Credit Lines: Number and Length of Time Open

from an email: On a related note, I hope you might have some advice for us. My husband and I just sold our condo ... .) So we are spending a small part of the profit off the sale on retiring the only credit card debt we still ... house. However, with no credit card debt and no mortgage (and one car loan that will be paid off [more...]

Date: 2008-07-06 16:05:45

Blog posts (194) | Videos (63)
 

Transcript: DICK Cheney on Fox News Sunday | The Exit Interview | December 21, 2008

(Source: CQ Transcriptswire) Editor’s Note: This portion of the show transcript contains only the Cheney interview. Mr. Chris WALLACE: Mr ... s package basically extends a line of credit to the companies for a specified period of time and also ... that’s a target. That’s not a restriction. The bond holders taking equity instead of debt — that’ [more...]

Date: 2008-12-21 20:13:21

Sometimes it’s better to be lucky

With Nortel’s bankruptcy protection announcement yesterday there is a sickening scenario for some very unlucky folks (many I know personally) ... payment (lump sum) on September 30th or I could take some then and delay some until January 2nd of this year. I did split the lump sum payment and received part in September and part in January. I also [more...]

Date: 2009-01-15 06:52:13

CESI Can Help You Get Debt Free

by Imus Jackson There are all kinds of groups and programs and companies out there that claim to provide help for those folks who are stuck in a financial nightmare, and don’t know how to get out of it. CESI is an organization that provides all kinds of services and counseling for just those kinds of folks and they have multiple options available to fit almost every circumstance. [more...]

Date: 2009-09-29 09:24:17

Net Worth December 2008

Finally, I'm wrapping up my 2008 numbers! Today I'll tackle net worth, and I'll post expense and income numbers tomorrow ... to have no debt other than my mortgage-- I had a little more outstanding on my credit card at the end ... growing as I pay down the mortgage-- this assumes that the market value of my home has stayed the same [more...]

Date: 2009-01-12 14:26:33

Asking For financial Help Is Not As Difficult As It Seems

by Steve Collins If you are like a lot of people these days, you may be overextended in your monthly budget ... latte or deciding to hold off on buying that new sofa until you can pay cash for it. Financial ... matters, it is occasionally difficult to admit your mistakes and even harder to own up that you need help [more...]

Date: 2009-01-15 20:37:08

Asking For financial Help Is Not As Difficult As It Seems

by Steve Collins If you are like a lot of people these days, you may be overextended in your monthly budget ... or deciding to hold off on buying that new sofa until you can pay cash for it. Financial counseling ... matters, it is sometimes tough to admit your mistakes and even harder to admit that you need help. Online [more...]

Date: 2009-01-15 06:44:59

Ferrellgas Income Shoots Up – Analyst Blog

Ferrellgas Partners ( FGP ) posted improved results for the fourth quarter and the full fiscal year 2009, primarily driven by higher propane sales and lower costs. The partnership recorded a net loss of 51 cents per unit for the quarter, which was in line with the Zacks Consensus Estimate and better than 61 cents posted during the year-ago quarter. Fiscal net income was 79 cents per unit, slightly below the Zacks Consensus Estimate of 83 cents, but far better than 39 cents reported a year ago. [more...]

Date: 2009-09-29 17:43:45

Emergency Funds On Steroids

One of the most frequently asked questions in the personal finance realm is, “How much should my emergency fund be? ... goal.  For instance, when we become debt free I plan to start saving in a “Financial Independence” ... , beginner emergency fund while you are working to become debt free.  I understand the logic behind [more...]

Date: 2009-01-15 11:00:56

Some Debt Negotiation Facts to Consumers

Debt negotiation which is also known as bill settlement is a bill elimination method that you can use to solve your financial difficulties and become stress free. However, whichever other way you may decide to use, the bottom line is, put your current financial situation to an end and become a free person once and for all. [more...]

Date: 2009-09-20 06:02:42

Ten for Tuesday (January 13, 2009)

Here’s this week’s Ten for Tuesday. Enjoy! 1. My friend, Lindsay, details how she and her husband are handling allowances. 2 ... , same-as-cash, and no-interest-no-payments. 6. Protect your FICO score as more inactive credit card ... break out the credit cards. 7. The Digerati Life offers up some pointers on preparing for a job [more...]

Date: 2009-01-13 17:39:22

High Priced Republican Party Propaganda Campaign Seeks To Undermine Workers' Free Choice

America's working families turned out in droves last November. Eight years of economic and fiscal policies designed to pauperize them and redistribute wealth upwards was more than enough and even Obama's hint of "hope" was better than McCain's iron clad guarantee of four more years of the Bush economic miracle [more...]

