Is Volkswagon Violating The Fair Debt Collection Practices Act? [Debt]

Tim's neighbor received a call from VW Credit asking her to walk across the street and leave a note on her neighbors' front door and VW Bug asking ... , and they are a direct violation of the Fair Debt Collection Practices Act. Tim writes: My neighbor "Pam" recently ... not communicate, in connection with the collection of any debt, with any person [more...]

Date: 2008-09-27 18:15:03

Blog posts (144) | Videos (41)
 

Colleges Profit From Credit Card Companies Predatory Practices

Universities and colleges have long had a warm relationship with credit card providers ... with a $2,000 spending limit.  Thinking I was privileged, being able to wet my appetite for America’s debt ... the need to envelope our nations young in the debt [more...]

Date: 2009-01-07 23:57:56

How to Rebuild Your Credit

Is your credit score low? Are you drowning in debt? Follow these steps to get on the path to rebuilding your credit. 1 ... to a collection agency. The 1st step to rebuilding your credit is to head off those things that can drop ... you for collection of a debt once the SOL has expired. Collection agencies will continually try to collect [more...]

Date: 2009-01-14 08:44:13

Retard’s guide to dealing with collection agencies

Collection Agencies Guide Are you in debt, are you receiving harassing phone calls at work and getting bills saying you owe someone money? ... s really your debt frequently debt collection agencies look for names in the phone book. Make sure that it really is your debt and they can prove it before [more...]

Date: 2009-01-16 01:21:02

The definition of insanity

First off, apologies for going AWOL; I’ve been without heat for six days — I was sincerely grateful for some this morning when the thermometer read ... , and then issued an … ummm … apology. Oopsie. Doesn’t care that the national debt has increased [more...]

Date: 2009-01-15 22:34:43

Cease and Desist Letter May Not Be Best

Cease and Desist Letter May Not Be Best Posted in January 14th, 2009 Category:Debt Relief If you want to stop a debt collector from calling you, the Fair Debt Collection Practice Act certainly allows you the ability to do so. make money online All you would need to do is write a letter to the debt collector and tell them to stop calling [more...]

Date: 2009-01-14 10:54:52

Your FICO Score and Applying for a Loan

Have you wondered how loan and mortgage companies decide whether or not to lend you money when you apply for a loan? ... ve ever had an account referred to a collection agency - how much debt you carry - how much credit ... by Fair Isaac and Company to evaluate credit histories. When you make an application for a mortgage [more...]

Date: 2009-01-03 08:07:30

already gave them $900 Billion. (Or, as I would prefer to write it, just so everyone understands: $900,000,000,000. About 3,000 a person, or 26 ... . But it doesn't mean it's fair. Let me pose an analogy. Let's say I buy and sell Beanie Babies. I sit in front [more...]

Date: 2008-09-21 21:44:46

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look good to you. Good luck, you are on your way! [more...]

Date: 2009-01-06 12:21:39

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look good to you. Good luck, you are on your way! [more...]

Date: 2009-01-03 18:13:04

Explainer: How the Senate Rescue Bill Is Different

Explainer: How the Senate Rescue Bill Is Different By Ben Pershing Two days after the House failed to pass a financial rescue bill, sending the stock market into free fall, the Senate will take its own shot tonight by voting on a measure with extra sweeteners designed to attract additional votes [more...]

Date: 2008-10-01 17:10:57

Are Paulson and Bernanke Fear-Mongering?

Let’s start with the observation that we had an almost perfect natural experiment on Monday to measure equity market reactions to a reduction in the ... of market value. Now, the probability that the bailout will be made into law sometime soon [more...]

Date: 2008-10-01 19:58:55

Income, Tax, Fairness, Redistribution and Response

Income distribution is a divisive subject. Fairness, more so ... deficit of 4% implies that there is a tax under-collection of 19% which is where the current national debt comes in; The blue bar is the gross income accrued by the particular income bracket; The red bar [more...]

Date: 2008-11-03 22:48:43

How to get a Collection Agency to delete your account from your Credit Report

These are a couple of tactics I read up on from a collection agency former manager that might prove successful in getting your account deleted from ... the collection agency that you have no clue they’ve been assigned this debt. See also ... your credit report. When a collection agency has purchased or been assigned your account [more...]

Date: 2009-01-15 22:53:23

Is Bankruptcy the Right Choice for You?

by Harvey L. Cox Current economic conditions are making a lot of individuals who have never before considered filing bankruptcy to now consider it ... to see whether bankruptcy is right for you. You don’t need a particular level of debt. You don’ [more...]

Date: 2009-01-15 08:21:15

Ternus delivers State of the Judiciary

Iowa Chief Justice Marsha Ternus -- the state's first female chief justice -- delivered the 2009 State of the Judiciary address to the Iowa Legislature this morning. In her two previous addresses before lawmakers, Ternus has successfully pressed for more help with juvenile courts and juvenile offenders [more...]

