Investing Now vs. Removing Debt

Recently, I got a visit from a friend and he revealed his current financial status to me ... the safer road – debt removal. The reasons being: The ability to clear debt is 100% certain. In our current economic state, the stock market doesn’t guarantee a positive return. Removal of debt relieves [more...]

Date: 2009-01-03 22:38:45

Blog posts (140) | Videos (34)
 

international debt

DO NOT consoldate yr debtt Eliminate It!!! Lgallyy Remove your credit card and other unsecured debt * WITHOUT ever making anothr payment to ... ://hiRMoiM89r.spaces.live.com/ This IS NOT: * Bankruptcy * Conslidation * Or refinancing of any ... in combined houusehold unseured debt to apply. * Must be a US residentt.... [more...]

Date: 2008-10-22 23:32:46

OSO: Recession Looming Down Under

I was making jokes about a "crisis of biblical proportions" back when the Thessalonians had their very own bank run a while ago, ... and the coalition government did create some good economic conditions - namely a complete removal of government debt - which will give Rudd and the ALP a lot of room to run sustainable deficits. Howard, though, did [more...]

Date: 2008-12-08 02:58:51

Value Investing: Value in Dividends

Jon Bruner of Forbes has a screen of some value stocks that can continue to pay their dividend in an economic downturn ... . We removed companies whose debt as a percentage of equity exceed 50%, whose dividend payout exceeded ... ) Packaged Foods and Meats Family Dollar Stores (FDO) General Merchandise Stores Wolverine World Wide (WWW [more...]

Date: 2008-11-11 12:00:00

BANKING ON THE FUTURE: YOU

What if students repaid loans with a percentage of their future earnings? ... to remove the risk of overwhelming debt for students and mitigate the social costs of trying to repay it. By gearing repayment to income, the contracts reduce those burdens sharply -- a student [more...]

Date: 2008-12-16 14:13:58

How To Deal With Debt Collectors

by John Cooper Phone calls and other communications from debt collectors can be incredibly frustrating ... from another debt collector. Instead I suggest you hire a credit repair firm to dispute and remove the bad ... is multiplied when the debt they are calling you about is not yours or is due to a mistake [more...]

Date: 2008-12-18 16:58:13

Deal Stocks mixed as broader market has moderate drop

Moderate has not been a term used of late to describe the violently swinging market, ... as part of a restructuring, announced Tuesday it had amended and extended a credit line, removing concerns over its ability to meet debt obligations. - Michael Rudnick [more...]

Date: 2009-01-12 20:19:11

Credit Repair For A Better Life

by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... . If you find yourself in need of help, there are ways to pay your bills and get out of debt. The ever ... agency will be forced to remove it from your record. If you notice any errors or inconsistencies [more...]

Date: 2009-01-06 09:37:28

44 Essential Personal Development Posts from ‘08

2008 has been by far the best year of my life. I have hundreds of stories to tell, ... to Boost Your Brain Power - Litemind How to Be a Man - Steve Pavlina Success by Elimination: Removing ... to Cut Right Now if You’re in Debt - Consumerist 40 Ways to Make Money on the Internet - Dumb Little [more...]

Date: 2008-12-30 12:18:52

huge tarp nothing more than a band aid

With its share price under renewed pressure, it looks as though CitiGroup is again on the verge of bankruptcy, ... s stop the charade and fully nationalize the company, including: The removal of the current ... . A wipeout of existing stakeholders, debt and equity alike. Forced write-down of bad debt.” Yahoo [more...]

Date: 2009-01-11 14:14:46

Sharia Finance Coming To The USA?

Nope, that title is not a joke. And it is not that far off ... push by Muslim figures in recent weeks to promote Islamic finance as a response to the debt-fueled ... more radical every year, Muslims demand the removal of certain items from public view, they start calling [more...]

Date: 2008-11-06 12:42:50

Authorized Users, Debt Settlement and Negotiating When You’re Unemployed

One of our readers, Jaclyn, had this question for us: If I removed an authorized user from an account, ... regularly reports your account activity to the credit bureaus then the removal should be reflected ... amount and attempt to settle your debt. However, most companies do not like to tackle debt [more...]

