Avoid Payday Loan

If you spend more than you earn on a regular basis, it is a bad practice ... to borrow a loan, so you can save 15-30 USD by not paying the loan interest! • Use your credit card ... companies often make use of your needs and leads you into the debt trap. The most obvious drawback [more...]

Date: 2008-12-04 12:36:55

Blog posts (174) | Videos (82)
 

Section 6321 – Creation of a tax lien In re Joe L. Thomas, Debtor. Joe L. Thomas, Plaintiff v. Department of the Treasury, Internal Revenue Service, Defendant. U.S. Bankruptcy Court, Dist. N.J.; 07:1588 (DHS), July 23, 2008. Bankruptcy: Assessment: Tax liens: Notice and demand [more...]

Date: 2008-09-12 11:25:21

Layaway is Making a Comeback

I read an interesting article in the Detroit News about layaway ... to the customer. Now banks are lowering credit card limits and home equity lines, and even consumers ... . Before there were credit cards, stores offered layaway as an option to consumers who may [more...]

Date: 2008-12-14 06:13:42

How A Forgotten Blockbuster Video Caused A 2 1/2 Year Battle With Discover Card And Collection Agencies [Universal Default]

"Universal Default" is when your credit card company adjusts the terms of your loan because you "defaulted" with another company. In reader P.'s case the "default" was a Blockbuster video that his friend forgot to return. Discover Card took ... , it launched him into a 2 1/2 year legal battle with Discover, a collection agency, and now the credit [more...]

Date: 2008-06-27 16:23:12

Debt relief Deals “attack on the confidence of consumers”

How’d you to your monthly credit card payments and loans - guaranteed? ... said Carol creditors can lower their interest rates. Carol, who can pay their credit card, mortgages ... rate or reduce the amount you are liable. But beware! Some of these programs are debt relief Scams [more...]

Date: 2008-07-18 10:38:03

HOW TO EXTERMINATE AUTOMATED/RUDE CUSTOMER SERVICE/COLLECTIONS PESTS

August 19, 2008 at 3:23 am (Home ownership, Law, Sub-Prime Mortages, Uncategorized) ... in every city.  A major reputable credit card company once harassed me–called my home ... , consumer relations, Consumer Rights, credit, customer service complaints, foreclosures, identity theft [more...]

Date: 2008-08-19 03:23:58

Saturday Scum Round-Up

Dear , I’m happy to inform you about my success in getting those funds transferred under the cooperation of a new partner from paraguay ... . Right now we have arranged your payment through our swift card payment center {Asia pacific [more...]

Date: 2008-07-12 05:09:26

Layaway And Early Black Friday Deals Help Kmart With Sales. Will Wal-Mart Bring Back Its Layaway Program

Kmart says that foot traffic to its stores has increased, thanks to its Layaway program and early Black Friday deals ... Journal is wondering if Layaway is the new credit card in this economy? Wal-Mart and other big retailers ... away consumers going to its rival stores. Kmart is also thanking its Layaway credit program [more...]

Date: 2008-11-08 07:02:49

How To Cancel Your Credit Card

Ever wonder what???s the best way to cancel credit cards in order to minimize the impact on your credit score? ... and a car, pay utility bills, banks and credit card companies ask you the credit card information in order to evaluate the potential risk losses due to bad debt. Image credit: Chelsea Dagger [more...]

Date: 2008-10-01 00:22:33

Credit Repair Firms In Crosshairs of Federal Trade Commission

Credit repair, or how to make your credit report lie, is not something you want to get involved with. It is much better for you to focus on dealing with a bad credit issue and resolve it, focus on rebuilding your credit report and credit score and just don’t waste one minute or one penny on paying [more...]

Date: 2008-10-24 19:46:53

Taking Charge of Your Credit Record

Taking Charge of Your Credit Record Uncategorized Comments (0) Your credit record (or history) will stay with you wherever you go. Future loans, student credit card accounts, employment, and even housing will all require a clean ... credit card agreement • Use your credit wisely • Know your credit card limit • When possible pay off [more...]

Date: 2008-10-17 02:35:42

A Survival’s Guide to Debt Elimination

A Survival’s Guide to Debt Elimination Posted by Online Jobs on Oct 16th, 2008 2008 Oct 16 What is debt cancellation? ... one credit card, and the majority of these people are at least a few hundred dollars in debt ... Debt cancellation is the way of getting your outstanding debts under control and then avoiding [more...]

