Financial Turnaround - If you are a farmer or fisherman, there

Financial Turnaround - If you are a farmer or fisherman, there The one sensible way to turnaround your business and stop business liquidation ... of wealth owing to an unsuccessful restructure. Most turn around projections include items like debt management, equipment leasing, financial resource based lending and the raising of capital funds. New [more...]

Date: 2009-01-15 23:33:09

Blog posts (548) | Videos (221)
 

Carnival of Personal Finance, Cyber Monday 2008 Edition

Welcome to the Carnival of Personal Finance! It’s officially Cyber Monday 2008, the online doppelgaenger to Black Friday ... What is freedom worth?“ Posts on Credit and Debt Free From Broke chats about medical treatment ... some aspects of refinancing consumer debt. Blueprint for Financial Prosperity has a list of 0% balance [more...]

Date: 2008-12-01 06:02:01

Arrange Your Own Debt Consolidation and Save Money

Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]

Date: 2009-09-25 15:43:00

The ARM of Satan

Dear United States of America, I have decided to ask you, the government for a bailout ... I have too much credit debt and that is probably crimping my cash flow, but the truth is, I am too important to fail. If I don’t pay off this debt then the financial institutions that I owe money [more...]

Date: 2008-12-15 07:03:46

Debt Consolidation

Financial forecasts for this year are very dim. Analysts say that the financial crisis in America will be felt around the world and this year, all of us will receive its full impact. Advisors say that it will be wise to hold off big spending and save. Save as much as we can. [more...]

Date: 2009-01-15 02:36:47

Harold Pollack: "Get sick and get out." The travesty of medical foreclosures and bankruptcies

Today's news describes yet another study noting how often illness and medical expenses drive people into financial hardship ... bankruptcy researchers: Medical debt is central to the story. This is hardly surprising. Times are hard ... and further into debt. I became involved in many state boards and other opportunities... What kept [more...]

Date: 2008-09-20 21:49:52

The Fed Seeks Ability To Issue Own Debt

The Fed can't get enough money from the Treasury to fund all their ventures, so what do they do? Simple, they request the authority to issue their own debt. If Congress approves this measure ... . One of the great mysteries of our debt-fueled financial system in general and central banking [more...]

Date: 2008-12-10 20:40:49

On the bank bailouts: One angry taxpayer

[ Demonstrators from 'DC Jobs for Justice' rally against the 700 billion dollar bailout outside the US Capitol Building in Washington, DC, October 1, 2008. The US Senate passed a new 700-billion-dollar bailout of the debt-stricken financial system ... and pay our bills. Butch Murden, Irving I need real help, not stimulus Once the government [more...]

Date: 2008-12-30 00:13:59

Credit Bankruptcy - Essential Information

Someone once said that bankruptcy is essential in order for capitalism to survive ... (if not all) of the debt is forgiven. Are there any disadvantages? First of all, each future credit check ... into consideration for any person who intends to declare bankruptcy. The financial situation – being in debt – [more...]

Date: 2009-01-16 00:24:18

How To Take The Challenge of Credit Card Debt

Filing for bankruptcy is one thing that you should rightly dread in your financial course. This process will crush your credit status with many financial institutions such as the banks and it is in fact an embarrassing process that any one would not want to go through. One thing here is that thee are always some more feasible approaches to debt consolidation that can see you through your financial storms. [more...]

Date: 2009-09-20 00:23:30

Learning to Deal with Credit Card Debts

Filing for bankruptcy is one thing that you should rightly dread in your financial course. This process will crush your credit status with many financial institutions such as the banks and it is in fact an embarrassing process that any one would not want to go through. One thing here is that thee are always some more feasible approaches to debt consolidation that can see you through your financial storms. [more...]

Date: 2009-09-20 00:26:44

An End to the Good Times?

Egads. Even the New York Times isn’t sure that the good times of endless government spending can go on forever ... relentlessly, as if gravity, arithmetic and the tyranny of debt had been defanged by financial engineering. Armed with credit cards and belief in a bountiful future, Americans brought home ceaseless [more...]

