debt forums: : Cut Costs On Your Restaurant Bill

Cut Costs On Your Restaurant Bill – Eat At Home

This is a guest post from Trisha Wagner, a freelance writer for DestroyDebt.com. Destroy Debt is a debt community featuring debt forums. Trisha writes regularly on the topics of getting out of debt and personal finance ... with staggering debt levels, unemployment and reaching the end of their credit limit. The restaurant [more...]

Date: 2009-01-06 11:00:02

Blog posts (147) | Videos (75)

Guest Post: Simple Steps to Start Saving

Trisha Wagner is a freelance writer for DestroyDebt.com, a debt community featuring debt forums ... , such as paying off credit card debt or saving money toward a down payment for a car or house [more...]

Date: 2008-12-24 14:00:29

Why You Should Sell Stuff To Help With Debt (pfblogs.org)

One day I was on a forum and someone who was deep in debt was asking for advice ... some reasons why.First, when trying to tackle a huge debt, whether it be credit card or otherwise ... to get extra money into the house, but the effort is quite substantial and the payoff will be long-term [more...]

Date: 2008-08-23 20:09:10

Statute of Limitations in Ohio on credit card debt; Open Account vs Written Contract

From Debt Prison Forum a reader asks for advice in response to a collection agency dragging up an 8 year old credit card debt ... an acknowledgment that you owe the debt. It’s then still up to you and the collection agency to work ... I received numerous threatening calls from a collection agency or an attorney acting [more...]

Date: 2008-11-12 02:31:36

A recent article in Business Week highlights some apparently (IMO) improper practices used by credit-card issuers in collecting debts ... Forum (NAF) … specializes in resolving claims by banks, credit-card companies, and major retailers ... of their credit-card applications to arbitrate any disputes over bills rather than have the cases [more...]

Date: 2008-06-16 19:52:25

Should Christians Use Credit Cards?

This post was written by Linda Bustos is an editor for Creditor Web, where you can learn about debt forum. The Bible gives wise advice that we should not go into debt. There aremany reasons for this – ... there can be understandablereasons to go into debt – a mortgage, a student loan, a car loan – thedebt in itself [more...]

Date: 2008-07-03 12:07:00

A New Standard of Living Indicator

A New Standard of Living Indicator January 14th, 2009 Up until this year our standard of living allegedly doubled since the seventies ... they use. Let us come up with our own. I provide a lot of data on both The Middle Class Forum ... is rising. Debt has increased as well, as has the proportion of people in a household working [more...]

Date: 2009-01-14 19:50:35

Mortgage Rates are at 50 year lows!

Mortgage markets improved last week for the second week in row ... : * Credit scores of at least 720 * At least 20 percent equity * Relatively low debt versus ... Forums Discuss real estate, network, or learn about investing on our forums! This Article [more...]

Date: 2008-12-22 17:33:40

Interested in Working From Home?

A reader sent me a tip about an AOL story. They list 7 companies that are hiring people right now. The best part? You can work from home ... you will receive results. A great place to go to ask others about companies is the WAHM Forums. Thanks Beverly ... With Our DebtCredit Card Debt Update - $10,998 [more...]

Date: 2009-01-03 03:42:07

(Final CFP) Association for Legal and Social Philosophy (ALSP) 2009 Annual Conference

Ethics for the 21st Century July 2-4, 2009 University of Edinburgh, Department of Politics and IR, ESRC Genomics Policy and Research Forum &lt; ... and climate change, ecological debt, future generations and climate change Genetic engineering, genetic [more...]

Date: 2009-01-14 02:51:54

Free Ebook: Thriving on Less - Simplifying in a Tough Economy

“In the middle of difficulty lies opportunity.” - Albert Einstein Post written by Leo Babauta. Follow me on Twitter. Merry Christmas everyone! ... at Large Expenses for the Long Term 7. Changing Your Spending Habits 8. A Guide to Getting Out of Debt ... ebook with your friends through Twitter, email, Facebook, MySpace, forums, or your blog. Be sure [more...]

