Guest Post: How a Systems Perspective Can Help Financial Reform
With the financial system on the exam table, it has been more than a bit troubling, that certain questions are neglected in serious academic/policy debates. The discussion of possible remedies focuses on regulatory solutions, everything from requiring mortgage brokers to be licensed to increasing financial institution capital requirements and [more...]
Date: 2008-07-13 08:01:32
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Words from the (investment) wise for the week that was (September 21 – 27, 2009)
After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]
Date: 2009-09-27 07:51:48
Words from the (investment) wise for the week that was (September 21 – 27, 2009)
After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]
Date: 2009-09-27 07:51:48
Idaho - Traffic Stop Near Malad Leads to Drug Seizure and Arrest
On 09/25/2009 at approximately 2235 hours, Idaho State Police Master Corporal Tom Sellers stopped Lawrence H. Roach, DOB 01/01/1983 for speeding on I-15 near Malad, Idaho. During the traffic stop MCpl. Sellers could smell a strong odor of marijuana coming from Roach’s vehicle and began an investigation. Subsequent to the investigation, MCpl. Sellers recovered approximately 5.4 pounds of marijuana and 27.1 grams of cocaine. These items have a street value of approximately $6600.00. [more...]
Date: 2009-09-27 11:57:21
Boise, Idaho - Arrest in Homicide Investigation
Boise, Sept. 24, 2009, 8:30 a.m. - Boise Police have made an arrest in an early morning homicide that occurred during a fight outside a downtown adult entertainment business.Arrested: Tariq McWilliams, 31, Idaho City Charges: Murder 2nd degree, Driving Without Privileges (m)What happened: Boise Police responded to a call of a stabbing in the parking lot of an adult entertainment bar on the 1800 blk. of W. Main Street at 1:02 a.m. this morning. [more...]
Date: 2009-09-24 19:47:05
Chickens, rainwater and line drying - I'm ranting
I try to maintain a balanced view in my life and on my blog and I generally believe that what others do is their own business and not anything that I ... are just plain wrong. Is this only happening in the USA or do other countries have similar laws ... will; raising chickens in the backyard is a form of sustainable protection against hunger and debt [more...]
Date: 2008-08-06 05:44:00
"All political power comes from the barrel of a gun"
Thousands bankrupted over unpaid council tax - Times Online Bailiffs were used in 1.2 million cases to recover council tax arrears last year, and 2 ... -collection agency the next. It is extraordinary how less free citizens are in this respect than ... ,...Bailiffs have for hundreds of years been denied powers to break into homes for civil debt or to use [more...]
Date: 2009-01-07 06:36:12
Boise, Idaho - Possession charges top overnight arrests
Possession charges top the overnight arrests in the City of Boise——————–Arrested: Satchel A. Henderson, 21, BoiseCharges: Possession of a Controlled Substance (Cocaine) (F)Boise Police observed a vehicle on Emerald Street with canceled registration on September 16th. Officers stopped the vehicle and made contact with the driver. A voluntary search of the vehicle revealed what appeared to be 3 grams of what officers believed to be Cocaine in the vehicle. [more...]
Date: 2009-09-23 19:42:52
Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals
new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]
Date: 2008-12-03 22:11:44
How to Fight Debt Collectors Series
Starting next week, we will be publishing a series of articles in a new feature series called How to Fight Debt Collectors . I’ve tapped the expertise of Craig Cunningham, known as Codename47 on the Fatwallet Forums, who has been a citizen warrior in the fight against debt collectors. If you have a debt collection problem and you post it on the Fatwallet Finance Forums, the first name that everyone recommends you message is Codename47. [more...]
Date: 2009-09-25 16:46:12
A Look At 2009 From The Inside: Real Estate, Credit, and Debt
About two months ago I wrote a post that included information from a monthly magazine, (sic), I read religiously ... with more regulations. Consumer advocates will thrive and collection agencies will be riddled with compliance ... who is president and chief executive officer of debt broker National Loan Exchange, Inc. as [more...]
Date: 2009-01-02 15:47:36
Gates of Vienna News Feed 11/12/2008
Some headlines to look at:“Muslim Killed Catholic Girl in Love With Flatmate”“London Fundraisers Linked to Stoning of 13-Year-Old”“Possibly Tens of Thousands of Somalis in the US Illegally”“New Anti-Christian Attack in Mosul, Two Sisters Killed”But then there’s this:“Denmark: Ready to Ban Headscarves for Judges”So it’s not all bad news [more...]