Date: 2009-01-13 18:00:00

LMT Focused on Shareholder Value – Analyst Blog

Lockheed Martin Corporation ( LMT ) is prudent in returning a substantial portion of its free cash flow to shareholders through share repurchases and incremental dividends. The company recently boosted its quarterly dividend by 10.5%, or 6 cents per-share. This took the quarterly dividend to 63 cents per share from the pre-existing dividend of 57 cents. The dividend is payable on Dec. 31, 2009 to shareholders of record as of Dec. 1, 2009. [more...]

Date: 2009-09-29 19:27:25

Asking For financial Help Is Not As Difficult As It Seems

by Steve Collins If you are like a lot of people these days, you may be overextended in your monthly budget ... to hold off on buying that new sofa until you can pay cash for it. Financial counseling ... matters, it is often not easy to admit your mistakes and even harder to own up that you need help. Online [more...]

Date: 2009-01-15 06:45:07

PAUL BLART: MALL COP likely to unseat Clint Eastwood as box office champ this weekend; MY BLOODY VALENTINE 3-D is hurt by slow conversion to digital, but could still reach $20M; NOTORIOUS targets $10M!

The Martin Luther King Jr. holiday weekend brings four new wide releases to America’s multiplexes along with one major expansion. The Monday holiday means stronger-than-average business on Sunday and a bonus fourth day of steady sales, especially for younger-skewing movies [more...]

Date: 2009-01-15 06:07:47

Portugal Sustains

“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:37:23

Personal Finance - Digging Yourself Out of Debt

Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending ... are true, you have a consumer debt problem: You have little or no savings and are at your limit ... and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt [more...]

Date: 2009-01-15 21:23:35

No CHANGE There Then………

As U.S. Economy Goes Down, Congressional Pay Goes UpJanuary 12, 2009 · 3 Comments IPS | Jan 9, 2009By Adrianne AppelU.S. workers are losing jobs in record numbers, scores of businesses are shuttering and hundreds of thousands of families are newly homeless — and Congress just gave itself a generous pay raise [more...]

Date: 2009-01-15 10:52:04

Fama's Fallacy, Take I: Eugene Fama Rederives the "Treasury View"

A Guestpost from Montagu Norman, former Governor of the Bank of England: Back in the 1920s and 1930s--in the days that overly-clever bisexual academic dilettante John Maynard Keynes was trying to persuade us that if only we got the government to spend more money the unemployment rate might go down--by far the silliest argument against his [more...]

Date: 2009-01-15 16:29:37

Another Paddy-Whack At MBIA

Standard & Poor’s dropped the structured finance operations of MBIA (MBI)  to junk status for the first time late Monday, bringing up its commercial real estate portfolio, but drawing a line in the sand for the traditional public finance insurance business that MBIA has tried to ring-fence from its deteriorating operations. [more...]

Date: 2009-09-29 16:44:03

Mindful of the Miracles

On Tuesdays, I pay bills. This week, I paid all the bills. I can't remember the last time I was able to do that —just write the checks, matter-of-factly, in order of due date, without having to shuffle anything to the back of the pile or dial an 800 number to ask for more time. It seemed like a miracle. It is a miracle [more...]

Date: 2009-01-15 17:50:33

A Tax Lawyer Can Sweeten The Bottom Line

You’ve worked and reworked your tax returns until it feels like your eyes are going to pop out of your head ... the final debt to the Internal Revenue Service a bit easier to handle. They include: Checking for errors – A tax lawyer is much more skilled at handling numbers and IRS tax code than a layman [more...]

Date: 2009-01-06 21:29:03

Debt Rattle, September 30 2008: Bad Drama

Timothy O'Sullivan Evacuation May 30, 1864 Port Royal, Virginia. The Rappahannock River front during the evacuation. Ilargi: Posturing and drama are the key words these days in politics, even more than before. There are still politicians in the world who use lines like "the fundamentals of our country’s economy are strong" [more...]

Date: 2008-09-30 21:30:10

That is the one question we are asked every single day.  Homeowners are confused with their options (or in some cases, their lack of options) ... is not doing the same tax relief as the federal government.  You may have a state tax liability ... the entire debt (on your first and second loans [more...]