Date: 2008-12-25 05:00:27

Small business loan support scheme unveiled by Mandelson

The government today unveiled a scheme to secure some £20 billion of short term lending to support ... to convert debt into equity. Phil Orford, chief executive of the Forum of Private Business, expressed [more...]

Date: 2009-01-14 17:29:05

The wonderful world of online coupons.

The wonderful world of online coupons. January 11, 2009 By: Lind Category: Control Spending, Reduce your Debt In this internet enabled age, ... like http://printable-coupons.blogspot.com make it easy. Some forums have threads that track [more...]

Date: 2009-01-11 13:00:53

Nearly there....

Some of you might have noticed that the forum is looking normal again ... all the posts so we owe him a huge debt of gratitude for all his efforts.thanks.FordJust a brief update. All is looking good. We've still got everything in the forum but to ensure everyone's posts [more...]

Date: 2009-01-13 14:29:00

1 Penny = 1 Billion Dollars

Taking a look at these humorous cartoons about how high gas prices were this summer, ... . We can use that extra money to either pay down our credit card debt, save more money or give our kids ... . Photo Credit: jackslife Advertisement: Real Estate Investing Forums Discuss real estate, network [more...]

Date: 2008-12-05 19:44:34

Most Distinct Voice

Yours truly has been nominated and is now a finalist for "Most Distinct Voice" in the Twenty-Something Bloggers Awards! (20SB Forum, 20SB Blog) ... ) for "Most Distinct Voice". I will be forever grateful and in debt to you.You can cast your vote here [more...]

Date: 2009-01-09 16:42:00

The State of Lending: Trader Uncertainty Anyone?

The Chinese have a saying: “May you live in interesting times” ... was meant to buy bad mortgage debt. Last week, however, those plans changed. Instead, the $250 ... decisions. Advertisement: Real Estate Investing Forums [more...]

Date: 2008-10-27 18:56:44

The Best of Get Rich Slowly: September 2008

September was a sort of unofficial “credit card education month” around here. I tried to share information about how to use credit responsibly. (Now maybe it’s time to move on to debt reduction themes!) Most of all, there were some great ... ? (a fantastic discussion) Best of the Forums Though I didn’t have time to hang out there, the Get Rich [more...]

Date: 2008-09-30 20:00:17

Site Seeing

Permalink Do You Have Pay Raise Plans? Saturday January 10, 2009 Please vote in my poll and respond in "comments ... . Organizations that have no debt, decent recession-proof sales, and a strong cash position are faring better ... | Newsletter | HR Forum Add to Technorati Favorites Bookmark and Share [more...]

Date: 2009-01-10 17:18:36

In major settlement, St. Louis Park company agrees to stop handling consumer arbitration disputes

Less than a week after being sued by the Minnesota attorney general’s office, the nation’s largest arbitrator of credit card and consumer collections has agreed to stop performing such work, state Attorney General Lori Swanson announced today. The National Arbitration Forum, based in St. Louis Park, allegedly deceived consumers into thinking it was a neutral arbitrator in debt collection, the lawsuit said. [more...]

Date: 2009-07-19 21:01:22

How to make a solid and regular passive income from Adsense

As you are aware, Google offer publishers a tool for placing adverts on your site, Adsense ... knows, it’s quite common to see these “High Paying Keywords” questions in Internet forums, however ... , but these days are long gone. There are still high paying niches, such as Cancer, Debt, Insurance [more...]

Date: 2009-01-14 09:09:54

The Top 10 Internet Scams for 2009

"Rising unemployment and a global recession mean we expect to see a huge increase in e- victims this year" says Jennifer Perry, ... out. 6. Economy related scams - Loan and debt consolidation scams have been increasing throughout 2008 ... or spoofed websites - Phishing, domain hi-jacking, posting in forums are just some of the ways [more...]

Date: 2009-01-08 19:04:02

Bill Richardson: Still my Facebook Friend!

I might be going out on a limb here, but I don't care what people say about Bill Richardson - I still like him! ... for endorsing Barack Obama, ended his Presidential campaign in debt, and most recently withdrew ... , I also remembered when he blatantly stated "homosexuality is a choice" at the LOGO Presidential Forum [more...]

