Personal Credit Card Counseling

Personal Credit Card Counseling January 7, 2009 at 5:00 am · Filed under Credit Card Consolidation div style=’float: right; width: 100px; ... the services and programs offered that can help someone to resolve a financial crisis./font/divpAll ... to do it or we don’t take the time. Either way, it can lead to debt overtaking our income and ability to [more...]

Date: 2009-01-07 10:00:36

Blog posts (170) | Videos (118)
 

10 Tips on Saving Money

Tip 1 ” Although credit cards are a convenient way to pay for things they can lead to trouble if you cannot afford to keep up with the total repayments. Interest on credit cards is often offered at an extremely low rate for the first few months and increased dramatically therein after. Debt can quickly spiral out of control and become unmanageable for many people therefore it is sometimes necessary to consolidate all of the debt into one manageable package by engaging in one small low cost loan. [more...]

Date: 2009-09-19 11:18:31

Can Debt Consolidation Help To Overcome Credit Card Debts?

by Ann Collin The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]

Date: 2009-09-21 11:48:57

Air Chapter 11: 5 tips for surviving the bankrupt skies

September 27, 2009 If I were a bettin’ man, I’d put some money on a big airline filing for bankruptcy protection in the not-too-distant future.My oddsmaker is Robert Herbst, who publishes the Web site AirlineFinancials.com. “Based on my analysis,” he told me, “US Airways and United Airlines look to have the greatest challenges over the next year.”Enough of a challenge to push them off the Chapter 11 cliff? Perhaps. Point is, one day — maybe soon — you could be flying the bankrupt skies. [more...]

Date: 2009-09-27 11:08:03

Water districts have big loss on derivatives, OC treasurer warns

(OCWD wants to clarify a few points here) Those who remember the name “ Bob Citron ” and the phrase “It’s only a paper loss!” might have a strange sense of deja vu. Orange County Treasurer Chriss Street - who, for whatever other considerable troubles he’s having lately , sounded an early alarm about Citron’s doomed investments in 1993 (culminating in Orange County’s historic bankruptcy, and a loss of $ 1.6 billion, in 1994) - is ringing his warning bell anew. [more...]

Date: 2009-09-18 12:00:57

Like itâ Tell?? Sat Loan Modification scam before it costs you your home

The combination of a complex service, desperation of those who leave the service and a new, wide-open market with little regulation, the possibility for fraudsters to have the advantage of a situation that can bring a quick score with them. The biggest problem for the victims of fraud in the loan modification generally isnâ? T the money, itâ? S the effect of time and missed payments to foreclosure. In terms of sheer numbers, the frequency of the loan modification is limited to relatively low. [more...]

Date: 2009-09-28 10:57:42

How to Be Aware of What Credit Counselors and Consolidators are Really Offering

This is a guest post from Matt B . Matt writes about all aspects of personal finance at Financial Methods . Please visit the site and let him know what you think. If you are at a point in your life where you have realized that the debt you lug around behind you weighs you down too much, good for you. If you are stuck at the beginning of the battle and not sure where to go next, just know that there are plenty of options. [more...]

Date: 2009-09-28 11:01:51

The Best Ways To Consolidate Debt

Amazon.de Widgets There are a few ways to consolidate debt but as to which one is suited for any one individual depends on their personal financial situation. ‘What is the best way to consolidate my debt?’, is a question that gets asked all too often in the offices of financial institutions, and the answer will vary to reflect each individual case and financial situation.In order to find the right cure it is imperative to have all the details of the illness; so the first step you need to take is [more...]

Date: 2009-09-27 20:40:39

Debt Free Direct- Debt Management At Its Best

by Mike King One looks for a variety of options in order to come out of a debt situation and improve their credit status that might have been damaged due to their rising debts. There are many options available to a person, when it comes to paying off the debts. Online help also comes handy to those trapped in a debt situation. A company, which provides great help to the borrowers or the ones in debt, is Debt Free Direct. It is a large company that gives debt advice free of cost to a lot of people. [more...]