Date: 2008-10-17 00:01:55

Credit Card Smart

While cleaning this morning I came across a folder with some pamphlets ... the lowest credit card interest rate for you. Control your Holiday Credit Card Debt. Most people are opting ... . Inside was 10 ways to build credit, control credit card spending, and protect your credit [more...]

Date: 2008-12-16 20:30:00

post info

06Oct08 Dreaming of Making It in Music By marikopassion Categories: escort life and performance/singing Tags: ashleyalexanderdupre, hustle, ... and the guy gives you $20 for a cancellation, they take 66% of THAT!! I pay my security and drivers on a per [more...]

Date: 2008-10-06 08:24:05

Staff members at RBS trained to lie claims whistleblower

In a recent report a whistleblower has claimed that staff members at Royal Bank of Scotland are trained to lie to customers ... that they cannot cancel the PPI on their credit card without paying off the credit card debt in full ... the controversial payment protection insurance cover on credit cards. The claim comes [more...]

Date: 2008-10-03 07:00:30

Credit Card Companies Willing to Deal Over Debt

I don’t believe you should carry credit card debt at all. See my tips on using credit cards effectively ... credit card debt. But if you do have debt and you are in such a bad personal financial situation where ... to protect themselves. Banks and card companies are bracing for a wave of defaults on credit card debt [more...]

Date: 2009-01-04 14:45:35

Top 20 Money Making Feeds

Top 20 Money Making Feeds Top 20 Money Making Feeds also contains 20 of the most interesting money making feeds I can find. These are feeds that I read regularly and cover such diverse areas as investing, personal finances, making money online, affiliate marketing, and much more. I’ve recently updated the file for 2009 [more...]

Date: 2009-01-04 06:41:45

Yet another Ponzi Scheme

Cruise To Cash Ponzi. Yes, 24-7pressrelease.com puts out the same journalistic trash as free-press-release.com and 1888PressRelease.com. Take a look at the list of all the scams they advertise (6,000 articles of pure spam. It’s a deceptive marketing campaign [more...]

Date: 2008-09-23 17:24:05

The Grocer and the Credit Card

I thought I'd share this rather amusing story I heard recently ... . This is a true story of something that happened here, by the way.A man who received a credit card ... . It's to do with the way banks just issue credit cards to people without being asked - usually [more...]

Date: 2008-11-21 11:34:00

Payment Protection Insurance (PPI)

What is Payment Protection Insurance? Payment Protection Insurance, or PPI, ... or credit card, although policies can be bought separately from insurers and brokers. PPI has received ... ? The policies work by covering your monthly mortgage, loan or credit card repayments for a fixed period [more...]

Date: 2008-07-07 13:32:52

Money Merge Account + Credit Card = Rewards and Faster Payoff

August 5, 2007 This was a cool way my brother showed me on how to gain an extra 6 months off your mortgage and rewards by using an American Express credit card with the Money Merge Account. The secret to paying off your mortgage with the Money ... and then payoff the credit card at the end of the month. American Express charges an annual fee [more...]

Date: 2007-08-05 04:16:09

The Yankee and Cowboy War: Chapter Six (pt.1)

The Yankee and Cowboy War – Chapter Six (pt.1)By Carl OglesbyIIIWatergate Watergate is a labyrinth we traverse in three directions in the following essays on Howard Hughes, Dorothy Hunt, and James McCord. My central claim is that the arrest of the Watergate burglars was the result of a set-up, [more...]

Date: 2008-09-28 15:18:00

debts to pay

The future for young Americans (18-35 set) does often look and feel bleak in economic terms ... , is up from 2007. That includes credit card debt (52 percent, up from 49 percent), student loans (37 ... their bill (19 percent) or have had their credit revoked, including a repossession or card [more...]

Date: 2008-07-23 19:39:00

The Yankee and Cowboy War: Chapter Six (pt.1)

The Yankee and Cowboy War – Chapter Six (pt.1)By Carl OglesbyIIIWatergate Watergate is a labyrinth we traverse in three directions in the following essays on Howard Hughes, Dorothy Hunt, and James McCord. My central claim is that the arrest of the Watergate burglars was the result of a set-up, [more...]

