Bear market intensifies for crude; prices tumble
With auto sales in the tank and people pulling back in every area to conserve and save, it is no wonder that oil consumption is on the drop. With people driving fewer miles and driving those miles in vehicles that get better economy, it is having a strong impact on crude demand and hence prices. But it does not stop there [more...]
Date: 2009-01-16 00:25:02
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THE FINTAG NEWSLETTER @ 15 January 2009
FINTAG COMMENT Timing. Cash is king and is never more so than when running a blog site ... . The bailiffs told me off and then gave me another 48 hours to come up with the readies. I put it on my credit ... for it. It's cash again. I took the ludicrous position yesterday of handing out free advertising space [more...]
Date: 2009-01-15 12:00:31
Credit Report Contents
by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... to monitor his/her own credit profile, fix errors, and repair personal credit. About the Author ... credit. You need to know that there are actually three major credit reporting agencies [more...]
Date: 2009-01-15 21:43:13
Standing with Gaza
By Susan Schwartz, MMNS Residents of Southern California, outraged by the situation in Gaza and by the reluctance of national and local figures in government and the media to condemn Israel for its barbarity, participated in a massive demonstration and attended two successful fund raisers this past weekend [more...]
Date: 2009-01-15 21:44:58
Re: Incarnation
Well, I was out sick again yesterday. I had a very high fever and spent the better part of the day in bed, having nightmares. The fever broke at about 6pm, and I now feel as well as I have in ages.Just before coming out of my fever-induced dreams, however, I had a singular vision concerning an angel descending from Heaven [more...]
Date: 2009-01-15 15:52:00
Maintaining Excellent Credit Rating
Being approved for credit is a sign that someone is willing to take a risk on you with their money ... out your credit card number online when you were making a purchase. It is possible that some unscrupulous ... on credit as long as you can pay for it eventually. Aside from cleaning up your credit, build a savings [more...]
Date: 2009-01-15 03:41:35
Credit Reports can be a Teaching Tool
by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... credit. You need to know that there are actually three major credit reporting agencies ... . Lines of credit will be included such as balances, monthly payments, and credit limits [more...]
Date: 2009-01-15 21:32:08
Hoarders and Destroyers
Just when you thought it was all baked into the cake...whammo! Another pie to the face. Get ready for more pies. In fact, you could take your pick of pies this morning. The most painful pie was yesterday's 4.3% decline on the All Ords. It was the worst day of the year for Australian stocks. Unemployment called in at 4 [more...]
Date: 2009-01-16 03:04:54
Transcript: President George W. Bush Final Press Conference - January 12, 2009
(Source: White House Press Office) 9:17 A.M. EST THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton. Just seemed like yesterday that — that I was on the campaign trail and you were analyzing my speeches and my policies [more...]
Date: 2009-01-12 20:41:57
Top 10 Trends In Managing Small Business Finances in 2009
There’s not much good news to report on the financial front as we move into 2009. Layoffs are occurring at breakneck speed and “out of business” signs are in high demand for many small business owners. Overall, the landscape is different than it has been for a long time, [more...]
Date: 2009-01-14 08:12:29
Kicking Off the Panic of 2009
“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]
Date: 2009-01-16 01:10:34
Economist Tom Sowell On Dennis Prager’s Radio Show
Dennis: "I am about to speak about one of the clearest thinkers living. One of the top five…" "Allen Estrin, my producer, said America would be different if every college kid read this book. "The first edition of Applied Economics, I asked him if he had a department in charge of naming his books [more...]
Date: 2009-01-15 16:22:12
U.S. Climate Action Partnership: Give Polluters Money To Continue Polluting
U.S. Climate Action Partnership: Give Polluters Money To Continue Polluting By Brad Johnson at 3:46 pm U.S ... tide in Washington. They deserve credit for moving past conservative rhetoric that denies the need ... in a recent report, “A U.S. climate bill should set a target of reducing U.S. greenhouse gas [more...]
