Money Flow Update for September 21st

By Tuesday, this duality was so striking that I indicated, "I'm trading like a bear, but watching for investment opportunities like a bull." Indeed, we continued to trade lower into Thursday morning--all the while maintaining the divergences--until a dramatic burst of buying, sparked by news of a government rescue plan for troubled banks, [more...]

Date: 2008-09-21 23:41:26

Blog posts (147) | Videos (76)
 

Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals

new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]

Date: 2008-12-03 22:11:44

The Financial Foibles of Linda Flores

We live in tough economic times. Our financial system is scrambling to avoid a global meltdown and lots of folks are having trouble making ends meet ... . Linda Flores, R-Clackamas, to help cover a 3-year-old automobile debt. The matter reawakens questions of personal debt, which became an election issue two years ago when Flores defeated a [more...]

Date: 2008-09-19 17:53:26

Chain Of Fools

The Denver Post reports from Colorado. “Mike Kraft, a Realtor in Loveland, said first-time buyers have an edge in the current marketplace. The property they buy won’t have inflated equity, Kraft said, and many sellers are willing to help with closing costs. ‘It’s a buyer’s market. There’s a lot of inventory out there,’ he said [more...]

Date: 2009-01-04 18:13:27

Gates of Vienna News Feed 11/12/2008

Some headlines to look at:“Muslim Killed Catholic Girl in Love With Flatmate”“London Fundraisers Linked to Stoning of 13-Year-Old”“Possibly Tens of Thousands of Somalis in the US Illegally”“New Anti-Christian Attack in Mosul, Two Sisters Killed”But then there’s this:“Denmark: Ready to Ban Headscarves for Judges”So it’s not all bad news [more...]

Date: 2008-11-13 04:52:00

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Viacom Narrows Request for YouTube Information

we noted yesterday: The parties will meet and confer within 14 days of the execution of this Stipulation concerning records reflecting the business ... a person as having requested or obtained specific video materials or services.” While the parties ... to “any renter, purchaser, or subscriber of goods or services from a video tape service provider.” [more...]

Date: 2008-07-15 18:29:10

Guest Commentary: Response to Davis Enterprise on Senior Housing

Special to The People’s Vanguard of DavisBy Elaine Roberts Musser____________It was with some disquiet that I read Claire St. John’s Jan. 2, 2009 article in the Davis Enterprise, entitled “Senior Living”. I immediately fired off a clarification of my position to the Enterprise that same day. I wanted to make clear the reader understood 1) [more...]

Date: 2009-01-12 12:41:00

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... to respond… they’ll sell the debt to another collection agency for pennies on the dollar. In order for them ... that they cannot legally be collected on. So even with a judgment to repay the debt… the collec [more...]

Date: 2009-01-14 19:53:56

Bipolar Disorder & Me

I had every intention of doing a lot more talking about my bipolar disorder and how it’s affecting my life and how I’m overcoming it, ... and be applied toward my debt. One of next month’s paychecks will go toward paying off two other tickets ... to ~$75 worth of music (The Essential Trance Collection (6 CDs), DJ Irene Box Set Volume 2, and DJ [more...]

Date: 2009-01-14 15:01:50

Teach Your Children Not to Bet Against Apollo Group

The numbers the posted last week were impressive indeed, and the internal/organic cash flow generation is a thing of beauty, as noted by ThinkEquity: ... leases. Bad debt expense remained subdued, dropping to only 3.6% of sales during 1Q09 from 4.2 ... . We expect bad debt expenses to remain below 4% of revenue during FY09. * Selling and Promotional [more...]

Date: 2009-01-12 20:01:48

Harold Pollack: "Get sick and get out." The travesty of medical foreclosures and bankruptcies

Today's news describes yet another study noting how often illness and medical expenses drive people into financial hardship ... bankruptcy researchers: Medical debt is central to the story. This is hardly surprising. Times are hard ... and further into debt. I became involved in many state boards and other opportunities... What kept [more...]

Date: 2008-09-20 21:49:52

Why We Complain -- The Top Ten

A survey just out -- 39 state, county and city agencies from 25 states report on their "top complaint categories": 1. Auto 2. Home Improvement/Construction 3. Credit/Debt Collection 4. Retail Sales 5. Utilities 6. Household Goods 7. Internet Sales 8. Home Solicitations 9. Services (not sure what that means -- ed.) 10 [more...]

