Popular Tags, Blogs, and Videos about consumer credit counseling

Credit clean-up

"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... try the Consumer Credit Counseling Service in Cedar Knolls. It is part of the non-profit National Foundation for Credit Counseling. Toll Free: (888) 726-3260 * Fax: (973) 267-0484 . http [more...]

Date: 2008-10-27 19:40:13

Blog posts (145) | Videos (220)

Credit card debt and a bad market are hurting debtors

Recently here in the superpower country the United States of America we are sensing the full blown result of what a economic slump can do ... in unsecured credit card debt are also the ones who are going through the most hardships. People should ... . These methods include the world renowned consumer credit counseling (CCCS), credit card debt settlement [more...]

Date: 2008-12-14 16:07:23

How to Teach Teens to Spend Responsibly

As job prospects for college grads darken, many parents are weighing bailouts or other support for young-adult children with heavy debt loads, ... . Such a strategy, says Gail Cunningham, a spokeswoman for the National Foundation for Credit Counseling ... consumer item. To teach teens to avoid such problems, credit counselors suggest giving high-school [more...]

Date: 2008-10-08 13:49:01

Bogus and Scam Credit Counseling Groups Become Target Of Florida Legal System

TALLAHASSEE, FL - Attorney General Bill McCollum today unveiled his office’s latest consumer protection initiative in the form of a coordinated ... , all of which were purportedly offering debt relief services including credit counseling, credit repair, debt management, and credit card rate reduction services. “As more Floridians facing financial [more...]

Date: 2008-10-21 05:39:01

The Wonders of Consumer Counseling for Debt Management

John Cummuta Reviews Many people fall into the trap of mismanaging their debts and oftentimes find themselves in debt far off than what they ... to consider consumer counseling services. The first thing that will be required of you is to list down ... . Consumer Credit Counselors can help you with your credit card problems. They can revoke interest [more...]

Date: 2009-01-15 01:17:33

A Personal Bail Out Program for Consumers Stuck in the Credit Crunch

PASADENA, Calif., Sept. 24 (SEND2PRESS NEWSWIRE) -- Credit Crunch Fix (CreditCrunchFix.com) ... mortgage payments, credit card debt and even utility interruptions. The attorney-created service is not debt settlement or credit repair, nor legal counsel. Credit Crunch Fix allows consumers [more...]

Date: 2008-09-24 16:49:15

Americans Can't Live Without Their Cable TV

Tv Credit counselors have some advice for debt-ridden Americans: Cut the cable ... . "But they really aren't," Jeff Wise, president of Consumer Credit Counseling Service of Southern West ... ; and dismal consumer confidence, Wall Street analysts don't expect Comcast and competitive cable operators [more...]

Date: 2008-10-28 21:15:01

Credit card crackdown coming soon!

The Fed is set to vote Thursday on a number of key protections for credit-card customers. Issue #1: America’s Money Crisis Oh Gee, Wow! ... to get out of the spiraling clinches of “Credit Card Hell” and take back your credit worth reputation. This is NOT– Debt Consolidation, Debt Settlement, Arbitration or Credit Consumer Counseling. Don’t even [more...]

Date: 2008-12-18 01:12:11

Credit Card Consolidation Service - Financial Peace Of Mind

Are you one of the many people having trouble paying your bills on time every month? it does seem to be an epidemic at this point in our society ... things going reasonably well financially. How do you find consumer credit counseling service? Debt ... on the payments for your debt consolidation loan. The more rational course to take when money [more...]

Date: 2008-10-25 14:28:17

End Your Bad Debt

This article should give debtors a chance to look at their fianancial position and help put their debt in order ... Debtline: Free confidential helpline to those in debt Consumer Credit Counselling Service ... . If you’re in debt, it’s time to face up to it. Denial is the worst thing you can do. You need [more...]

Date: 2008-12-19 01:33:15

Credit card debt and a bad market are hurting US residents

Today here in the great country the United States of America we are sensing the full blown end product of what a economic slump can do ... in unsecured consumer credit card debt are also the ones who are going through the most problems. People ... about to get out of debt. These methods include the world renowned credit counseling, credit card debt settl [more...]

Date: 2008-11-05 00:02:15

Credit.org for our economic crisis comes help

gstv_credit_logo I have always kept an eye out for sites that are there to help people benefit in one way or another and today is no exception ... . Springboard is a non-profit consumer credit counseling organization formed in 1974 by local ... . I am reviewing credit.org which is a not for profit site to help people with credit issues [more...]