Date: 2009-01-15 20:46:27
The Baddest Bank in the West
Give us Madoff! Give us Madoff! "Oil rises to $39 on Bernanke comments..." "Asian stocks rise after Bernanke remarks..." When they turned out the lights and closed the doors in New York last night, the Dow had lost 25 points and oil had gone down to $37. But this morning, investors seem to be feeling better about things [more...]
Date: 2009-01-15 04:51:36
How to use “Owner Financing” for Real Estate investing
by Doc Schmyz Owner financing often produces a winning situation for both the homeowner who is selling the property and for the buyer who is ... to help finance a real estate transaction by creating a loan for the entire purchase if they own the home outright or by creating a loan for part of the purchase price when there is already [more...]
Date: 2009-01-16 03:41:32
An Example of What the Credit Bureaus Try to Sell You
experian1 I mentioned yesterday that you can set up a quasi-credit monitoring service for yourself ( ... mentioned that the Credit Bureaus, agitated at being forced to provide free reports to mere consumers ... annual report without a credit score attached to it. This is the link you want. The second image [more...]
Date: 2009-01-15 13:00:15
Media Matters: Conservative media peddle a raw deal
The conservative punditocracy that has spent the past eight years propping up a president who gave us an illegitimate war and leaves us with an almost unimaginably bad economic crisis apparently grows weary of defending this spectacular failure of a president [more...]
Date: 2009-01-10 00:09:02
11th January 2009 - Who's made a mark this week?
The result of the End of Year Portrait Challengecopyright Different Strokes from Different Folks and the artistsThese paintings were was done from by a photograph provided via the Karin Jurick's group blog Different Strokes From Different Folks, where artists are encouraged to paint or draw their own interpretations of the photographs supplied [more...]
Date: 2009-01-11 13:30:00
The exceedingly grumpy editor's accounting system update
When your editor posted the Grumpy Editor's next project, ... from proprietary software to free software would be incomplete. But the world is full of surprises, even ... do not involve counterparty risk, credit-default swaps, or anything on that scale. Click below [more...]
Date: 2009-01-13 16:57:58
Skating where the puck is going.... 2008 wrap up and 2009 preview...
Last week I was at the Citigroup conference and it was interesting to hear what the CEOs of Verizon, Interactive Corp, Sprint and others were talking about. One thing I noticed is that several were using some new business speak. While 2008 was the year of tailwinds (beginning of the year) and headwinds (back of the year) [more...]
Date: 2009-01-15 03:41:37
30 Day Challenge: Day 1, A Magnificant Symphony
Pastor Cedric told me about the Thirty Day Challenge a few months ago. The Thirty Day Challenge is about making your first $10 online ... , nothing, nada, ziltch. The entire training program is free ... other than the investment of my time. No credit card required.I will report back to you on my progress over the course of the 30 days.The [more...]
Date: 2009-01-12 13:45:00
Reducing Post-Purchase Anxiety: Order Confirmation Emails & Thank You Pages
The order confirmation email. So important. The sender name, even more important ... assures the customer that you’ve got their credit card information. He/she still lives on a prayer until ... the order really go through? Has my credit card been charged? When will the product leave [more...]
Date: 2009-01-08 11:30:29
President Bush Doesn’t Care About Black People
Dec. 8, 2008: President George W. Bush kisses one of the children attending the Children’s Holiday Reception and Performance with first lady Laura Bush in the East Room of the White House in Washington, DC. The reception is for children whose parents are serving in the military and cannot be with them for the Christmas holiday [more...]
Date: 2009-01-14 08:47:09
(CXW) Corrections Corporation of America - 1 out of 4 covering analysts raised in the last week
Corrections Corporation of America (CXW), the largest operator of private prisons in the United States, ... about the future. On Nov 14, amidst the credit crisis, the company announced a $150 million stock repurchase ... the company’s credit facility and cash from operating activities. The company states it would purchase only [more...]
Date: 2009-01-15 22:22:37
Divorce Affects Credit Big Time
by Rob Kosberg Divorce can have unexpected effects on your credit ... with your finances before you receive the possibly devastating injuries to your credit. Know your total debt ... to examine the credit reports for each spouse. Any errors should be fixed so that both reports [more...]
