Turning Resolutions Into Reality in Five Steps

It’s the season of resolutions and goals; as you can surely tell ... off a credit card (maybe your last one), saving money for a house, putting away $1000 a month ... and €500 towards my retirement. I also pledged not to take on any new debt in 2009. Saying [more...]

Date: 2009-01-07 11:00:52

Blog posts (223) | Videos (466)
 

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect. Perhaps in an effort to cut costs, credit card companies are beginning to close their customers’ ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit [more...]

Date: 2009-01-06 19:00:00

Dave Ramsey's Baby Steps

On Tuesday I talked about melting away your debt snowball ... for getting out of debt. This will just be an overview of the steps, I'll go deeper in depth with them ... freedom. Step 0 - No More Debt While not an official step, you need to swear off debt if you're going [more...]

Date: 2009-01-16 02:59:00

Getting Out of Credit Card Debt; You Can Do It!

Imagine a life without credit card debt. Can you see it? If you’re like many average families, you may have a hard time getting a clear picture ... paychecks. The important truth to know, however, is that it is possible to get out of credit card debt ... of action and some strong resolve to get started on the path to a life without credit card debt [more...]

Date: 2009-01-15 13:08:27

Advantages of Online Banking

We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]

Date: 2009-01-13 01:38:47

Bankruptcy Is Not The End

During economic downturns such as the one we are experiencing, ... of bankruptcy, companies as well have to worry about whether they can keep paying the bills ... having to resort to filing for protection. These companies may also allow you to settle out of court [more...]

Date: 2009-01-15 03:32:03

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit ... , there is such a thing as Bad Credit Repair. Starting Off Smart Of course, the best thing to do is to avoid getting ... is now to repair your credit profile so that when you need the help of a loan or credit card [more...]

Date: 2009-01-16 00:22:09

Learn How to Manage Your Money

by Jim Parker Have you ever wondered why some people seem so financially sound? ... , savings and debt management. Personal finance covers everything involving your money, from knowing ... finance. It is common for people fail to budget and therefore they end up in debt and in financial [more...]

Date: 2009-01-15 19:59:28

Reducing Debt with a Credit Card Debt Consolidation Loan

If you are finding that your credit card debt is so overwhelming it might be time to start thinking about a loan to consolidate your credit balances ... your existing debt into another form of debt. The idea behind a credit card debt consolidation loan ... to successfully use the loan for its intended purpose; becoming debt free. • Destroy all your cred [more...]

Date: 2009-01-16 00:24:26

Rich Blog, Poor Blog

Last night I was watching NOW, featuring Harvard law professor and TPM guest writer Elizabeth Warren, ... History of the Credit Card." And do check out the full Elizabeth Warren interview. It reminded ... that was 'insuring' my credit card, charging a moderate fraction of the balance so that in the event I lost [more...]

Date: 2009-01-03 10:31:45

Using Good Debt to Pay for a House, Car, or Education

Hello again! Cate here, talking, as usual, about debt. The point of my series here at QueerCents is to talk about the dangers of getting into debt ... that will produce concrete benefits to your life. The bad kind of credit card debt that I’ve talked about often ... benefit. I’ve had both kinds: Bad Debt: $5,000 credit card debt from living beyond my [more...]

Date: 2009-01-16 02:45:14

Quango Irish Bank.

So, starting close to home, finally, it’s Anglo Irish Zero ... under its hood – you can’t pretend the bill isn’t yours – and, overnight, the Irish national debt ... encumber the State with a truly huge amount of total junk – the problem is that they're probably going [more...]

Date: 2009-01-16 02:21:50

New York Times exposes MSU credit card deal

The New York Times on Thursday reported on a contract between Michigan State University and Bank of America that may help push college students into getting and using credit cards: Bank of America’s relationship with the university extends well ... . The more students who take the banks’ credit cards, the more money the university gets. Under [more...]

