest recession since the very early 90�s. [more...]

Date: 2009-09-24 19:05:17

Classified: 500,000 More Troops for Afghanistan

Classified McChrystal Report: 500,000 Troops Will Be Required Over Five Years in Afghanistan by Tom Andrews - The Huffington Post/Common Dreams Embedded in General Stanley McChrystal's classified assessment of the war in Afghanistan is his conclusion that a successful counterinsurgency strategy will require 500,000 troops over five years. This bombshell was dropped by NBC reporter Andrea Mitchell on MSNBC's Morning Joe on Wednesday: "The numbers are really pretty horrifying. [more...]

Date: 2009-09-25 03:02:00

Assessing the Odds of a Double Dip Recession

If you have a job and it is not in jeopardy, pull out the party hats and toot your horns. The OECD calls an end to the global recession . The global downturn was effectively declared over yesterday, with the Organisation for Economic Co-operation and Development (OECD) revealing that "clear signs of recovery are now visible" in all seven of the leading Western economies, as well as in each of the key "Bric" nations. [more...]

Date: 2009-09-18 08:14:00

Preparing for the coming year

I was shocked to see a Labor Party politician on the TV news yesterday say that now we've had our retail therapy over Christmas (his words, not mine) we should all go off and book a holiday. I won't be taking his advice, I, instead, thought of how sad it is when people bend and compromise their values for the sake of power. Despite [more...]

Date: 2008-12-30 18:57:00

Joint Ventures - A look at partnership law

Written by the monkey's atThe Nexus Now I have been online blogging for almost a year and due to lack of time haven’t really tried to monetize or ... it I have below written a summary (as understood by me) of UK partnership law. Though I would here state ... some sort of legal action. Independent legal advice should be sought from your local solicitor [more...]

Date: 2008-12-24 07:59:12

Blogs Cover Possibility of Higher Rates

A: Readers of UD know by now my thoughts on the long end of the treasury curve; my expectations for a multi-year rise of longer term yields ... discussed here is investment advice. As always, talk to your financial planner before making any ... for Chinese exports. China holds a large amount of US treasuries, in essence, funding our debt [more...]

Date: 2008-11-02 15:14:17

Best Guidebook to How To Avoid From Being Bankruptcy

The Individual Voluntary Arrangement which provides an opportunity for the debtor struggling with personal loans or debts to make a payment proposal ... and consumer debt is one of the main problems faced by most of the families in UK today. Hence it’ ... is one of the most efficient debt reduction systems that are very popular in UK. The advantages of [more...]

Date: 2008-12-23 09:39:46

Avoid Company Bankruptcy Liquidation using a Pre Pack or Phoenix

Author : Derek Cooper Pre Pack Liquidation, commonly known as Phoenixing is an option you should consider if your company is no longer financially viable If you are looking at closing (or liquidating) the business, but believe the business idea remains good then look at this process In the Pre-pack liquidation process a new limited company is formed, often by the management team of the old business An agreement is then made for the new company to buy the assets of the old firm The assets [more...]

Date: 2009-09-24 09:02:03

[IMG Woman Sleeping]

My wife suffers from sleeping sickness Ask an expert: Narcolepsy is making it increasingly difficult for my wife to hold down a job ... bonds GO Consumer advice Shopping Your rights Buying and selling a car Holiday GO Credit & loans Get out of debt Bankruptcy Credit cards Picking loans Credit checks GO Insurance Home [more...]

Date: 2008-09-24 14:17:36

World Financial Markets in 8 Charts

We are always on the lookout for magazine/newspaper articles that highlight popular opinion or sentiment of the markets. We could not help but notice the following article from the front page of the business section of the New York Post : In essence the article is saying that the markets’ six-month run is unsustainable without increased profits or jobs. [more...]

Date: 2009-09-21 05:17:15

Debt Is Robbing From The Future

Prime Minister Gordon Brown has now stated the obvious by finally agreeing with bankers that the world seems to be heading into a recession ... , the Bible understood that debt is something that should be avoided wherever possible. Proverbs 22:7 says ... approach to money management, many Christian leaders have argued, is to avoid debt like the plague [more...]

Date: 2008-10-25 03:28:30

Green Credits

Governments everywhere face the challenge of how to engage their citizens in a program of carbon emissions reductions. There have been two main approaches so far – carbon taxes and personal carbon quotas. We propose Green Credits, an alternative which is based on rewarding citizens after they have taken actions to reduce their emissions [more...]

Date: 2008-08-28 17:40:45

Citibank

When Travelers chief executive Sandy Weill acquired Citibank for US$70bn in April 1998 he effectively forced a rewrite of the rules of financial ... Manhattan bought JP Morgan for US$33bn shortly after it had snapped up UK investment bank Robert ... in place after the terrorist atrocities of September 11 2001 to create debt instruments that led [more...]

Date: 2009-01-15 13:04:33

Review of 2008 Economic Predictions

Here we go… My overall assessment is that: a) All major directions were right in this prediction b) Where I was wrong, I was either too early and (amazingly) too optimistic. It has hard to realize how long ago in financial terms Jan 2008 was. As you read these predictions, they look almost mild, yet in January 2008, [more...]