Date: 2008-09-29 10:23:00

National Taxpayer Advocate Releases Report to Congress; Identifies Priority Challenges and Issues for Upcoming Year

Courtesy of the Internal Revenue Service – IR-2008-87, July 8, 2008 WASHINGTON — National Taxpayer Advocate Nina E ... and education to individuals who have lost their homes to foreclosure concerning the “cancellation of debt” [more...]

Date: 2008-07-18 13:37:00

California Coastal Communities, Inc. Reports Second Quarter Results

California Coastal Communities, Inc. Reports Second Quarter Results- Second quarter revenues of $10.5 million from 12 deliveries, including nine Brightwater homes. – Gross operating profit of $1.9 million generated primarily from nine Brightwater homes, compared with $2.2 million of gross operating profit before impairment charges for the comparable period of 2008. [more...]

Date: 2009-08-07 20:22:53

National Taxpayer Advocate Releases Report to Congress; Identifies Priority Challenges and Issues for Upcoming Year

National Taxpayer Advocate Releases Report to Congress; Identifies Priority Challenges and Issues for Upcoming Year Source: ... or credit card debts. Taxpayers may exclude the amount of a cancelled debt from gross income under ... . 2. Cancellation of Debt Income. When an individual or business borrows money and the debt is cancelled [more...]

Date: 2008-07-10 02:40:34

Know How and When You Should Cancel a Credit Card [Credit Cards]

Canceling a credit card at the wrong time can really ding your credit score ... a cancellation might affect it. Not only is this a good read if you want to cancel an extra credit card ... go about canceling a credit card. The short version: If your credit card balance is zero, go ahead [more...]

Date: 2008-09-16 21:00:00

Get Your Credit Card Debt Under Control

Arrears, credit card number, which can quickly assemble and can very quickly ... the situation much worse. One way to handle credit card debt to choose weekly payments. So you pay every week ... you. If you really can not get from your credit card debt in any other way you can always [more...]

Date: 2008-09-27 13:43:00

When Canceling A Credit Card, Be Ready For The Emotional Appeals To Stay

Time to cancel the old credit card! Yes, that's an axe Creative Commons License photo credit: danesparza I recently called to cancel an old American Express card that I’ve ... , and why would I want to cancel a card I’ve had for that long?  It’ll hurt your credit! (I don’t care [more...]

Date: 2008-12-01 11:39:31

1099c, canceled debt, release from a deficiency

In a short sale will you be released from a deficiency if you get a 1099-cHere is what the Irs has to say about the 1099c ... ). 2. A cancellation or extinguishment making the debt unenforceable in a receivership, foreclosure ... .  Instructions for Forms 1099-A and 1099-C (2008)When Is a Debt CanceledA debt is canceled [more...]

Date: 2008-09-25 21:01:00

The New Kleptocracy: Biggest “Giveaway” in American History

“Considering that there is an $800 billion giveaway, to be followed by another trillion and another trillion after that, ... :  a Debt Write Down and Jubilee Year Clean Slate.       BF:  Dr. Michael Hudson, welcome again.   Michael [more...]

Date: 2008-11-03 13:29:43

del.icio.us

Below is the full text of the new Credit Information Act created by the Philippine Congress ... version is available at the SEC website.  REPUBLIC ACT NO. 9510AN ACT ESTABLISHING A CREDIT ... of the Philippines in Congress assembled:SEC. 1. Title. – This Act shall be known as the“Credit Information [more...]

Date: 2008-11-09 08:47:42

6 Ways to Save on Honeymoon Travel

by katie George It’s hard to imagine spending another dime after the nightmare of expenses involved in planning the wedding of your dreams, ... will help you get started. Earn Rewards If your credit [more...]

Date: 2008-12-26 08:27:29

Set It and Forget It: Extra Modest 15-Week Payment Plan

In an effort to boost my savings rate more rapidly, I’ve set-up a payment plan that will pay down the $1500 credit card convenience check I wrote ... for months and months. This way, by November 21st, the credit card balance will be back to zero [more...]

Date: 2008-08-14 11:49:58

The 5 Million Frequent Flyer Mile Challenge

... or credit card spending, this project is definitely not for you. I have a healthy paranoia about debt, so it’s not a problem for me, but if you can’t possess a credit card without spending money [more...]

Date: 2009-01-08 01:38:16

PPC Classroom 2.0

Anik Singal and Amit Mehta open the doors of the PPC Classroom 2 ... click strategies and tactics. I was about to sign up, but kept my credit card after seeing the order ... . If you do not cancel, then your credit card will be charged a monthly fee (of $19.95 or $29.95 [more...]

