Why You Don't Want A "Top Producer" Listing Your Property

The completely frenzied micro-market currently manifesting in the Eastlake area of San Diego is a wonderful illustration of several pieces of advice I consistently give. First, What Happens When You Over-Price Real Estate?: properties priced correctly are getting multiple offers, properties priced a little under are seeing bidding wars, [more...]

Date: 2008-12-22 14:47:11

Blog posts (129) | Videos (181)
 

Personal Bankruptcy and Tough Decisions

by Grace Holt Filing for personal bankruptcy in the United States has reached epidemic proportions. The economy is partly to blame ... is a moral decision for many You have been taught to pay what you owe. For many walking away form debt ... to function. Drowning in debt will never produce productive citizens. There is no law that says [more...]

Date: 2009-01-14 09:20:15

The Bailout of Abominations

By Robert Higgs of The Independent Institute: As a rule,we may assume that any statute containing the word “emergency” in its title, preamble, or statement of purposes is a bad law. If you want an apt example, consider the Emergency Economic Stabilization Act of 2008, which the president signed into law on Friday, October 3, 2008, [more...]

Date: 2008-10-07 18:10:36

When Alan met Max

T here’s $2 million, 25,000 students, a wacky exec, and the spectre of voluntary student membership sitting on the horizon—and these guys want in on the ground floor. Salient News Editor Michael John Oliver sat down with the two remaining candidates for VUWSA President 2010, Max Hardy and Alan Young, to find out why in the name of god they want to be the next Jasmine Freemantle. [more...]

Date: 2009-09-27 21:05:23

Nortel Files for Chapter 11 Bankruptcy

In the about us page on Nortel’s website, they proudly state “Hundreds of millions of people, Fortune 500 companies, ... under the Companies’ Creditors Arrangement Act (”CCAA”) in Canada. As well, certain of the Company’ ... and debt burden, to effectively restructure its operations and to narrow its strategic focus [more...]

Date: 2009-01-14 16:02:05

In (Limited) Praise of Discretion

by Tom Bozzo Here's a funny thing about reporting on the bank-recapitalization approach to the TARP. This is (almost) ... Economic Stabilization Act of 2008: (d) Conditions on Purchase Authority for Warrants and Debt ... one described in subparagraph (A), a warrant for common or preferred stock, or a senior debt instrument [more...]

Date: 2008-10-09 16:32:59

Survival Basics From Depression-Era Kids

By Julie Rains My parents and my husband’s parents were children during the Great Depression. Mine lived in large cities; my in-laws, small towns. Their families started this era from neither a position of wealth nor desperation; just to add perspective, though, [more...]

Date: 2008-10-31 17:08:14

Why We All Need To Keep A Watchful Eye On What Is Happening In Greece

In view of Greece’s EMU membership, the availability of external financing is not a concern, but the correction of cumulating indebtedness could weigh appreciably on growth going forward. While the risk of transmitting vulnerabilities to the euro area is very small reflecting Greece’s small relative size, [more...]

Date: 2008-12-14 15:01:19

Personal Decisons When Filing Personal Bankruptcy

by Grace Holt Unemployment has reached a fourteen-year high. Bankruptcies in Florida are no exception ... walking away form debt becomes a moral decision. This is especially true in the Christian community ... citizens to function. Drowning in debt will never produce productive citizens. Is bankruptcy right [more...]

Date: 2009-01-13 12:14:46

WALL STREET BAILOUT OR WORKERS ACTION PROGRAM??? by Marty Goodman

New York right now is a rather amazing mirror of national developments. The first African American governor sits in Albany [more...]

Date: 2009-01-10 04:36:23

Personal Bankruptcy and Tough Decisions

by Grace Holt Deciding to file bankruptcy is not an easy decision for most people. Bankruptcies in Florida are no exception ... . For many walking away form debt becomes a moral decision. This is especially true in the Christian ... productive citizens to function. Drowning in debt will never produce productive citizens [more...]

Date: 2009-01-13 09:54:24

Personal Bankruptcy and Tough Decisions

by Grace Holt Deciding to file bankruptcy is not an easy decision for most people. Bankruptcies in Florida are no exception ... decision for many You have been taught to pay what you owe. For many walking away form debt becomes ... . Drowning in debt will never produce productive citizens. There is no law that says you cannot pay [more...]

Date: 2009-01-14 09:21:59

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

Contractors Awaiting Payment For Work At West Broad Village

Work continues at the mixed-use complex of West Broad Village in Short Pump, but several contractors have filed liens to make sure they get paid. Since October, seven companies have filed nine mechanic’s liens totaling more than $3.7 million against property owned by Unicorp National Development, the Florida-based developer of West Broad Village [more...]

