What to Ask a Credit Counseling Agency

If you have decided to seek help from a credit counseling agency, never presume that all agencies have your best interests at heart ... in the agency’s debt consolidation program? If the agency’s income is dependent on client’s fees ... different types of debt issues? * How long does each counseling session last? A good agency should provide [more...]

Date: 2009-01-06 01:31:12

Blog posts (304) | Videos (173)
 

Why Debt Consolidation Is Doomed To Fail

http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]

Date: 2008-12-01 16:41:48

Collecting Debts During Recession

With recession looming, many business owners will find themselves in cash-strapped situation ... leading results for their clients.  It is important to select the right debt collection agency which ... like to enlist the help of commercial collection agencies. These debt collection agencies have the time [more...]

Date: 2008-12-30 14:27:23

Can Collection Agencies Sue Me For Outstanding Debt?

Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]

Date: 2009-09-29 11:34:48

Be Careful With Credit Repair

Advertising messages offering to help people get out from under are over-the-top these days ... about debt settlement agencies and credit counseling agencies, cautioning debtors not to snatch at straws in an attempt to avoid filing bankruptcy. By way of quick review, debt settlement agencies [more...]

Date: 2009-01-05 12:39:47

Need a game to learn to manage your credit?

By Philip Brewer Everybody learns best in their own way ... under the fair debt collection practices act, debt collection agencies, bankruptcy (chapter ... calculators for budgeting, debt pay-off schedules, and the actual cost of items bought on credit. Among other [more...]

Date: 2008-09-18 11:51:03

3 Important Considerations When Hiring A Debt Collection Agency

by David P. Montana To operate a organization effectively, every owner has to stay on top of their receivables and monitor their cash flow. Whether you market a product or give a service, you probably have to deal with late-paying or none-paying customers from time to time. That means that you have to have a sound, uniform internal debt recovery policy in place. Part of your policy should include knowing when to outsource difficult accounts to a debt collection agency. [more...]

Date: 2009-09-24 12:41:01

3 Notable Points To Consider When Hiring A Debt Collection Agency

by David P. Montana To operate a organization effectively, every owner has to stay on top of their receivables and monitor their cash flow. Whether you market a product or give a service, you probably have to deal with late-paying or none-paying customers from time to time. That means that you have to have a sound, uniform internal debt recovery policy in place. Part of your policy should include knowing when to outsource difficult accounts to a debt collection agency. [more...]

Date: 2009-09-25 07:05:54

3 Principal Areas To Examine When Hiring A Debt Collection Agency

To operate a organization profitably, every owner has to stay on top of their receivables and check their cash flow. Whether you promote a product or offer a service, you probably have to deal with late-paying or none-paying customers from time to time. That means that you have to have a sound, consistent internal debt recovery policy in place. Part of your policy should include knowing when to contract out problem accounts to a debt collection agency. [more...]

Date: 2009-09-18 12:13:35

Debt Collection Agency With the Most Successful Collections

Delinquent accounts result in millions of dollars of losses for businesses every year, ... , then the collection process needs to begin as soon as possible. A debt collection agency knows that the longer a debt ... meaning that they are always looking for ways to increase their bad debt recovery ratio to offset [more...]

Date: 2008-12-28 20:37:15

Consumer Debt Collection Lawsuits: Are They Federal Or State Matters?

When you’ve been sued or harassed by a debt collection agency or a debt buyer, a company that purchases debt and generally uses illegal, ... federal or state court. *Federal vs. state* While the Fair Debt Collection Practice Act (FDCPA ... have adopted their own laws. We asked Steve Recordon, an attorney from San Diego, California whose firm [more...]

Date: 2008-06-26 13:40:47

Debt Settlement - 3 Important Considerations

Are you still afraid to answer phone calls from numbers you don’t recognize? ... amount (10k+) in unsecured debt.. Typically these debts have already landed in a debt collection agency ... Take a look at debt settlement after considering 3 important points of which you need to be aware [more...]

Date: 2008-12-24 13:17:47

Anyone Feel Sorry For Debt Collectors?

According to a recent Wall Street Journal article, even debt collectors are falling on hard times. Cry me a river ... t collect it either. Does anyone else sense an impending bailout of debt collection agencies? I personally believe that when times get this tough, debt collection agencies will resort to activities [more...]

