Daily Links: 5k5k Edition

From time-to-time, I like to highlight GRS-reader projects. Chett wrote to share an idea he’s trying to get off the ground ... a 5,000-meter (3.1-mile) run and saving $5,000 (or paying off $5,000 in debt). As you know, I think ... in Oregon may resurrect mandatory personal finance education. When I was in school, state law [more...]

Date: 2008-10-30 00:30:30

Blog posts (248) | Videos (121)
 

Four Michigan US Senate candidates endorse Ron Paul’s Campaign for Liberty four point agenda

The Natural Law Party in Michigan has endorsed Ralph Nader for President. The Taxpayers (Constitution) ... of foreign policy, privacy, the national debt., and the Federal Reserve. The full text of the “ [more...]

Date: 2008-10-24 15:58:40

Restrictions on Wage Garnishment for Debt Collection

Many debtors that have defaulted on their credit card debt or other unsecured loans are concerned about their wages being garnished. Often collection agencies will threaten to turn your debt over to their ‘legal department’ ... for you… at no charge. The U.S. Department of Labor has developed The Federal Wage Garnishment Law [more...]

Date: 2008-11-30 16:13:23

2005 Bankruptcy Law Finance Industry Sought has Strangled Economy

Was the banking industry screwed over by its own bankruptcy law? It sure appears to have hurt the economy.. ... that escape route and forces better-off households to continue paying credit card debt, which makes ... .“Before the reform, overindebted households might file bankruptcy and get rid of their credit card [more...]

Date: 2009-01-14 04:35:33

Fox Mandal Little expands network in 'Venice of the East'

/India PRwire/ - Fox Mandal Little (FML), one of India’s oldest and largest full service law firms announced the opening of its office at Kochi, ... positioned its premises two kilometersfrom the High court, two hundred meters from the Debt Recovery ... , and several companies in need of good international standard legal advice in Kochi. The legal [more...]

Date: 2008-08-21 11:35:55

My Debt Story: An Introduction

This post is from April Dykman, a new GRS Staff Writer. April was a typical GRS reader who used the things we talk about to improve her financial situation. Now that she’ll be writing for the site, she wanted to start by sharing some background on her financial history. In April 2008, I got married. My in-laws graciously gifted my husband, Luis, and me with an adventurous honeymoon in Mexico, complete with scuba diving, climbing Mayan pyramids, and navigating local markets. [more...]

Date: 2009-09-04 12:00:39

Wheel out the photocopiers, Darling!

Gordon Brown and Alistair Darling, yesterday. A few days ago, ... by billions and using the extra cash to buy assets ranging from government or commercial debt ... , the Telegraph has now cottoned on to the story... The Government is set to throw out the 165-year old law [more...]

Date: 2009-01-12 18:29:01

Britain's Brown makes pre-election populist pitch

BRIGHTON, England -- Prime Minister Gordon Brown , seeking to stave off an expected election defeat , pledged Tuesday to restore trust in Britain's tarnished politics, kick start its stuttering economy and slash government debt. Brown sketched out a likely Labour Party manifesto as he announced a blizzard of populist policies which he hopes will boost the organization's flagging ratings before a national election , which must by law be called by June. BRIGHTON, England -- U.K. [more...]

Date: 2009-09-29 19:35:00

Can Collection Agencies Sue Me For Outstanding Debt?

Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]

Date: 2009-09-29 11:34:48

74 Law Professors Pile On Support For CFPA

A group of professors with expertise in consumer and banking law have sent a letter to key House and Senate committee chairmen demanding that Congress enact the Obama administration's proposed reforms of the financial industry. "Our review of the regulatory approaches at the existing agencies," says the letter, "leads us to conclude that on balance they place a higher value on protecting the interest of financial product vendors who promote complex debt instruments using aggressive sales [more...]

Date: 2009-09-29 16:35:04

US dollar set to be eclipsed, World Bank president predicts

Flashback: Bilderberg Wants Global Currency Now | Dollar to fall under scrutiny at G20 summit | IMF approves $13bn gold sale to boost lending fund | UN wants new global currency to replace dollar | G20 agrees to continue economic stimulus measures; Geithner shops international reserve accord | China Set to Buy $50 Billion in IMF Notes | Medvedev Unveils “World Currency” Coin At G8 | China calls anew for super-sovereign currency | No one talking about dumping dollar: China minister [more...]

