6 Options for College Students To Consider with Respect to the Economy
How does the recession change the way college students plan their future? ... or whatever and then ask these people how you could create a product or service that would help them fight ... their needs and concerns.Get a job as an intern at a growing small business, working for low pay [more...]
Date: 2009-01-15 12:00:00
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Some Free Advice About Real Estate Transactions
Most days I get loan wholesalers coming into my office ... , but that's cool. I'll price loans with them anyway, and if they're the best I can do for the client ... they have to pay in order to get it. This comes back to The Trade-off Between Rate and Cost. If one lender's par [more...]
Date: 2009-01-09 14:40:27
Bernanke on the Fed's balance sheet
In remarks in London today, Fed Chair Ben Bernanke let the world know how he views the risks and benefits of the recent dramatic changes in the ... the public that the many new loans that the Fed is extending and assets it is purchasing do not pose ... to financial institutions exposes the Federal Reserve to only minimal credit risk; the loans that we [more...]
Date: 2009-01-14 04:16:49
Paychex Warns About Small Businesses
The WSJ reports that small businesses, the lifeblood of the U.S. economy, are being squeezed out as the recession inexorably marches on ... some strapped small businesses out of existence. Customers are paying their bills late, cutting off cash flow, the lifeblood of a small business. Even healthy companies are being choked by the lack of credit [more...]
Date: 2009-01-06 21:49:57
Four at Four: Bank of Whatever
Never underestimate the power of the market to confound. Citigroup Inc., an institution that appears more or less rudderless, gains more than 5% on news that it is planning one of those ethereal, wondrous-sounding “overhauls” that will involve focusing on wholesale and retail banking [more...]
Date: 2009-01-08 16:04:41
Top 10 Payday Loans
However, you must carefully go through all the term by paying an extra fee is a must. The repayment has to fill quickly and easily ... loan in Georgia through the online lenders offer attractive top 10 payday loans loan schemes. top ... . Sometimes, need for cash arises when the borrower, therefore low interest payday cash advance [more...]
Date: 2009-01-15 20:17:34
Daily Aid 66: Disappearing scholarships, Great Depression idea that works
Daily Aid 66: Disappearing scholarships, Great Depression idea that works Student Financial Aid News More scholarships are vanishing ... for expanded tuition increases, since most of that will be additional student loan business, but the human ... prudently, endowment declines could trigger a domino effect: Endowments often fund student [more...]
Date: 2009-01-15 14:04:42
Banks put their hands up
The local banks turned up at the Assembly a month after they were requested to do so and put their hands up ... with the credit crisis had not always been fairly treated. Business, personal users and people ... They need money, they need cash flow and I don’t see it coming. “All I see is a bundle of bad nerves [more...]
Date: 2009-01-15 09:21:49
Morning Update
Concerns PersistWorries about the health of the financial sector are persisting and a small profit from JP Morgan Chase is doing little to assuage ... to continued markdowns on leveraged loans and mortgage trading positions, as well as weak trading results [more...]
Date: 2009-01-15 14:58:00
Using Good Debt to Pay for a House, Car, or Education
Hello again! Cate here, talking, as usual, about debt. The point of my series here at QueerCents is to talk about the dangers of getting into debt ... that will produce concrete benefits to your life. The bad kind of credit card debt that I’ve talked about often ... benefit. I’ve had both kinds: Bad Debt: $5,000 credit card debt from living beyond my [more...]
Date: 2009-01-16 02:45:14
Stars Join Intel, Kiva, Save the Children, Launch Small Things Challenge Campaign
darfurchildren.jpg Celebrities from the music and art communities are coming out in support of the "Small Things Challenge," ... school education and alleviate Third World poverty through charitable donations, microfinance and small business development. Some 75 million children throughout the developing world do not attend [more...]
Date: 2009-01-09 13:13:23
Quango Irish Bank.
So, starting close to home, finally, it’s Anglo Irish Zero ... under its hood – you can’t pretend the bill isn’t yours – and, overnight, the Irish national debt ... encumber the State with a truly huge amount of total junk – the problem is that they're probably going [more...]
Date: 2009-01-16 02:21:50
money is weird
I am going to write about something people don’t talk about much. Because of the taboo on class in our culture. And the universally agreed upon rule that you don’t talk about how much money you make. But I’m going to anyway. Because it’s weird when you make more money than your friends do. I feel weird anyway. There, I said it [more...]