Date: 2008-11-13 04:52:00
Idaho - Crash Near New Plymouth Kills Two
On Friday, September 18th, 2009, at approximately 6 pm, Idaho State Police Troopers and Payette Sheriff Deputies responded to a two-vehicle double fatality collision near New Plymouth.Investigating officers report that Scott Jensen, age 31 of New Plymouth, was driving his 2001 Dodge pickup truck westbound on State Highway 52 at milepost 14 near the intersection of Sandhollow Road in rural Payette County. [more...]
Date: 2009-09-19 11:44:14
The Poverty Business
Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]
Date: 2009-01-15 00:45:24
E-Commerce For Entrepreneurs - Internet User’s Guide to E-Commerce Policies
A few days ago, I wrote about the different types of internet businesses that one can put up. That article prompted a lot of inquiries from my readers which sent to my inbox a number of requests for assistance on several aspects of e-commerce and other online ventures. Some of the questions I received such as “How do I put up a website? [more...]
Date: 2008-12-15 06:16:19
Heading into the Financial Maelstrom
These are indeed uneasy times. All hands on deck. From Nouriel's blog, here is a comment from London Banker, a writer and commentator for the blog: ... . The role will include comprehensive, global data collection which will give the Fed visibility ... and Freddie Mac debt, may cut the portion held in US dollars, according to China International [more...]
Date: 2008-09-12 15:20:38
Gates of Vienna News Feed 1/2/2009
In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]
Date: 2009-01-03 04:42:00
INTERMEX FINANCIAL (2009-09-22 10:26)
Selling Goods to Mexico from the U.S.? Be Sure to Exclude the U.N. Convention on Contracts for the International Sale of Goods I regularly review contracts involving the sale of goods between the U.S. and Mexico or other Latin American countries. One of the most common drafting errors in these contracts is the failure of the contracting parties to specifically exclude the United Nations Convention on Contracts for the International Sale of Goods (CISG) when they intend to do so. [more...]
Date: 2009-09-22 17:26:00
Book Review: Killing Sacred Cows
Carnival of Twenty-Something Finances. Be sure to check it out. Next week I’ll be hosting the Carnival of Personal Finance ... One Family’s Debt Roundup Posts I found interesting this week. Wenchypoo’s “why we skip ... his ownership of CNN does influence what we perceive as the “economy”. NCN gives us the lowdown on “debt [more...]
Date: 2008-11-21 03:30:56
America's gift to the world -- credit cards and debt
Guess what country this paragraph from a New York Times story describes: Outstanding card debt here ballooned to nearly $18 billion last year, ... -high interest charges. It's Turkey, where less than a generation ago consumer debt was almost unheard ... of the NYT's powerful series called "The Debt Trap" -- describes the spread of easy credit [more...]
Date: 2008-08-11 20:27:41
Wednesday wrap
Andy Stern's SEIU crooks ... Andy Stern, head of the nation's fastest-growing union and a chief proponent of labor reform, is about to reveal himself as a colossal scam artist. Stern, president of the 2million-member Service Employees International Union, plans to kick off the new year with a stunning assault on democracy within his union [more...]
Date: 2008-12-31 11:30:00
Hamilton’s Counterfeit Capitalism
Daily Article by George F. Smith | As we await Bush’s replacement to straighten our wayward lives, it’s crucial to understand how we got here and why policy makers are so determined to do the wrong thing. Austrian economics explains why their policies are flawed, but no one with a voice seems to care [more...]
Date: 2009-01-15 21:36:00
Loany Bologna
Monday night (January 5th) the Sioux Falls city council will vote on an ordinance that would allow the city to borrow $38 million for needed ... tax to repay debt of municipality or political subdivision. Any city, county, town, school ... for the collection of an annual tax sufficient to pay the interest and also the principal thereof [more...]
Date: 2008-12-31 22:16:21
Recognizing Credit Counseling Company Scams
People across the country are finding that they have used their credit unwisely and owe creditors a great amount of money that is increasing every ... of the credit account illegal for collection. In nearly all of these cases, the information that the company ... and alerting them that the debt is uncollectible. After some time has gone by, the company [more...]
Date: 2009-01-10 05:23:38
The Implanted Radio-Frequency Identification Chip: “Smart Cards” in a Surveillance Society
Dandelion Salad by Tom Burghardt Global Research, September 6, 2008Antifascist Calling… RFID tags implanted in physical objects or human beings If incorporating personal details into an RFID (radio-frequency identification) chip implanted into a passport or driver’s license may sound like a “smart” alternative to endless lines at the airport and [more...]