Date: 2008-07-30 16:06:35

Nine Things to Do When the Going Gets Tough

Every once in a while, I get an email from a reader that rips my heart out. Through a long series of choices and decisions and life events, they’ve reached a financial situation that’s almost impossible for them to dig out of. It usually involves children, a mountain of bills, and a job that doesn’t pay very much [more...]

Date: 2008-08-27 20:00:52

Inflationary Deflation a Dead-Bang Certainty

by The Mogambo Guru Looking at all the money that is being suddenly created by governments around the world brings up Mike "Mish" Shedlock, ... in prices (because there is less money chasing the supply of goods and services) and a destruction of wealth (as guys who hold goods and services see their prices dropping). As if to apparently reinforce [more...]

Date: 2008-12-02 21:04:25

Arrange Your Own Debt Consolidation and Save Money

Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]

Date: 2009-09-25 15:43:00

Recognizing Credit Counseling Company Scams

People across the country are finding that they have used their credit unwisely and owe creditors a great amount of money that is increasing every ... of the credit account illegal for collection.  In nearly all of these cases, the information that the company ... and alerting them that the debt is uncollectible.  After some time has gone by, the company [more...]

Date: 2009-01-10 05:23:38

The Implanted Radio-Frequency Identification Chip: “Smart Cards” in a Surveillance Society

Dandelion Salad by Tom Burghardt Global Research, September 6, 2008Antifascist Calling… RFID tags implanted in physical objects or human beings If incorporating personal details into an RFID (radio-frequency identification) chip implanted into a passport or driver’s license may sound like a “smart” alternative to endless lines at the airport and [more...]

Date: 2008-09-07 17:29:50

Back To the Future

Back To the Future Jennifer Rubin - 12.26.2008 - 9:28 AM Joe Biden blithely declared that there will be no earmarks in the stimulus package ... collection of parochial spending projects in American history. Strolling through the 800 pages ... industries, creating make-work projects of dubious value and piling up a mound of debt. It sounds [more...]

Date: 2008-12-26 14:28:30

The Text Of A Speech I will Deliver Today To The Rotary Club

When Phil Dunbar first approached me on the subject of speaking I was somewhat hesitant although I might not have said so.   I am typically a shy person in a lot of respects, and tend to be a real homebody…and have always had some difficulty with the public speaking thing.   I clearly remember the first speech I ever gave [more...]

Date: 2009-01-13 11:38:00

Can a Creditor Collect on Discharged Debt?

Original creditors and collection agencies will often collect on discharged debt, debt absolved by bankruptcy, and even debt that’s been settled. This is debt that can’t legally be collected on via a civil court judgment. However, collection agencies won’t let a little thing like your legal rights stand in the way of their profits. See also [more...]

Date: 2009-01-03 02:57:25

You Don't Have To Juggle Many Things

Dealing with so many things can be really difficult. Usually, learning how to prioritize is what can help people who encounter this situation ... debt, utility debts, credit card debts and many others can be too much to juggle. A way to handle all these is debt consolidation. MyDebtConsolidationAdvice.com is a web site that can help people [more...]

Date: 2009-01-14 07:05:43

What Are the Services Provided by Debt Settlement Companies

Debt settlement companies are dealing with debt reduction and debt negotiation. They operate with a simple principle. They assist their clients to negotiate settlement with the creditors on behalf of the clients but in return, their clients have to pay back part of the benefits to the companies. A good service provider is able to use professional tactics to reduce their clients’ debts with lower interest rates. [more...]

Date: 2009-09-25 07:16:38

The G-20 Washout By Mike Whitney

November 18, 2008 — dandelionsalad Dandelion Salad By Mike Whitney November 17, 2008 “Information Clearinghouse“ As expected, the G-20 Economic Summit in Washington turned out to be a total bust. None of the problems which have pushed the global economy to the brink of disaster were resolved and none of the main players who gamed the system with [more...]

Date: 2008-11-18 15:30:23

Debt Collection - A Recovery Issue.