Date: 2008-12-31 15:38:14

Contractors Awaiting Payment For Work At West Broad Village

Work continues at the mixed-use complex of West Broad Village in Short Pump, but several contractors have filed liens to make sure they get paid. Since October, seven companies have filed nine mechanic’s liens totaling more than $3.7 million against property owned by Unicorp National Development, the Florida-based developer of West Broad Village [more...]

Date: 2008-12-31 15:38:14

Get Rid with your Debt

Since it is holiday, people spend more than the usual and because of this, many people are in need of some financial resources ... to take care of their high interest rate from credit card debt. Furthermore, this site also provide ... in the financial world, this site can help people with bad credit to manage their debts and consolidate [more...]

Date: 2008-12-31 02:38:46

L.A. Weekly: The Autopsy Report

The L.A. Weekly Trashes Years of Its Hard Copy Archives Warning: ... in November, I was given a layoff notice with a generous settlement. They had lost interest ... . Attached to my initial severance package was a gag-order non-disclosure agreement. It was a rather [more...]

Date: 2009-01-07 05:15:54

CIC paper: Can British citizens become ‘active’?

Liberal Conspiracy is publishing a series of discussions about the government’s Community Empowerment White Paper. This is a summary of the second chapter. Chapter 2: Active citizens and the value of volunteering The government wants to “make it easier to be involved in voluntary and community activity” and proposes: [more...]

Date: 2008-11-19 13:12:06

Scroll for updates: Bailout Deal Reached With ACORN, And Other Pork Removed

Capitol Hill finally reached an agreement A summary of the tentative agreement released by Ms. Pelosi’s office said the plan “gives taxpayers an ownership stake and profit-making opportunities with participating companies; puts taxpayers first in line to recover assets if a participating company fails; (and) [more...]

Date: 2008-09-28 22:05:19

Gala Group Closes Another Bingo Club

The Gala Group , which is overburdened with debts much to the chagrin of its lenders and supporters, has shut down yet another bingo hall, the ninth bingo hall to be closed down by the company this year. In all, the debt-ridden company has shut down 9 bingo clubs across the UK. The recently closed online bingo club is in Dudley of West Midlands. Gala Group is the owner of a chain of casinos called Gala and a chain of betting shops called Coral. [more...]

Date: 2009-09-28 23:53:26

Bully in a China Shop

by Eric Martin My American Footprints colleague China Hand has a pair of thought provoking posts on the state of US relations with Pakistan, and the connection therewith to the recent Mumbai attacks. One major component of China Hand's thesis is that "the Western struggle to stabilize Afghanistan, [more...]

Date: 2008-12-10 21:19:20

Text: Summary of Auto Industry Rescue Bill – U.S. House Financial Services Committee

(Source: U.S. House Financial Services Committee) Summary of Draft Auto Rescue Bill Adds Title IV to the Emergency Economic Stability Act (EESA): Emergency Direct Loan Program – Directs Treasury to make no greater than $25 billion total ... for repayment.• Long-Term Restructuring Plan – Not later than 3/31/09, loan recipients must submit [more...]

Date: 2008-11-18 22:34:56

Currency issues, IMF grants loan, Structural reform, New Business, Human ights, Russian Gas, Ukraine, Polish scandal, New, Sport and Culture

From the Top...#377Alexander Lukashenko advises citizens not to change currency of their savingsFrom: BelTA and the Office of the PresidentThere is no need for citizens to change the currency they keep their savings in, because nobody knows how the global financial crisis will unfold, President of Belarus Alexander Lukashenko told reporters, [more...]

Date: 2009-01-14 09:39:00

The Prince Unconstrained: A Response to Michael Taft

Here’s a piece I wrote in the Irish Left Review responding to Michael Taft’s article in the ILR a few weeks ago. Full text is below, but check out the discussion on the site itself also. The late, great monetary economist Hyman Minsky (1986:110), quoting Nobellist James Tobin, once wrote of economics theory that: [more...]

Date: 2009-01-12 20:38:55

Seek The Help Of A Bankruptcy Lawyer

Many people are forced to file bankruptcy each year, often due to no real fault of their own. It is all too easy to go into debt when you are working and making good money, but what happens ... t go into debt just to see what you could buy and then file bankruptcy on all of your creditors, but, through [more...]

Date: 2008-12-29 15:40:05

Help Available For Homeowners; Home Loan Modification Plans

by J. Ochs Right now the country is seeing record high foreclosure rates. People across the nation are literally walking away from their homes and letting them go back to the bank. The important thing to realize here is that the banks do not want the homes back. Banks are not in the real estate business, they are in the banking business [more...]

