ScamBuste 286

NOTIFICATION OF PAYMENT VIA ATM CARD This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. [more...]

Date: 2009-09-29 08:54:51

Blog posts (187) | Videos (74)
 

Discover How To Make The Best Deals With Original Creditors

By Michael Redbourn There are lots of articles around that explain how to talk or not talk to debt collectors and many people think that they should handle negotiations with the original creditor in the same way, and that's absolutely wrong. The original lender doesn't have to help you at all, but if you handle the negotiations in the right way you might save yourself around 45% of your total debt, and you might get the very best comment on your credit report too. [more...]

Date: 2009-09-29 01:02:09

Gravy Master

I come home to find Larry's old pressure cooker sitting on the stove. I lift the lid and see a pot roast.Immediately, I hear my mother's voice in my head: Don't use those things! They're very dangerous! It'll blow up in your face!I answer back. Oh, stop being so paranoid. Larry is a great cook.Larry's had this pressure cooker forever [more...]

Date: 2009-01-15 14:00:00

Why Can't You Ever Make On-Time Payments?

By Tisha Tolar How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, ... are no longer as forgiving about grace periods and payment timelines. It is now more important ... . You need to change your financial habits to eliminate late fees and help you on your way to living a debt [more...]

Date: 2009-01-12 22:28:05

Barney Frank "Flips Out" During An Interview AGAIN !!

If Congressmen got a report card, Barney Frank's would say "does not play nice in the sandbox with the other children" ... . Regarding those Americans who took out loans for more than they could pay back, he asked, "Why didn't ... to the working men and women? Why didn't you do that first?" However, Cuomo should be given credit [more...]

Date: 2009-01-06 23:27:00

Re-coupled Vengence: From Downturn to Implosion Risks ?

We've spent a bunch of time on the US economic outlook and the news, as you'd expect, continues to move from bad to worse ... the shallowness of the analysts involved grasp. But that's no longer the problem. Accelerating worldwide ... for the European schadenfreude that this was "just" a US problem. Developing Countries They also issued [more...]

Date: 2009-01-15 21:20:15

The Gasoline Tax And The Renaissance Of The Bicycle

With the rise of the US automobile industry, the bicycle almost disappeared as a means of transportation in America ... -guzzling ways." It's better to use the money for mortgage payments, credit card debt, or a rainy day ... American public roads in good repair. They determined that the deficit between revenue and expense [more...]

Date: 2009-01-02 00:31:42

Looking Around The World

Last night, while nursing a swollen foot (a matter for another article entirely), and trying to knock back the pain with massive doses of ibuprofen, I decided to start looking around to see if I was the only one with a fully dissenting opinion about Windows 7. Could I really be a closet curmudgeon? [more...]

Date: 2009-01-14 15:27:34

Hot Wholesale Tips You MUST Follow!

Hot Wholesale Tips You MUST Follow! 1. Thorough market research is the foundation for success Meticulous market research doubles your chances of ... and/or credit card fees (these can be a real profit killer), packaging costs and labor involved packaging ... t agree to use secure payment methods such as Escrow.com, Credit Card and Paypal Verified. Still [more...]

Date: 2009-01-15 14:32:05

Inflation - Worst Case Scenario

About a year ago I wrote a tongue in cheek article about how inflation is inconvenient. At the time, I was a little disappointed that the price of an ice cold beverage at my workplace increased 25%. Actually, it wasn’t the price increase that bothered me so much as having to carry around quarters. I know, it’s not that big a deal [more...]

Date: 2009-01-14 11:07:43

Funny How It Takes an Economic Meltdown for People to Realize What Works Financially

Is it just me or does anyone else find it "funny" (I don't really find it funny -- actually it's pretty sad) ... to watch your spending and (gasp!) even articles on how carrying a $10,000 credit card balance ... really is a penny earned. Debt really is dangerous. 7. Psmith frequently warned against the perils [more...]

Date: 2009-01-13 01:54:25

AMR says its liquidity is up more than $1 billion

AMR will end up the third quarter Wednesday with about $1.1 billion more in cash and short-term investments than it had in hand on June 30. AMR said Tuesday it expects to have $4.4 billion in cash and short-term investments Sept. 30, including $460 million in restricted cash. Exclude the restricted funds, and we're probably talking just over $3.9 billion in liquidity. By comparison, the June 30 number was $3.3 billion, including the same $460 million in restricted cash. [more...]