Date: 2009-01-15 21:07:27

Sony, Like GM, Makes Products Nobody Wants

The Financial Times’ Lex posts on why Kleenex would be a better investment than Sony right now: Sony forecast operating profits of $2 ... in restructuring costs from the elimination of 8,000 full-time workers, and the likelihood of growing debt and higher interest costs. Sony has net debt of around $5.5bn, after stripping [more...]

Date: 2009-01-13 17:47:30

What The Rise And Fall In Housing Has Done

The Ventura County Star reports from California. “Thousands of Ventura County residents were pushed out of their homes last year, and many more were left hanging on by a thread — a situation exacerbated by mounting job losses. In Ventura County, December foreclosure filings surged 37 percent from November and 97 percent from a year ago, [more...]

Date: 2009-01-15 18:16:59

6 Options for College Students To Consider with Respect to the Economy

How does the recession change the way college students plan their future? ... or whatever and then ask these people how you could create a product or service that would help them fight ... their needs and concerns.Get a job as an intern at a growing small business, working for low pay [more...]

Date: 2009-01-15 12:00:00

Debt Rattle, November 20 2008: Look What Reward the Serpent Got

National Photo Co. God and Ford 1924 Ford Motor Co. building on Pennsylvania Avenue, Metropolitan Methodist Church on C Street Washington, D.C. Ilargi: If Wall Street were forced today to take a breathalyzer test and walk a straight line, it would lose its license and be locked up [more...]

Date: 2008-11-20 22:40:26

No Credit Mortgage – Bad Credit Mortgage Rates Drop?

Bad credit mortgages are becoming more and more common in the United States as mortgage rates drop.  As the unemployment rate rises many bad credit and no credit borrowers want to get a low mortgage rate.  Unfortunately mortgage lenders are much more strict with their lending practices since the credit crisis began.  Many mortgage lenders have seen their competitors close their doors because of bad lending practices. [more...]

Date: 2009-09-29 20:53:09

Start Improving Your Credit Score Today

If you want to borrow money from a lender, you’ll quickly learn how important your credit score is ... , payment history, and the types of credit you currently have. So let’s take a look at the various factors in more depth, and what percentage of your credit score they will generally represent. Payment [more...]

Date: 2009-01-16 00:46:34

Is Bank of America the Next “Citi”?

Is Bank of America the Next “Citi”? This morning Bank of America hit a new 52 week low, and traded at its lowest level since 1991 ... that help illustrate why humans make predictably irrational decisions. Ariely is the author ... , and the weaknesses in the credit rating agencies’ collateralized debt obligation (CDO) assumptions [more...]

Date: 2009-01-15 15:42:49

The Satyam Crisis and its aftermath

Satyam fiasco was a shocker for me. I have been closely monitoring it for quite some time as a scam of this magnitude can have a ripple effect in the Indian IT industry. There has been thousands of reactions from all over the world. I logged in to twitter to see how the story unfolds, [more...]

Date: 2009-01-15 04:48:42

Deals of the day sites - Avoiding impulse shopping

I received an interesting comment on my Deals of the day sites article I wrote that said: ... a budget item I have a line item in my budget for my personal spending.  Sometimes I use it, sometimes ... into another budget category if needed, usually to pay down on our debt. Another option [more...]

Date: 2009-01-15 11:56:50

236.com: America's Drug Dealer About To Cut Us Off

According to the New York Times, China is "losing taste for debt" from the U.S. Clearly, this is an attempt to goad comedy writers into a 30-minutes-after-you-eat-chinese-you're-hungry-again line. Nice try. And you, too, Royal Bank of Scotland economist Ben Simpfendorfer [more...]

Date: 2009-01-11 02:26:42

Advantages of Online Banking

We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]

Date: 2009-01-13 01:38:47

Bankruptcy Is Not The End

During economic downturns such as the one we are experiencing, ... of bankruptcy, companies as well have to worry about whether they can keep paying the bills ... having to resort to filing for protection. These companies may also allow you to settle out of court [more...]

Date: 2009-01-15 03:32:03

Debt Deluge - Modified Debt Snowball

I am a big fan of  Dave Ramsey.  I listen to his radio program and I’ve read all of his books.  Dave made famous a specific debt reduction method - The Debt Snowball.  From personal experience, I can verify that The Debt Snowball works - and I’ll be eternally grateful for Dave’s enthusiasm [more...]

Date: 2009-01-15 17:06:11

Spending money to lose weight … is it worth the investment?

photo by nataliej All over the blogosphere, I’ve been reading posts with very helpful ideas for frugal weight loss. I’ve even written on the topic myself (basic budgeting can help you lose weight without spending money). I once lost 40 pounds without a gym membership or any special equipment ( [more...]