Date: 2008-09-07 17:29:50
SPOTLIGHT: Books of January 2009
Welcome to the January 2009 edition of Fantasy Book Critic’s monthly SPOTLIGHT which covers fantasy, science fiction, horror, thrillers, YA, and more. Happy Holidays everyone! Notable titles this first month of the new year include new releases from Margaret Weis & Tracy Hickman, Lois McMaster Bujold, Charlie Huston, Bernard Cornwell, R [more...]
Date: 2009-01-01 08:01:00
Credit Repair For A Better Life
by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... . If you find yourself in need of help, there are ways to pay your bills and get out of debt. The ever ... agency will be forced to remove it from your record. If you notice any errors or inconsistencies [more...]
Date: 2009-01-06 09:37:28
DrumBeat: September 5, 2008
U.S. highway fund crushed by cutback in driving NEW YORK (CNNMoney.com) -- An unprecedented decline in driving will deplete the federal Highway Trust Fund by the end of September prompting the government to ask Congress for an $8 billion emergency infusion Friday. Gasoline sales are crucial to maintaining the nation's highway infrastructure [more...]
Date: 2008-09-05 14:22:45
What up Party People?
Firstly...Happy New Year to all.Secondly...I know what you're thinking...where are the baby bump pics?? ... the scrappy little fighter that I am, I did my research on the collection laws, the agency suing ... laws and loopholes of the collection business and am willing to share this knowledge with anyone facing [more...]
Date: 2009-01-02 20:33:00
Free Market MythSource: Dean Baker ~ The Boston Review Regulation is everywhere. Let’s choose who benefits. The extraordinary financial collapse of recent months has been commonly described as a testament to the failure of deregulation. The events are indeed testament to a failure - a failure of public policy [more...]
Date: 2009-01-09 15:25:12
FTC Helps With Your New Years Resolution to Manage Debt
Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]
Date: 2008-12-30 17:45:34
Debt Collection - A Recovery Issue.
The Hobart Debt Collection process should be according to Law of the land. Many countries have passed Laws for collecting debts ... of collection of debt. Personal contact is one of the best methods. If the outstanding amount is small ... . There are also some professional lawyers, who specialize in debt collection suits. If found necessary [more...]
Date: 2009-01-14 23:11:40
ALA2008 Privacy Revolution Panel
does anyone care if their library records are being tracked? should they? ALA OIF has received a grant from the Open Society Institute/Soros Foundation to explore the issue of privacy in the digital age Panelists: Dan Roth (Wired), Cory Doctorow (CrapHound), and Beth Givens (Privacy Rights Clearinghouse) [more...]
Date: 2008-06-30 07:27:11
Reunion.com Revisited
Following in the expected path of her earlier ruling, District Judge Maxine Chesney again dismissed an anti-spam lawsuit against Reunion.com. This time, the Judge also threw in a tenuous constitutional holding for good measure. Count this ruling as yet another one muddying the distinction between fraud lawsuits and anti-spam lawsuits and [more...]
Date: 2009-01-10 02:39:51
Want to come upstairs and see my credit score?
When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... credit report is not during the honeymoon. Having the conversation about money and debt ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]
Date: 2008-08-19 10:00:00
Philippine Fair Debt Collection Practices Act
Learning about the U.S. Fair Debt Collection Practices Act from playing the Bad Credit Hotel online game made me wonder if such laws also exist in ... Santiago introduced Senate Bill Number 1277 entitled “An Act Providing For Fair Debt Collection Practices ... : There is abundant evidence of the widespread use of abusinve, deceptive, and unfair debt colle [more...]
Date: 2008-11-26 22:43:50
Choosing a Credit Repair Firm
Credit repair is a million dollar industry with a lot of scams. Finding a loan with poor credit isn’t hard, getting a decent interest rate can be ... so you can qualify for low rate loans and credit cards. Debt settlement and debt consolidation ... . When you clean up your credit report you end up saving hundreds, if not thousands, of dollars [more...]
Date: 2009-01-15 18:49:38
Project Humanbeingsfirst Index
Honorific of the day “you are a completely stupid fool, a disgrace to humanity” -- Paul Craig Roberts, United States Former Assistant Secretary of the Treasury, Dec 06, 2008Quote of the day “The answer to 1984 is 1776” -- Alex Jones “The answer to 1776 is the USA Patriot Act” -- The Chairman “The answer to Patriot Acts anywhere is Gandhi ” [more...]