Date: 2009-01-03 16:29:51

Landmark Agreements Conserve Indigenous Treasures in Northern Australia

Landmark Agreements Conserve Indigenous Treasures in Northern Australia ARNHEM LAND, Australia, Sept. 23 /PRNewswire-USNewswire/ — The Australian Federal Government and traditional landowners signed the first of two agreements today establishing two immense and globally significant conservation reserves on indigenous lands in the Northern Territory of Australia. The second agreement will be signed tomorrow on-site. [more...]

Date: 2009-09-24 03:22:53

Sekwanele! [Enough is Enough!]: Social Movement struggles for Land and Housing in Post-Apartheid South Africa

This article is published in the current issue of Left Turn magazine in the United States of America ... up the Foreman Road informal settlement in Durban. Sparked by an unattended candle, the fire spread ... fire almost every other day. In the eThekwini municipality where the Foreman Road settlement [more...]

Date: 2009-01-08 14:50:04

relieve yourselves from this kind of stress

A dear relative was too happy to be able to purchase a luxury car with such a good deal ... alternative to debt burdens rather than bankruptcy filing and embarrassing debt counselling. ... to Debt Relief assistance if and when our debts are too hard to manage and we want to have a 2nd [more...]

Date: 2008-11-14 20:10:06

Paulson Translated

After listening to and reading the text from Paulson’s speech this morning, ... at a tipping point. Credit markets were largely frozen, denying financial institutions, businesses and consumers access to vital funding and credit. He uses past tense verbs, but I’m not sure [more...]

Date: 2008-11-13 04:08:18

Help Available For Homeowners; Home Loan Modification Plans

by J. Ochs In the United States right now, foreclosure rates are higher than they’ve ever been. Homeowners are literally fleeing their homes and letting the banks deal with what they leave behind. Since banks are in the banking business and not the real estate business, they don’t really want the houses back [more...]

Date: 2008-12-30 16:22:00

Federal Reserve, Treasury Announce $800 Billion Plan to Support Consumer Lending

Let's see, Bloomberg said yesterday that the Federal government had committed $7.4 trillion to lending facilities and guarantees ... loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration (SBA ... (TALF), a facility that will help market participants meet the credit needs of households and small [more...]

Date: 2008-11-25 15:09:54

Premiers to press Harper for infrastructure boost

“We want to get those shovels in the ground sooner rather than later,” Ontario Premier Dalton McGuinty said. “We don’t want the recession to be over by the time we get infrastructure dollars spent.” Indeed, that would be disastrous. But, hey, money grows on trees, right? Spend away [more...]

Date: 2009-01-15 20:12:27

Suze Orman's Financial Advice For Wise Bread Readers

By Will Chen Suze Orman is one of my favorite personal finance advisors. No one can kick my butt into gear like Suze. That's why I was thrilled when Suze invited Wise Bread to participate in a bloggers-only interview event, where she answered questions about how to survive in this tough economy [more...]

Date: 2008-12-16 22:32:13

Consolidate your debts NOW!

Have you noticed our economy right now? It's pretty scary, right. Anyway, are you having problem with you debts? ... ! Maybe you wonder how debt consolidation work? Usually done in consultation with a counselor or loan ... your credit cards for a certain period of time until you will paid them off. So, if you are having [more...]

Date: 2008-10-21 21:19:08

Leonid Teytelman: Obama For a Sound Economy

Leonid Teytelman asks: Obama For a Sound Economy:Barack Obama has repeatedly said that he will lower taxes for 95% of Americans ... borrowing that increases the national debt and decreases discretionary flexibility in the national budget ... consultation. As a scientist and engineer, I look forward to his election. It will mark a milestone [more...]

Date: 2008-10-31 18:38:41

be bold and don't listen to the god-damn republicans

President-elect Barack Obama is consulting with the Republicans about the stimulus package he wants Congress to pass ... . Simply put, we should not bury future generations under mountains of debt." I can't believe ... , Boehner was close: the Republicans have already buried future generations under mountains of debt [more...]

Date: 2009-01-06 09:40:00

IMF Team Concludes Article IV Consultation Mission to the State of Eritrea

IMF Team Concludes Article IV Consultation Mission to the State of Eritrea    ASMARA, Eritrea September 29, 2009/African Press Organization (APO)/ — An International Monetary Fund (IMF) mission visited Eritrea during September 14–29, 2009 to conduct the 2009 Article IV consultation discussions. The last Article IV consultation was concluded in April 2008. The mission met with Mr. Ali, Minister of Energy and Mines, Mr. [more...]