Date: 2009-01-09 05:11:55

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]

Date: 2009-01-14 19:07:31

Restore the Republic Radio (Formerly Revolution Broadcasting) to launch a left leaning liberty minded channel.

Revolution Broadcasting which is directly affiliated with those who brought you the Revolution March recently merged their efforts with Restore The ... and Chuck Baldwin: Foreign Policy: The Iraq War must end as quickly as possible with removal ... statements and excessive use of executive orders. The National Debt: We believe that there should [more...]

Date: 2008-10-21 22:00:06

MORTGAGEE LETTER 2008-43 (Yeah! New FHA Guidelines for Pre-Foreclosure Short Sales!)

This is awesome! On December 24, 2008, The U.S. Department of Housing and Urban Development released the “Mortgagee Letter 2008-43″ ... matter? See #2. 2. Removal of 63% or greater property appraisal versus debt. This will help [more...]

Date: 2009-01-11 13:18:16

The Early Bird: January 7, 2009

Burris Barred, But Maybe Not For Long While members of the incoming U.S. Senate were sworn in on Capitol Hill yesterday, Gov ... spending. But the Democrat also promised to limit and eventually reduce the long-term debt by enacting ... Administration is nixing it’s cost-saving snow removal plan that required city crews to wait until regular [more...]

Date: 2009-01-07 14:58:42

Cheney - "No one saw the recession coming"

In an interview with the Associated Press in his waning days in office, US Vice President Dick Cheney is quoted as saying " ... have foreseen that an economy based on consumption and debt could do anything but keep growing ... have foreseen that the removal of protections for workers, the Wal-Martization of jobs [more...]

Date: 2009-01-09 16:47:00

Authorized Users, Debt Settlement and Negotiating When You’re Unemployed

One of our readers, Jaclyn, had this question for us: If I removed an authorized user from an account, ... amount and attempt to settle your debt. However, most companies do not like to tackle debt settlement ... the offer to the collection department. Just be aware that if you do go past due in order to settle [more...]

Date: 2009-01-09 15:16:56

Proposed FY 09 Budget

Last night, 1/12/09, Dr. Tanner presented a budget proposal to the School Board ... a highly controversial cigarette tax and removal of $450 million from the rainy day fund ... grounds/maintenance •    -$20,000 debt service decrease •    -$172,695 facilities •    $0 spent [more...]

Date: 2009-01-13 15:10:09

Short Selling Ban May Raise Cost of Selling Convertible Bonds

As those who are following the banking industry know full well, bank stock prices are so depressed that selling new shares is at best unattractive, ... hurting the market for convertible debt, another favored way for banks to raise capital ... arbitrage, coupled with the removal of the funds’ ability to lower the risk of holding bonds by short [more...]

Date: 2008-09-25 06:36:29

Bill Gross Says Stocks May Not Be So Cheap

One of the arguments made by bottom-fishers is that not only are stocks "oversold" ( ... has gone through 20 years of growing leverage, with a steepening of debt levels in the mid 1990s ... valuation norms (and that further suggests that removal or adjustment of the bubble era would [more...]

Date: 2008-12-02 19:41:55

$2.3 billion in crown assets for sale. Will Flaherty spend the cash or pay down the debt?

The Canadian Press is reporting that Finance Minister Jim Flaherty hopes to keep the government out of deficit in part by selling $2 ... proposing a temporary removal of the right to strike in the public service, perhaps indicating ... the national debt, and use the interest savings for tax relief stimulus. Kevin Gaudet with the Canadian [more...]

Date: 2008-11-28 02:11:48

TransUnion Dispute - How To

by John Cooper To dispute an item on your TransUnion credit report you must use the dispute process ... it from your credit report. It is common for an investigation to result in the removal of an item ... . These techniques are; escalated dispute information requests, creditor direct intervention, and debt validation [more...]

