Things To Remember In Choosing A Credit Card

by Eric Jilson If you have a low credit rating, you will most likely not be offered an unsecured low interest credit card. This requires faith on the part of the credit card company that you will repay your debts on time. People with good credit are able to get these cards because their credit history shows that they have been capable of paying on time in the past. If you have good credit and plan to continue making timely payments, then you will probably qualify for these low-interest credit cards. [more...]

Date: 2009-09-28 09:44:37

Blog posts (160) | Videos (89)
 

Recent Tweets from the BARN

CLICK HERE to listen to the BARN’s Morning Ag News as heard on participating BARN Affiliate Radio StationsNational Ag News for September 29, 2009 Sponsored by the American Farm Bureau Federation“Chinese File Another Trade Complaint” China has started investigating complaints that American chicken products are being dumped in China and are unfairly benefiting from subsidies. Chinese companies say U.S. [more...]

Date: 2009-09-29 13:52:54

It’s Time To Bail Out The Non-Profits

As the nation continues to muddle through the bailout mess, a new idea is emerging for how to channel government funds directly to those in need: ... and foundations, is working on a proposal for a government revolving-loan fund to help cash-strapped nonprofit ... that the economic crisis will get a lot worse before it gets any better, it seems that a [more...]

Date: 2009-01-06 03:57:12

Susan Wilson Solovic: Your Tax Dollars Are Paying for the SBA to Post Videos on YouTube!

The staff at the SBA released a major news release recently announcing small businesses can now watch videos from the SBA on YouTube. Wow! What a wonderful use of our taxpayer money. And while the SBA is posting videos Federal Reserve Chairman Ben Bernanke said just this past Friday, there is still strong need for federal support for small business loans as the U.S. Treasury continues to work on a new program aimed at aiding small business lending. [more...]

Date: 2009-09-29 17:51:00

War Made Easy_Brainwashing…Why a Global Economic Deluge Looms June 2006!!

  War Made Easy… http://www.warmadeeasythemovie.org/ War Made Easy  Reaches into the Orwellian memory hole to expose a 50-year pattern of government deception and media spin that has dragged the United States into one war after another from Vietnam to Iraq. Narrated by actor and activist Sean Penn, the film exhumes remarkable archival footage of official distortion and exaggeration from LBJ to George W. [more...]

Date: 2009-09-29 14:26:05

UC Santa Cruz students occupy campus building in protest of cuts

by Source on September 27, 2009in Civil Disobedience, Civil Rights & Liberties, Economy, Education, Organizing, War, Peace & Empire Students gather in protest at UC Santa Cruz. (J.M. Brown/Sentinel)Editor: We have heard that students at UC Santa Cruz have taken over a campus building in protest of the cuts proposed for the UC system.  On September 24th, students at UC Santa Cruz began the occupation of the Graduate Student Commons as part of a day of action at all UCs across the state.They have [more...]

Date: 2009-09-28 04:04:39

Uncle Sam

To be fair, illustrating the personal finance page is a difficult and thankless job. Being asked, week after week, to draw a picture of abstract ideas like "the importance of maximizing your 401(k) contribution" -- on deadline -- is not an easy task. There are only so many giant piggy banks, ladders and staircases one can get away with. [more...]

Date: 2009-01-10 00:26:08

Interview, Chat and Contest with Author Karen Dales

A big welcome to our readers today! Be sure to read to the end of the interview to find out how to WIN the fabulous prizes being offered up. PLEASE NOTE: This is not a fixed time event, the post just goes live at 10:30 am CDT. You can stop by any time during the day or evening and leave your questions and chat. PLEASE KEEP SPOILERS TO A MINIMUM. Not all of the readers today have read Karen’s book. [more...]

Date: 2009-09-29 15:38:17

GMAC Auto Loans

11 of the best sites about GMAC auto loans. Know of another site that should be listed here? Leave your suggestion at the bottom of this page. (Related searches: Auto Loans ,  GMAC Smart Lease , GMAC Auto Insurance ) 1. GMAC Automotive Financing - Home page of GMAC financing for car loans, truck loans and leases, including information on their SmartBuy and SmartLease programs that allow you to get into a GM vehicle for a lower monthly payment. [more...]

Date: 2009-09-28 14:59:09

Wednesday Morning Jihad

Here are a series of articles that you should be able to connect: Oil Collapse Forces Gulf Nations to Run Deficits, Cut Foreign Investment Half of Commodity Shippers May Breach Loan Covenants by April, RBS Says Hamas Fights On in Gaza Strip as Rockets From Lebanon Hit Northern Israel Crude Oil Rises as Saudi [more...]