Date: 2009-09-29 16:33:39

Card Check Loses Support, but Threat Isn’t Over

Today in The Wall Street Journal, Kimberley Strassel dissects the shifting political prospects for the Employee Free Choice Act (EFCA) ... , but the political ground is already shifting under Big Labor’s card-check initiative. The unions poured ... that would allow them to intimidate more workers into joining unions. The conventional wisdom [more...]

Date: 2009-01-05 22:16:41

Credit Card Calculator Solar Gadget

A Credit Card Calculator Solar Gadget could actually be a really handy gadget that is very convenient and also assist during daily shopping and ... grocery shopping, determining a tip amount at a restaurant or even just to write numbers down ... like the Digital Business Card, or even be a Futuristic ATM Card but it is also not a concept [more...]

Date: 2009-01-02 22:28:49

Money for nothin’, chicks for free?

Ahhh, January. Playoffs and payoffs. The henhouse gets a little crowded when more than a few of the credit chickens come home to roost ... that came the other day. Not that big, and we always pay everything off every month, but really ... s like for people who buy everything with credit cards, don’t pay them off, and end up just making minimal [more...]

Date: 2009-01-15 15:34:08

THE FINTAG NEWSLETTER @ 15 January 2009

FINTAG COMMENT Timing. Cash is king and is never more so than when running a blog site ... . The bailiffs told me off and then gave me another 48 hours to come up with the readies. I put it on my credit ... for it. It's cash again. I took the ludicrous position yesterday of handing out free advertising space [more...]

Date: 2009-01-15 12:00:31

2008: Annus Horribilis, RIP

I meant to take yet another Friday away from my writing, but as I am researching for next week’s annual prediction issue, there is so much material that begs to be covered that I thought I would put out a short letter with 3 or 4 points as a preface to my prognostications of next week [more...]

Date: 2009-01-03 12:42:15

FAMILY FUN FOR YOUR "STAY-CATION"

In hard times, board games flourish. Lucy Farmer finds out which ones sell best, where they came from and why we love them ... From INTELLIGENT LIFE magazine, Winter 2008 “Do not pass Go, and do not collect £200!” shouts Johnny gleefully, as Milly trundles her brassy boot round to Jail [more...]

Date: 2009-01-02 23:15:50

Italy GSM Cell Phone Rentals

Italy - the name itself spells romance. A visit to this country is a life time experience, with its great historical past and the cultural heritage ... . A pre-paid Italy SIM card could serve you the purpose and more, with features that can save you up to 80 ... . SIM stands for Subscriber Identity Module and your pre-paid Italy SIM card is of a size [more...]

Date: 2009-01-14 14:48:06

The Out-of-Control Spendthrift

Imagine (like above) the “real housewives of some obscenely expensive place to live.” They exist solely to buy things with fancy labels and spend huge sums of money on the credit card. Got the image in your mind? That is how most people view our healthcare system: the spendthrift [more...]

Date: 2009-01-15 18:39:58

Does Mobile Marketing Infringe on Your Privacy?

Naturally, privacy watchdogs answer the question in this post title with a resounding “Yes! ... a new car recently, and went on the mobile phone looking for a lower-interest credit card,” said Jeff ... to know that? Marketers for fast food companies, car insurance companies or credit card companies? It’ [more...]

Date: 2009-01-13 22:52:51

More Privacy, Bit by Bit

More Privacy, Bit by Bit By Timothy B. Lee January 5th, 2009 at 6:45 am Before the Holidays, Yahoo got a flurry of good press for the announcement that it would (as the LA Times puts it) "purge user data after 90 days." My eagle-eyed friend Julian Sanchez noticed that the "purge" was less complete than privacy advocates might have hoped [more...]

Date: 2009-01-05 13:45:02

Coins Out, Technology In, With New Meter Lease

Chicago Tribune transportation columnist Jon Hilkevitch had a pretty interesting column Monday, ... that accept coins and move to technologically advanced hardware and systems that will accept credit card ... to chart a specific timetable, drivers will be able more than ever to use credit cards and other [more...]

