Home Values Drop $2 Trillion in ‘08

As we all know, no sector of the economy has been hit by the recession as hard as the housing market ... in a home loan is a major problem. If you need to sell your home but can’t sell it at a price ... with more debt than assets. But finding a solution will undoubtedly be a focus for the new administration. [more...]

Date: 2008-12-15 15:57:55

Blog posts (224) | Videos (203)
 

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... what you are getting yourself into. Credit card debt consolidation companies must be of concern ... there are some ways of credit card debt relief. There are no instantaneous solutions [more...]

Date: 2008-12-20 06:19:18

Today In Budget Hell

With the Governor and the legislature still no closer on a special session solution on the budget, ... and debt service, the Capitol's budget paralysis may leave me no choice but to, in full or in part ... Stamps, WIC, Healthy Families, Medi-Cal, and CalWORKsfor assistance. Increased demand for public [more...]

Date: 2008-12-23 01:56:07

ENGAGEMENT, TEAMWORK AND INNOVATION: THE 50 BEST EMPLOYERS TO WORK FOR

To save you some searching time, look at number 33. RANK COMPANY LOCATION BUSINESS 1 Protegra Inc ... 6 Solutions 2 GO Inc. Mississauga Video-game distribution 7 DRN Commerce Inc. London, Ont. Debt-recovery ... . Appliance manufacturer 3 Gibraltar Solutions Inc. Mississauga Information technology systems [more...]

Date: 2009-01-14 22:27:24

Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out.

Credit card lenders include Discover Financial Services LLC, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co ... with the help of the National Foundation for Credit Counseling, Consumer Federation of America and the Financial Service Roundtable to start the process of creating a debt solution, other than [more...]

Date: 2008-10-31 15:51:17

How To Get Out Of Debt

Once again: The sure-fire way to get out of debt. A simple solution -- stop borrowing money. Don't buy stuff you cannot afford. Imagine life with no payments to make. This is a content summary [more...]

Date: 2009-01-15 06:15:48

Three Bizarre Reasons You Might Need a Fast $5,000 Signature Loan

by Mark Matthews The winters in my state are especially heavy, and if it snows too much for too long, ... 32″ low def right? Your current TV is a party killer for sure, and there’s only one solution ... in their checking account. Going into debt is never the ideal scenario - and these three situations are totally [more...]

Date: 2009-01-14 20:49:21

Debt Relief

Debt Relief Posted in January 15th, 2009 Category:Credit When you have bitten off more than what you can chew, there is serious trouble digesting ... some debt solutions in mind before landing in a ... [more...]

Date: 2009-01-16 02:36:53

The 120% Solution

Location: Mahalo HQ, Santa Monica, CA Monday, December 3rd, 7:30PM PST. Word Count: 1,612 (a short one) ... . Huge companies are closing or imploding and layoffs are skyrocketing; debt levels and savings ... and what the solution might be. These ideas are simple, but problems and solutions typically are. Truth [more...]

Date: 2008-12-04 03:54:09

Deals of the Day: Dow Chemical Ready to Sue Kuwait For Breakup Fee

Deals of the Day, compiled by Stephen Grocer and Heidi N ... the TV Guide Network and TV Guide Online properties from Macrovision Solutions Corp. for $255 million ... Markets Debt: “The credit markets may struggle to find a “magic cure” for protracted woes this year [more...]

Date: 2009-01-06 12:52:35

California Health Cancellation Bill Now Includes Key Patient Protections and Should be Passed by State Senate

By Jerry Flanagan Consumer Watchdog Earlier this week Assemblyman Hector Hector De La Torre agreed to four key amendments to ... in medical debt, insurers recently proposed a model policy solution designed to shield them [more...]

Date: 2008-06-26 12:38:35

Could the credit crunch be good for startups?

This morning Nortel filed Chapter 11 and on first look this might seem like a bad thing ... the ship.  Since 2005 the company has lost almost $3.5 billion and now has $4.5 billion in debt ... without regard to whether or not their solutions are a) profitable, b) sustainable and c) innovative [more...]

Date: 2009-01-14 15:38:34

Business Debt Management, Relief And A Corporate Turnaround Review

by Ben Davies Usually, most of my clients come to me after having struggled with business debt management for a long time, far too long. The excessive tension that this causes have probably been felt by everyone at one time one time or another. The good news is that it is now time to implement a solution. If you are prepared to commit yourself 100%, business debt relief programs can legitimately change things significantly for the better and they are more than just a bankruptcy alternative. [more...]