Date: 2009-01-14 13:48:45

Personal Bankruptcy and Tough Decisions

by Grace Holt Filing for personal bankruptcy in the United States has reached epidemic proportions. The economy is partly to blame ... is a moral decision for many You have been taught to pay what you owe. For many walking away form debt ... to function. Drowning in debt will never produce productive citizens. There is no law that says [more...]

Date: 2009-01-14 09:20:15

Free lunch? - What does UK government funding mean to startups?

This is a guest post by Nick Halstead, CEO and founder of fav.or.it As I am in the midst of raising another round of funding for fav.or ... your Intellectual Property. The problem though is that since the beginning of the credit crunch the Banks ... up to £1.3bn of new lending by banks.’ However, there is one BIG problem, the banks still do not want [more...]

Date: 2009-01-15 09:25:59

Is Debt Management the only solution?

by Phillip Evans Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) ... are reported to be struggling to cope with mounting credit card bills and just over a million people ... respectively. The credit crunch could be blamed for the increase in corporate and personal insolvency [more...]

Date: 2009-01-09 13:18:26

GLOBALISATION AND ITS IMPACT ON WALES

Polish road signs are now a common sight all over Our CountryRight I am going to do something a little different with what may be the penultimate post of the year.But before I start it, I would like to give a public thank you to Ancient Brit who provided me with the information I will be publishing [more...]

Date: 2008-12-31 08:52:00

Deal Journal] Bottom Feeding: Banco Santander of Spain is in advanced talks to take full control of Sovereign Bancorp, ... , reports colleague Robin Sidel. WSJ Let’s get this bailout party started: The U.K. government ... of London Related: George Soros also has a plan. And it’s just the same as the U.K. government’ [more...]

Date: 2008-10-10 14:10:24

Gates of Vienna News Feed 11/16/2008

Don’t miss “Letter From Iceland” under the “General” heading. The most concentrated essence of the financial crisis can be found in Iceland, and the account of recent events there is fascinating — and sobering.Thanks to C. Cantoni, Conservative Swede, Diana West, Insubria, JD, no2liberals, RRW, TB, and all the other tipsters who sent these in [more...]

Date: 2008-11-17 04:57:00

Mortgage and Credit Card Companies Under the Spotlight on Consumer Charging

For the first time since May 1996 reports have indicated that wage increases have risen faster than house price inflation ... that consumers are struggling with debt. Ed Stansfield of Capital Economics, said, “Today’s figures show that for a small but growing minority of borrowers levels of debt have become a problem, despite [more...]

Date: 2009-01-14 23:35:31

Battle of the Titans

For those of you that prepare yourselves, the OPPORTUNITIES will be abundant and limitless; for those that don't it could be a very difficult period ... as they BELIEVE they have the ability to print money and create credit out of thin air endlessly. In reality ... to print wealth through monetary and asset inflation for decades. The first law the G7 is [more...]

Date: 2009-01-15 00:00:37

Latest News in Goverment Grants and Debt Relief - Jan 06, 2009

Obama supports $300-billion tax-cut plan - Globe and Mail 6 Jan 2009 at 4:29am Fake Name from Canada writes: Snort … that’s going to fast-track the US government into bankruptcy. Apparently he is an empty suit after all. It’s not like they’re anywhere near solvent as things stand now, so a major cut to government revenues … EDPRS: [more...]

Date: 2009-01-06 12:26:07

“Levy’s decision to replace Jol with Ramos has been catastrophic” - Andy Dunn

Comment &amp; analysis round-up Quote of the day: “Some of the stuff I’ve had to deal with has been soul-destroying and my family has stopped reading the papers. There’ve been people saying I’ve had two heart attacks and that I’m ready for a third, others saying I need my head examined. I didn’t envisage any of this, not in the slightest [more...]

Date: 2008-10-05 10:02:08

Bad Credit Mortgages

Bad Credit Mortgages Posted by Dark Spider at December 26, 2008 Many people these days have an adverse credit mortgage rating ... isn’t difficult to get, but unless you take some professional advice, you may not get the best deal ... or suffered other debt problems, such as defaults,non payment of utility bills. Maybe [more...]

Date: 2008-12-26 00:07:19

Global Bailout Linkfest

Lots of news breaking this weekend on the coordinated, global bank recapitalization and bailout. Here are a few headlines ( ... (Bloomberg) • UK banks thrown £400bn lifeline (FT) • Australia Guarantees of Deposits, Promises ... ) • G7 outlines broad but vague plan to combat crisis (Marketwatch) Good Advice • Gordon Brown [more...]

Date: 2008-10-12 13:15:00

[IMG Pensioner]

Can pension be linked to mortgage? Ask an expert: My husband is seriously ill and I fear the worst ... Income bonds GO Consumer advice Shopping Your rights Buying and selling a car Holiday GO Credit & loans Get out of debt Bankruptcy Credit cards Picking loans Credit checks GO Insurance [more...]