Date: 2008-12-29 22:10:40

New Site for Financial Info

Just for fun I took the Bills IQ test and passed with flying colors ... in times of inflation, and Debt consolidation, which can help the most stalwart investor, — three ... . My plan is to use this info to construct a solid three-part financial strategy that involves Debt [more...]

Date: 2008-07-10 05:29:41

The Personal-Finance Gift Guide 2008

Last year, in answer to reader questions, I suggested some personal-finance books that make good gifts ... that this is the most crucial stage in a person’s financial life. Begin accumulating debt, and there are years ... , she can acquire some kick-ass wealth relatively early in life. Debt is Slavery by Michael Mihalik [more...]

Date: 2008-12-11 13:00:11

Out Of Debt By Following 5 Tips

Author : Devora Witts Getting out of debt may seem complicated but it should not be It is possible to eliminate debt progressively without much sacrifices or getting into complex financial processes that can also risk your financial future What you need to do is to meditate about the real causes of your debt problems and attack the underlying variables that generate debt in your life Plus, by following these easy steps you will be able to reduce debt generation to a minimum while continually [more...]

Date: 2009-09-14 17:36:31

Personal Finance - Digging Yourself Out of Debt

Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending ... are true, you have a consumer debt problem: You have little or no savings and are at your limit ... and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt [more...]

Date: 2009-01-15 21:23:35

Bailout in Lieu of Bankruptcy

A couple of months ago, I posted about the problem of debt overhang in the financial sector.  The problem is a conflict of interest between debtholders and equityholders when the debt ... continues to be that "bailout in lieu of bankruptcy" substitutes a reduction in taxpayers' disposable [more...]

Date: 2009-01-14 14:25:34

Debt Settlement Help ? Calm Down and Take Stock

If you are like most Americans, then you are in some form of financial debt, more likely than not to be in credit card debt The problem has been around for ages, and debt settlement help has always been a popular topic [more...]

Date: 2009-09-29 03:26:34

Ronald Hardy: A Green Party national membership proposal

Posted at Green Party Watch Summary: The Green Party of the United States (GPUS) is in a tough position financially. It is in debt, and struggling to meet its monthly expenses. Below I present a case ... Nominating convention, and is going deeper into debt with each month that donations don’t add [more...]

Date: 2008-12-08 20:49:06

Broke because you want to be: 12 rules for debt elimination

Copyright © 2006-2008 Clever Dude. All Rights Reserved. By FWP This is a guest post by FWP at the Financial Wellness Project ... is in debt. There is no hand-holding or gentle encouragement from this author.  There are no parables.  If you’re in debt, you put yourself in that situation, you chose to, you wanted to, and you must start [more...]

Date: 2008-11-17 06:39:40

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... of changing to a rewards card like a rewards credit card. Once this debt is eliminated, take the money ... payoff money, cannot change until you pay off all of your debt for this method to work best.If [more...]

Date: 2008-08-14 05:42:00

Summary of House Approved Auto Bailout Bill

(Source: U.S. House of Representatives, Office of the Majority Whip) ... viability, international competitiveness and energy efficiency, including repayment of government ... debt.  The President’s Designee may provide financial assistance to an Auto Manufacturer to implement [more...]

Date: 2008-12-11 05:25:20

Writer Auditions at Money Smart Life

The time has come. I’ve decided to shut down the site and spend my evenings vegging in front of the television ... My Dollar Plan offers 7 ways to payoff credit card debt. – Suns Financial Diary talks about what qualifies [more...]

Date: 2008-07-07 05:02:08

Debt Consolidation

Are you struggling to run your run because of financial problems?? ... . Instead of involving themselves involved in Debt Consolidation, they act as referral services to good ... a stressed life.Biggest cat advices these kind of people to take up debt consolidation plans. Debt [more...]

Date: 2009-01-14 02:51:06

Employers Aid Workers in Financial Distress

It's official. On Monday the National Bureau of Economic Research confirmed that the U.S. has been in a recession since December 2007 ... with budgeting and debt reduction by certified financial planners, accountants, and attorneys through [more...]

Date: 2008-12-02 22:28:00

Is German (and Japanese and Chinese) frugality the problem?