Date: 2009-01-15 23:28:30
LifeLock Review
LifeLock is the company that has a picture of their CEO, Todd Davis, ... . They will remember to put fraud alerts on your credit history at the three bureaus every 90 days ... , and they will request your credit history every 12 months from the three bureaus. It’s not a lot of work [more...]
Date: 2009-01-14 12:19:44
The Most Important Investment Report You'll Read in 2009
The Most Important Investment Report You'll Read in 2009 Posted January 15th, 2009 by Michael Nystrom This is the full, ... is not "printing money." That is a gross oversimplification. They are in fact creating credit ... WWI Germany and Zimbabwe for examples. Credit is only a bookkeeping entry, which is created [more...]
Date: 2009-01-15 02:59:51
Riga 2009, Buenos Aires 2001
Chalk up another in a string of neo-liberal economic failures ... in the old city above levels found in Berlin. Over 85% of all household and corporate debt in Latvia was contracted in foreign currencies, a proportion similar to Argentine dollar debt before [more...]
Date: 2009-01-15 00:12:47
Free Credit Report
Someone advised me that always one should have a good credit standing so that there won’t be any future problems. Have you heard about free credit report? Well it’s an online company that helps you updated ... , check out the Credit Nexus 3-in-1 Free credit report for they can remove credit report errors [more...]
Date: 2009-01-08 14:38:54
This has been an unusual interregnum from President No. 43 to No. 44. Because of the need for urgent economic action as well as continuity, this country, perhaps for the first time, has had two presidents at once, in effect [more...]
Date: 2009-01-13 00:38:14
Inside Slant - 01/15/09
Source: USA Today And just like that, the season that wasn’t expected to continue, was over. The Chargers were eliminated from the AFC playoffs Sunday when getting thumped, 35-24, by the Pittsburgh Steelers. The beating was such there was little room for second-guessing come Monday [more...]
Date: 2009-01-15 08:21:39
7 Ways to Lower Your Energy Bills
Are the bills piling up? by Ethan Ewing, www.bills.com If you’re like many Americans, you’re probably looking for ways to trim costs while the economy is in a down turn. According to the U.S. Department of Energy, the average American home will spend $990 on heating this year [more...]
Date: 2009-01-15 17:28:36
Pertinent Obituary, Dimon Says Worst Not Over, Oil Producers Struggle, The Next Bubble and More!
One company to summarize all of the last 10 years… now on its deathbed Credit crisis survivor predicts “worst… not yet behind us” Oil ... more in the fourth, had a $100 million interest payment due this morning and $4.5 billion in looming debt [more...]
Date: 2009-01-15 19:40:53
Recognizing a Credit Repair Scam
by David Wada Companies target consumers with poor credit histories all the time, ... national credit reporting companies directly. * The company tells you they can get rid of most ... making promises to fix their credit report so they can get their dream car, a bigger home, health [more...]
Date: 2009-01-16 04:06:09
The Bipartisan Homeland Security State
Will GriggFor two years, Bart McIntyre was deeply involved in the insignificant, thinly populated white supremacist movement ... of law-abiding gun owners and firearms dealers. So it was in his day job as an ATF Special Agent [more...]
Date: 2009-01-16 00:24:00
Rangel Will Reintroduce Bill to Bring Back Draft
Sometimes it seems that Charlie Rangel is the gift that keeps on giving ... " with taxes. Charlie admitted that he failed to report $75 THOUSAND DOLLARS IN INCOME. HOW THE HELL TO YOU FORGET TO REPORT SEVENTY-FIVE THOUSAND DOLLARS?Now the Congressman has come up with a way to make [more...]
Date: 2009-01-15 21:52:57
Big Media Distorts Bush Economic Record
by James Pethokoukis, US News & World Report His presidency is almost over. But what is the true George W. Bush economic record? ( ... some of my free market principles when I was told by chief economic advisors that the situation we were facing [more...]
Date: 2009-01-14 16:39:10
Using Google Sites for Literacy Practice
I punted. I asked my students, "Hey, what if we could create a website for our school?" We didn't have one, and other Minnesota alternative programs do. The idea of creating a website seemed like the perfect formula for success with nontraditional students [more...]
