How Much Can You Afford?

Source: Yahoo! Real Estate If you’re like many first-time homebuyers, ... -to-income ratio. This is the figure lenders use to determine how much mortgage debt you can handle ... (Debt-to-income ratio) = $2,340 (Total allowable monthly debt payments) Next, add [more...]

Date: 2009-01-01 12:27:26

Blog posts (70) | Videos (33)
 

Economic Main Street Manifesto: 10 Reasons how this Bailout Fails the Middle Class American Worker.

Economic Main Street Manifesto: 10 Reasons how this Bailout Fails the Middle Class American Worker. Posted by: admin in Real-estate news The question that most Americans have on their mind about this historical government intervention is whether this program is ultimately going to work.  In short, no [more...]

Date: 2008-10-18 07:00:59

Economic Main Street Manifesto: 10 Reasons how this Bailout Fails the Middle Class American Worker.

Economic Main Street Manifesto: 10 Reasons how this Bailout Fails the Middle Class American Worker. Posted by: admin in Real-estate news The question that most Americans have on their mind about this historical government intervention is whether this program is ultimately going to work.  In short, no [more...]

Date: 2008-10-20 04:01:28

Time value of money

Time value of moneyThe concepts of present and future value hinge upon the premise that an investor prefers to receive a payment of a fixed amount of ... above. The solutions may be found using (in most cases) the formulas, a financial calculator [more...]

Date: 2009-01-10 05:33:30

CountryWide Home Mortgage Loan

Struggling homeowners facing high unaffordable mortgage payments may be able to get the help they need with a Countrywide loan modification ... , affordable and sustainable mortgage payment. Determine your ideal payment by using the mortgage calculator [more...]

Date: 2008-12-19 00:14:10

Find Out More - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure?

Find Out More - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure? ... be at least 31 percent; * They cannot afford their current loan; * They did not intentionally miss ... the new program include: * 30-year, fixed rate mortgage; * Maximum 90 percent loan-to-value ratio [more...]

Date: 2009-01-16 03:42:39

How To Effectively Shop for A Real Estate Mortgage Loan

This is a little harder than shopping for buyer's agents, so congress critters might not be able to do it ... a debt to income ratio and subtract from that your current monthly obligations, to arrive [more...]

Date: 2008-10-03 13:53:54

Scale of the expected Losses

Estimates of Losses Nouriel Roubini, a prescient observer who forecasted in 2006 and 2007 the financial crash, believes total credit losses will be “closer to $3 trillion” than the $1 trillion to $2 trillion he previous estimated. Legendary prognosticator Marc Faber puts the total bill at $5 trillion [more...]

Date: 2008-12-08 15:40:59

Bryan Says “My Girlfriend and I Spent $60,000 Avoiding Each Other And Now I Can’t Pay”

Bryan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help [more...]

Date: 2008-11-11 21:52:20

How Much House Can I Afford Calculator-check Your Loan Affordability

If you’d like to find out whether you can afford a mortgage on your home, use the How much house can I afford Calculator ... with your monthly income. How to use the Calculator The Calculator works such that you have to enter ... monthly debt payment (including payments on mortgage and other obligations) and the monthly income [more...]

Date: 2008-11-19 04:34:00

The Carnival of Smarter Investing # 21

Welcome to the Twenty First Edition of The Carnival of Smarter Investing! We're back with our November edition of CoSI, so sit back, relax, and enjoy this supersized gathering of featured articles by investors and writers in the areas of business and real estate [more...]

Date: 2009-01-13 22:06:06

Why You Should Use A Home Loan Calculator

Why You Should Use A Home Loan Calculator Aug 21st, ... programs allow a borrower to calculate various ratios like the debt-to-income ratio in different payment ... of the basic home loan calculator to decide whether and how to consolidate debt. One can also [more...]

Date: 2008-08-21 10:02:21

Mortgage Rates - Home Mortgage Payment

Mortgage Rates - Home Mortgage Payment It's really a jungle of information out there ... for the home mortgage is higher. The home mortgage rate that you have to pay also depends on your debt-to-income ratio. If you make barely enough to cover for your debts, you'll have to pay a higher home [more...]

Date: 2008-10-27 08:00:42

Figure Out Your Debt To Income Ratio With A Mortgage Calculator | ArticlesBase.com

A mortgage calculator with debt to income ratio may provide you with serious results about your spending. This can help you to change this pattern and take a better look at your finances. You can find out more about how a mortgage calculator can help you. view source [more...]

Date: 2009-08-19 17:21:09

Econ:The evils of Mark-to-Market accounting.

Econ:The evils of Mark-to-Market accounting. Published by Slamlander under Econ, us Mark To Market (MTM) ... -payment) Total Invest:$ 125,558.01 (As given) This looks good and Huey’s debt to income ratio ... and his debt/income ratio is now dropping below 7% due to raises [more...]

Date: 2008-12-24 08:53:30

Explanation of a Debt to Income Ratio, The banks Method vs. Your Method, Which should you use?

Discussion on your Debt to Income ratio and why to use your own method instead of the banks method. Figure out your borrowing power with a mortgage calculator and then figure out based on numbers what you can afford. view source [more...]

Date: 2009-06-26 18:21:30

Online Mortgages: The Good, the Bad, and the Useless

Image via Wikipedia Online Mortgages: The Good, the Bad, and the Useless You’re ready to buy your first home, ... eligibility levels. Tools such as the mortgage calculator, the debt to income ratio calculator, and tools [more...]

Date: 2008-08-23 23:26:49

The Greatest Offer For Those who Want to Receive Backlog Reduction Mortgage

These days the economy of the United States is breaking down ... your expenditures for the last half of a year and use debt calculator to realize your debt-to-income ratio ... increasing and the America encounter poor case. Debt elimination must be on everyone’s mind. With a not big [more...]

Date: 2008-12-14 23:31:59

Nevada Mortgage - How Much Can I Borrow?

This is typically the first question our Las Vegas Mortgage clients ask when applying for a new home loan ... , type of credit borrowed, and recent inquiries. Debt-to-Income Ratio The (DTI) is calculated ... The DTI would be 42%. Most mortgage guidelines require a 45% or lower Debt-to-Income ratio. Loan [more...]

Date: 2008-12-31 21:02:55

Does Your Credit Score Matter?

Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help.  In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]

Date: 2008-11-26 23:03:58

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