Martin Wolf writes in today's FT: What are Germany's characteristics? ... , Portugal, and Spain--but mainly Greece) are at some risk of defaulting on their debt if the recession drags ... and Greeks and others) never would have been able to run up so much debt and get into so much financial [more...]

Date: 2008-12-10 11:51:44

Alexandria VA Agent Can Help Distressed Homeowners Avoid Foreclosure With Short Sale Solution

Results Matter.  Especially when it comes to helping homeowners facing financial difficulty ... of a recession, debt, and job instability.  If a foreclosure happens, your credit immediately takes ... solution. Homeowners can visit www.AlexandriaShortSale.info for assistance, and to see if a short sale [more...]

Date: 2009-01-15 16:31:56

Help a Reader Payoff Debt

Last night I got a call from a friend looking for some financial help. He has $14,300 in debt and has a goal to be debt free by November ... Details Here are the details of his debt: Personal Line: $3,500 balance @ 15% - $7,000 limit Credit Card ... Plan When Does the 0% Credit Card Really Expire? The Great Credit Card Debate Continues…. Debt [more...]

Date: 2008-06-24 13:29:39

An Opportunity to Aid Borrowers

Yesterday, the U.S. House of Representatives pushed through a bill that would extend a previous effort to bail out student loan providers. Before the Senate acts on this legislation, Higher Ed Watch urges lawmakers to view this as an opportunity to come to the aid of financially distressed borrowers struggling with private loan debt [more...]

Date: 2008-09-16 19:25:09

RESOLUTIONS

RESOLUTIONS J. Crofthttp://freedomguide.blogspot.comIt’s a New Year as I type this. Another year the forces of evil have triumphed ... financial system credit(debt financing) halts and the real economy has been all but shut down… what’ [more...]

Date: 2009-01-13 17:55:00

Big Information Technology Firms Still Struggling Financially

It was the Search Engine Company Yahoo that got headlines for the most part of 2008 ... sure their long term viability. Some of the usual Financial Services includes debt management ... Jerry Yang to give way for a new CEO of Yahoo. Despite the management move Yahoo stocks are still [more...]

Date: 2009-01-15 09:14:26

Emergency Funds On Steroids

One of the most frequently asked questions in the personal finance realm is, “How much should my emergency fund be? ... goal.  For instance, when we become debt free I plan to start saving in a “Financial Independence” ... , beginner emergency fund while you are working to become debt free.  I understand the logic behind [more...]

Date: 2009-01-15 11:00:56

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

Debt, Savings, and the Balance Are Not One Size Fits All

If there is one thing I’ve learned through my very public journey out of debt and towards being a financially responsible individual, ... that money at my student loan.  But no matter how many times I am told a $1000 emergency fund [more...]

Date: 2009-01-12 16:17:02

Debt Free

I made a post here yesterday about my problem with Standard Chartered bank ... that can help me with my debt elimination problem. I know this company can prepare a financial plan for me to help me manage my debt but I wonder if they have programs too that can help me deal with credit card [more...]

Date: 2008-12-06 16:11:54

Saturday sniplets

Been a wild week. We have seen the housing bill continue debate in congress to the point that they are meeting today(yes a Saturday!) ... DaimlerChrysler AG. The debt represents a sizable chunk of Chrysler Financial's $70 billion portfolio ... its borrowing costs rise in early August when it rolls over about $30 billion of short-term debt backed [more...]

Date: 2008-07-26 00:24:00

The ‘Get Your Finances Off to a Good Start’ Giveaway!

A new year means new financial resolutions. And to help you along, Almost Frugal is giving away a fantastic financial planning tool package to help you succeed ... on the right financial track before the debt hits the fan.” While designed for the 18 to 34 year-old set, Green [more...]

Date: 2009-01-05 11:00:06

It’s Only Money, After All

After our series of unfortunate events, we’ve been thinking about what our 2009 financial goals are and how debt elimination factors into that.  Although I planned (and pre-wrote) a 2009 goals post for today, the last day of 2009, the events of the past week and a half has made that largely irrelevant [more...]