Date: 2008-12-20 14:12:03

A Doctors Guide to Wealth

Here is a remarkable book, A Doctors Guide to Wealth, that unlocks the secrets to systematically accumulate wealth ... City, specializing in surgical removal of uterine fibroids. Brooklyn GYN Place is a full service OB ... . Related posts:Building Wealth Through Accelerated Debt Elimination The Guaranteed Gateway to Wealth How [more...]

Date: 2008-12-22 14:27:02

'Shovel Ready' for what? ... by gimleteye

.fullpost{display:inline;}The Obama administration is hurrying its fiscal stimulus plan ... is a message frame calling to simple minds the garage shovel for snow removal or cleaning out street ... you ever find yourself lost and looking for directions.But if these investments—or the debt [more...]

Date: 2009-01-14 13:34:00

All because of a dog~

Dan and I both learned early in life that money does not grow on trees ... on how we are going to pay for it without long-term debt. This usually results in big plans for home ... area did much for looks but little for odor removal. To be blunt, the floor smelled awful. The whole [more...]

Date: 2009-01-09 00:09:00

How You Can Remove a Collection Account From Your Credit

by Justin Hutto You must dispute a collection, to remove it from your credit report. This dispute needs to be filed with the credit bureaus ... dispute information requests, debt validation, and creditor direct intervention. What is a collection ... to recover payment. It is common for lenders to have an in house collection agency. However many also [more...]

Date: 2008-11-15 18:16:08

How the Economic Crisis Will Help Clean Tech

Tom is an investment blogger who brings readers ideas for investments in clean energy at AltEnergyStocks.com. The Solar Investment Tax Credit has been extended, and the market for mortgage debt "rescued ... , and project developers. On the other hand, changes in the ITC (allowing it to offset the AMT, and removal [more...]

Date: 2008-10-08 07:24:59

Your Credit Score, Your Sanity

I decided to sign up for credit monitoring at www.myfico ... you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take ... that paying off a collection account will not remove it from your credit report. It will stay [more...]

Date: 2009-01-04 02:41:50

Best Student Credit Cards

Best Student Credit Cards by jim on December 27, 2008 With the new FICO score rules removing the impact of piggybacking, ... cards are that the limits are low but you can still fall very deep into debt. Only spend that which [more...]

Date: 2008-12-27 17:09:34

Tejshri Shah on scrapping healthcare fees in developing countries

A group of doctors warned last week that if climate change is not effectively tackled we all face a health catastrophe. What they did not say is that the catastrophe is already here for millions of the world’s poorest people, because when they get sick, or even have a baby, they cannot afford the medical bills. A new mother who has to undergo an emergency caesarean section in Sierra Leone can expect to be presented with a bill of up to £175 –three times higher than the average annual salary. [more...]

Date: 2009-09-24 13:21:40

OMG Obama's Spenders Need a Debt Reduction Counselor, Says ND Democrat

There's nothing funny about OMG Obama's spending habits but this is pretty hilarious. Laugh while you can, bitches. Save them, Byron Dorgan! NPR : The Federal Reserve said Friday it's drafting a plan that, for the first time, would police compensation for investment bank employees. Fed would try to encourage long-term investment strategies over short-term risk-taking by financial institutions. President Obama has urged Congress to pass tougher regulations on the financial industry. [more...]

Date: 2009-09-22 17:00:00

A Few Cool Facts About Kona Coffee That Readers Could Be Interested In

Ahh, can’t you smell it? It is which new aroma of finely roasted coffee. You wake up to it every morning with a bright smile on your face. It captures your attention and lures you to the kitchen. It gives you the energy to keep trying to figure out how to get rid of debt . Well, of course which is if you have one of those automated coffee machines which begin on their own every morning. If not, you’re possibly hitting up the local drive-thru for a tasty espresso drink or shot of the hard stuff. [more...]

Date: 2009-09-22 20:50:46

Some Useful Facts Regarding Kona Coffee That Readers Could Find Useful

Ahh, can’t you smell it? It’s that new aroma of finely roasted coffee. You wake up to it every morning with a bright smile on your face. It captures your attention and lures you to the kitchen. It gives you the energy to keep trying to figure out how to get rid of debt . Well, of course that is if you have one of those automated coffee machines that begin on their own every morning. If not, you’re chances are hitting up the local drive-thru for a tasty espresso drink or shot of the hard stuff. [more...]