Date: 2009-01-14 14:22:17

Cap, Invest Now and Recover

The current economic crisis, precipitated by the collapse of the housing market and ensuing credit freeze, presents challenges for the U.S. economy unlike any seen in a generation. Facing the prospect of a deep, multiyear recession, we must focus our efforts on an economic recovery plan that provides needed short-term stimulus and lays the [more...]

Date: 2009-01-05 17:42:36

FHA chatter; News from MERS, Wells, Flagstar; Home price index not as bad as feared

  As my grandfather used to say, “If you find yourself in a hole, the first thing to do is stop digging.”* Apparently the folks at Sunwest Bank , out of Tustin, CA, felt the same way. Clients received a letter saying, “I regret to inform you that as of October 2, 2009, Sunwest Bank will be suspending its mortgage banking operations. [more...]

Date: 2009-09-29 19:04:07

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

What Type of Real Estate Listing Agent to Choose

On a regular basis, I see advertisements for real estate offices that say "discount broker - full service". This is nonsense. Actually, it is a calculated lie. A discount broker has consciously chosen a business model whose economics do not permit them to give the same service provided by a full service provider. Here's the rundown [more...]

Date: 2009-01-03 15:41:44

Bankruptcy Rules Thwart the Recovery

As seen in the Wall Street Journal The epic financial crisis afflicting the banking industry in the last 18 months is largely the result of ... in this bear market, the prospect of a bankruptcy puts a huge damper on investor appetite for debt ... debt issued for scores of leveraged buyouts in recent years. This sorry state of affairs could [more...]

Date: 2009-01-13 17:44:29

Life After the Credit Depression

If you have any doubts about how historic these times are we live in, lay them aside for a moment. We’d ask you to lay your cares aside too ... public debt and funding the modern welfare/warfare state are reaching a breaking point ... in a three-way contest to fund the debt of the English state. The Tories favoured the land banks while [more...]

Date: 2009-01-14 16:58:16

No Credit Check Loans – No Bank Account Loan for You

No credit check loans are often hard to get but not impossible to obtain.  Having no bank account and poor credit can greatly hinder your chance of getting a low interest rate or even getting a loan at all.  Many banks and financial institutions will immediately disqualify you if you do not have a bank account and you are a very bad credit borrower; this does not mean that there is no assistance out there. [more...]

Date: 2009-09-28 19:58:06

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

beginning investor

Hello to all, As a beginning investor I find it extremely difficult to find financing for my rehab startup company ... I've been approved thru Quicken loans for 4 investment props a year, I'm struggling to come ... bureaus. Any advice would be appreciated to find this down payment money. Is there anyone that can direct [more...]

Date: 2009-01-15 00:01:50

In Foreclosure, The Banks Want Your Home More Than Ever.

Sep 29th, 2009by Adam Wazzer. by Adam WazzerNote: I am not an Attorney and any information I provide is not to be taken as Legal Council, my reason for writing this article is only to create awareness for the benefit of Homeowners and Families at hardship. I work for a Law Firm specializing in the representation of Homeowners and Families in danger of Foreclosure. [more...]

Date: 2009-09-29 12:45:07

What Are Your Options for a 401k Rollover to IRA?

401k Rollover Options W hen you leave your job, either voluntary or not, you have to make an important decision regarding your 401(k).   Many aren’t familiar with all their options on what they can do with their 401(k), but making the wrong choice could cost you.  Most people are familiar with the 401(k) rollover concept but still need some help through the process.   Here are your options if you are faced with this decision. [more...]

Date: 2009-09-28 13:50:30

20 Questions for the Secretary-Designate

In preparation for Secretary of Education-Designate Arne Duncan's confirmation hearing in the Senate tomorrow, ... to improve student achievement and narrow achievement gaps? How should the federal government be involved ... use of static test scores or do you favor a model that compares individual student growth from year [more...]

Date: 2009-01-12 18:37:34

First Draft Of Stimulus Package

SUMMARY: AMERICAN RECOVERY AND REINVESTMENT Action and Action Now! The economy is in a crisis not seen since the Great Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months the country has lost 2 million jobs and we are expected to lose another 3 to 5 million in the next year [more...]

Date: 2009-01-15 23:03:30

The 6 Goals of SEO: Choosing the Right Ones for Your Business

Posted by randfish Virtually everyone who's engaged seriously in the practice of search engine optimization has found it to have surprisingly ... and creating keyword targeted content produces direct traffic from the engines, which typically expands into content sharing, direct traffic and referring links as more and more people find, use [more...]