Date: 2008-12-09 06:01:03

Asia largely Offline for Holidays: Cenbank Treasuries & Agencies Barely Move

The Twists are old Asia hands, and they remind me that, for whatever reason, ... that this is the first week in 14 that foreign central banks actually had a net buy of Agency Debt ... , a number even smaller than that for Agency Debt and so tiny compared to recent moves it hardly [more...]

Date: 2009-01-09 07:01:09

Foreign Central Banks Swing to 52-Week Net Sell-Off of Agency Debt

"Central banks were the main source of financing for the US deficit all along." ... of the Agency Debt purchasing helps to explain why Paulson has suddenly developed an insatiable appetite ... foreign central bank holdings (as compiled by Housing Doom) of Agency debt going back to February [more...]

Date: 2008-12-30 19:55:36

Debt Collectors Are Your Friend In Business

Misconceptions are everywhere in modern society, perpetrated by numerous media outlets from tabloid newspaper hype to televised stereotypes ... . For businesses, having a debt collection agency on-side has many advantages outside of collecting money owed ... point of view the debt collection agency is your friend. When businesses themselves need money [more...]

Date: 2008-12-28 08:13:16

Two Options For Debt Control Considered

There are so many people who simply want to know how they can escape from the heavy burden of debt they are saddled with ... all of them together into one payment. Sometimes a credit card company or debt consolidation agency ... . There are some disadvantages to debt consolidation plans. You will have to cancel all your credit cards, which [more...]

Date: 2008-07-25 10:57:50

Stop the Collection Calls With Debt Consolidation

by Marlin Baccus It is a stressful thing to watch as the bills pour end week after week and know you do not have the money to even meet the minimum ... to the hilt, then it may be possible to work with a credit counseling agency to learn about debt ... and debt collectors. That can be extremely frustrating situation to be in. Can anything put an end [more...]

Date: 2008-10-23 19:57:58

Deep in debt? Desperate? Call in the voice of calm

An insolvency adviser tells our correspondent about repossession, stupidity, sadness, and why he can’t see himself going into the red [ ... who claims he is being pursued by a debt collection agency for a mobile phone debt of £1,103. “It’ ... to recruit 45-50 debt advisers during 2009, and be able to help about 175,000 people, compared [more...]

Date: 2009-01-04 23:36:31

Muni bond yields jump as states' fiscal woes worsen

Yields on tax-free municipal bonds are soaring again, pushed up in part by deepening budget woes in California and other states ... against default on California state debt than on the Mexican government’s debt. As investors ... and local government agencies -- will have trouble making debt payments. Although few analysts [more...]

Date: 2008-12-11 02:40:13

South African Consumer Debt Spinning Out of Control. Half Of Work Force Can’t Pay Their Debts.

Last year I had the opportunity to visit South Africa and take a firsthand look at the consumer debt situation ... debt counselling agency Credit Matters, revealed that whites — who make up 9.2% of the population ... debt problems. New regulations passed recently give more control to debt counselors to go before [more...]

Date: 2008-11-09 03:23:11

Should I use the Debt Snowball?

A reader at The Fair Debt Collection Practices Act wants to use the debt snowball but the collection agency has placed an ultimatum on another debt… ... there after. The kicker is that we are one month away from settling a $20,000.00 debt on our other Bank ... . This is when all hell broke loose for us. He was out of work for 10 months. Slowly but [more...]

Date: 2008-11-12 01:31:33

Debt Reduction

In these testing economic times it is important that we manage our debt and our cash & liquidity positions prudently and judiciously ... and with distinction to be a credit counseling and debt consolidation agency. The company provides ... . You may also use debt consolidation as a mechanism to consolidate all your debt into one single EMI [more...]

Date: 2009-01-09 21:34:00

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... to offer advice and answer questions pertaining to debt collection.  With running her own successful collection agency, she seeks to keep debt collectors accountable for their actions and in line [more...]

Date: 2009-01-14 13:00:17

Foreign Central Banks Maintain Steady Agency Debt Selloff Pace

"Our inaction did not hamper credit markets — it helped to destroy them ... of the government guarantee on Agency Debt (now officially "effective"). This week a Bloomberg story 1 gives ... SFAS 140 and the QSPE off-balance-sheet deals they govern are supposed to constitute a risk [more...]