Date: 2009-09-21 04:45:25

Hatch Hopes to Protect Americans from Greedy Democrats

  HATCH TO SENATE FINANCE COMMITTEE: THERE IS STILL TIME TO PRESS RESET AND PASS A TRULY BIPARTISAN BILL Offers Amendments in Hopes to Protect Middle Class Families, Seniors; Control Government Spending WASHINGTON – Sen. Orrin Hatch (R-Utah), member of the Senate Finance Committee, today during the Committee’s Consideration of America’s Healthy Future Act of 2009 made the following statement: “The desire for reform is universal. [more...]

Date: 2009-09-23 05:29:14

Talk To Your Elected Representatives Before Considering An Investment In Any US Security

Zero Hedge Update from Nic Lenoir of ICAP Bonds are chopping quite a bit because of two key issues today. The latter one which triggered the sell-off is a rumor about a Medley report out “quoting” two senior Fed officials wishing to hike and end quantitative easing. The other issue, which is less obvious in the direct price action, but of much more importance, is the decision this morning to reduce the Supplemental Funding Program from $200Bn to $15Bn. [more...]

Date: 2009-09-16 15:30:51

Today is Constitution Day

If you never have, read it will ya? It STILL means something, it is STILL the law of the land, even if our government doesn't think so. AND IT'S WHAT SETS US APART FROM EVERY OTHER NATION IN HISTORY . (sticky all day, scroll for newer posts) Presidential Oath of Office: "I do solemnly swear (or affirm) that I will faithfully execute the office of President of the United States, and will to the best of my ability, preserve, protect and defend the Constitution of the United [more...]

Date: 2009-09-17 19:27:26

DealBook’s Interview With Michael Moore

Not many people can lay claim to attempting a “citizen’s arrest” of the nation’s banking bosses. But it’s par for the course for Michael Moore, the controversial film maker whose latest documentary on the financial crisis takes a harsh look at capitalism — and Wall Street banks like Goldman Sachs, Citigroup, Morgan Stanley, Bank of America and JPMorgan Chase.In “Capitalism: A Love Story,” which had its New York premiere this week, Mr. [more...]

Date: 2009-09-23 13:51:35

Renegotiating Loans Can Give You Hope

With the advent of the current recession, many people have found themselves swamped in debts that they can no longer pay off under the terms originally agreed. Whether this is due to losing a job, a decrease in pay, or added expenses, this situation can be very troubling. What many people fail to realize is that a debtor can negotiate with the lender to receive reduced payments, a removal of fees, a more acceptable payment schedule and other terms that can make repaying the debt more manageable. [more...]

Date: 2009-09-16 00:01:17

How Does a Live Scottsdale Auction Work?

Are you thinking about buying or selling at a live Scottsdale auction? This article is designed to provide you with the details on how a live Scottsdale auction works. Specifics may vary from auction to auction; however, the following information includes helpful and important guidelines from which everyone can benefit. The date, time and place of the very first auction is often disputed, but there is one thing we do know: auctions have been a part of civilizations for thousands of years. [more...]

Date: 2009-09-25 19:06:28

D.C.’s Taxicab Confessions: Loose Lips Daily

As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com . And get LL Daily sent straight to your inbox every morning! IN CASE YOU MISSED IT—’ Jim Graham Postpones Hearing on Taxicab Bill ‘; ‘ Majority of Voters Polled Disapprove of Fenty ‘ Morning all. More details trickled out this weekend on the investigation that led to the Ted Loza arrest. [more...]

Date: 2009-09-28 16:06:44

Top 10 at 10: Ralph Norris among world’s best paid bank CEOs; Volcker hammers Obama; Dilbert

Here are my Top 10 links from around the Internet at 10am. I welcome your additions and comments in the comments below or please send suggestions for Monday’s Top 10 at 10 to bernard.hickey@interest.co.nz We don’t do camping at interest.co.nz… 1.  It’s starting - The exit strategy has begun. Overnight the US Federal Reserve, the Bank of England, the Swiss National Bank and the European Central Bank announced plans to withdraw US dollar injections from early 2010, Reuters reported. [more...]