Date: 2009-01-10 20:00:00

Considering Kimkins? NOT SO FAST!

Hold on to your wallet! Kimkins (Heidi Diaz) filed for bankruptcy yesterday. This is her 3rd one ... about that, don't you think? She allegedly schemes, racks up debt, and leaves her creditors holding ... , her diet is junk, and you'll be out $80 and looking for a new forum when the Kimtanic sinks.This [more...]

Date: 2009-01-13 14:10:00

The Best of Get Rich Slowly: November 2008

November was a great month for me. I took huge strides in my life as a “professional” blogger ... : The debt-to-income ratio: How much house can you afford? November 13th: A do-it-yourself Christmas: 34 ... of the Forums The blog isn’t the only part of this site. If you have burning questions [more...]

Date: 2008-11-30 13:00:05

Great Option

Great Option June 4th, 2008 — Loans I ran across the site NoDebtToday(dot)com recently and was quite impressed by the service that they provide ... and debt settlement, Payday Loan Help, Dealing with Collection Agencies all neatly separated ... with you about the section’s subject. For example, the collection agency forum not only has discussions [more...]

Date: 2008-06-04 14:24:14

China's "Human Flesh Search Engine" Probably Isn't What You Think It Is

In some respects, MySpace, FriendFinder, and every other social networking site could be considered a human flesh search engine ... posted Wang's personal information on several forums, including his phone numbers, address, and national ID number. Someone painted a slogan on his door that read "A blood debt must be repaid [more...]

Date: 2008-11-26 17:09:50

Keep Them Linking With Content That Screams Out - Link to Me!

What’s the “secret” to getting your site listed in the coveted top 10 spots in the search engines? ... bloggers, forum posters, other (quality) websites, social media sites and anything that has “www” ... an angle and latch onto it! Writing about credit card debt using the same advice you can find [more...]

Date: 2009-01-06 12:35:30

Keep Them Linking With Content That Screams Out - Link to Me!

Date: 2009-01-06 12:35:30

We're broke. Stock up. NOW

From Matt over at Peak Oil: Life After the Oil Crash:"If you've been reading LATOC or any other (reality-based) ... dollar of debt injected into the economy. For lack of a better term, I will refer to this as "MROMI ... now at the LATOC Forum and the original one over at the Ticker Forum."Source/Author: Matt at LATOC.Financial [more...]

Date: 2009-01-13 22:54:00

Are There any Alternatives?

A while back, Anitra, a friend of mine, asked a good question about the debate on healthcare: I usually never comment on your blogs, but I do read them and love your insight and straight forwardness. Could you post an alternative to what is being proposed? I am not understanding what is wrong with a government run health care plan? Illegal immigrants are covered now…you just pay out of your taxes. I worked at a hospital as un undergrad; uninsured people can go to the ER and can’t be turned away. [more...]

Date: 2009-09-21 05:31:57

If Your Building is 100% Occupied, Your Rents Are Too Low!!!

Income properties are, to many, the ideal investment. Not only does one receive rental income on a monthly basis, but he also gets to enjoy capital appreciation—or at the very least, a solid hedge against inflation. With favorable tax treatment throughout and available 1031 tax deferred exchanges, one would be silly to not at least consider real estate investment. And so he does. Hypothetical investor Bob purchases his first income property: an 8-unit multi-family in sunny San Diego, California. [more...]

Date: 2009-09-28 19:17:48

Is Financial Freedom Impossible?

There is an interesting discussion over at the Get Rich Slowly forums about financial freedom. Essentially the original post focuses on how following financial advice is impossible . Here was the list of common financial advice the poster was dealing with: Fund your 401(k) to the max employer match. Max out Roth IRAs. Save an additional 10% of your income in taxable accounts for retirement. Set aside money for your childrens’ educations. Build an emergency fund of 3-6 months of expenses. [more...]