Date: 2008-10-31 07:05:02

Project A Day @ Fiskarscraft

Project A Day @ Fiskarscraft birthday surprise Designer: Cathy Zielske http://cathyzielske.typepad ... from the Science Museum of Minnesota to a chain of Texas grocery stores to a national trade magazine for debt collection agency owners. (Yes, even debt collectors [more...]

Date: 2009-01-03 18:00:00

Pocket Profile: Frugal Babe

This week we spoke with Frugal Babe, who started a blog to chronicle her family’s path out of debt after starting a health insurance agency with her ... more in rent. Student Loan Debt: None! Top percentile. Credit Card Debt: None! Top percentile ... calculators to figure out how long it will take us to pay it off. The Bigger Picture: Tell [more...]

Date: 2009-01-08 16:49:31

The Basics of Dealing with a Loan Default

Over the past few weeks, ... ). Eventually, a loan default results in repossession or foreclosure (if your debt has collateral) or having that debt turned over to a collection agency (if your debt doesn’t have collateral). The impact [more...]

Date: 2008-12-09 20:00:29

Questions About Collections? Ask Melissa

Dear Melissa, I have a $289 bill that has been sent to a collection agency ... and answer questions pertaining to debt collection.  With running her own successful collection agency ... , no, a collection agency is not bound to accept a “payment arrangement,” and can ask for the entire balance [more...]

Date: 2009-01-05 13:00:20

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... of the charge, however, was when I received a collection notice several months after [more...]

Date: 2008-10-30 19:20:44

How to Avoid Unfair Collection Practices

Due to the global financial crisis, the number of debt collection agencies in the market is increasing. They are established to offer services of collecting debts on behalf of banks, financial institutions, credit card companies and loan providers. For people who are drowned in debt, it is indeed stressful to receive irritating phone calls from debt collection agents constantly. Hence, it is important to know some useful information so that you are able to avoid the unfair collection practices. [more...]

Date: 2009-09-20 06:02:50

Debt Fraud is Real: What you Should Know

Recent statistics have shown that millions of consumers are affected by debt fraud each year, ... the identity of the debt collection agency. They do not consider the possibility that the whole thing ... with debt scams becoming increasingly common among younger generations. The truth is that people [more...]

Date: 2009-01-16 00:24:21

Get Expert Help - Resources when you need them

Whatever your problem :Get expert advice quickly This may come from established experts, your friends, reading, the Internet ... ://www.moneysavingexpert.com/National DebtlineA free, confidential, independent telephone helpline for people with debt ... /PayPlanOne of the country's leading debt advice agencies with over 12 years experience in helping [more...]

Date: 2008-11-09 07:11:00

Reader mail:  American Agencies collecting 10-year old debt

Permalink Page 1 of 441 pages 1 2 3 > Last » Search CreditSuit ... Agencies collecting 10-year old debt Bankruptcy filings rapidly increasing, California up 80 ... and wealth Categories Credit crisis deliberately caused by the regulators *** 20 Reasons to STOP [more...]

Date: 2008-11-17 19:13:00

Debt settlement – Does it work?

Many people resign themselves to the idea that their debt situation is out of control and that there is no hope ... . In most cases a creditor or collection agency is happy to take a reduced amount. In many cases debts ... . Collection agencies want you to believe that you will face serious problems – from garnishment to seizure [more...]

Date: 2008-12-25 00:24:18

Debt Settlement

Debt settlement is a great service that allows consumers to pay off their debts for less than the amount they owe ... with you then to sell your debt to a third party collection agency. Often times collection agencies will purchase ... . It’s a great alternative for anyone considering to file for bankruptcy. The basic process of debt [more...]

Date: 2008-11-12 04:32:25

3 Insider Secrets To Choosing A Debt Collection Agency

If you’re a playing someone hunting to better your unpaid accounts uncovering an trenchant sparing and reliable assemblage authority crapper be a discouraging task. As in some industry, assemblage agencies depart in both motive and experience. As such, if you opt the criminal authority chances are you’ll retrograde hundreds, thousands and quite easily tens of thousands of dollars both in unrecovered debts as substantially as in offensive assemblage authority fees and commissions. [more...]