The Hobart Debt Collection process should be according to Law of the land. Many countries have passed Laws for collecting debts ... of collection of debt. Personal contact is one of the best methods. If the outstanding amount is small ... . There are also some professional lawyers, who specialize in debt collection suits. If found necessary [more...]

Date: 2009-01-14 23:11:40

Gates of Vienna News Feed 11/18/2008

The most ominous news story tonight: “IAF is Ready for Iran’s Nuclear Sites”.A period of great peril for Israel is fast approaching. Assuming that the mullahs have a nuclear capability, the most dangerous time will likely be between the inauguration of Barack Obama — when the United States will cease to be a credible deterrent to Iran — and the [more...]

Date: 2008-11-19 04:59:00

Gates of Vienna News Feed 11/17/2008

Take a look at the Islamic terror plot uncovered in Arizona, with a connection to the “Flying Imams”.Also look at the financial news from Spain — not good. Unemployment over 11%.Thanks to C. Cantoni, Insubria, JD, Paul Green, TB, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]

Date: 2008-11-18 04:53:00

Collection 101: Collecting for Your Start-Up

By Larry Chiang Congrats on getting to $900k in revenue, getting an angel round done and avoiding the 9 VCs you don’t wanna meet ... of Sales they should definitely be calling to collect. Compartmentalizing the collection by leaving it to a sole administrator is dooming your collection effort to fail. If the CEO won’t call, email [more...]

Date: 2009-01-06 17:53:48

Leading debtor tracing company joins DBSG

Cardiff based Tracesmart, renowned supplier of debtor tracing services, has announced it has become a member of the Debt Buyers and Sellers Group ( ... DBSG). Tracesmart has joined the DBSG as part of its commitment to the debt collection industry and to provide valuable specialist input on some of the core processes used to recover debt, ... [more...]

Date: 2009-01-08 01:37:08

Gates of Vienna News Feed 8/26/2008

USABarack Obama Through Muslim EyesDavis Warns of a New Civil War With Southern StatesFrom Guantanamo to DenverMichelle Obama Sings Praises of Swedish WomenMuslim Brotherhood: the Ties That Bind Grow More Difficult to Deny Europe and the EUFourth Blackburn Man Arrested Over Threat to Kill Gordon BrownHuge Firearms Haul in LondonLondon One of the [more...]

Date: 2008-08-27 00:52:00

WEDNESDAY JANUARY 13, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHERE YOU MAY BE Police officer saluted for saving drowning girlNEW BRUNSWICK HIGHWAY HIGH RISK MOOSE & DEER LOCATIONSNEW BRUNSWICK HIGHWAY VIDEO CAMERASNew Brunswick Weather: [more...]

Date: 2009-01-14 00:21:00

The Vanderwell Proposal - “Project Rebuild Banking”

Since Secretary Paulson put his proposal in three pages, I’m going to lay out my proposal in less space than that ... to stabilize the banking and financial services sector in such manner as it sees fit.   There will be two main ... the debt, they will remain servicing the debt and will provide monthly reports to the Treasury [more...]

Date: 2008-09-23 00:31:11

Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33

Guest Post: A Bankrupt Policy

By Deanne Loonin As most readers of Higher Ed Watch know, current bankruptcy law treats students who face financial distress the same severe way as people ... , a law professor at the University of Michigan, lays out a number of plausible theories for why student [more...]

Date: 2008-12-03 21:45:00

Jan 13, 2009

Day started out nice, with a few good trades, notably ADBE short. Then things turned into repetition of yesterday so we cut down on activity. Took couple stops, took couple scalps - all in all, we could finish the day after first morning trades just as well. Session Time: Tue Jan 13 00:00:00 2009 {nemo} guten morgen {Threei} [more...]

Date: 2009-01-13 21:13:50

Prevent Identity Theft From Happening to You

What is Identity Theft? It is the theft of your personal information, such as social security number, driver’s license number, credit card and bank account numbers, mother’s maiden name, and more, with the intent to obtain credit and credit cards from banks and retailers, steal money from the victim’s existing accounts, apply for loans, [more...]

Date: 2009-01-15 13:42:35

Debt Consolidation is Great Way to Bring Resolve to Debt

Credit counseling services help individuals regain control over their finances by helping them reduce their debt in various ways ... as collateral. Credit counseling “solutions” don’t work. Bankruptcy actually will get you out of debt.  You can find more from credit card and debt. Debt consolidation is always a great way to bring [more...]