Date: 2009-09-22 21:55:56

How to Pay Off Debt, Even if You Never Could Before

by Sean Payne A large number of people who are currently in debt have tried at least once to pay off their debts. Many of them have tried several times. Unfortunately, most of them have failed, ending up even deeper in debt than before. What causes this? Why do they end up accumulating more and more debt? The answer can be found in the methods that they use to try to get out of debt. Those people who use additional loans to get out of debt are only temporarily fixing the problem. [more...]

Date: 2009-09-29 10:43:16

Will Credit Card Debt Consolidation Loans Help You?

Amazon.de Widgets Coping with Credit Card debt is a worrying trend for many as the over spending and financial stretching allowed by the credit companies in recent times has caused a massive debt issue around the globe let alone for Americans. Credit card consolidation loans are an option and many are choosing this path but there are other processes of debt reduction that will speed up the process of debt elimination.It is so easy for credit card debt to become overwhelming because of the ease [more...]

Date: 2009-09-16 14:13:09

US: Inflation looms as spending increases

By Emeka Chiakwelu    stategist@afripol.org      www.afripol.org President Obama and his administration’s brilliant economic team are aware of the possibility of inflationary trends creeping into the economy as spending increases. The paramount reason President Obama was elected was to fix the economy and inject a new life into the financial markets. To say that the task of rejuvenating the economy is difficult is an understatement. Even sophomoric observers can bear testament to that. [more...]

Date: 2009-09-28 19:02:03

Benefits Of Student Loan Consolidation

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!by Layla VanderbiltAre you having difficulties making your monthly payments for the student loans that you have availed of? If you are facing some financial problem due to which you are unable to service your loan, you should go for student loan consolidation. Whether your financial miseries are due to poor credit score, possibility of forbearance or deferment, loan consolidation is a way out of your financial mess. [more...]

Date: 2009-09-29 14:26:36

Learning to Deal with Credit Card Debts

Filing for bankruptcy is one thing that you should rightly dread in your financial course. This process will crush your credit status with many financial institutions such as the banks and it is in fact an embarrassing process that any one would not want to go through. One thing here is that thee are always some more feasible approaches to debt consolidation that can see you through your financial storms. [more...]

Date: 2009-09-20 00:26:44

Consumer Debt Reduction - Beware of Scammers

Amazon.de Widgets Do you need a way out?Are you in debt, and striving for a little bit of help? Don’t you wish that someone would simply swoop in and lift the entirety of your burden of debt off your shoulders? You’ve heard about several consumer debt reduction programs, for sure. But which one should you trust?Can these companies really help you?Can it be true that there are people out there who are ready to help you with your personal debt consolidation needs? [more...]

Date: 2009-09-23 17:50:09

Student Loan Consolidation

by Layla Vanderbilt If you are struggling to pay off your student loans, or to balance the payment of multiple student loans, you may want to consider student loan consolidation. This approach is particularly helpful for borrowers facing forbearance or deferment, or if your level of debt is effecting your credit score. You can often decrease your level of debt, interest rates and number of loans in one step through loan consolidation. [more...]

Date: 2009-09-29 14:56:40

How to Improve Your Credit Score When Paying Down Debt

Kudos to you for focusing on paying down your debt. Regardless of what you do from here on out from a credit score perspective, you are already doing the best of all things – paying down your debt. However, you can make some small mistakes in the process that will hurt the improvement of your credit score. Hopefully, with some advice, you can avoid them. Don’t Cancel Cards When you pay off a credit card, it’s very tempting to cancel the card and cut it up into tiny little pieces. Please don’t. [more...]

Date: 2009-09-29 11:00:28

Debt Managment and Debt Consolidation Loans For Bad Credit

Amazon.de Widgets What is debt consolidation but a way to financial freedom with positive actions to bring about resolutions of high interest rates, late fees, over the credit line fees, etc. and see ones balances decrease instead of increase with positive impact on the credit rating. The question is frequently asked by consumers who find that answers to accumulating debt are on the wire and something has to be done. [more...]