Date: 2009-09-28 23:29:59

He Says “Scary” Like It’s a Bad Thing

The Chicago Tribune reports: French Culture Minister Frederic Mitterrand was quoted in French media as saying, “In the same way that there is a generous America that we like, there is also a scary America that has just shown its face.” The law is supposed to be scary to criminals — and the law’s persistence, over the span of decades, is scarier still, but rightly so. People shouldn’t be able to evade justice by fleeing to a hospitable jurisdiction. [more...]

Date: 2009-09-29 16:49:30

New US Credit Card Legislation Has Allowed Credit Card Companies Too Much Time!

Amazon.de Widgets President Obama’s credit card legislation, although welcomed during these times of harsh economic woe, unfortunately will probably fall just short of what every American has been screaming out for, a strong leash on the credit card industry. Legislation to regulate the credit card companies from imposing financially sapping interest hikes and reducing credit lines without warning, will shortly be announced, and not a moment too soon as a battle weary American public continually [more...]

Date: 2009-09-29 12:31:20

Insider Tips About The Chapter 13 Bankruptcy Forms

consumer law Chapter 13 bankruptcy forms are available to Americans in need to offer a second chance. You may berate yourself and wonder how you got into such a predicament, but the truth is that over one million people ended up filing bankruptcy forms in 2008 and the numbers are climbing in 2009. No matter what your case may be, you don’t have to suffer wage garnishment, foreclosure, repossession, insurmountable debts or harassing creditors and collection callers. [more...]

Date: 2009-09-08 17:54:32

Corporate banking - a new phenomenon of new socio economic global order

Corporate banking consists of simple business of issuing loans to more complex matters, such as helping minimize taxes paid by overseas subsidiaries, managing changes in foreign exchange rates, or working out the details of financing packages necessary for the construction of a new office, plant or other facility. In many cases, there is an overlap between corporate banking and capital markets. [more...]

Date: 2009-09-29 12:19:39

How Tax Debt Relief Companies Can Help You Or Your Business

Author : Vlavladi Vishnu It is important to note, first, that most people are capable of working out thier own tax debt solutions with the IRS No firm, company, or representative is capable of getting a better deal for you from the IRS than you can for yourswelf Any claims to this affect should be thought of as untruths, and the person claiming thse untruths should not be handling your sensitive tax matters The IRS is a goevrnment entity which treats everyone exaclty the same under the laws [more...]

Date: 2009-09-25 05:06:03

Eugene Volokh: He Says "Scary" Like It's a Bad Thing:

The Chicago Tribune reports: French Culture Minister Frederic Mitterrand was quoted in French media as saying, "In the same way that there is a generous America that we like, there is also a scary America that has just shown its face." The law is supposed to be scary to criminals -- and the law's persistence, over the span of decades, is scarier still, but rightly so. People shouldn't be able to evade justice by fleeing to a hospitable jurisdiction. [more...]

Date: 2009-09-29 17:50:08

Divinity, Love & Living!

Last week I announced that we were going to be embarking on a fabulous new adventure — & here we are! My amazing friend & psychic advisor Joycelle will be doing weekly readings right here! Am I on the right path & is this a viable career choice? I’m feeling as if the relationship I am in is falling apart, just wondering what to do & if the right person is ever going to come along. [more...]

Date: 2009-09-29 01:04:07

More support for Del. North Aqueduct bid

More support for Del. North Aqueduct bid One of the region’s most powerful union-led construction organizations is throwing its support behind a Delaware North Cos. Benefit show raises $8M for Agassi school in Vegas Officials say a weekend benefit concert raised nearly $8 million to support tennis star Andre Agassi’s public charter school in Las Vegas. People in the news quiz Can you name these eight people who were in the Las Vegas Sun this week? 1. [more...]

Date: 2009-09-29 19:11:57

Bonita Bay Brawl: Are Club Members “Victims” Of Developer Lucas and KeyBank?