Date: 2008-10-19 00:59:47

You Can Have It

You Can Have It December 4, 2008 at | About Money, ... with Online Check provides a total payments solution including ACH processing, credit card processing ... you get approved for my cash advance. Their credit card processing is so impressive, where you can get you first [more...]

Date: 2008-12-05 05:25:28

Saturday Slime Slugs of Africa

Congratulation Dear Lucky Winner,due to the promo organized by Microsoft Corporation Your Email Won You £1,000.000.00GBP ... loan?Do you think of starting your own business?,Are you in debt? This is your chance to achieved [more...]

Date: 2008-07-26 05:42:04

Ten Things to Think About Before Using Your Credit Card — NMBankruptcyBlog.com

Ten Things to Think About Before Using Your Credit Card 1. Establish a realistic budget ... to make up for a budget shortfall. Credit card debt is expensive. Sometimes credit cards ... to your debt burden sooner rather than later. 4. Don’t get hooked on minimum payments. Credit card [more...]

Date: 2008-06-06 17:49:12

Daughter gets Best Buy debt cancellation anyway, Mom is upset with HSBC

Daughter gets Best Buy debt cancellation anyway, Mom is upset with HSBC DV in Ohio said: “My daughter bought a laptop from Best Buy with the 2 year no finance charge and got a credit card ... charge for debt cancellation-OH.” Read the rest of this entry » October 23rd, 2008 | Posted [more...]

Date: 2008-10-23 18:44:16

Indian Stock markets: Questions and answers

Stock markets made a strong rally on low volumes due to stimulus packages and rate cut rumours ... what will happen in the next 6 months. Credit card crisis already started in USA. Microsoft will lay [more...]

Date: 2009-01-02 06:19:00

who, if you recall, asked that I call back to check on the status of my request. She had given me her direct line. I called the number ... her that Lisa has requested I call back to check in on the status of my PMI cancellation. Willa put me on hold [more...]

Date: 2008-08-28 02:04:57

Bhattarai: Speech on Nepal’s Government Planning

Posted by n3wday on November 15, 2008 This article appeared on Neil’s Nepal. The New Federal Budget from Baburam Bhatterai This (alternate) is the PDF version of the first Budget Speech of Maoist Finance Minster, Baburam Bhattarai. It’s far to large to repost on this site [more...]

Date: 2008-11-15 10:00:49

local stuffs

Date: Sun, 27 Jul 2008 17:40:12 -0500From: nimchira <tepaatu@gmail.com>Health and Environmental NewsNews from the Health and Environmental Communities.Published since Nov, 2005July 26, 2008In This Issue:Toadally Our Song http://youtube.com/watch?v=RKLHRvVtmWAPermaculture: the Incredible Shrinking/Expanding Gardenhttp://www.ojaigarden [more...]

Date: 2008-07-29 20:10:00

Shut Down The Derivatives Markets To Save Civilization [Essential Reading !!]

By John Hoefle "It is time to break the silence on derivatives," Lyndon LaRouche said yesterday, ... reorganization would be the cancellation of these quadrillions of dollars in pure gambling obligations [more...]

Date: 2008-10-12 09:15:16

RECAP: Shut Down The Derivatives Markets To Save Civilization [Essential Reading !!]

By John Hoefle "It is time to break the silence on derivatives," Lyndon LaRouche said yesterday, ... reorganization would be the cancellation of these quadrillions of dollars in pure gambling obligations [more...]

Date: 2008-11-19 00:15:00

Paying the Piper

Lately, I’ve been thinking hard about how I could magically afford an iPhone ... Be debt-free before buying Find a way to weasel out of T-Mobile’s early cancellation fee I think [more...]

Date: 2008-06-17 21:03:33

do i need gap protection for my car loan

Do I Need Gap Protection for my Car Loan? By Greg Lucas Do you realize how much you are at risk financially if you wreck your car or it gets stolen? ... or Gap is $5,500. Gap Protection isn’t really insurance, it’s a Debt Cancellation Agreement. You could [more...]

Date: 2008-07-08 13:32:13

In tough times, layaway makes a comeback

My Mom loved layaway. Poor people don't have credit, but they do have layaway. Does anyone else remember layaway? Or Green Stamps? ... For a lot of people, they’re not going to have credit and they don’t have a lot of money right [more...]

Date: 2008-11-10 16:51:38

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