Date: 2009-09-22 05:45:34

Insolvencies rise by 8.8%

There were further signs of the impact of rising costs on consumers today as official figures showed the number of people in England and Wales ... and the credit squeeze put pressure on both companies and individuals. Borrowers who would once have found it easy to consolidate debts into a remortgage are now finding that option is unavailable as [more...]

Date: 2008-11-07 09:53:26

Media Release: Constellation Selling its Value Spirits Brands for $334 Million

·         Increases focus on higher-margin mid-premium spirits brands·         Leverages existing infrastructure to improve efficiencies·         ... . , the world’s largest wine company and a leading international producer and marketer of beverage alcohol ... Sazerac Company, Inc. for $334 million, subject to closing adjustments. The transaction is subject [more...]

Date: 2009-01-12 15:19:54

Debt Consolidation and Freedom Debt Management consolidate your credit card debt

Amazon.de Widgets if you have credit card debt, it is definitely important that you make paying it off a priority. However, how you pay it off is just as important as when. Below are the top five mistakes we all make when struggling with debt. Learning what mistakes to avoid from the beginning should help you deal with your debt and avoid ruining your credit score in the process.Need Freedom in Debt.Just Visit Debt Consolidation Companies offer Free Debt Counselling Services. [more...]

Date: 2009-09-23 13:02:18

Bill Consolidation in Recent Times

An obvious thing that is happening lately is credit card problem. It has impacted almost many people in the United States ... you worry about debt. The numbers are 1-888-335-0363. These belong to a company that is willingly to help ... , it is needed. Credit card debt consolidation takes also an important role for customers after the above [more...]

Date: 2009-01-09 15:16:23

Credit Card Debt Consolidation Loan – Want to Consolidate a Credit Card Bill?

If you are under the burden of debt and are looking for ways and means to reduce debt and save money, then debt consolidation might be the solution to all your debt problems. Consolidate bills may save money by decreasing your interest and helping you pay the debt off quicker. It will definitely simplify your debts because you’ll only have one bill to pay. You can attain free debt consolidation from a reputed online credit card debt consolidation loan company. [more...]

Date: 2009-09-22 10:38:22

The Role of Free Credit Counseling in Debt Consolidation

Get Started On Debt Consolidation Credit Counseling If You Have A Mountain Of Debt You should get started on debt consolidation credit counseling if you have behind you a mountain of debt to deal with.  Credit counselors can advise you on ways to deal with credit card companies to reach the best agreement for payments.  They may even be able to help you reduce your interest rates and waive expensive fees for late payments or going over the limit of the card. [more...]

Date: 2009-09-26 14:15:58

Point.360 Announces Fourth Quarter and Fiscal 2009 Results

Point.360 Announces Fourth Quarter and Fiscal 2009 Results BURBANK, Calif., Sept. 18 /PRNewswire-FirstCall/ — Point.360 (NASDAQ: PTSX), a leading provider of integrated media management services, today announced results for the three and twelve month periods ended June 30, 2009. Haig S. Bagerdjian, the Company’s Chairman, President and Chief Executive Officer said: “During fiscal 2009, we took significant steps to consolidate facilities and add service capabilities. [more...]

Date: 2009-09-18 13:24:04

Where To Find The Best Online Debt Consolidation

If you’ve decided that you would like to find a way to reduce your monthly bill payments, you may find that debt consolidation is one way to help you reach your goal. These days, the internet provides a powerful resource for locating help with your loan obligations, so you may seek out an online debt consolidation solution. Be aware that if you search the internet for help with your debts, you’re going to find many, many companies that are trying to sell you their debt consolidation services. [more...]

Date: 2009-09-28 03:28:18

Is Debt Management the only solution?

by Phillip Evans Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) ... are reported to be struggling to cope with mounting credit card bills and just over a million people ... respectively. The credit crunch could be blamed for the increase in corporate and personal insolvency [more...]