Date: 2009-01-14 21:19:26

The Stumbleversary Bash

Photograph by Kilroy_60Since I first announced a carnival to celebrate my one-year anniversary in the stumbletron I decided to change things up a bit.It was December 16, 2007 when I first logged in to the social media site StumbleUpon. {Check out my page.} [more...]

Date: 2009-01-08 01:17:00

5 Reasons Cash Advances Are A Bad Idea

This is a guest article by Jonathan of Master Your Card ... you pay by finagling your payment. When you send your payment in, the credit card company applies ... card company isn’t the only one tacking fees onto the transaction. If you walk into a bank [more...]

Date: 2008-12-03 02:48:54

Nationwide Debt Collection Services

Fair debt collection broadly refers to regulation of the debt collection industry at both the U.S. Federal and state levels of government. At the Federal level, it is primarily governed by the Fair Debt Collection Practices Act (FDCPA). In addition, many U.S. States also have debt collection laws that regulate the credit [more...]

Date: 2009-01-06 12:15:09

Companies that may cook books!

After the Satyam debacle it would be better idea to stay away from markets for few days. DLF: DLFs non-DAL revenues declined 44% QoQ to Rs22 ... exercise. Jet also capitalised Forex loss of Rs6.2bn on Forex debt and adjusted it against carrying value [more...]

Date: 2009-01-11 15:35:00

11-17-08 Twenty-Something Finances-Carnival

Welcome to the 11-17-08 Carnival of Twenty-Something Finances! ... on enormous mortgages, car loans, CC debt are usually not 18 and starting out, they are older ... away from debt but how is it different from Bankruptcy or Foreclosure? It’s not. And consider [more...]

Date: 2008-11-17 14:00:09

moving your money to a safer bank. *Based on FDIC data from March 2008. ... luck with eBay). Lazy Man talked about good debt vs. bad debt. The Good Human pointed out that gas [more...]

Date: 2008-07-16 10:10:35

Focus on Trengganu: Vote for virtue, not vultures

TO KUALA TRENGGANU VOTERSI read with concern the nature of "gift-giving" that is happening in this by-election. Here are my thoughts:First, a video on the cost of corruption:Vote virtues, not vultures into power. This should be the guiding principle for Malaysian voters [more...]

Date: 2009-01-11 03:00:00

Debt Collection – Your Frequently Asked Questions Answered

Here are your most Frequently Asked Questions about debt collection and the answers to them ... in mind that stopping an agency’s debt collection activities does not exempt ... . The responses are based on the rights included in the Fair Debt Collection Practices Act (FDCPA [more...]

Date: 2009-01-06 02:00:16

Bureaus Roll Out New Credit Score Formula for 2009

The three credit bureaus will begin using a new formula to calculate credit scores in 2009 - just as folks were starting to get the hang of what ... collection accounts in which the original debt was less than $100. This is a big victory [more...]

Date: 2008-12-29 21:48:19

Should I pay the collection agency or the original creditor?

When possible pay the original creditor and bypass the collection agency.  If your creditor has ‘assigned’ your defaulted debt over to a collection agency for collection… ... then pay them and eliminate the third party.  See also, How to deal with collection agencies. Dear Debt [more...]

Date: 2009-01-05 23:03:22

Unbiased Guide to Debt Collectors And Collection Agency Have To Abide By Fair Debt Collection Practices Act

Debt Collectors and the Collection agencies they work for can be held liable by the Federal Trade Commission (FTC) for violating the Fair Debt Collection Practices Act (FDCPA). Debt collection companies can be ordered to pay high fines for violations. Violations such as debt collectors misleading, threatening [more...]

Date: 2009-01-05 07:18:26

Grief from commercial sales agents Bag A Business and Knightsbridge Business Sales

Last week we told how commercial estate agent, RTA (Business Consultants) Limited, charges hefty fees even when it fails to sell a business ... for passing the demand on to its debt collection agency and is fully committed to the sale [more...]

Date: 2009-01-14 19:10:07

Superb Complaint piercing the heart of Deutsch Bank’s authority to collect money, file suit, seeking recovery of property and money through receiver and damages against the lawyers who filed the foreclosure suits

Superb Complaint piercing the heart of Deutsch Bank’s authority to collect money, file suit, ... false, deceptive or misleading representation or means” in connection with the collection of a debt, in violation of the Federal Fair Debt Collection Procedures Act, 15 U.S.C. Sec. 1692e. It also [more...]

Date: 2009-01-02 17:39:23

Changing the Rules for the Minority

111th Congress Begins The 2008 election of members to the 111th Congress has concluded with the exception of the Minnesota Senate race. The House of Representatives began with 434 of 435 members and the Senate began with 98 of 100 members. Due to the change in executive administration and the selection of cabinet members from the legislative [more...]