Date: 2009-01-05 12:14:53

Carnival of Debt Reduction: Tips via Twitter Edition

Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt ... to be featured in today’s Carnival of Debt Reduction. What follows is the best of those submissions [more...]

Date: 2009-01-12 13:00:59

A few tips to assist with credit card debt relief.

Here are a few ways to help get you started toward getting some credit card debt relief. If possible pay more than the minimum payment amount ... with the higher interest rates first. On your highest interest rate debt, pay the minimum payment plus any ... payment on a $2,500 debt that would only be about $50 per month toward decreasing that debt [more...]

Date: 2009-01-15 22:10:33

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... , and credit card statements, mortgage and insurance records. Locate debt worksheets on the internet ... debt. Decide which credit cards, and loans that you will pay down in order. For the first [more...]

Date: 2009-01-14 23:03:41

Like a Drug: Suze Orman on Credit Cards

I recently participated in a conference call with Suze Orman, who is working to promote Best Life Week ... that you can’t cut them up as soon as you’re out of credit card debt where you just don’t see them. So my advice to people who were once in credit card debt and now they’ve gotten themselves out of credit card [more...]

Date: 2009-01-06 13:00:49

A Word On Credit Card Debt Reduction

Too many Americans have been getting caught up in the credit card debt cycle and have not figured out a way to escape ... is with a credit card debt relief program. The problem is not many have any clue as to what is available to them ... free of credit card debt much faster. The only problem many debtors have with this type of a program [more...]

Date: 2009-01-15 16:29:48

The Seven Habits to Financial Success…Part Four

If you’re just joining us in this series, I attended Franklin Covey’s 7 Habits of Highly Effective People and I’m in the process of translating that as it applies to finances. If you’ve missed any of the previous posts, I encourage you to go back and read them [more...]

Date: 2009-01-15 11:15:43

Compute Your Net Worth Once a Year

The following is a guest post from Marotta Asset Management ... . The storm has blown you miles off course, and not making any adjustments is destined to end ... money would be left if you converted everything you owned into cash and paid off all your debts [more...]

Date: 2009-01-13 17:34:21

Debt consolidation - Options for Reducing Credit Card Costs

Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many of us use our credit cards unwisely. If you have good credit, you can get a credit card with a reasonable interest [more...]

Date: 2009-01-16 02:53:57

Pertinent Obituary, Dimon Says Worst Not Over, Oil Producers Struggle, The Next Bubble and More!

One company to summarize all of the last 10 years… now on its deathbed Credit crisis survivor predicts “worst… not yet behind us” Oil ... more in the fourth, had a $100 million interest payment due this morning and $4.5 billion in looming debt [more...]

Date: 2009-01-15 19:40:53

Loans - Debt Management for Personal Loans

by Peter Hagen Personal loans can offer individuals a way to have the funds for an array of uses ... with personal loans is debt consolidation. Within a year most people who use personal loans ... the financial obligation that comes with individualized loans. Too often, individuals access money quickly [more...]

Date: 2009-01-15 15:54:49

Are Retailer’s Credit Cards A Good Idea?

by Steven J. Talrechi The ads are nearly inescapable ... , with one caveat. If you don’t completely pay off this retailer’s credit card within those two years, you’ll ... for these purchases in full upfront, use a traditional credit card instead and pay off the balance [more...]

Date: 2009-01-15 15:48:04

HOW TO GET GREAT CREDIT REPAIR RESULTS

HOW TO GET GREAT CREDIT REPAIR RESULTS January 15, 2009 By: Admin Category: Credit Repair, ... , such as furniture store loans, are bad. If you have store cards or consumer debt you should work on paying it off. Now, let’s chat about managing those good mainstream credit cards for credit repair success [more...]

Date: 2009-01-15 20:33:08

Fixing Your Messed Up Finances this 2009

If you enjoyed the holidays as much as everyone else, then like them, ... -up budget. List all payables. How much credit card debt do you have? Get all your receipts ... your credit card statements so you can see if your bank is increasing its rates. Explore ways on how [more...]