Date: 2009-01-09 13:18:26

Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07

Election 2008: Our Wish List for the President-Elect

Barack Obama's historic victory last night ensures that a change in direction is coming to the U.S. Department of Education and hopefully to federal higher education policy. Starting tomorrow, we will take a closer look at Obama's signature higher education proposals. (Got to give him at least a one day honeymoon, right?) [more...]

Date: 2008-11-05 19:25:07

Herman Miller Reports First Quarter FY2010 Results; Cites Improved Order Stability and Progress on Strategic Initiatives

Herman Miller Reports First Quarter FY2010 Results; Cites Improved Order Stability and Progress on Strategic Initiatives Webcast to be held Thursday, September 17, 2009, at 9:30 AM EDT ZEELAND, Mich., Sept. 16 /PRNewswire-FirstCall/ — Herman Miller, Inc., (NASDAQ:MLHR) today announced results for its first quarter ended August 29, 2009. Sales in the quarter totaled $324 million, including a partial period of activity from the acquisition of Nemschoff, Inc., which was completed on June 24, 2009. [more...]

Date: 2009-09-16 20:23:17

A High Cost Unsecured Loan Might Be Best

Right now it’s difficult for even people with good credit ratings to get loans and whereas having real estate used to mean almost instant loan ... to consolidate other mounting debts. There are many different loans available and many different banks ... service that will help people that are in different situations, and there’s even help on getting [more...]

Date: 2009-01-14 21:56:55

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

5 Fixes for Financial Woes Get Out of Debt Fast

This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... and every debt. Include the debtor’s name, the amount of the debt, the interest rate, and the minimum ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans [more...]

Date: 2008-12-10 04:04:12

Help of Debt Consolidation

Debts is one of the problem that bother us everyday, it is one of our worries.  We are always looking for a solution to our debts ... - Bad Credit OK # Home Ownership Not Required # Consolidate Debt Payments # Debt Free in as Little ... I was surfing the net, I came across a site that offers debt consolidation service.  They give debt [more...]

Date: 2009-01-12 02:03:06

Debt Reduction

In these testing economic times it is important that we manage our debt and our cash & liquidity positions prudently and judiciously ... and with distinction to be a credit counseling and debt consolidation agency. The company provides ... . You may also use debt consolidation as a mechanism to consolidate all your debt into one single EMI [more...]

Date: 2009-01-09 21:34:00

Alan Knowles, Haywood Securities: Finding that Elusive Bottom

Source: The Energy Report Haywood Senior Oil and Gas Analyst Alan Knowles says we haven’t seen a bottom yet, advising investors to watch the large companies when the market strengthens again. Meanwhile, demand continues to slide as OPEC plays catch up on a series of announced production cuts [more...]

Date: 2009-01-05 15:31:26

Get VIP Treatment On a Slim Budget

Today's guest post is from Donny Gamble, author of a personal finance blog called Invesmint ... what to do if Credit Card Debt Burying you Alive? Dig Out with These Resources. Think you must ... money or join and consolidate debt. Related posts:What’s Your Pampering Vacation Budget [more...]

Date: 2009-01-09 15:55:33

75 Tips to Survive a Down Economy

I originally titled this post, “75 Tips to Survive a Recession,” but since there is still some dispute from economists on whether or not we are actually in recession, I just stuck with the phrase, “down economy.” Regardless of how economists refer to it, people are hurting, financially. $4 [more...]

Date: 2008-06-15 15:22:41

Bill consolidation: A solution for your loan modification

In order to survive for your life and business, no matter you are part of low or high socioeconomic rank, ... debt, bill of your credit card, your house installment, Bank Loan and others. Finally, you cannot ... such problems, you should have a best debt settlement. Do not be panic. There must be an appropriate [more...]