Date: 2009-01-15 15:39:17

Consumer Credit Counseling Services

These days, people are living far beyond their means. It is too easy to get credit cards, and before you know it, massive bills come your way with huge amounts of interest slapped on them. There are many people who find themselves in grave [more...]

Date: 2009-01-03 18:10:13

Pensioners hit by spiralling credit card debts forced to take out loans as energy prices soar

One in four people is approaching retirement with thousands of pounds worth of debt because they cannot meet the rising cost of living ... for debt charity the Consumer Credit Counselling Service (CCCS) said the research tallied with its own ... to pay their bills. The average credit card debt for the age group is now just over £8,000, according [more...]

Date: 2008-11-23 00:05:36

Recent Financial Blog Posts

3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips) ... is amazing Consumer Credit Counseling Service, CCCS, NFCC, and National Foundation for Credit ... Endowment Style Portfolios for December 2008 Preliminary Credit Suisse Indices for December 2008 Nine [more...]

Date: 2009-01-12 23:23:15

South African Consumer Debt Spinning Out of Control. Half Of Work Force Can’t Pay Their Debts.

Last year I had the opportunity to visit South Africa and take a firsthand look at the consumer debt situation ... debt counselling agency Credit Matters, revealed that whites — who make up 9.2% of the population ... debt problems. New regulations passed recently give more control to debt counselors to go before [more...]

Date: 2008-11-09 03:23:11

Manage Your Debt With CareOne Credit Counseling

We all strive for financial freedom.. a debt-free life.. a secure financial future ... : "The most common form of consumer debt is credit card debt, payday loans, and other consumer finance ... endless notices from creditors, accounts being turned over to debt collectors? Indeed, you're [more...]

Date: 2008-10-03 06:45:00

Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out.

Credit card lenders include Discover Financial Services LLC, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co ... with the help of the National Foundation for Credit Counseling, Consumer Federation of America and the Financial Service Roundtable to start the process of creating a debt solution, other than [more...]

Date: 2008-10-31 15:51:17

Episode #21: Getting Out Of Debt

Kristine McKinley joins me again, this time to discuss getting out of debt. The first step is to “face the music” says Kristine ... resources mentioned in this episode: Consumer Credit Counseling Services Dave Ramsey’s Financial [more...]

Date: 2009-01-14 01:51:26

Bankruptcy Laws

Bankruptcy Laws Significant changes in consumer bankruptcy laws took effect on October 17, 2005, ... chapter 7. Individuals that decide to pre-file, still have to complete the credit counseling ... with passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Before [more...]

Date: 2009-01-08 04:06:14

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

Best Web Sites to Learn About Consumer Law Issues -- Our Chicago Consumer Attorneys Can Assist You in Your Lemon Law, Predatory Lending, Auto and RV Fraud, Unfair Debt Collection, Unfair Wage Practices Claims and Other Consumer Rights Lawsuits

[ consumer%20protection%20m-Chicago%20Consumer%20Protection%20Attorneys%20--%20Chicago%20Consumer%20Protection%20Lawyers%20--%20Chicago%20Class%20Act ... more trouble Managing credit card debt Stopping eviction, lockouts and utility shut-offs ... consolidation options How to find effective credit counseling agencies Alternatives to filing bankrupt [more...]

Date: 2009-01-04 18:28:31

More consumers likely to seek help in 2009: debt counsellor

The Credit Counselling Society says 2009 will likely be a busy year for debt counsellors in British Columbia due to the global economic downturn. [more...]

Date: 2009-01-05 18:16:05

D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

How to Evaluate a Good Credit Counseling Agency

Author : J.J. Yong A good credit counseling agency can be considered a financial lifesaver for many people However, selecting a reliable and responsible agency is a challenging task as you need to spend some time and effort researching for a reputable one in the market An agency with good track record is able to: satisfy the clients' needs and requirements provide personalized services to solve clients' debt issues educate clients on how to make appropriate financial choices provide [more...]

Date: 2009-09-25 09:45:53

Increasing your credit score is relatively easy

After you’ve paid off all of your debt there are particular steps you must take for you to begin rebuilding your credit history. The majority of debt settlement organizations or consumer credit counseling firms do not handle this for you. The headache of proving that your debt has been taken care of is on your own merit. Now, you can locate a company to do this on your behalf, but most consumers can accomplish this themselves due to the fact that it’s something kind of simple to do. [more...]