Date: 2009-01-07 10:18:05

WORST PITCH IN THE WORLD! (apologies to Keith Olbermann)

Last August, I received what can only be classified as the worst pitch (and dumbest idea) (and most greedy letter) that I have ever gotten ... together debt free! With Scott being an inner city teacher for over 15 years and myself being [more...]

Date: 2009-01-03 18:42:00

Debt Consolidation

We all know that our economy is not doing well right now ... so you can borrow money and pay off your credit cards and other debts. Debt consolidation can be a tool ... to consolidate your debt. If you are unsure what a debt consolidation loan is then let me enlighten you. Debt [more...]

Date: 2009-01-15 04:16:11

Home Equity Loans: Release the Equity to Avail Cash

You can release the equity tied-up in your home with the help of a home equity loan ... are becoming popular among the borrowers as they offer low interest rate, help you become debt free ... the home’s fair market value and the unpaid balance of the mortgage and any outstanding debt over [more...]

Date: 2009-01-15 21:41:54

Financial Advice And Free Book Offer From Zen Master Leo Babauta

By Will Chen Leo Babauta is the author of of the highly popular Zen Habits blog and the new book The Power of Less: The Fine Art of Limiting Yourself to the Essential. The book was just released yesterday and it is already the bestseller in Amazon's Motivational Books category [more...]

Date: 2009-01-01 13:26:17

The 5 Million Frequent Flyer Mile Challenge

... or credit card spending, this project is definitely not for you. I have a healthy paranoia about debt, so it’s not a problem for me, but if you can’t possess a credit card without spending money [more...]

Date: 2009-01-08 01:38:16

$75 user participation survey for those in debt

As I think I have mentioned before, I am working with a company called DebtGoal in development of their product ... in credit card debt At least 2 other types of debt (mortgage, auto, student loan, home equity loan [more...]

Date: 2009-01-10 15:48:20

GOPUSA ILLINOIS Daily Clips - January 6, 2009

Articles of interest to Illinois Republicans recently posted by ABC7, NBC5, CBS2, Chicago Tribune, Chicago Sun-Times, Crain's Chicago Business, Daily Herald, Suburban Chicago News, Suburban Life, Pioneer Local, Southtown Star, Rockford Register Star, Bloomington Pantagraph, Peoria Journal Star, Springfield State Journal Register, [more...]

Date: 2009-01-06 14:05:29

The Basics of Banking Explained

This is the first edition of our Personal Finance Foundation Series where I discuss the very basics of foundation-type personal finance topics. The topic of this post is Banking. I was fortunate that my first real experience with banking was with a local credit union [more...]

Date: 2009-01-12 12:18:50

Cash Money Life - A 2008 Retrospective

2008 was an amazing year for me on many levels - personally, professionally, and as a blogger ... to one of my articles. This site would be nothing but a loose collection of articles without the support [more...]

Date: 2009-01-03 15:47:03

Kids and Money -- January 15, 2009

Welcome to the first edition of Kids and Money 2009! There are a lot of posts ( ... presents Best Online Savings Accounts posted at Money Smart Life. Debt Free Destiny presents Should Mom and Dad Get an Allowance? posted at Debt Free Destiny. Yep, but only Mom :) Jim presents Best [more...]

Date: 2009-01-15 19:58:25

Top Online Credit Card Debt Elimination Programs

Top Online Credit Card Debt Elimination Programs Posted in January 15th, 2009 Category: ... Debt Relief Excessive credit card debt has become the leading financial problem for millions ... bills, debt consolidation might be the help you’ve been looking for. To find out if consolidation [more...]

Date: 2009-01-15 22:12:44

PS: Tell me I'm not the only bitter one in this crap economy!!!

Oh how i love me some reader mail! This one comes from a fellow budgets lover who just wanted to know that she's not the only crazy out ... are all in this TOGETHER. Below is my attempt to help [more...]