Date: 2009-01-14 23:13:32

WHO CAN HELP ME FINANCIALLY TO SET UP A BUSINESS IN RELATION TO MENTAL HEALTH?

Author: admin Filed under: Health LoanDate: Sep 29,2009 Hi all, I have been operative as the proffer right away for only underneath 3 years as the Direct Experience Mental Health Trainer that fundamentally equates to we discuss it people about my Manic Depression as good as Alcoholism as good alternative mental illnesses. [more...]

Date: 2009-09-29 12:17:46

Obama’s silence of convenience on Gaza risks Muslim anger

It was just yesterday that I noted Obama’s silence on the Gaza conflict left questions as to what his admin’s stance would be towards Israel - a longtime US ally - and Hamas, a US designated terror group. His refusal to make a public comment - supporting our current POTUS’s official statements [more...]

Date: 2008-12-29 20:20:23

Is There a Future for the Bank?

In the good old days of plain vanilla finance, intermediaries were distinguished, and clearly distinguishable , between bank and non-bank intermediaries. The former, it was explained, were "special" in that they collected funds (mostly) in the form of short-term, sight money deposits, and lent them out (mostly) in the form of long-term, personal, non-marketable loans. [more...]

Date: 2009-09-29 18:53:18

Is There a Future for the Bank?

In the good old days of plain vanilla finance, intermediaries were distinguished, and clearly distinguishable , between bank and non-bank intermediaries. The former, it was explained, were "special" in that they collected funds (mostly) in the form of short-term, sight money deposits, and lent them out (mostly) in the form of long-term, personal, non-marketable loans. [more...]

Date: 2009-09-29 18:53:18

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... accounts and getting local credit cards. You see, your check - or should I say cheque? - drafted ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack [more...]

Date: 2009-01-15 20:29:06

Remember the “old days” when Chase bought loans from brokers? Gone.

A grasshopper walks into a bar. The bartender says, “Hey we have drink named after you.” The grasshopper says, “You have a drink named Steve? ... , we have decided to focus on loan originations through the Chase bank branches, our Consumer Direct ... of the origination process; including but not limited to processing a loan application; ordering [more...]

Date: 2009-01-14 15:59:50

Recent Tweets from the BARN

Phot Courtesy of: http://cofarmbureaublog.wordpress.com/2009/07/27/biotech-controversy-grows-in-boulder-county/WASHINGTON, Sept. 28, 2009 – The U.S. Department of Agriculture’s Commodity Credit Corporation (CCC) today announced loan rates for 2009-crop sugar as required by the 2008 Farm Bill. The 2009-crop national average loan rate is 18.25 cents per pound for raw cane sugar and 23.45 cents per pound for refined beet sugar, increased from last year. [more...]

Date: 2009-09-28 14:34:37

Indie Comics Ain't Easy

by Josh Flanagan Back in December, I posted an article titled "Hey Indie Comics! Get Over It!" which was sort of a joke, but also a legitimate comment on the idea that the only thing stopping a comic from being successful is how good it is, and how hard the creators or publishers work at promoting it [more...]

Date: 2009-01-14 13:53:14

Debt Reduction and Debt Elimination Programs: What’s the Catch?

One of the most frequent issues that readers contact me about is more information about a debt reduction or debt elimination program that they heard ... with consolidated one person’s debt into a convenient low monthly payment. However, this new consolidated ... payment, meant that the person involved would be paying on that debt for many years to come. [more...]

Date: 2009-01-08 20:00:36

Crist to lawmakers: Cut less, borrow more

Gov. Charlie Crist carefully avoids direct criticism of the Legislature ... that I have is that we make these reductions without hurting the end user: the student. So we're watching closely," said ... of economic development experts to a "Tallahassee Tuesday" discussion of a new $10-million loan program [more...]

Date: 2009-01-06 16:06:09

Crist to lawmakers: Cut less, borrow more

Gov. Charlie Crist carefully avoids direct criticism of the Legislature ... that I have is that we make these reductions without hurting the end user: the student. So we're watching closely," said ... of economic development experts to a "Tallahassee Tuesday" discussion of a new $10-million loan program [more...]

Date: 2009-01-06 15:56:15

Emergency Private Pension Plan

The simplest kind of stimulus governments the world over could provide is to cut withholding taxes. Let people keep more of their money from each pay check. People will then do what they have to do. That is, they'll either use the cash to pay down debts, save it, or spend it [more...]

Date: 2009-01-14 04:26:58

Trouble Consolidating Sallie Mae Loans, Part 1 (pfblogs.org)

A few weeks ago, my super talented, creative and beautiful cousin, K, 23, called me in tears ... to find out how to lower her monthly payment - which, by the way, was the cost of a mortgage. The banker ... more about how to consolidate loans.I directed her to this site, to my consolidation post. I told [more...]