Date: 2009-09-24 22:30:56

How To Repair Credit After Bankruptcy Chapter 7

So how to repair credit after bankruptcy Chapter 7 ?  Restoring good credit, avoiding future financial trouble, and restoring a debtor’s reputation can take months, and sometimes even years, before the records are washed clean. Bankruptcy Chapter 7 can be filed by any individual, company, partnership or sole proprietorship in the United States as long as the debtor has not missed a court appearance regarding a prior bankruptcy filing within the previous 180 days. [more...]

Date: 2009-09-26 14:20:45

DiNapoli: MTA spending frivolously on service contracts

New York State Comptroller Thomas DiNapoli issued a report yesterday exposing billions of dollars of MTA waste over the last four years. DiNapoli’s office examined the MTA’s spending on personal and service contracts and discovered numerous inefficiencies and redundancies in the process that has cost the agency approximately $2.9 billion in unnecessary spending. “The MTA has raised fares and received more tax dollars to cover its deficits and debt,” DiNapoli said in a statement. [more...]

Date: 2009-09-15 06:01:15

September 15 2009: Trumbull County Complaints

Esther Bubley Where’s the candy? July 1943 Spectators at the parade to recruit civilian defense volunteers, Washington, D.C. Ilargi: I don’t want to listen to those speeches anymore, I don’t want to hear Geithner say that it's "unfortunate" (as in: but necessary) that the man in the street has to pay for banks' losses. Most of all I don't want to hear Obama state that the salaries of bank executives should not be regulated because those of NFL players are not. [more...]

Date: 2009-09-15 16:01:00

20 Years Later, ‘field of Dreams’ is Still the Standard of Sports Movies

I went for the first time saw I into 1989. It is still? Over mov? Around an m? , How me? again only last week, fà ¼ r qu? 1000 must have been, instead of. Sue range? It m? S everything? well fà ¼ hlen themselves, rise and encourage, während the team offered the field verlässt, in order to reach diamonds, court or ice the pin? Donkey of its sport. There are only so many? Sos that I can bear, before it f? Grundsätzlich ill. [more...]

Date: 2009-09-17 11:16:28

Debt Settlement Attorney – Get Adequate Representation

If you are looking to reduce or eliminate debt without declaring bankruptcy, you may be well served if you hire a debt settlement attorney. These lawyers are specialists in negotiating with creditors to not only get them to accept a feasible settlement plan, but also to do things like remove negative marks from your credit report, reduce or eliminate penalty fees, and make other such concessions. [more...]

Date: 2009-09-20 06:02:32

Waiting for the light

The SEC approved additional rules for credit rating agencies yesterday. This follows on numerous rulemakings over the past several years… Kudos to the Commission and staff for their effort to shape rules for this space. Credit rating agencies lie at the nexus of credit markets. Their “opinions” determine pricing and credit availability  for all rated entities. Central to the credit space allocating capital efficiently is the transparency of information and competition among raters. [more...]

Date: 2009-09-18 23:15:26

Capitalism without morality is a terrible sight to behold.

Prudently responsible market capitalism is superior to communism because it preserves the sowing and reaping equation without governmental force ... market system produces excess debt, investment scandals, mistrust, and a credit crisis ... it with instructions that in the final analysis (when key phrases are decoded) amount to a debt-based growth mandate [more...]

Date: 2008-12-22 23:20:47

Convicted Felon Chris Brown Begins Serving His Court-Ordered Punishment

7 months after he brutally assaulted his ex-girlfriend Rihanna , Chris Brown finally began serving the punishment handed down to him by a Los Angeles judge after he was convicted of said assault earlier this Summer. Here is a photo of felon Chris Brown cleaning the grounds in and around a Virginia police horse stable earlier today: The State of Virginia isn’t horsing around when it comes to Chris Brown’s debt to society for his assault on Rihanna. [more...]

Date: 2009-09-16 18:39:17

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