Date: 2009-08-04 08:42:08

“America’s Covert Government Lending”

Bingo: Steve Clemons gives it a name. The rationale for the secrecy—that disclosure would precipitate lack-of-faith events that could be disastrous—is entirely valid; but the proposed solutions are not. The popular “debate” so far ... either problem: it exacerbates both. The solution isn’t how best to prop up an empire of debt; rather [more...]

Date: 2009-01-15 07:35:43

Five Wellness Economic Solutions

When I first started my wellness business it was because of a positive experience with nutritional supplementation. A health recovery ... . You will be taking steps towards wellness. Solution #2 We all need to get a grip on credit card debt ... economic events my mentor wrote to us about our role in fostering solutions. I love the force [more...]

Date: 2008-10-22 22:50:10

Expect Calm Under Pressure?

Experts tell us that when the going gets rough - brain chemicals get going. My question is, Do they move you into calm or chaos? ... in the dumps because you’re sinking under financial pressures or caught in credit card debt. Add ... that you are going to try a few solutions to pay off credit cards. For instance, you might download [more...]

Date: 2009-01-08 15:22:22

5 Ways to Escape Credit Card Debt

If you’re reading this then you’re probably already in trouble. I feel your pain. I decided to write 5 Ways to Get Out of Credit Card Debt after going through a tough experience ... as well as my solution.  It’s worked for me and hopefully will for countless others.  My credit card debt [more...]

Date: 2008-10-31 23:35:43

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

What to do if you’ve been turned down for a loan

Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Fast Way to be Free from Debts

.fullpost{display:inline;}Debts are the consequences for people who often take loans as the solution to completing the needs such as cash flows, ... game. No matter if you have good or bad credit record, the debt counseling from this website ... service from companies that offering debt free service such as debt consolidation, you should ask [more...]

Date: 2008-12-24 17:25:00

Frugal Lifestyle for a Life Free From Debt

Many people are living beyond their means and credit is a solution for those expenses that cannot be afforded. A credit card can be an ally or a foe ... with this kind of lifestyle and thinking eventually are in debt until they retire or worse bankrupt ... , transportation, insurance, services, etc. Note down every single penny on everything spent for a [more...]

Date: 2008-10-29 04:00:25

Transfer Your Balance to Avoid Interest

Consumers will spend around £11bn on plastic leading up to Christmas and the New Year, reported by the Association for Payment Clearing Services ... one credit card,another solution to save on interest would be to make use of a debt consolidation ... this you can switch your debt| by switching your debt on to the new card as soon as the festive season is [more...]

Date: 2008-11-13 22:08:22

Alexandria VA Agent Can Help Distressed Homeowners Avoid Foreclosure With Short Sale Solution

Results Matter.  Especially when it comes to helping homeowners facing financial difficulty ... of a recession, debt, and job instability.  If a foreclosure happens, your credit immediately takes ... solution. Homeowners can visit www.AlexandriaShortSale.info for assistance, and to see if a short sale [more...]

Date: 2009-01-15 16:31:56

The Case for Doing Nothing About Foreclosures

Should we do nothing about the foreclosure machine? That’s the argument today from Lex at the Financial Times ... -A mortgage delinquency numbers has been the $100bn worth of Federal tax rebate cheques distributed ... - the Countrywide solution - usually leads pretty quickly to failure, but reducing the amount of debt [more...]

Date: 2008-12-10 14:30:58

Book Club Selection — “Simple Prosperity: Finding Real Wealth in a Sustainable Lifestyle,” by David Wann.

Jump to Comments   The first  selection for The Non-Consumer Advocate book club will be the terrific Simple Prosperity : ... . A coauthor of the best selling Affluenza, he covers a lot of solution-oriented ground ... up?  Mostly unwanted side effects like rising sea levels, debt, depression, waste, war, and inflation [more...]

Date: 2009-01-15 06:16:08

Why the Bailouts Are Horseshit

If There Isn't the Demand, Then Screw It, Right?For nearly seventeen years, I've been involved in non-commercial theater ... publisher Journal Register, in danger of being crushed under hundreds of millions of dollars of debt ... to creatively figure out how to survive forces short sighted and flawed solutions. For the same [more...]