Date: 2009-01-11 14:20:42

Minnesota courts to stop handling debt collection lawsuits?

Possibly, along with other “low-importance” cases like shoplifting, traffic violations, trespassing, and small claims, if the legislature delivers the 10% cut to court funding that it has suggested it will. Minnesota courts have been short-staffed and under-funded for years, [more...]

Date: 2009-01-16 02:00:40

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

California Health Reform Bills Closer to Governor’s Desk as They Pass Committees in Second House

•SB1522 to ban junk insurance passes Assembly Health Committee •AB1945 would impose new rules on insurers who cancel insurance policies •AB2967 to collect cost and quality data from medical providers passes By Hanh Kim Quach Health Care Policy Coordinator Health Access California Key bills of interest to health [more...]

Date: 2008-06-19 14:08:02

Baby-Sitting the Economy

Baby-Sitting the Economy The baby-sitting co-op that went bust teaches us something that could save the world.By Paul Krugman Posted Friday, Aug. 14, 1998Twenty years ago I read a story that changed my life. I think about that story often; it helps me to stay calm in the face of crisis, to remain hopeful in times of depression, [more...]

Date: 2009-01-12 18:41:00

More reactions to Bill Redpath’s list of Libertarian Party promises

There has been no shortage of reaction among libertarians to Bill Redpath’s list of Libertarian Party promises which he issued upon the occasion of the party’s 37th birthday last week. Earlier, we covered the reaction by Classically Liberal blog. At Delaware Libertarian, Brian Miller writes Introducing The New and Improved NeoConTarian Party ™: [more...]

Date: 2008-12-17 15:57:28

Offshore Banking Guide: How To Get An Offshore Bank Account

by Benjamin Mulletonin Offshore accounts are typically located in a tax haven, or a place with a low tax burden on the offshore banking account depositor. Offshore banking accounts are administered by banks and give well known banking services which make it more convenient to utilize the assets held in the accounts for everyday spending, [more...]

Date: 2008-12-24 08:43:26

Debt Consolidation Program

Are you having trouble with mounting debts, and there seems to be no end in sight? Well, it does not have to be that way ... answers is still a Credit Card Debt Consolidation Program; this type of program will help ... often people acquire and end up with a lot of credit card debt. There are many offers to transfer [more...]

Date: 2008-07-23 15:04:15

First Look: September 23, 2008

Online advertising is failing users and advertisers both. Such ads often provide the gateway for computer security problems ranging from click fraud to spyware. And "malvertisement" banner ads purport to sell anti-spyware software, but only make matters worse, says HBS professor Ben Edelman [more...]

Date: 2008-09-23 20:03:34

Really Scary Fed Charts: The Master Plan

The M1 money multiplier (MULT) has gone into free fall and is now below 1. Translation: Now each $1 increase in the monetary base (AMBNS) results in the money supply increasing by LESS than $1. This is further evidence of OBSCENE hoarding by the banks.The Federal Reserve is desperately attempting to increase the monetary base (AMBNS) [more...]

Date: 2009-01-12 01:00:00

?If a company can not pay its interest..?

One of Mick’s picks for his Blog Rush ealier today, Simon at Irish Election, ... debt on to the banks balance sheet (and the tax payers laps). Meanwhile, property development company ... PricewaterhouseCoopers (PwC) to assess the extent to which the banks are delaying the collection of interest [more...]

Date: 2008-10-21 19:33:32

Credit Card Issuers See the Writing on the Wall: Forgiveness of Debt — they also got paid in full through securitization, so there is no obligation owed to them

Credit Card Companies Willing to Deal Over DebtBank of America says it eased off on more than 700,000 credit card holders in 2008, ... to foster the explosive growth of consumer debt in recent years, credit card companies are realizing ... and card companies are bracing for a wave of defaults on credit card debt in early 2009 [more...]

Date: 2009-01-05 00:34:25

The Student Debt Dilemma

mediocre student, so I can understand why I wasn't accepted there; but the other school that rejected me was a huge state school. I always wondered why some of my classmates got into that school and I didn't - we didn't have particularly different grades or recommendations [more...]

Date: 2009-01-08 06:59:00

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