Date: 2009-01-12 18:01:39

Business start up series 1 - Should you start your own recruitment company.

I thought I’d tackle one of the big questions first ... your dream of owning a company, or if its just something you like to dream about when your boss ... that company won’t be sold unless you choose to. 2.  Money [more...]

Date: 2009-01-14 12:28:00

Why Should You Become A Part-Time Entrepreneur

Are you tired of the daily grind at work and seeing nothing but a dead end career? ... Its Fair Share Of Attention Because the pressure is not there, your new enterprise may never [more...]

Date: 2008-08-22 13:00:28

Are Paulson and Bernanke Fear-Mongering?

I wrote a post called "Irresponsible Folly" on Monday that harshly criticized House Republicans who voted against the bailout ... responsible or irresponsible about debt - is the catastrophic scenario that Paulson and Bernanke [more...]

Date: 2008-10-01 20:44:01

CHPP Daily Brief - January 13, 2009

In This Issue· The Daily Brief· The Middle East in Focus· America's Jihadist Problem· Israel Goes Alone· Today's Update from Israel· Emergency Conference Call on ThursdayGreetings!Capitol Hill Prayer PartnersP.O. Box 5152Herndon, VA 20172-1970chpp@patriot.netThe Daily Brief Tuesday, Jan [more...]

Date: 2009-01-14 04:09:00

Five Facts You Didn’t Know About Debt Collectors’ Rights

If you owe money to creditors, you may already be aware of your rights under the Fair Debt Collection Practices Act. Under the Fair Debt Collection Practices Act, also known as the FDCPA, you have the right to demand certain ethical debt collection practices from debt collectors. [more...]

Date: 2009-09-19 10:08:31

When it is a matter of what looks good and no state wants to say there’s a problem and deflate projections and egos -

http://www.oecd.org/dataoecd/46/17/37671574.pdfDATA AND METADATA REPORTING AND PRESENTATION HANDBOOKThe need for the articulation of a comprehensive ... of different definitions and concepts and differences arising from varying collection and statistical data [more...]

Date: 2009-01-15 08:46:36

Socialists Brian Moore and Stewart Alexander send their thanks

Ed, Art, Socialist Party Members, Family and Friends: No, it is Stewart and I who wish to thank all of the SP members, friends, ... , long hours, for our party and our candidacies. Thank you, Mark. We owe you a debt of gratitude [more...]

Date: 2008-11-11 17:04:36

When The Bill Collector Calls

A couple of weeks ago I received a very unusual phone call ... I have a common name, she refused to believe it. She kept going on about the debt that I had to pay. I realized [more...]

Date: 2008-11-17 11:00:33

(AA) Small-Cap Investing: How to Play The Emerging Small-Cap Rally

Small-Cap Investing: How to Play The Emerging Small-Cap Rallyby Louis Basenese, Advisory Panelist Associate Investment Director, ... , recession. You see, these guys - albeit a collection of the most educated and intelligent economists [more...]

Date: 2009-01-15 02:27:36

R.E.O. Ain’t the Name of Some 70s Band?!?!?

R.E.O. Ain’t the Name of Some 70s Band?!?!? By Rocky VanBrimmer | Comments (1) ... deficiency judgment. Fair Debt Collection Practices Act [more...]

Date: 2008-10-04 19:38:25

Fair Debt Collection - Know Your Rights!

  FAIR DEBT COLLECTION If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor ... Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe.   This brochure [more...]

Date: 2008-12-27 18:39:33

Need a game to learn to manage your credit?

By Philip Brewer Everybody learns best in their own way ... under the fair debt collection practices act, debt collection agencies, bankruptcy (chapter ... calculators for budgeting, debt pay-off schedules, and the actual cost of items bought on credit. Among other [more...]

Date: 2008-09-18 11:51:03

Should I use the Debt Snowball?

A reader at The Fair Debt Collection Practices Act wants to use the debt snowball but the collection agency has placed an ultimatum on another debt… ... there after. The kicker is that we are one month away from settling a $20,000.00 debt on our other Bank ... . This is when all hell broke loose for us. He was out of work for 10 months. Slowly but [more...]

Date: 2008-11-12 01:31:33

Consumer Debt Collection Lawsuits: Are They Federal Or State Matters?

When you’ve been sued or harassed by a debt collection agency or a debt buyer, a company that purchases debt and generally uses illegal, ... federal or state court. *Federal vs. state* While the Fair Debt Collection Practice Act (FDCPA ... have adopted their own laws. We asked Steve Recordon, an attorney from San Diego, California whose firm [more...]

Date: 2008-06-26 13:40:47

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