By Teri Buhl for BankImplode.com The developer of Bonita Bay Club, an exclusive golf community on Florida’s west coast, is using aggressive tactics to get the club’s members to pay off his debts and save him from bankruptcy, according to some disgruntled investors. Questions continue to swirl regarding whether the club’s group of lenders, led by KeyBank , who had lent the developer $120 million by securing club property, is aiding in the scheme. [more...]

Date: 2009-09-29 16:03:28

Public meeting on enhanced pensions for water workers is Tuesday

The Metropolitan Water District of Southern California will hold a public workshop on proposed union contracts that would hike pay and pensions at 10 a.m. Tuesday at its  Union Station headquarters . While Met’s current pension formula is among the least-generous in the area , the proposed hike is generating outrage because it would cost some $70 million , at a time when Met’s investments in Cal-PERS are already down some $400  million - and at a time when water rates are jumping . [more...]

Date: 2009-09-28 22:47:12

Class action against debt collectors

Surely it would have been possible to line up a lead plaintiff who did not himself turn out to run a competing collection agency Tags: class actions , debtor-creditor law , Minnesota Related posts July 13 roundup (0) Yogurt marketing class action (1) Yet more from the publicity file (0) Yes, I’m being facetious (16) Xbox 360 lawsuit bogus? (0) [more...]

Date: 2009-09-29 04:30:35

How Ghana Did It - George B.N. Ayittey, Ph.D.

September 28th, 2009 PrintEmail Goto commentsLeave a comment When President Obama visited Ghana in July 2009, he said the choice was based on Ghana’s record on good governance. The irony was that the NDC government, which just took office just January 2009, obviously could lay claim to that model of distinction. More importantly, those familiar with Ghanaian history in the late 1980s and 1990s would recall that the P/NDC regime was most ferociously resistant to change. [more...]

Date: 2009-09-28 22:10:36

Operation Rollback

Posted by Review-a-Day, September 29th, 2009 3 CommentsFiled under:Review-a-Day. The Retail Revolution: How Wal-Mart Created a Brave New World of Business by Nelson Lichtenstein Reviewed by Jefferson DeckerThe Nation In October 2003 employees at more than 800 chain supermarkets in California walked out of their jobs after management demanded pay cuts and a reduction in health insurance benefits. [more...]

Date: 2009-09-29 09:54:00

Behind the Gambit in the A.S.C.-Xerox Deal

DealBook’s Andrew Ross Sorkin makes the case that the uptick in the stock market and the slow return of credit are reviving the mergers and acquisitions market. The question, however, is not whether the M.&A. market will revive, but instead whether everyone will simply go back to the old party and its bad practices. The question arises yet again as a result of Darwin Deason’s latest gambit. Mr. Deason is the chairman of Affiliated Computer Services, and owns a near-controlling stake in the company. [more...]

Date: 2009-09-29 20:26:36

Approved

Congress OKs release of final $350B of bailout- AP “Congress laid the foundation for President-elect Barack Obama’s economic recovery plan on ... for the financial industry while majority Democrats proposed spending increases and tax cuts totaling a whopping ... but balance sheet solvent if it holds illiquid assets, particularly against short term debt. [more...]

Date: 2009-01-16 00:29:11

Some Useful Facts About Bankruptcy

by John Steed Insolvency is the state affirmed by the court of law that someone or an institute has been powerless to clear its liability ... up the amount overdue themselves since they had authority but only to run off their kin into slavery toil until the debt was roofed The genesis of this situation came from Latin posturing a broken [more...]

Date: 2009-01-15 04:53:45

Cristina Warthen

Stanford Law School grad turned call girl sentenced to home detention – San Jose Mercury News During a hearing in San Jose federal court, US District Judge James Ware concluded he needed to impose those restrictions on Cristina Warthen after federal …. Cristina Warthen Cristina Warthen , a Law graduate and known to be a professional call girl has been judged for one year home detention and probation of three years on Monday. [more...]