Date: 2009-09-23 14:43:59

Checking Auto Insurance Companies to Find the Right One

It’s hard to say how many auto insurance companies there are out there. New players come into the market every month as well as mergers and companies dropping out. These constant changes mean it is harder than ever to know which auto insurance companies are the best to deal with and which to avoid. The following should give you some pointers to consider. History – How long has the company been around? While longevity is not a real gauge of success, it does show the company has staying power. [more...]

Date: 2009-09-15 16:54:11

Looking At Legitimate Work from Home Jobs

When you find yourself deeply in debt, there is a way out, even though it sounds simplistic – find a source of additional revenue! There are many ways to supplement your income, including legitimate work from home jobs , setting up a micro home business, part time jobs, or freelance employment. The initial step towards increasing your income is to get yourself a plan. Make a budget. Be sure it’s feasible – it should include all the expenses that are absolutely essential. [more...]

Date: 2009-09-16 14:37:38

In The News Today

Dear CIGAs, Below are the FDIC numbers. There is no practical means of draining liquidity from the monetary system of the West. Absolutely none! The FDIC had $10.4 Billion in its fund at the end of June. These funds are there to protect more than $6.2 trillion in member bank deposits. Some well respected authorities anticipate the failure of hundreds of banks in the next 12 months. Jim Sinclair’s Commentary Insulate Wall street and flush the good folks. [more...]

Date: 2009-09-24 22:30:29

TC50: LearnVest Is A Personal Financial Guide For Women

Now more than ever, personal finance education and help is crucial to anyone’s financial health. Mint.com, a former TechCrunch 40 company who won the top prize at the conference, has grown incredibly since its launch and was recently acquired by Intuit for $170 million. TechCrunch50 startup LearnVest is serving a different purpose when it comes to online finances; the startup focuses on helping users, particularly women, organize their finances and learn how to become financially savvy. [more...]

Date: 2009-09-15 18:44:01

Four challenges in Pittsburgh for the G20

Guest Author: Uri Dadush, Carnegie Endowment The Great Financial Crisis is far from over, but a stimulus-triggered recovery is now taking hold. The contours of the post-crisis economy are already emerging—from the sharply rising public debt levels in most industrial countries to the severely impaired balance sheets of banks and households in countries at the epicenter of the banking disaster, including the United States, the UK, and several smaller European countries. [more...]

Date: 2009-09-24 00:00:02

Crucial Paradigm, Web Hosting Provider, Debuts Australian Division

Sydney, Australia - ( The Hosting News ) - September 22, 2009 - Shared, Reseller, Dedicated, VPS, Cloud, and Managed Web hosting solutions provider, Crucial Paradigm, has launched a new corporate website for its Australian division. The web site has been overhauled, having been in development for nearly a year, marks a major improvement over the previous design. It now features an integrated corporate blog, customer forums, and interactive tutorials. [more...]

Date: 2009-09-22 14:03:22

Victims of Foreclosure Rescue Fraud to Receive Refunds

SaveMyHome USA, Payment Doctors and the Michigan Economic Reinstatement Program were held accountable after an undercover investigation by the Michigan Attorney General's office who discovered that the companies' representatives made misleading statements and charged borrowers upfront fees in violation of the Michigan Credit Services Protection Act. Michigan residents victimized by the foreclosure fraud schemes can receive refunds as a result of the charges filed. [more...]

Date: 2009-09-21 09:03:35

Kratovil Takes Constituents’ Healthcare Reform Concerns To House Leadership

Leads Freshman Colleagues on Letter to Leadership highlighting the need for inter-State competition, tort reform, and deficit neutrality. Washington, DC – In a letter sent to House Leadership earlier today, Congressman Frank Kratovil and a group of his fellow freshman Members of Congress urged their party’s Congressional leaders to consider adopting a number of proposals raised by their constituents regarding healthcare reform. [more...]

Date: 2009-09-29 12:55:00

The Habit Change Cheatsheet: 29 Ways to Successfully Ingrain a Behavior

We are what we repeatedly do. Excellence, then, is not an act, but a habit. - Aristotle Our daily lives are often a series of habits played out through the day, a trammeled existence fettered by the slow accretion of our previous actions. But habits can be changed, as difficult as that may seem sometimes. I’m a living example: in tiny, almost infinitesimal steps, I’ve changed a laundry list of habits. [more...]