Date: 2009-01-16 02:46:15
E-text: A threat to concentration?
not neglect recreational reading as a literacy-promoter. Related: New NEA report in PDF, New York Times article, Washington Post item, Google round-up, and David Nygren’s essay on how e-writers could reach larger audiences—plus E-text: A threat to concentration? [more...]
Date: 2009-01-11 19:48:15
The Impact of Credit Scores and Jumbo Size on Mortgage Rates
Since August of 2008 conforming mortgage rates are have declined a huge amount. Jumbo rates have fallen a large amount also, but much less ( ... to Everyone - 30 Year Fixed Rate Mortgage Rate Data - Real Free Credit Report (in USA) - Jumbo Mortgage ... for example for a credit score of 700-759 the jumbo rates declined 73 basis points while [more...]
Date: 2009-01-15 15:15:38
3 Major Credit Bureaus - Which One Should I Contact?
There are 3 major credit bureaus that have information on your regarding your credit history ... . Check the listing of your bills, the amount of the payment and the due date. If you have been late with a payment or missed one altogether, this will show up on the credit report you receive [more...]
Date: 2009-01-15 21:26:00
Toby’s Tip: Not-So-Free Credit Reports
toby_tip They’ve got a catchy song that wants you to believe that Free Credit Report (dot) com is free ... are marketing genius, the problem is that unless you pay attention — that free credit report ... we all have the opportunity to review our credit report one time every 12 months for free. That can be done [more...]
Date: 2009-01-15 06:06:02
Credit Reports - How to Understand Them
If you are looking for a wise decision concerning your credit, then you may want to take a look at your credit report. Once you have obtained a copy of your credit report it is just as important to know how to read ... Agencies The three agencies that report on your credit and have the most impact on your credit [more...]
Date: 2009-01-15 20:21:52
Why Getting A Copy Of Your Credit Report Is Important
Your credit rating, like a report card of your credit history, is important when determining your economic status ... to begin. The first step to credit repair would be to order a current copy of your credit report ... . When your credit rating is good, can easily obtain a loan, a mortgage, or credit cards, among [more...]
Date: 2009-01-16 00:04:35
Can Businesses Really Check My Credit Report Before Offering Me A Job? [Ask The Consumerists]
Reader Brandon wants to know if those freecreditreport.com commercials are being misleading when they tell you that your credit report can affect where ... , but how is it that they can scare people into checking their credit scores because "it may even [more...]
Date: 2009-01-14 20:53:31
How to get a Collection Agency to delete your account from your Credit Report
These are a couple of tactics I read up on from a collection agency former manager that might prove successful in getting your account deleted from ... the collection agency that you have no clue they’ve been assigned this debt. See also ... your credit report. When a collection agency has purchased or been assigned your account [more...]
Date: 2009-01-15 22:53:23
Shapps Exposes Loan Sharks Who Charge 10,000% Interest
In times of economic crisis loan sharks come into their own. Today, Tory Housing Spokesman Grant Shapps is releasing a report, PAYDAY FOR LOAN SHARKS, which ... the whole loan shark market is worth a staggering £3 billion a year. Ninety per cent of the loan shark [more...]
Date: 2009-01-09 00:34:00
Bankster Plundering Doesn't End With Bush's Banishment
Earlier today we used the collapse of prices on the high end of the blue chip international art market as a metaphor of (and harbinger of) ... Buetow, senior portfolio manager at Portfolio Management Consultants. ''It was a horrible report [more...]
Date: 2009-01-13 22:00:00
Credit Nexus
HI friends, I am now going to blog on a topic of how to improve credit score. The Credit Nexus 3-in-1 Free Credit Report gives a complete overview of the credit history rating. One can learn about what affects my credit score and how to remove credit report errors. Monitor [more...]
Date: 2009-01-16 00:34:47
No end in sight
I feel bad for the next President with respect to our current economic prospective ... % of the United States GDP, without any strings attached or requirements supposedly to “free up credit [more...]
Date: 2009-01-09 22:31:00
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