Date: 2009-01-15 16:04:27

2008 Year In Review

Recession? What Recession? By any measures, 2008 was a very good year for John Chow dot Com and myself ... as the US banks so I have no problem getting credit. The proper use of debt is the number one tool [more...]

Date: 2009-01-01 00:43:20

First 10 Senate Bills Of The 111th Congress

First 10 Senate Bills Of The 111th Congress January 7, 2009, 9:46 AM Filed under: Economics, Energy, Environment, Government, Health Care, ... , provide tax relief, and protect those in greatest need, and for other purposes.” The stimulus bill [more...]

Date: 2009-01-07 14:46:21

Non-Profit Debt Relief - Get it Free

Non-Profit Debt Relief - Get it Free Posted in January 15th, 2009 Category: ... Debt Relief Non-profit debt relief provides you respite from your numerous lenders by negotiating ... all your credit card arrears. Non-Profit Debt Relief Groups These are one of the most preferred [more...]

Date: 2009-01-15 21:15:29

Debt Consolidation Tips Maximizing the Equity in Your Home with a Second Mortgage Loans

Debt Consolidation Tips Maximizing the Equity in Your Home with a Second Mortgage Loans Debt Consolidation Tips Maximizing the Equity in Your ... card debt and other high-interest installment loans, using your equity for bill consolidation makes ... -interest creditors while “rolling” that debt into your mortgage. Credit card consolidation [more...]

Date: 2009-01-15 22:20:23

Increase Credit Card Savings By Using Debit and Credit Cards Wisely

Using debit and credit cards wisely can lead to greater credit card savings. Carrying debit and credit cards means having to maintain some amount of debt. But you’ll manage your debt much better with wise credit card use. For instance, with extra planning and research [more...]

Date: 2009-01-16 02:38:46

Governments Grants to Pay-Off Your Credit Card Debt: Blessings in Disguise

National Debt Count If you are hoping for a miracle in clearing your credit card debts, you will probably wasting your time ... is Federal grants for credit card debt. What is Federal grants for credit card debt? In essence, the Federal grants for credit card debts is government grants that allow you to pay off [more...]

Date: 2009-01-05 08:26:03

Government Grants to Pay-Off Your Credit Card Debt: Blessings in Disguise

National Debt Count If you are hoping for a miracle in clearing your credit card debts, you will probably wasting your time ... is Federal grants for credit card debt. What is Federal grants for credit card debt? In essence, the Federal grants for credit card debt is Government grants that allow you to pay off [more...]

Date: 2009-01-05 08:26:03

Deflation, Deleveraging, and the Stimulus Effect

Forecast 2009: Deflation and Recession January 10, 2009 By John Mauldin Where are we headed in 2009? ... of economic theory and practical investment advice. Already committed to speak are Martin Barnes [more...]

Date: 2009-01-11 12:32:28

Tip #30: How I’m saving $25,000+ in 2009

Tip #30: How I’m saving $25,000+ in 2009 January 9 32 Comments latest by Kyle This is Tip #30 of of the Save $1,000 in 30 Days Challenge. ( ... card debt, a credit card that pays for miles/dollars spent, and you travel a fair amount. Total savings [more...]

Date: 2009-01-09 17:39:54

Ugly: Behold The First Ten Bills Of The 111th Congress

Ugly: S.1—American Recovery and Reinvestment Act of 2009 ... educational opportunities, preserve and improve affordable health care, provide tax relief, and protect those [more...]

Date: 2009-01-07 04:12:25

Personal Finance Advice For Common Understanding

Personal Finance Advice For Common Understanding January 16, 2009 Posted by janey in : personal finance , comments closed Have you ever wondered why some people seem so financially sound [more...]

Date: 2009-01-15 21:46:40

Can Debt Consolidation Help To Overcome Credit Card Debts?

The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]

Date: 2009-09-15 15:05:02

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