Date: 2008-08-31 02:04:17

Increasingly Desperate Arguments Against Student Loan Reform

Newsweek has published a mini-debate (the “Student Loan Smackdown”) between for-profit bank representative John Dean and myself, on the subject of whether Congress should pass President Obama’s plan to redirect $87 billion in lucrative subsidies for for-profit banks to Pell grants and other worthy causes. [more...]

Date: 2009-09-29 13:58:57

Privacy Concerns in Real Estate Transactions

Every once in a while I get someone who is unhappy with required paperwork for privacy reasons ... for a mortgage loan application, known in the business as the 1003. Admittedly, the form does ask ... , so they can make a decision on whether or not to grant the loan. It also asks for irrelevant items [more...]

Date: 2009-01-04 17:35:00

Be Careful Not To Commit Fraud With Rebates

With many people pushing various "cash back to the buyer" schemes in real estate, a note of caution is needed. Actually, it's more like an entire symphony of caution. Because if there is a loan involved ... estate and loan places that are willing to pull so-called "harmless" fraud are also willing to pull [more...]

Date: 2009-01-07 14:48:27

Tests on TV downloads, farmers’ debts

(NOTE TO READERS: A wave of computer glitches delayed this report on Monday’s orders by the Supreme Court.) ————— Barack Obama brought presidential campaigning fully into the Internet Age with digital creativity during his run for the White House. Now, [more...]

Date: 2009-01-13 00:51:38

Compare Electric Orange vs Thunderbolt Checking

If you need instant access to your money then a certificate of deposit or online savings account may not be right for you ... ) so electronic transactions are utilized. Here’s a quick comparison: Electric Orange from ING Direct ... Direct lets you send paper checks to people/businesses online Send Electronic Checks yes yes online [more...]

Date: 2009-01-15 06:24:49

And they're off! Not content to wait around for the opening bell on Sunday morning, ... ) rolled out the brand new E-Class sedan, as well as a limited-edition SLR open-top sports car ... and the Chilean sea bass, despite the presentation of a 650-horsepower sports car with a top speed of 219 [more...]

Date: 2009-01-11 07:04:53

Posts about Home Sales as of January 14, 2009

It’s Time For Girl Scout Cookies! - lakelandlocal.com 01/14/2009 photo credit: jrayfarm1980 This is a good time of year for cookie lovers … . The pushers will begin their booth sales on Feb. 27. That means you’ll most likely be able to find them … your cookies to the Cookies From Home program [more...]

Date: 2009-01-14 14:24:35

Nice knowin’ ya, 2008. Now beat it.

Ah, 2008. What a kick in the pants this past year has been. It was a year of presidential campaigns, a housing crisis, an economic crisis, a stock market crash and a partridge in pear tree for which the Notice of Default has been reportedly filed. In this, our third installment of The Year in Review, [more...]

Date: 2009-01-01 02:58:04

The Weird Politics of Post-Heller Gun Regulation

What I found most fascinating about the 2008 elections was the shift in political allegiances as issues changed and interests realigned.  The bailout was one example: criticism and support of the $700 billion loan plan cut across traditional political and economic allegiances.  The McCain-Palin populism was another.  And in the post [more...]

Date: 2009-01-12 21:48:30

A Worst-Case Commodity Scenario

The task of today's Daily Reckoning is to ponder what could cause the All Ords and the ASX/200 to make a new low in the first quarter of 2009. A warning, today's issue is longer than normal. But the stakes are higher than normal too. So we hope you'll bear with us. By the way, by new low, we mean could the indices take out the March 2003 lows? [more...]

Date: 2009-01-15 02:42:34

Advantages of Online Banking

We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]

Date: 2009-01-13 01:38:47

More Than 70 Applications for the DOE’s Green Car Loan Program

More than 70 applications have been submitted to the Department of Energy seeking loans under its Advanced Auto Loan program, ... for struggling green car companies to survive the difficult year ahead, but with so many companies ... this month from Integrity Automotive, who along with partner electric car company Zap, are looking for $200 [more...]

Date: 2009-01-15 13:00:09

It’s That Time Again: Check Your Annual Credit Report

If you are new to No Debt Plan this may be a new feature for you. Every three months I post up a quick reminder to check your annual credit report ... is used when you apply for credit — for a mortgage, car loan, or credit card. Poor credit leads ... . Why You Should Check Your Credit Report It’s simple: your report shows all of the inquiries [more...]

Date: 2009-01-14 13:00:17

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