Date: 2009-09-29 13:07:03

Inflation and the Dollar’s crash

Posted By: admin| 2009.09.29 foreign banks as financial agents of Federal Government with full law enforcement authority over the citizens in the US. Section 3 (b) allows the US Secretary of the Treasury to put any kind of debt, including credit card, home loans, personal loans, automobile loans, etc., into the TARP programme. Section 112 allows the US Secretary of the Treasury to astoundingly extend financing to foreign banks to purchase the debt of the American people. [more...]

Date: 2009-09-29 13:08:58

ScamBuste 286

NOTIFICATION OF PAYMENT VIA ATM CARD This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. [more...]

Date: 2009-09-29 08:54:51

War Made Easy_Brainwashing…Why a Global Economic Deluge Looms June 2006!!

  War Made Easy… http://www.warmadeeasythemovie.org/ War Made Easy  Reaches into the Orwellian memory hole to expose a 50-year pattern of government deception and media spin that has dragged the United States into one war after another from Vietnam to Iraq. Narrated by actor and activist Sean Penn, the film exhumes remarkable archival footage of official distortion and exaggeration from LBJ to George W. [more...]

Date: 2009-09-29 14:26:05

Is It Time For A New Mortgage Calculator

If You Get A Call From Your Mortgage Company Realtor Federal and State laws are on the side of those who are in the unfortunate predicament of ... and respectability–as long as a collection agency is the one at hand, not the original creditor. Most people ... or personally involved in it. And very few realize that debt collectors are comprised of debt [more...]

Date: 2008-11-29 02:38:23

Pre-Foreclosure Walkaways

From AP Mortgage law experts say the incentive to walk away from a home loan is highest in states that have anti-deficiency statutes, ... collection on an unsecured debt that can be readily dismissed. The bottom line really amounts ... , California, Connecticut, Florida, Idaho, Minnesota, North Carolina, North Dakota, Texas, Utah [more...]

Date: 2008-12-19 00:29:58

President Bush farewell speech (text)

Fellow citizens: For eight years, it has been my honor to serve as your President. The first decade of this new century has been a period of consequence – a time set apart. Tonight, with a thankful heart, I have asked for a final opportunity to share some thoughts on the journey we have traveled together and the future of our Nation [more...]

Date: 2009-01-16 03:14:37

NEW Continental Congress for “The People” to Restore Individual Freedom, Protect Property and Earnings

Please be so kind as to disseminate this information down through your organizations, associates and colleagues, if you haven’t already done so.  I believe this NEW Continental Congress is the best way to retrieve and restore our individual God given Constitutional rights, powers and authorities, which have been usurped by both parties and all three branches of the U.S. [more...]

Date: 2009-09-29 16:52:37

Denver Bankruptcy Attorneys Shed Light on Current Bankruptcy Rules

Filing for bankruptcy is not quite as easy as it used to be, if you are under the impression that you can just sign some papers and have all of your debt absolved you may be in for  a rude awakening.  The government has made it quite a bit more difficult to file for bankruptcy after it was deemed that many too many people had been taking advantage of the system to have their debt absolved. [more...]

Date: 2009-09-29 17:41:08

Writing Your Debt Collection Dispute Letter

This is the second guest post in a special How to Fight Debt Collectors series on Bargaineering.com. Writing a debt collection dispute letter is the first line of defense against a debt collector. Make them prove that the debt is legitimate before you do anything. Just because they have your name doesn’t mean the debt is legitimate. If you don’t remember it or you remember paying it off, a dispute letter can help you resolve it quickly. [more...]

Date: 2009-09-29 11:01:53

Credit Rating Agencies

The WSJ ran an editorial the other day arguing against the New York Fed’s proposal to create a central clearinghouse for credit default swap ... : Me: I could see why a million little shops analyzing debt and selling their analysis could make sense ... s clearly a legit problem. But what is the point of them for the private sector. Why are their opinions [more...]

Date: 2009-01-16 00:21:02

Britain Becoming ‘Bankruptcy Tourism’ Hotspot

Cash-strapped Europeans are travelling to Britain to go bankrupt – then returning home debt-free. “Bankruptcy tourism” is becoming so popular that a company is now helping insolvent Europeans to travel and live temporarily in the UK. Lenient laws mean that foreigners can live in Britain, file for bankruptcy and leave with the slate wiped clean after [more...]