Date: 2009-09-28 16:48:40

99 High Paying Keywords: The Secret Is Out!

Incorporating high paying keywords into your site is critical to maximizing your income. Who has the time to figure it all out? How much are you willing to pay for this type of information? The secret is out: Here are 99 keywords you can use with payouts averaging $2-$100 per click: 1. Structured settlements 2. Mesothelioma 3. Acne 4. Life Insurance 5. Death Insurance 6. Bextra 7. Asbestos 8. Car Insurance 9. Dental Plans 10. Private Jets 11. Debt Consolidation 12. Credit Cards 13. [more...]

Date: 2009-09-26 02:51:40

Simplify Your Life With A Credit Repair

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. For instance, if you are changing your credit pattern or taking cash advances. [more...]

Date: 2009-09-23 07:16:21

Understanding Consumer Debt Consolidation

Amazon.de Widgets Living today has never been more difficult and the fine line between keeping ones head above water and drowning has never been finer so it is hardly surprising that more and more people are looking to consumer debt consolidation programs for assistance.Consumer debt consolidation programs have increased greatly in number over the past three years as the requirement for professional counseling and guidance has become more apparent now than ever before. [more...]

Date: 2009-09-28 11:48:54

CESI Is Your Solution For Debt Free Living

September 26, 2009 | By Imus Jackson In Finance | by Imus JacksonWith the economy in the state that it is in these days, more people than ever are deep in debt and cannot find the resources to get out on their own, or they have no idea how to start or where to start. There are many options open for people in these circumstances, and one of the most comprehensive groups out there with many offerings of help is CESI for getting debt free.CESI, which stands for Consumer Education Services, [more...]

Date: 2009-09-26 16:35:30

Learning About CESI And Being Debt Free

September 24, 2009 | By Imus Jackson In Finance | by Imus JacksonWith the economy in the state that it is in these days, more people than ever are deep in debt and cannot find the resources to get out on their own, or they have no idea how to start or where to start. There are many options open for people in these circumstances, and one of the most comprehensive groups out there with many offerings of help is CESI for getting debt free.CESI, which stands for Consumer Education Services, [more...]

Date: 2009-09-24 10:42:59

Free Consumer Credit Counseling

Most people who grow up in America, often think about one day having a family and settlement down in their own home. Owning your own place to call home has been an essential part of the American dream. People are often looking at different real estate properties, even when they don’t have the finances to afford it. Once you buy that first home of yours, it is feeling of accomplishment. After you own your own home, you have a new weapon to use in your finances. [more...]

Date: 2009-09-26 19:05:53

What Is Cesi Debt Free?

by Melinda Harni To help us out from our debts there are many forms of debt relief. The different companies that you can use to help you learn about debts and the way that they impact your life are numerous. Among these companies you will see the one that is called Cesi debt free. Together, all three websites provide all-inclusive information, complete with statistics and figures, in keeping with the CESI philosophy of empowering the consumer on financial matters through knowledge. [more...]

Date: 2009-09-23 13:15:32

Top Bankruptcy Alternatives You Can Choose

If you are considering filing bankruptcy, you know that it feels like the hardest decision you’ve probably ever made. There are many questions - whether it will really help you get a fresh financial start, what the credit results are after bankruptcy, how bad it will be for your financial future, whether it’s really the right thing to do now. Finding out more about bankruptcy is the only way to determine for yourself whether it’s right for you. [more...]

Date: 2009-09-27 08:14:19

Where's the Outrage for Unemployed, Underemployed and Paycheck-to-Paycheck Living?

60% Living Paycheck to Paycheck by Karen Datko - MSN.com Counting down the hours until payday? You're not alone. As the economic downturn trudges on, many workers are struggling with household budgets. About six in 10 workers -- 61% -- report they always or usually live paycheck to paycheck just to make ends meet, compared with 49% last year and 43% in 2007, according to a new nationwide survey of more than 4,400 workers by CareerBuilder. [more...]

Date: 2009-09-24 05:57:00

Following Complicated Financial Times You Can Restructure Your Credit

September 25, 2009 | By Kevin Lynch In Finance | by Kevin LynchLots of individuals go through times of monetary hardships, bankruptcies, repossessions and other financial strains. These difficulties can initiate chaos with their credit history. When things get improved and the circumstances changes don’t let the tension of the past surpass the better times ahead. Troubles on the credit report can soon become a thing of the past. [more...]

Date: 2009-09-25 16:27:16

Ask SCORE How to Survive Tough Economic Times

Washington, DC (PRESS RELEASE - November 4, 2008) - Entrepreneurs face challenges on many fronts during the next 12 months, including lower consumer spending, rising unemployment, tightening credit, and inflation pressures ... banks also may be a source of a line of credit. A solid business plan can help you make your case [more...]