Date: 2008-12-31 22:06:00
Gates of Vienna News Feed 11/18/2008
The most ominous news story tonight: “IAF is Ready for Iran’s Nuclear Sites”.A period of great peril for Israel is fast approaching. Assuming that the mullahs have a nuclear capability, the most dangerous time will likely be between the inauguration of Barack Obama — when the United States will cease to be a credible deterrent to Iran — and the [more...]
Date: 2008-11-19 04:59:00
How to Fight Debt Collectors
List of Credit Card Debt This guide is designed to equip you with the information you need to fight debt collectors attempting to collect ... General for more information about your state’s debt collection laws. If you’re especially ambitious, read the Fair Debt Collection Practices Act (FDCPA) or summaries of the salient details. Those laws [more...]
Date: 2008-08-25 11:22:32
Gates of Vienna News Feed 11/17/2008
Take a look at the Islamic terror plot uncovered in Arizona, with a connection to the “Flying Imams”.Also look at the financial news from Spain — not good. Unemployment over 11%.Thanks to C. Cantoni, Insubria, JD, Paul Green, TB, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]
Date: 2008-11-18 04:53:00
The Man Who Blew The Whistle on Illegal Wiretapping
Jump to CommentsMichael IsikoffNEWSWEEK MAGAZINE Issue dated Dec 22, 2008 Thomas M. Tamm was entrusted with some of the government’s most important secrets. He had a Sensitive Compartmented Information security clearance, a level above Top Secret. Government agents had probed Tamm’s background, his friends and associates, [more...]
Date: 2009-01-12 00:51:31
Social Security: Can Banks Garnish My Money?
For individuals who rely on their Social Security checks, the notion that the bank can garnish this money seems cruel, at best ... garnished, or are currently under threat of such an action, go to: Fair Debt Collection. Here ... agree to pay $300.00 a month towards the debt owed and they would return the amount taken in full [more...]
Date: 2009-01-08 15:32:16
Debt Validation - Frequently Asked Questions
Debt Validation is a very useful tool when you are forced to deal with collection agencies. Unfortunately, the process can be complex ... ? A. No. The Fair Debt Collection Practices Act (FDCPA) does not require a collection agency to respond ... Debt Validation (any of the following items): A computerized print out from the collection agency [more...]
Date: 2009-01-08 15:12:49
Gates of Vienna News Feed 8/26/2008
USABarack Obama Through Muslim EyesDavis Warns of a New Civil War With Southern StatesFrom Guantanamo to DenverMichelle Obama Sings Praises of Swedish WomenMuslim Brotherhood: the Ties That Bind Grow More Difficult to Deny Europe and the EUFourth Blackburn Man Arrested Over Threat to Kill Gordon BrownHuge Firearms Haul in LondonLondon One of the [more...]
Date: 2008-08-27 00:52:00
Types of insurance
.fullpost{display:inline;}Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. Below are (non-exhaustive) lists of the many different types of insurance that exist [more...]
Date: 2008-12-25 19:45:00
12 Confessions Of A Home Mortgage Collector [Wells Fargo]
A former Wells Fargo Home Mortgage home collector has stepped forth from the shadows to tell you what's really going on ... my own copy of the Fair Debt Collection Practices Act, and even then most people in WFHM ... . Bankruptcy will not forgive a mortgage debt. 4. Fight your bankruptcy fees with a passion! WFHM [more...]
Date: 2008-09-10 16:36:38
Does Debt Validation Actually Work?
A recent reader at Sample Debt Validation Letter questioned as to whether or not requesting debt validation would prevent a collection agency from ... to prevent payment and a possible appearance in civil court. Debt validation often works on Junk Debt Buyers. Junk Debt Buyers (Debt Acquisition) often buy packages of defaulted debt from an original [more...]
Date: 2008-12-26 04:58:06
No 70th Anniversary for Superman?
Isn’t that kind of odd? I mean, isn’t a 70th Anniversary pretty impressive? And yet no specials to commemorate it, and in fact, I don’t recall if DC even had a mention of it in any of their comics. Kind of strange, no? 40 Comments At December 18, 2008, Omar Karindu, back from an Internet Thogal ritual wrote: Shhhh! [more...]
Date: 2008-12-18 17:42:17
Global Debt Collection
Global Debt Collection January 9th, 2009 International debt collection is much the same as more ‘local’ debt collection, ... on Debt Collection, most often obtaining a winning judgment depends on which court is given authority ... except that the debtor and collector are in different countries. This sort of collection is often [more...]
Date: 2009-01-09 14:52:04
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