Date: 2009-01-09 12:31:47

20 November SWJ Roundup

At the request of the small group of think-tankers I was travelling with, General David McKiernan's headquarters has agreed to release an unclassified version of the ISAF Campaign plan specifically for posting on Small Wars Journal. Things I find particularly interesting in this plan include the upfront acknowledgement that this is a [more...]

Date: 2008-11-20 02:24:18

# Debt Consolidation

Debt consolidation is when you take all your outstanding debts and consolidate them into one loan which has a lower interest rate and therefore lower ... you might have due to the student loan you have applied for before. There is also the medical debt ... so that the client will have a greater convenience to pay off all the loans at a single servicing loa [more...]

Date: 2009-01-15 03:34:14

Debt Management Solution: Perfect Way to Resolve Debt Related Issues

The fact that you can accumulate loans from various multiple sources makes it easy for you to fulfill your various demands ... finances. Credit cards too are a major source of high interest debts. So, you should minimize ... of debts. This will considerably lower the debt burden. You can consolidate the remaining debts [more...]

Date: 2009-01-06 02:31:29

Gates of Vienna News Feed 10/13/2008

Notice once again how many immigration stories there are in these articles. One story concerns a batch of illegal Somali immigrants who were forcibly drowned in the Gulf of Aden by their traffickers. They were evidently en route to the Arabian peninsula, and not Europe.Thanks to Abu Elvis, C [more...]

Date: 2008-10-14 03:41:00

Hiring a Professional

Hiring a Professional If you feel that your business line of credit card debt is spiralling out of control and you need help then you should contact an expert to help you consolidate your building business credit card debt. There are many companies who offer this service; so shop around to see which is the most affordable and which [more...]

Date: 2009-01-10 11:55:14

Knowing When A Balance Transfer Is Going To Help Relieve Your Credit Debt

A 0% interest balance transfer is a viable option to help consolidate your card debt and pay off your high interest credit cards. When is it the right time to do a balance transfer? Use this article to find out when the best time to do a balance transfer is, and how if managed responsibly it can help you reduce your credit card debt. Knowing When A Balance Transfer Is Going To Help Relieve Your Credit Debt is a post from: Credit Card Finder a Credit Card comparison service. [more...]

Date: 2009-09-21 00:37:28

ELIMINATE YOUR DEBTS

Debt will make you crazy in some ways because this choice is not the right answer but sometimes it can be the only way to solve your financial ... you out from this problem which you can consolidate bills and you will not go crazy anymore because ... in 9 am up to 4 pm. They also provide you credit card debt consolidation service which will help you to [more...]

Date: 2009-01-05 01:27:45

Bad Credit Debt Consolidation

The prevalence of credit cards with high interest rates often causes individuals to spend beyond their means and get into unmanageable debts ... or by enrolling in a debt management service. By obtaining a debt consolidation loan, an individual ... , an individual may prefer debt consolidation by enrolling in a debt consolidation service or a debt [more...]

Date: 2009-01-10 04:37:43

A Cause for Celebration

To celebrate Independence Day, Higher Ed Watch will be going on hiatus next week ... that have occurred in the Federal Family Education Loan (FFEL) program in recent years. Most of these changes ... substantial changes are to the federal student loan programs and the interest rates charged [more...]

Date: 2008-06-26 15:20:31

Credit Card Debt Consolidation Loan - Want to Consolidate a Credit Card Bill?

Amazon.de Widgets If you are under the burden of debt and are looking for ways and means to reduce debt and save money, then debt consolidation might be the solution to all your debt problems. Consolidate bills may save money by decreasing your interest and helping you pay the debt off quicker. It will definitely simplify your debts because you’ll only have one bill to pay. [more...]

Date: 2009-09-22 10:41:25

Debt Elimination is made simple now

If you are really worried about the debts that you have, then this would be the right time for you to surf for this site ... is to have a budget and failing which we need to face the debt problems. They will help in debt elimination process ... . I had a great time with it and came out of the debts. They represent a non-profit debt [more...]

Date: 2009-01-03 13:09:38

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