Date: 2009-01-15 20:39:31
12 Small Business Trends to Watch Out for in 2009
Whether you’re the kind of person who likes to see the glass as half full or you prefer to see it as half empty, there is no denying that for most American small businesses the new year will bring a mixed bag of opportunity and adversity, hope and anxiety. There are many reasons for the apparent paradox [more...]
Date: 2009-01-15 14:14:53
Help For Centris Condo Buyers
Source : The Straits Times, Jan 14, 2009Developer offers to help secure bank financing, ... payment, buyers secure a unit with a small amount paid up front - 10 to 20 per cent of the purchase price ... to buyers asking if they want loan advice. About 250 buyers who have yet to obtain loans or who are keen [more...]
Date: 2009-01-15 15:43:00
Government help for the bank lending: just “get on with it”
Last weekend the Prime Minister announced yet another “anti-recession” plan which included the “creation of up to 100,000 new jobs” ... that households are reining in after the years of credit-fuelled excess. Two key indicators are housing equity [more...]
Date: 2009-01-08 21:14:21
Compute Your Net Worth Once a Year
The following is a guest post from Marotta Asset Management ... . The storm has blown you miles off course, and not making any adjustments is destined to end ... money would be left if you converted everything you owned into cash and paid off all your debts [more...]
Date: 2009-01-13 17:34:21
Sunday, January 11, 2009
We had quite a treat today. One of our main goals for this trip is to document some of the amazing work that is happening in Kantolomba ... that these would be more appropriately called “home improvement loans” rather than roof loans [more...]
Date: 2009-01-15 20:36:03
Winsted and Mayer business owners can still apply for small-town grant
Both Winsted and Mayer have made great strides toward increasing the appeal and vitality of their downtown business areas, ... grant money or loans for the improvement on their buildings. Mayer business owners who are interested ... and their most recent effort takes the form of a small-town grant, which the cities filed [more...]
Date: 2009-01-15 19:25:47
Pertinent Obituary, Dimon Says Worst Not Over, Oil Producers Struggle, The Next Bubble and More!
One company to summarize all of the last 10 years… now on its deathbed Credit crisis survivor predicts “worst… not yet behind us” Oil ... more in the fourth, had a $100 million interest payment due this morning and $4.5 billion in looming debt [more...]
Date: 2009-01-15 19:40:53
Loans - Debt Management for Personal Loans
by Peter Hagen Personal loans can offer individuals a way to have the funds for an array of uses ... with personal loans is debt consolidation. Within a year most people who use personal loans ... the financial obligation that comes with individualized loans. Too often, individuals access money quickly [more...]
Date: 2009-01-15 15:54:49
Bizbox by Slate - Small Business Help and Tips
Discuss Sour vote 5 vote How The Government Can Lend Directly ... profile Category: Finance | Tags: sba loans credit disaster 9/11 BizBox explains how the Small Business Administration once loaned money directly to small businessess--and why it should [more...]
Date: 2009-01-15 05:45:55
Hillary Rodham Clinton makes poignant mention of Obama's mother work in international micro-finance at Secretary of State confirmation hearing. Text as prepared.
Statement of Senator Hillary Rodham Clinton, Nominee for Secretary of State WASHINGON, DC: - President-Elect Barack Obama's designee to be Secretary of State Senator Hillary Rodham Clinton today released the following statement at the Senate Foreign Relations Committee confirmation hearing: Full text as prepared is below: Thank you, [more...]
Date: 2009-01-11 01:57:42
Introducing: “TALF”
November 25 - The Federal Reserve Board on Tuesday announced the creation of the Term Asset-Backed Securities Loan Facility (TALF) ... businesses by supporting the issuance of asset-backed securities (ABS) collateralized by student loans ... ). What is TALF? Term Asset-backed Securities Loan Facility (TALF) is a new lending program created [more...]
Date: 2009-01-16 00:28:11
Idea to Bolster Small Businesses from Montana-based Firm to Add to the List in Washington
Andrew Field at the 2008 Top Small Workplaces Conference ... angel investors a 20% tax credit to encourage more people, forgiving a portion of Small Business ... an incredible job growing his business in the 13 years since he founded it, he like many small business [more...]