Date: 2009-01-15 06:00:10

Beneficial Finance - Mortgage Review

Beneficial Finance, does personal, auto, and mortgage lending as a retail subsidiary of mega-bank parent HSBC Group (NYSE: HBC) ... of Beneficial Finance should be avoided. They are big pushers of credit cards, home equity loans, and debt consolidation mortgages. You can’t expect much better being a subsidiary of HSBC Mortgage [more...]

Date: 2009-01-14 22:05:31

9 Methods for Mastering Your Money in 2009

2008 was a miserable year for money. The stock market tumbled, unemployment soared, the housing market continued to crumble, and retirement savings shriveled away. Whew! Here’s hoping 2009 will be better! But hope can only do so much. Hope cannot bring change. Action brings change. If one of your goals for 2009 is to take control of your money ( [more...]

Date: 2009-01-05 13:00:21

A whole lotta Twitter phishin goin’ on

Twits beware. Twitter phishers and spammers are out on the prowl, ... on your computer or handheld that you can’t verify to trust. Just like bank and credit card ... , and that advice appears to be quite timely. I received “Twitter spam” today from four different educators whose [more...]

Date: 2009-01-06 05:20:53

Recession-Proof Your Lifestyle

If you’ve been paying attention to the media, you know that the long talked about recession is upon us ... Economy Make the switch to cash for your household purchases, or use one credit card for everything ... on high interest credit cards monthly. 4. Limit Your Media Exposure Newspaper The media survives [more...]

Date: 2009-01-15 14:28:39

Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33

Debt Fraud is Real: What you Should Know

Recent statistics have shown that millions of consumers are affected by debt fraud each year, ... the identity of the debt collection agency. They do not consider the possibility that the whole thing ... with debt scams becoming increasingly common among younger generations. The truth is that people [more...]

Date: 2009-01-16 00:24:21

Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]

Date: 2009-01-16 01:10:34

Debt Reduction Program

Debt Reduction Program Posted in January 15th, 2009 Category:Credit The numbers of debt ridden customers are increasing ... in debt. Not everyone has sense of managing the accounts. Nor do they understand interest and rate applications and fall into debt traps. Debt reduction is an innovative approach to solve unsecured [more...]

Date: 2009-01-15 14:49:54

Curbed IMterview: Jonathan Miller Dishes on Q4 Numbers

For the second quarter in a row, we pinged Jonathan Miller—real estate appraiser, Curbed graph guy, blogger and the man who makes Elliman's market reports sing—for a chat about the latest Manhattan numbers. What follows is an edited account of that IM conversation, in an attempt to make it less boring [more...]

Date: 2009-01-06 14:49:26

Advantages of Online Banking

We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]

Date: 2009-01-13 01:38:47

Good Debt vs. Bad Debt

by Michael Geoffrey Yes, there is such a thing as good debt ... in the long run. * Student loans - Getting a college education is a good investment as well. By earning ... a start up loan for a business venture this can be good debt. Again you are borrowing in order to give [more...]

Date: 2009-01-14 20:09:45

Quango Irish Bank.

So, starting close to home, finally, it’s Anglo Irish Zero ... under its hood – you can’t pretend the bill isn’t yours – and, overnight, the Irish national debt ... encumber the State with a truly huge amount of total junk – the problem is that they're probably going [more...]

Date: 2009-01-16 02:21:50

The Best Credit Card Consolidation Loans for Debt Problems

Increasing numbers of U.S citizens are having serious money difficulties especially those surrounding credit card debts. It is often the case that these credit card debts have accrued over a period of time because of a number of costly emergencies that needed paying for. Credit card debt relief is possible no matter [more...]

Date: 2009-01-15 12:15:08

Hooked but not stable; 2 Awards; SpyHunter and others

First of all a big Hi to all :-) I able to hook my laptop, Dell XPS M1210 online but the connection is really slow ... against company that simply charge people’s credit and debit card! And also we need to educate ourselves to not to click on links or any pop-up.  Do not enter any debit or credit card numbers and also [more...]