Date: 2009-09-29 15:41:13

Senate financial rescue legislation

CBO has just issued its analysis of the financial rescue legislation released by the Senate today. This legislation includes the rescue package considered by the house earlier this week, a temporary increase in deposit insurance, and certain tax provisions including an extension of Alternative Minimum Tax (AMT) relief [more...]

Date: 2008-10-01 19:36:21

Emergency Economic Stabilization Act of 2008

CBO has just issued its analysis of the Emergency Economic Stabilization Act of 2008, as released tonight by the House Committee on Financial Services. Among other provisions, the legislation would create a Troubled Assets Relief Program (TARP). The pdf of our analysis is posted here. The text is pasted below [more...]

Date: 2008-09-28 23:23:49

Debt Consolidation Benefits

Currently many of the problems that occur, such as the debt must be paid every month. Especially if you are one of a between ... for you is debt Consolidation, because this is the solution for the created by and for their help, alleviate loans, and to help in the consultation problem. They help direct the way of negotiating [more...]

Date: 2009-01-14 09:30:42

Fed Announcements on Household Credit, GSEs

TALF Announcement For release at 8:15 a.m. EST The Federal Reserve Board on Tuesday announced the creation of the Term Asset-Backed Securities Loan Facility (TALF), a facility that will help market participants meet the credit needs of households and small businesses by supporting the issuance of asset-backed securities (ABS) [more...]

Date: 2008-11-25 13:33:18

WRITING: TEOTWAWKI fiction - Chapter Ninety Four - Brother Kevin passes

It happened in Church - October 19, 1962 Chapter Ninety Four - Brother Kevin passes October 19, 1990 It was another Fall day. The anniversary day. John thought back to just three years ago. The Silver Anniversary celebration. He wore the silver medal that everyone was given. The Good Shepherd on one side and the atlatl on the other [more...]

Date: 2008-10-01 22:04:35

Competitive guarantees

One of the diagnoses of why the Great Depression was so bad is that countries engaged in “competitive devaluation” — weakening their exchange rates ... in the Republic of Ireland.  That means every debt that these banks have to anyone: to their depositors [more...]

Date: 2008-09-30 15:54:51

I love the guy - Tom Sowell!

Zeihan discusses the Russian oil deal and sees a trap. (See 1 below.)Hamas miscalulated. They thought Israel would cave and not seek to wipe them out. Big miscalculation. (See 2 below.)Somalians have become equivalent of "rent a pirate" and have been hired by Iran in the hope of re-arming Hamas.(See 3 below.) [more...]

Date: 2009-01-13 16:53:00

Ohio Foreclosure Proceedings Roadmap - Part II: From Complaint to Sheriff's Sale

In my last post, I made some overall observations about Ohio's required judicial foreclosure procedures and explained the initial steps necessary to begin the foreclosure process. In this post, I will explain what is involved, once the Complaint has been properly filed, [more...]

Date: 2009-01-07 14:52:05

Bailout bill "Emergency Economic Stabilization Act of 2008" searchable summary.

SECTION-BY-SECTION ANALYSIS OF THE LEGISLATION Section 1. Short Title. "Emergency Economic Stabilization Act of 2008." Section 2. Purposes ... Stability within the Treasury Department to implement the TARP in consultation with the Board ... on the national debt, providing stability to the financial markets, preserving homeownership, the needs [more...]

Date: 2008-09-28 22:49:13

Government To Commit Another $600 Billion On Mortgages, Another $200 Billion on TALF

Not content with previous Bailout Pledges of $7.7 Trillion the Fed Commits $800 Billion More to Unfreeze Lending ... businesses, committing up to $800 billion.The central bank will purchase as much as $600 billion in debt ... are beginning to take a large amount of credit risk.”The Fed will purchase up to $100 billion in direct debt [more...]

Date: 2008-11-25 16:55:00

Pros And Cons To Negotiating Debt Settlement

Are you drowning in debt and considering debt negotiation? Debt negotiation has a bad connotation but does it affect your credit that badly? There are pros and cons to debt negotiation and there are alternatives. Here are some things to consider which will help you decide if debt negotiation is right for you. First, you need to educate [more...]

Date: 2008-12-29 00:00:15

FDIC: Citi to Buy Wachovia’s Banking Operations

FDIC: Citi to Buy Wachovia’s Banking Operations The FDIC made the following announcement this morning on Citi’s purchase of Wachovia’s banking ... of the Federal Reserve and the Secretary of the Treasury in consultation with the President. All depositors ... institutions and assume senior and subordinated debt of Wachovia Corp. Wachovia Corporation [more...]

Date: 2008-09-29 14:22:30

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