Date: 2009-01-15 17:01:48
Idea to Bolster Small Businesses from Montana-based Firm to Add to the List in Washington
Andrew Field at the 2008 Top Small Workplaces Conference ... angel investors a 20% tax credit to encourage more people, forgiving a portion of Small Business ... an incredible job growing his business in the 13 years since he founded it, he like many small business [more...]
Date: 2009-01-15 17:01:48
President-elect Obama’s Economic Speech
President-elect Obama’s Economic Speech Here’s highlights from the speech (full video here): Full text of the speech below: ↓ Show full post ↓ Remarks of President-Elect Barack Obama As Prepared for Delivery American Recovery and Reinvestment Thursday, January 8, 2009 Throughout America's history, [more...]
Date: 2009-01-08 02:14:29
Monetary Conditions Might Exacerbate the Chinese Adjustment
I think if I were an economic policymaker in China I would be spending most of my time thinking about the money supply and how it works. There is a small but growing possibility that Chinese monetary conditions are going to go wrong at exactly the wrong time, [more...]
Date: 2009-01-15 14:32:35
For victims of the Cedar Rapids flood, the budget crisis is hitting home
Flood map courtesy City of Cedar Rapids. Click for larger PDF version. Few in the crowd of 70 people sat peacefully on the padded folding chairs in the basement of Trinity United Methodist Church in downtown Cedar Rapids Monday afternoon, as two dozen state legislators, [more...]
Date: 2009-01-08 16:17:50
Just because you can refinance, should you?
Just because you can refinance, should you? Posted by Fred Chamberlin at January 14, ... it is in your best interest to do so. Whether it is a conventional refinance or an FHA or VA refinance, a lot ... this is to give a couple of fictional examples. (These are conventional loan examples) First of all, let’ [more...]
Date: 2009-01-14 21:52:17
It Was Getting Like California
The East Valley Tribune reports from Arizona. “The mortgage crisis is emptying out East Sierrita Road ... with an adjustable rate. ‘There are just all these little loopholes that, at the time, you don’t pay attention [more...]
Date: 2009-01-09 15:18:09
Caprock Analytics Stock Ratings for Selected Stocks
Caprock Analytics highlights selected stocks from the over 4,000 stocks tracked and analyzed by Caprock Analytics. These stock selections include a recent Caprock Analytics Strength metric and a brief description of the company. Note that stocks with negative strength ratings indicate a degree of weakness that has been detected [more...]
Date: 2009-01-15 19:05:49
Shock & Awe! - NOI Gets Bombed
Noah and I have been talking ad nauseam about the imminent threats to the New York City land market, commercial real estate market and ultimately the residential real estate market as a result of the tentacles of the credit debacle going back quite a stretch [more...]
Date: 2009-01-09 00:25:02
Sources of commercial real estate loans
Commercial real estate loans are crucial for a person who wants to start a real estate business, for expanding the existing business, or for refinancing the existing debt. There are two main types of commercial real estate loans ... for obtaining commercial real estate loans, like banks, insurance companies, and private investors [more...]
Date: 2009-01-15 00:47:31
Owner of Black Angus Steakhouse files for bankruptcy
the bottom line for this personal bankruptcy: $2.7 million in assets and $345.3 million in debts. Deeper inside the schedules Gantes discloses that he potentially owes millions in unpaid payroll and sales taxes for his restaurants: $5 million to $7 million to the Internal Revenue Service in unpaid payroll taxes [more...]
Date: 2009-01-15 19:15:42
CFO, senator question 'gardening' plan
The $10-million "economic gardening" proposal by Gov ... of meaningless." Legislation awaiting final passage (SB 38A) would set up a $10-million business loan ... ?" Sink said. "It's really kind of meaningless." The loan program may have other problems, following [more...]
Date: 2009-01-13 19:07:54
Giving Your Suppliers a Second Financial Chance: Tossing the Lifeline
Giving Your Suppliers a Second Financial Chance: Tossing the Lifeline Posted At : January 15, 2009 9:01 AM Related Categories: ... ." Or in other cases, direct financial assistance in the form of loans can be the right strategy. In this case, "a company can consider extending a bridge loan to a troubled supplier, generally [more...]