Date: 2009-01-15 19:40:57

The Mail Bag: Dividend Question and Strategy

I received a couple tax related questions this week that I thought would be useful for everyone to read. The first question was from Paul. He is curious about how dividends are taxed and how effective his dividend strategy would be. Here is the question: a) is income from a Canadian income trust taxed differently than dividend income? b) [more...]

Date: 2009-01-15 11:30:03

.Busy weekend again.

.Busy weekend again. Friday, 16 January 2009 @ 1:42 A concerned Monarch ... to solve this problem. One of His Majesty’s vision is to target zero poverty in Brunei Darussalam ... (the group that forms the “core” of the poor community) and including those in debt, have fulfilled [more...]

Date: 2009-01-15 17:42:43

Is The Stock Market Cheap?

For the last two months, we have heard round after round of bottom calls and a consistent message of "stocks are cheap". Some make the claim based on a comparison to treasuries. The reality is it makes no sense to compare stocks to treasuries. What does make sense is to discuss earnings estimates [more...]

Date: 2009-01-09 04:51:23

Lightspeed 3.0 & Web Store 2.0

One of the announcements coming out of Macworld last week was the upcoming release of Lightspeed 3.0, an update to the Mac Point-of-Sale software. Lightspeed is a complete POS solution that covers both front counter and back office retail needs, and one of the few that runs natively on the Mac platform [more...]

Date: 2009-01-15 15:00:45

Compute Your Net Worth Once a Year

The following is a guest post from Marotta Asset Management ... . The storm has blown you miles off course, and not making any adjustments is destined to end ... money would be left if you converted everything you owned into cash and paid off all your debts [more...]

Date: 2009-01-13 17:34:21

Tell All Tuesday: Four Figure Debt Edition

Our total non-mortgage debt is now in the four figure range ... demolition!  Yesterday I made my “new” $300 payment to my student loan.  We are still building ... like that.  I like to feel like I am making progress.  This knocked the balance of my student loan down [more...]

Date: 2009-01-08 18:08:14

40 Key Elements to Getting Started In Social Media

By Mike Fruchter of MichaelFruchter.com (Twitter/FriendFeed) ... of the credit card you have on file as well. Auto-renewal notices, getting marked as spam, combined with an expired credit card is bad news. This happened to a friend, just a word of advice [more...]

Date: 2009-01-05 22:52:52

One month.

Holy shit. My first thought when I woke up this morning was ONE MONTH from today until the movers come to put all our stuff in storage ... . Every greeting card I received (some from people who I don’t even remember, I mean, who is “Mrs [more...]

Date: 2009-01-12 17:29:05

Visual Voicemail: 3 Options for Never Listening to Another Message

I don’t know about you, but I hate receiving bad news via voicemail. There’s just something nauseating about seeing a new message from a dreaded contact and then being forced to actually listen to it. Maybe you don’t share my plight, and you’re just trying to avoid mom’s messages, [more...]

Date: 2009-01-14 16:39:18

Personal Balance Sheet, December 2008

The stock market found a way to trash my net worth goal last year. Had the S&P index and my company stock increased in 2008 like they did in 2007, I would have surpassed my net worth goal for the year. Investments have a way of being volatile over short periods of time, and that was the case in 2008 [more...]

Date: 2009-01-03 15:00:14

Deregulation Japan-style: on the (local) grog

Author: Luke Nottage (with thanks to Ichiro Araki) ... of much accumulated government debt. The country was then hit by the collapse of its export markets ... , evident in product safety or consumer credit re-regulation. On the other hand, deregulation [more...]

Date: 2009-01-15 05:00:05

Be a Smarter Freebie Finder

The promise of freebies is exciting, but you need to use your own best judgment when requesting a free sample. I work hard to point you in the direction of the best free samples from major companies and retailers. But I want to teach you to be a smarter freebie finder because you are responsible for your own free sample requests [more...]

Date: 2009-01-07 13:07:00

The 7 Keys To Professionally Selling Your Website Business.

The 7 Keys To Professionally Selling Your Website Business ... can be minimized greatly when all information including merchant card statements, tax returns and other material ... is important in getting to yes. Particularly in today’s economy and tight credit environment [more...]

Date: 2009-01-16 03:30:52

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