Date: 2008-12-31 14:59:05

Investing Now vs. Removing Debt

Recently, I got a visit from a friend and he revealed his current financial status to me ... the safer road – debt removal. The reasons being: The ability to clear debt is 100% certain. In our current economic state, the stock market doesn’t guarantee a positive return. Removal of debt relieves [more...]

Date: 2009-01-03 22:38:45

Scammed? Let's Talk [PSAs]

Looking for sources for an article I'm working on for a major national magazine.Have you gotten a phish email recently trying to exploit the financial crisis?Has a fake debt collector called you and threatened with jail time for a debt you don't owe?Have you been the victim [more...]

Date: 2008-10-14 02:51:18

Debt and Sex

Do debt and sex have anything to do with one another? The short answer is yes, but probably not for the reasons you might expect…. According to the British tabloid The Sun, one in four people who contacted a debt helpline admitted that some of their financial problems were caused by spending money on sex. In another [more...]

Date: 2009-01-12 22:40:49

Scammed? Let's Talk [PSAs] (pfblogs.org)

Looking for sources for an article I'm working on for a major national magazine.Have you gotten a phish email recently trying to exploit the financial crisis?Has a fake debt collector called you and threatened with jail time for a debt you don't owe?Have you been the victim [more...]

Date: 2008-10-14 03:04:06

Roche ‘On Track’ With Deal for Genentech

Getty Images Going my way, Roche? ... a squeaky market for debt financing. Last week, the Financial Times reported that Roche is readying a sweetened offer of about $95 a share, which would require lining up as much as $35 billion in debt [more...]

Date: 2009-01-13 16:10:00

A Novel Approach to Debt Management

by The Mogambo Guru I thought I was dreaming when I read on Bloomberg ... of U.S. government debt amid the worst financial crisis since the Great Depression ... of four-week bills today at zero percent for the first time since it began selling the debt in 2001 [more...]

Date: 2008-12-23 21:14:49

Rule of Thumb For Reasonable Housing Costs?

In an earlier post on motivating myself to work harder, I had thrown out a piece of “common” financial advice: ... from a mortgage calculator. The “other debt” is the sum of your other recurring monthly liabilities - car loans, credit card balances, student loan payments. There are usually two lender ratios [more...]

Date: 2008-09-10 13:58:59

Chances of a US Debt Default?

dice.jpg Thanks to credit derivatives (financial contracts that allow investors to speculate on / protect against default) we can observe how likely global markets think that it is that the United States will default on its mounting debts. Last week, markets pegged the probability of such a U.S. default within the next [more...]

Date: 2009-01-15 21:18:01

Erase 50% of Your Debts You Owe Legally and Ethically – Beat the Recession!

Fact: It is now legal to erase 50% of your debt that you owe to any financial institution, however Americans have been educated by their creditors and so they stay in debt until they retire. Card debts of $10,000 will take an average consumer 40 years to pay , interest rates are that high. [more...]

Date: 2009-09-15 06:01:19

Suzee Orman Says “Pay off Your Mortgage, Boomers” - But I’m Not Sure

Suze  Orman has a new book that she’s promoting on Oprah’s website: Suze Orman’s 2009 Action Plan ... Your Mortgage says that carrying mortgage debt into retirement can wreak “financial havoc.”  He takes the reader through three scenarios of mortgage repayment, to review the tax effects of paying off [more...]

Date: 2009-01-12 16:48:32

Bernanke: Obama stimulus would lift the economy (1/13/2009) ... mortgages and other bad assets held by financial institutions, a problem that has contributed to a lockup ... is lending billions to financial companies and buying mounds of companies' debt to help bust through [more...]

Date: 2009-01-13 20:08:03

National Debt Relief Stimulus Plan Fights Recession and Unemployment

The U.S. economy has lost 5.7 million jobs since the recession began in December 2007. This frightening loss, which heightening the $2.3 trillion consumer debt epidemic, incapacitated huddles of Americans to default on financial obligations to their creditors. Aiming to curb the unemployment crisis, DebtFreeLeague.com rolled out the National Debt Relief Stimulus Plan. The incredible debt reduction benefit couldn’t have arrived at a more opportunistic time. [more...]

Date: 2009-09-05 09:06:40

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