Date: 2009-01-15 17:01:00
CFO, senator question 'gardening' proposal
The $10-million "economic gardening" proposal by Gov ... of meaningless." Legislation awaiting final passage (SB 38A) would set up a $10-million business loan ... ?" Sink said. "It's really kind of meaningless." The loan program may have other problems, following [more...]
Date: 2009-01-13 21:02:56
With his bike race bail-out in hand, Kinder unsure if MDFB should assist small businesses
With his bike race bail-out in hand, Kinder unsure if MDFB should assist small businesses Submitted by patriot on Wed, 01/14/2009 - 7:00pm ... on board with Governor Nixon's plan to provide low-interest loans to small businesses through ... has given Nixon the green-light on his small business job creation plan. The MDFB is set to meet [more...]
Date: 2009-01-15 00:00:27
Advice for Small-Biz Owners
It's no secret there's plenty of bad news about the economy and the state of business ... Office of the U.S. Small Business Administration and its resource partners, Orange County SCORE Chapter 114, Orange County Small Business Development Center and the Orange County Women's Business Center [more...]
Date: 2009-01-14 22:19:18
Restarting the frozen loans market
Restarting the frozen loans market » By on Jan 15, ... for small business loans will take effect next month, in a behind-the-scenes move to unlock the capital some banks rely on to finance their small business lending. Original post by Technology news [more...]
Date: 2009-01-15 19:12:48
Citi on Its Way to Breakup?
The Wall Street Journal tonight says, "Citigroup Takes First Step Toward Breakup." But what does that mean, exactly? ... banks. TPG's $7 billion stake in WaMu turned to dust in record time. The credit, Treasury and trading [more...]
Date: 2009-01-10 05:11:48
Federation of Small Businesses welcomes the £1.3 billion small business fund with open arms
The Federation of Small Businesses, after hearing that the Government is set to provide a £1 ... the Small Business Survival scheme that we urged the Government to introduce before the Pre-Budget Report in November. It is sad to see that since we proposed our package in October, small business [more...]
Date: 2009-01-15 17:15:00
Colorado Payday Loan Laws
Within that many times there is just very little you may do ... time and effort. Thus, no fax payday loan in Illinois, then you will be able to payday down or pay ... on what a colorado payday loan laws Payday Loan can be used to serve a number of security number [more...]
Date: 2009-01-15 20:17:40
Obama's first plan
Obama's first plan The House Appropriations Committee introduced its version of the Obama administration's American Recovery and Reinvestment Plan ... Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months [more...]
Date: 2009-01-15 22:16:25
The Basics of Banking Explained
This is the first edition of our Personal Finance Foundation Series where I discuss the very basics of foundation-type personal finance topics. The topic of this post is Banking. I was fortunate that my first real experience with banking was with a local credit union [more...]
Date: 2009-01-12 12:18:50
Repudiation now
We have not acquired any debt. The so-called public debt really belongs to the oligarchy ... Calls foreign Debt Illegal, Defaults on Payments Last month, the government of Ecuador defaulted on a US$ 30,600,000 interest payment on US$ 510,000,000 in bond debt. They will be defaulting [more...]
Date: 2009-01-14 21:03:45
Diversified Options for Maximum Revenue
Diversified Options for Maximum Revenue Bookmarks von Binkley 6 (http://kuville.com) ... services cash advance merchant account working capital working capital funding small business loans funding small business funding I’m definitely sure that no matter what industry [more...]
Date: 2009-01-15 17:15:37
Banking Veteran Joins Board of 1st Pacific Bancorp and 1st Pacific Bank of California
SAN DIEGO, Calif., Jan. 15 (SEND2PRESS NEWSWIRE) -- 1st Pacific Bancorp (NASDAQ: FPBN) ... in Finance and BA degree in Business Administration, Management and Accounting. Chairman of the Board, President and CEO Ronald J. Carlson stated, "Marshall's business experience and knowledge [more...]
Date: 2009-01-15 16:46:50
Free Quicken Online Review and Quicken 2009 Discount Coupon Codes
Quicken 2009 Discount Coupons and Promo Codes Listed Below The editors at CNN Money recently examined and reviewed several of the top online personal finance tools - and ultimately decided to award its highest honors to four winners - Mint, Yodlee MoneyCenter, Wesabe, and Quicken Online [more...]
Date: 2009-01-08 01:37:56
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