Date: 2009-09-27 15:44:02

Royal Bank of Scotland Wins a Buyout-Lending Crown

Toby Lewis, of Financial News, files this dispatch on how one bank that received government funds is lending, but to buyouts. Financial News is a Dow Jones publication and a contributor to Deal Journal. U.K. state-backed ... attributed to those businesses incurring too much debt as part of leveraged buy-outs and recaps.” [more...]

Date: 2009-01-07 14:51:22

Royal Bank of Scotland Wins a Buyout-Lending Crown

Toby Lewis, of Financial News, files this dispatch on how one bank that received government funds is lending, but to buyouts. Financial News is a Dow Jones publication and a contributor to Deal Journal. U.K. state-backed ... attributed to those businesses incurring too much debt as part of leveraged buy-outs and recaps.” [more...]

Date: 2009-01-07 17:50:00

Real Change: Thrift and Prudence

We Americans have come a long way from the Great Depression — not that we have learned from it. The Federal Reserve and U.S ... losses, business failures, mortgage foreclosures, inability to keep up with debt payments and other ... are floating on a sea of debt. America’s personal debt, excluding mortgages, is approaching $1 trillion [more...]

Date: 2009-01-15 12:17:53

GOP Rep. Claims He ‘Was Proud To Support’ GI Bill That He Voted Against

Last week, President Bush signed into law a new GI Bill that doubled educational benefits for veterans of the Iraq and Afghanistan ... education. … With the huge impact the GI bill has had on America and the debt that we all owe ... Enlisted Association, respectively.” Like other conservatives, Turner is trying to erase [more...]

Date: 2008-07-07 17:37:04

I used to think that the day would never come

I loved this NY Times op-ed by Gail Collins this morning... He’s Leaving. Really. By GAIL COLLINS Tonight President George W. Bush bids adieu to the American people. Excitement mounts. The man has been saying goodbye for so long, he’s come to resemble one of those reconstituted rock bands that have been on a farewell tour since 1982 [more...]

Date: 2009-01-16 03:23:24

Grab Life By the Disco Balls and Dance

This is my one and only life, and its a great and terrible and short and endless thing, and none of us come out of it alive. – Holly – P.S. I Love You The above movie is one of the most profound I have ever seen I think. It is one of those movies that teaches and inspires you as much as it entertains you. From the opening seen when Holly and Gerry are fighting I recognized that this Holly chick and I have a lot in common. [more...]

Date: 2009-09-29 16:52:47

Libraries are a barrier to reading

So says a fascinating blog post by Donald Clark. Here are a few excerpts, and I suggest you read the whole thing. He makes a lot of sense, especially when he talks about publishers confusing the medium with the content. I must also admit that I’ve had some of the same thoughts about libraries myself. Any rebuttal? [more...]

Date: 2009-01-07 14:59:33

Durbin Gets a Clue

Durbin Gets a Clue Posted by HughS Published: January 10, 2009 - 7:40 PM Michael G. Franc at The Corner notes that Senator Dick Durbin ( ... , when taxpayers choose to reduce debt (and personal risk) instead of spending the money we have yet another ... trust a tax cut more than a one time stimulus payment in the same way a politician understands [more...]

Date: 2009-01-11 00:40:56

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... if you are considering obtaining one for any financial reason. Doing so can help ensure you get the right ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29

Democrat culture of corruption- Richardson chapter

Ex-investment officer says N.M. lost $90 millionby Tim KorteAssociated Press Writer A former investment officer for the state's educational pension ... in collateralized debt obligations offered by Chicago-based Vanderbilt Capital Advisors and Vanderbilt ... governing board. The lawsuit, filed on behalf of the state under a 2007 law, seeks damages [more...]

Date: 2009-01-15 17:40:17

School accountability: Not Is there ANYTHING a charter school can do wrong to get the charter school shills on the state Board of Education -- led ... that has been failing to pay taxes, has exceeded the enrollment cap, has run up a huge debt and which depends on unpaid staff to complete the year. Speaking of charter schools: The blizzard of [more...]

Date: 2009-01-08 02:14:33

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