Date: 2009-01-08 12:12:00

Old modes of production die with the depression…

A few weeks ago I blogged about how I thought land line phones and cable TV would be among the first items to go as people cut budgets ... . Having lost 92% of its value in the last year it may no longer be able to meet its debt servicing requirements. It turns out that buying more newspapers is not the solution for newspaper companies [more...]

Date: 2009-01-14 21:28:03

Folly of relying on corporate banking sector for money supply into society

The following letter by Alistair McConnachie, editor of Prosperity UK was the lead letter in The Scotsman newspaper on Monday 12 January 2009, ... people, in order to provide our economy with new money, demonstrates the reality of our debt-based ... into our society (”So what if nothing works?” 9 Jan).The real solution lies in enabling the Bank of England [more...]

Date: 2009-01-15 14:55:54

AIG’s Financial Products Division

I’m fascinated by this huge article in the Washington Post called The Beautiful Machine ... around the world. The firm developed innovative solutions for its clients, including new methods to free up cash, get rid of debt and guard against rising interest rates or currency fluctuations [more...]

Date: 2008-12-30 00:59:09

Despite the resemblance to the guy in the Orbitz commercial...

One of the Hobbit tricks that enrages Crusader AXE is their almost orgasmic delight in applying simple solutions to complex problems ... for futility..."By doing this, we will eliminate the national debt, put a pot next to every chicken [more...]

Date: 2009-01-13 17:06:21

Secured Personal Loans - Providing An Extra Edge

In today’s world every one has ambitions every body wants to achieve something or some people have to get something done it may be related to their ... take secured personal loans are: • For business reasons • For debt consolidation • For home ... to finances or the non availability of funds then the perfect solution to your financial needs are secured [more...]

Date: 2009-01-15 11:25:55

What I Would Do

My friend Dr. Jeff wrote in response to one of my articles: Jeff Says: December 21st, 20081: ... , and eliminates all tax preferences. Wind down the Fed’s current “solutions” Begin inflating the currency to force up the value of collateral relative to nominal debt levels [more...]

Date: 2009-01-15 05:25:17

Creative Founder Financing

Our guest blogger, Larry Chiang, is an instructive humorist ... . The solution: be your own grim reaper and negotiate to collect on your own bad debt. Collection agencies offer 20-35c on the owed dollar. If you are collecting your own debt, ofer up 55-58c [more...]

Date: 2008-08-20 08:01:31

Will you miss newspapers when they are gone?

Time for an Andy Rooney rant:Several times this week I have followed links to Citizen Times articles and have been told the "story cannot be found" ... solutions :-).The New York Times actually does this quite well.Ultimately I believe many articles could ... . Huge debt, high costs, declining subscription rates, plummeting ad base [more...]

Date: 2009-01-14 15:12:00

Pence Challenges Americans To ‘Check’ His Facts: Guess What? He’s Got Them Wrong

Appearing on CSPAN’s Washington Journal this morning, Rep. Mike Pence (R-IN), the third ranking Republican in the House, repeatedly claimed that the solution to the economic ... that the caller was right that Reagan “saw deficits and the national debt grow,” but claimed [more...]

Date: 2009-01-06 22:36:54

Why do we make New Year’s resolutions?

If you look up the word resolution in the dictionary here are some of the definitions: - a resolve or determination: ... or resolute; firmness of purpose. - a solution, accommodation, or settling of a problem, controversy, etc ... . Lastly and again, not surprisingly, getting out of debt was high on the resolution lists. 2008 [more...]

Date: 2009-01-06 18:23:20

Citigroup: Another Ad Hoc Bailout

It looks like we have a solution to Citi’s (C) crisis. The U.S. government agreed to bailout Citigroup, backing $306 billion of debt in exchange for preferred ... of the deal hammered out in around-the-clock negotiations this weekend are below: [more...]

Date: 2008-11-24 16:10:33

Secured Debt Consolidation Explained

When people are faced with a lot of debt, whether from credit card, department store cards or some other form of consumer credit, ... the best solution for paying it off is often to consolidate all the balances with a single loan. In most cases, these consolidation loans are secured by some sort of collateral, such ... [more...]

Date: 2008-07-07 21:20:58

Why Government Interaction is Ruining the Marketplace

In a deal that was set to finalize at the turn of the year, ... . Unfortunately, throwing money at the problem du jour, is the wrong solution. Rather than deal ... the government has made to this point has been to purchase $600 billion in debt and mortgage-backed [more...]