Date: 2009-09-28 23:33:36

Money Management: Generation X Finance

Everyone manages their money a little bit differently — but how do the people who love to write about it doing it? Today, we're going to begin a series on Money Management by Personal Finance Bloggers , highlighting prominent bloggers and how they manage their finances. I asked members of the MoneyBlogNetwork forums questions about their money management techniques, and over the next few weeks, we'll be highlighting their answers. First up, we talked to Jeremy of Generation X Finance . [more...]

Date: 2009-09-17 12:06:24

NFL Transactions-Sept. 22

NFL Transactions Ravens signed TE Tony Curtis Ravens released LB Prescot Burgess. Ravens traded LB Prescott Burgess to the Patriots for a conditional seventh-round draft pick. Bills signed OT Jamon Meredith from the Packers practice squad Bills placed TE Derek Schouman on injured reserve with a knee injury Bills promoted TE Jonathan Stupar from the practice squad. Panthers signed DT Antwon Burton. Browns signed CB Anthony Madison. Browns waived CB Marquis Floyd. [more...]

Date: 2009-09-23 11:01:19

So What If People Make Fun Of Our Frugality!

There's been many a times I've been picked on for being frugal. Mostly during my prepubescent years, but even now I've been known to give a few of my friends a good laugh. I'm sure they were all just jealous (at least that's what our mothers always says, right?) but either way I say who cares. Who cares if our frugality and craftiness distracts people? Are they the ones saving a few dollars? Anope - we are. [more...]

Date: 2009-09-28 11:25:00

Bachmann, Paul Criticize "Out of Control" Spending in Forum (from John Hageman's happenin blog)

Reps. Ron Paul and Michelle Bachmann blasted the current administration's spending plan at a forum at Northrop Auditorium at the University of MInnesota Friday, according to the Pioneer Press. Over 2,000 people attended the event, and met the representatives with support. "You are the generation that will inherit increasing debt from out-of-control spending," Bachmann said. Paul also warned that further government expansion will undermine personal liberty. [more...]

Date: 2009-09-26 20:53:18

Weekend Round-Up

Iowa : A second poll confirms that Republican Chuck Grassley's standing among Iowans is slipping. Grassley's high-profile delay tactics on health care reform could well be the reason. Survey USA's August numbers for Grassley were the worst numbers that Survey USA has ever tallied for Grassley. Similarly, new Selzer & Co. poll numbers for the Des Moines Register find that Grassley's approval among Iowans has slipped from 75% in January to 66% in April to 57% last week. [more...]

Date: 2009-09-21 05:44:42

You Need A Budget | Giveaway

YNAB Pro YNAB Pro budgeting software retails for $49.95 and was kindly donated for the giveaway by the folks at YouNeedABudget.com . “You Need A Budget” is a very thorough piece of budgeting software that allows users to do just about everything they need to related to their budget. A few of the YNAB Features YNAB Pro imports OFX, QFX, QIF, and CSV files from virtually every banking institution available. It offers a virtual envelope system of budgeting . [more...]

Date: 2009-09-11 12:27:03

USAA’s WhatsOnYourMind.com

“In a tough economy, you can connect with others and share ideas.” That’s the stated purpose of USAA’s latest social media effort centered around an online forum hosted at WhatsOnYourMind.com. In the forum, USAA encourages people to “share your thoughts and issues with us.” You don’t need to be a USAA member to participate in the forum. Members and non-members alike can go to the What’s On Your Mind site, create an account and start sharing their thoughts. [more...]

Date: 2009-09-16 11:21:34

The Economy: "Who Was Hyman Minsky?"

"Who Was Hyman Minsky?" by Stephen Mihm "Since the global financial system started unraveling in dramatic fashion two years ago, distinguished economists have suffered a crisis of their own. Ivy League professors who had trumpeted the dawn of a new era of stability have scrambled to explain how, exactly, the worst financial crisis since the Great Depression had ambushed their entire profession. [more...]

Date: 2009-09-26 18:22:00

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