Date: 2009-09-22 10:11:40

Fool-Proof 3 Step Formula That Reveals Best Time To Refer An Unpaid Account To A Debt Collector

by Angelo Ioanides A common dilemma for business owners worldwide is knowing when to stop chasing unpaid accounts in-house and hand them over to a debt collection agency. In reality you’re torn between trying to save money and customers chasing account yourself whilst being mindful not to hold on to those accounts for so long that they become virtually impossible to recover. Hence, there’s a threshold where the cost of chasing a debt yourself actually exceeds the costs of using a debt collector. [more...]

Date: 2009-08-22 11:35:09

Facing Debts after Wedding

After my personal experience in the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some ... . 3) Debt Collection Agency: So finally I just want to introduce this website which can be helpful ... much debt. The big amounts I was having was $15000 in credit card debt and 3 years on car payments [more...]

Date: 2009-01-15 15:04:28

What is the definition of Debt?

by JR Rooney What is debt? Debt is something that is owed to someone else ... “debt About the Author: Let no debt remain outstanding, contact a Collection Agency or request ... . An individual person or company / business owing a debt is called a debtor. The entity [more...]

Date: 2008-12-01 12:45:27

3 Key Areas To Examine When Hiring A Debt Collection Agency

September 16, 2009 | By David P. Montana In Finance | To operate a organization effectively, every owner has to stay on top of their receivables and monitor their cash flow. Whether you market a product or give a service, you probably have to deal with late-paying or none-paying customers from time to time. That means that you have to have a sound, uniform internal debt recovery policy in place. [more...]

Date: 2009-09-16 16:40:13

3 Main Points To Consider When Hiring A Debt Collection Agency

September 17, 2009 | By David P. Montana In Finance | To manage a company successfully, every owner has to stay on top of their receivables and watch their cash flow. Whether you promote a product or provide a service, you probably face late-paying or none-paying customers from time to time. That means that you have to have a sound, consistent internal debt recovery policy in place. [more...]

Date: 2009-09-17 22:18:21

such a good thing!

Not all the time that you are the person in debt, although most often it is the case ... , as there are lots of Debt Collection agencies willing to help small businesses. So, if you can’ ... is an affordable collection agency. Remember, no matter how small the balances it can create issues [more...]

Date: 2008-11-21 14:55:57

Finding The Right Credit Counselling Agency Is A Must

by Mr Bolden Imagine over the years your debts have somehow piled up to an unmanageable level ... individuals have found themselves in a situation where they are too deep in debt. Unfortunately ... credit counselling agencies were small and local services whose main function was to lend a hand [more...]

Date: 2008-12-24 07:02:56

Models Offside: Cenbank Agencies Selloff Moderates

"For economists now to make forecasts is a pretty difficult thing," said Ray Torto, chief global economist at real-estate firm CB Richard Ellis ... . 4 The central banks sold only $4.475 billion of Agency Debt in the week, down considerably ... $12.872 billion net of Treasury Debt. This is down quite a bit from the recent near-record buys [more...]

Date: 2009-01-03 07:05:53

Pyramid Financial Solutions

If you are struggling collecting debt payments from your customers, then you definitely need professional help. This commercial collection agencies that I found called Pyramid Financial Solutions is a full service receivables management and debt collection agency. They offers a wide variety of services [more...]

Date: 2008-12-28 12:08:52

Tips For Managing Your Creditors

by John Brennan Those who find themselves in debt often times find themselves with many creditors ... that limit how they can treat you. It may not seem that way, but debt collection agencies do actually have rules that they need to follow. There is a Fair Debt Collection practices Act that protects [more...]

Date: 2008-10-09 09:34:18

How Debt Consolidation Can Get Debt Collectors To Stop Calling

by William Blake If your bills are piling up creating a mountain of debt, ... the mound of debt and flea from those collection calls? The answer you need may be this: debt ... , then it may be possible to work with a credit counseling agency to learn about debt consolidation. The options [more...]

Date: 2008-10-31 09:50:14

Statute of Limitations in Ohio on credit card debt; Open Account vs Written Contract

From Debt Prison Forum a reader asks for advice in response to a collection agency dragging up an 8 year old credit card debt ... an acknowledgment that you owe the debt. It’s then still up to you and the collection agency to work ... I received numerous threatening calls from a collection agency or an attorney acting [more...]

Date: 2008-11-12 02:31:36

How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... to respond… they’ll sell the debt to another collection agency for pennies on the dollar. In order for them ... that they cannot legally be collected on. So even with a judgment to repay the debt… the collec [more...]

Date: 2009-01-14 19:53:56

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