Date: 2009-01-15 16:19:33

Starving the Unemployed

During the Bush administration, the federal debt ” nearly doubled,” going from $5.7 trillion to $10.6 trillion ... policy. Many denied that government could help, government is always the problem, never the solution ... of us were so worried about has now come to pass. Because of the high levels of government debt [more...]

Date: 2009-01-09 01:44:44

Greece passes belt-tightening budget in defiance of protests

ATHENS, Greece (CNN) — Greece passed a belt-tightening budget early Monday morning, ... its debt, which is among the highest in Europe. Opposition leader George Papandreou blasted ... of the problem, not a solution. “This budget will not lead us out of the crisis. It is, rather, part [more...]

Date: 2008-12-22 11:13:17

Do You Have Interest In "NO INTEREST"?

CarCareONE It's the solution to the question "Where do I get the money to fix my car? ... *No annual fee *Optional debt cancellation Keep your vehicle in tip-top shape with the CarCareONE card ... " CarCareONE is a credit card with a line of credit that is used just for your car. Now you don't [more...]

Date: 2008-12-11 18:02:14

The Greatest Depression

The Greatest Depression Gordon G. Chang - 01.05.2009 - 2:09 PM “Let’s not mince words: ... , but, as the Washington Post’s Robert Samuelson shows this morning, this solution may ultimately make things worse.  Spending will increase the Federal deficit, which will have to be funded by debt [more...]

Date: 2009-01-05 19:09:54

The Borg’s (B)rough ride to the top

From today’s Crikey email: Queensland Liberal National Party leader Lawrence Springborg - often accused by his Labor opponents of being a policy ... have the solution to all Queensland’s problems in the key domains of health, education and transport ... about low taxes and the evils of debt. But actually the game is being played this way because the [more...]

Date: 2009-01-09 04:43:08

"Crime Doesn't Pay(back)"

The Houston Press this week examined the important issue of victim restitution and discovered that:Across the entire state, 90 ... of it, or $2.3 million (see "Bad Debt").Unfortunately, reporter Chris Vogel mostly took his lead ... : "This is the problem for which no one seems to have a solution: how to make someone pay money that they don't [more...]

Date: 2008-12-07 15:20:00

FACT Corp. (FCTOA.OB) Restructures Outstanding Debt

FACT Corporation operates through its wholly-owned subsidiary, Food & Culinary Technology Group Inc. The company develops and markets customized nutrition solutions for the global baked-goods industry. FACT sells specialty bake mixes to commercial producers who use these mixes to manufacture popular, health-friendly packaged baked goods. The company announced today that it has successfully negotiated a restructuring of the majority of its short-term debt with various creditors. [more...]

Date: 2009-09-16 13:59:26

Solution to bankruptcy

Bankruptcy is defined as a condition where an individual or an organisation is not able to pay their debts to their creditors. Bankruptcy would seem to be the last option for some to clear our debt. Bankruptcy laws are available all over the world. In the United States in particular, new bankruptcy laws have been proposed [more...]

Date: 2009-01-15 04:23:09

11 Secrets to Paying Off Credit Card Debts

The current growth of UK debt is £1million every 8 minutes and we all contribute a Stonking £263 million in interest a day. There is currently 27 ... card debt in the UK for September 2008 was £55.7 billion and the average adult in the UK ... consolidation is the solution of last resort unless it is the only option available to you due to the lack [more...]

Date: 2008-12-19 03:01:13

QTM Quantum Corporation Data Storage Devices

QTM has a possible cup setting up. This is one to watch. Small float with 180.28 mil. 79.87 mil in operating cash. Revenue 918.61M ... Total Cash Per Share (mrq): 0.158 Total Debt (mrq): 410.00M Total Debt/Equity (mrq): 1.884 Current ... operates as a storage company that provides backup, recovery, and archive solutions. The company [more...]

Date: 2009-01-04 19:46:23

Where Can I Find Debt Consolidation Information - And How Can I Get Started?

Millions of people find themselves in debt every year ... consolidate debt” and so forth. Depending on the state of your credit rating or credit score ... with you and your creditors to find solutions. Often a credit card company will agree to reduce the amount [more...]

Date: 2008-12-31 00:24:32

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