Date: 2009-01-15 13:00:32

Choose A Loan Carefully

If you are thinking of taking up one of the many offers that you see on the television or in the daily newspapers. Offering to give you a personal loan that will consolidate your debt into one manageable monthly ... with the consolidation loans, many seem to have a blind spot and only look at the loan amount column [more...]

Date: 2009-01-16 03:33:21

"A Line in the Sand"

If you look on the sidebar, you will see a link to "Bailouts and Stimulus Plans - Fama/French Forum," at least until it rolls off the list ... ) CS , and government savings GS .... (1) PI = PS + CS + GS.... The problem is simple: bailouts and stimulus plans are funded by issuing more government debt.... The added debt absorbs savings [more...]

Date: 2009-01-15 08:24:00

Carnival of Debt Reduction: Tips via Twitter Edition

Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt ... to be featured in today’s Carnival of Debt Reduction. What follows is the best of those submissions [more...]

Date: 2009-01-12 13:00:59

Sci Fi Experience: Short Story Sunday, January 11th Edition

It is the second Sunday of the of the month and once again time for Short Story Sunday, ... week and I managed to delve into The World Turned Upside Down, a science fiction collection edited ... , that didn’t put me off enjoying this story of Beowulf Shaeffer, an out-of-work, highly-in-debt former [more...]

Date: 2009-01-11 21:46:43

Bernanke's Speech

Bernanke made a speech on Tuesday to the London School of Economics. The opening line is especially important.However, although the subprime debacle triggered the crisis, the developments in the U.S. mortgage ... transcended the mortgage market to affect many other forms of credit. Aspects of this broader credit boom [more...]

Date: 2009-01-15 19:30:00

Refinancing Your Property with Less Income Then You Had When You Bought

Hello, When my husband and I bought our home 2.5 years ago (two bedroom condo) we qualified for the loan ($250,000) based on both our incomes. Then I had a baby and stopped working. We've never missed a payment or even been late, and we're getting by just fine by being frugal [more...]

Date: 2009-01-12 14:37:32

Debt, lies, and marriage - Help a reader out

I received a heartbreaking email the other day from a reader I’ll call Sarah.  Her story is all about debt, lies and marriage and she needs some help: I am very inspired ... large amount of debt.  A lot of it is stuff in my husband’s name that he does [more...]

Date: 2009-01-13 11:28:35

Do Democrats Need 51 Or 60 Or 80 Votes To Get Something Passed? They Just Managed A Big One Yesterday With Only 66 Votes

The Senate's two worst extremists-- DeMint and CoburnIn 2006 we worked hard to make sure there would be at least 50 Democratic senators and we sorta/kinda managed... if you include Joe Lieberman as a Democrat (not to mention Ben Nelson, Mary Landrieu, Mark Pryor, Max Baucus, Blanche Lincoln) [more...]

Date: 2009-01-12 17:00:00

TOC Expose: Repatriation companies

TOC Expose: Repatriation companies Wednesday, 14 January 2009, 4: ... trying to pay off the debt he incurred for the chance to work in Singapore. ‘Repatriation companies’ ... repatriation’ company who will help you deal with the cumbersome task of sending back these trouble makers [more...]

Date: 2009-01-14 07:13:55

Credit Crisis Watch: Gaining Positive Traction

In order to gauge the progress being made to unclog credit markets and restore confidence in the world’s financial system, I monitor a range of financial spreads and other measures. By perusing these, as summarized in this “Credit Crisis Watch” review, [more...]

Date: 2009-01-14 13:30:49

President Bush Doesn’t Care About Black People

Dec. 8, 2008: President George W. Bush kisses one of the children attending the Children’s Holiday Reception and Performance with first lady Laura Bush in the East Room of the White House in Washington, DC. The reception is for children whose parents are serving in the military and cannot be with them for the Christmas holiday [more...]

Date: 2009-01-14 08:47:09

Student Car Loans - car financing at low cost

Apply here College student loans online. Shape your career with Student Loan Debt Consolidation. We offer college loan,student loan online. Original news source Notice : Undefined index: alias in /home/shared_useracct/e7t.us/create.php on line 9 http://e7t.us/cfac”> Notice : Undefined index: alias in /home/shared_useracct/e7t.us/create.php on line 9 http://e7t.us/cfac” rel=”nofollow” class=”external” title=”Tweet This!”>Tweet This! [more...]

Date: 2009-09-29 06:58:32

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