Date: 2008-11-10 23:00:08

Bank of America smashes Acorn

Acorn has taken some huge hits from the money givers that fund their activities legal and otherwise.   The next after Census Bureau, Senate, House of Representatives and other Governmental Organizations, now have Bank of America who apparently used them or worked with them in predatory loans that were such a problem for the country that caused the collapse of U.S. [more...]

Date: 2009-09-29 06:05:34

Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals

new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]

Date: 2008-12-03 22:11:44

USA: Funding Senior Living In An Economic Downturn

. NEW YORK / Wall Street Journal / January 5, 2009 By Victoria E. Knight In these rough economic times, funding long-term care poses a challenge for seniors and their families. There are a range of strategies you can pursue, though. Older Americans who had banked on selling their homes to finance care in assisted living facilities and [more...]

Date: 2009-01-05 17:37:01

Financial Planners Weigh In On Debt Relief

Ever since launching this Bankruptcy in Indiana blog series, I've kept coming back to the topic of debt consolidation, debt settlement, ... between debt writeoff negotiation services, which "have a significant negative impact on your credit ... credit counseling, and debt repair, all forms of help being offered to debtors as alternatives [more...]

Date: 2009-01-14 12:13:43

An Opportunity to Aid Borrowers

Yesterday, the U.S. House of Representatives pushed through a bill that would extend a previous effort to bail out student loan providers. Before the Senate acts on this legislation, Higher Ed Watch urges lawmakers to view this as an opportunity to come to the aid of financially distressed borrowers struggling with private loan debt [more...]

Date: 2008-09-16 19:25:09

Loan Modifications

This is Part Three of a series of articles on the foreclosure process. This article does not constitute legal advice. Foreclosure laws vary from state to state. Homeowners in financial distress should always hire legal counsel. Call your local state bar association for a referral.  Reduced or free legal aid may be available in some states [more...]

Date: 2008-11-08 19:26:17

Loose Lips Daily: Fenty Baby Name ‘Derived From Elvish’

As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com. Good morning, all. LL gives Michael Neibauer of the Examiner his kudos for squeezing an extra graf out of the spare details on the birth of Aerin Alexandra Fenty: “Aerin is an alternate spelling of the Irish name Erin, [more...]

Date: 2008-11-25 15:44:37

A Lot Of People Have Been Greedy In California

The Ventura County Star reports from California. “Brian Hill jokes about his uncanny timing. He finely calibrated the moment in the spring of 2006 at which he bought his $630,000 home on Thames River Drive at RiverPark in Oxnard. ‘I think the value started dropping right after we put in the down payment,’ Hill said. ‘Right when I signed [more...]

Date: 2008-12-09 17:54:23

MortgageNewsClips: On Risk Models, Dow Chart, Credit Cards and Colleges, OC Prices Off, Russian Socialism, David Merkel, Cram Downs, Buying Bonds, Bank Spreadsheet, Fannie and Indy, Mark Perry, Protect Me, 4 more, Ira 3-Fer

       Risk Modeling Section - models don’t always work! - 2 important articles: 1 ... Trap Unspoken Link Between Credit Cards and Colleges - JONATHAN D. GLATER - … Hundreds of colleges ... consumer debt —  the arrangements have sounded alarm bells, and some student groups are starting to push [more...]

Date: 2009-01-06 00:15:07

Top Ten Things to Know if You’re Interested in a Reverse Mortgage

Reverse Mortgages are becoming popular in America. The U.S. Department of Housing and Urban Development (HUD) created one of the first ... that lets a homeowner convert a portion of the equity in his or her home into cash. The equity built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan [more...]

Date: 2009-01-15 19:53:15

Where To Find The Best Online Debt Consolidation

If you’ve decided that you would like to find a way to reduce your monthly bill payments, you may find that debt consolidation is one way to help you reach your goal. These days, the internet provides a powerful resource for locating help with your loan obligations, so you may seek out an online debt consolidation solution. Be aware that if you search the internet for help with your debts, you’re going to find many, many companies that are trying to sell you their debt consolidation services. [more...]

Date: 2009-09-28 03:28:18

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Government Intervention in Foreclosure

This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice. Foreclosure laws vary from state to state. Homeowners in financial distress should always hire legal counsel. Call your local state bar association for a referral.  Reduced or free legal aid may be available in some states [more...]

Date: 2009-01-07 07:00:13

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