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Newegg IPO in a down market?

Former Third Pie affiliate and popular online retailer Newegg has just announced and IPO during one of the worst recessions in history. Much of the money expected to be raised will fund an expansion in Asia, but it will also convert founder Fred Chang’s majority stake in the company to cash. Is the company seizing the opportunity to take market share while competition is pulling back? Is the founder cashing out in uncertain times? I think it’s a little of both. [more...]

Date: 2009-09-29 14:11:35

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Easy No Credit Check Loans

September 20, 2009 | By Preston West In Blogging | For those people with low credit scores or low wages, “No Credit Loans”, are an excellent alternative. Although this loan is linked with much higher interest rates it is an option for those with few choices. Because the loans are usually paid back over a shorter amount of time the huge interest rate may not be a deterrent to borrowing funds. For people that need quick cash for a short term, this could be ideal. [more...]

Date: 2009-09-20 22:50:50


How To Get Quick Cash Loans

If you want to make money now, you can just get a job! Kidding! Quick money is available to just about everyone. Getting fast cash takes some resourcefulness, but you have lots of choices. From being broke myself, I’ve learned some creative ways to make money without being unethical. There are ways to do this without breaking the law, I’ll share those this you in this article. Everyone needs a little cash stimulus every once in a while. [more...]

Date: 2009-09-29 09:31:53


Some Real Estate Points I Want To Share With You

by Paolo Koster Sometimes it is not enough to shop around for credit cards based of what they offer. More often than not, it pays to understand the terms of what the credit card offers before you getting the card. You must also take time to review the disclosures of terms and fees might appear on credit card offers you receive. Basically, business credit card is for the business peoples consumption. Compared to the regular credit card, a business credit card has a high limit plus low interest rates. [more...]

Date: 2009-09-29 13:20:43


Some Real Estate Points I Want To Share With You

by Paolo Koster Sometimes it is not enough to shop around for credit cards based of what they offer. More often than not, it pays to understand the terms of what the credit card offers before you getting the card. You must also take time to review the disclosures of terms and fees might appear on credit card offers you receive. Basically, business credit card is for the business peoples consumption. Compared to the regular credit card, a business credit card has a high limit plus low interest rates. [more...]

Date: 2009-09-29 13:24:49


A bloody mess…

F or reading up on commercial real estate, Robert Knakal’s blog is one of my favorite sites.  His topics are of interest.  He has good commenters that are knowledgable about the commercial real estate business and his writing is accessible to the layperson.  His latest post is the perfect summary of the significant problem facing commercial real estate properties, a problem that will plague commercial real estate for years, as it is estimated that there will be in excess of $ 1 trillion [more...]

Date: 2009-09-29 19:18:07


How Can I Get Money for Plastic Surgery?

by Leonard Dawson Financing plastic surgery is not like financing a car or a home. Banks, as you may have guessed, are very careful about who they loan plastic surgery money to. They will very carefully consider your credit history, including late payments, defaults, your bill payment history, and how long you’ve had credit accounts. A loan to pay for plastic surgery is an unsecured debt, meaning there’s not collateral for the bank to repossess in the event of a default. [more...]

Date: 2009-09-29 20:33:13


Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13


Auto Title Cash with Payday Loan Cash Advance Loans

Auto Cash Title Loan Need cash and you have paid for a vehicle? Bills keep coming and debts do not go away. You try to follow your budget, but unexpected situations arise, the money. If the triggering events occur, from us to "step out of our budget, we often have to borrow money. There are a few sources, we can borrow. Family, friends, and banks are a few options to choose from. Cash Now Payday Cash Advance Loans offers car title loans. A car title loan cash may be the solution to your problems. [more...]

Date: 2009-09-29 16:51:32


FDIC: Bank Failures To Cost Around $100 Billion

WASHINGTON — Federal regulators said Tuesday they expect bank failures to cost the deposit insurance fund about $100 billion in the next four years and the fund to begin running at a deficit this month. That is higher than an earlier estimate of $70 billion in failure costs through 2013. The Federal Deposit Insurance Corp. made the projections as its board voted to propose requiring banks to prepay an estimated $45 billion in regular insurance premiums for 2010-2012. [more...]

Date: 2009-09-29 15:16:27


No Credit Check Loans – Help and Advice

by Jimmy Tyrrell Thinking about a no credit check loan but not sure of all the facts? If so, you should invest a few minutes reading this. By the end of this article you should be better informed to decide if no credit checks loans are for you, and as there is more than one type of no credit check loans which one you should consider. Firstly, we must address the subject of no credit check payday loans. Because of the reasons described below these loans might not be an option. [more...]

Date: 2009-09-29 11:35:37


Is Gold A Reasonable Investment?

Washington’s Blog Tuesday, Sept 29th, 2009 This essay rounds up arguments for gold as a reasonable investment. China Commentators such as Ambrose Evans-Pritchard and Byron King argue that China’s hunger for gold will put a floor on gold prices. Specifically, they argue that China will “buy the dips” in gold prices, effectively putting a minimum on how low gold prices can go. Inflation It is conventional wisdom that gold is a hedge against inflation . [more...]

Date: 2009-09-29 11:30:51


Fast Student Loans Master Key- Pointers to Reveal the Good Colleges

Fast Student Loans Master Key- Pointers to Reveal the Good Colleges by Andrea SouthIf you are requiring bad credit student loans, you have fought with ruined finances in the past, or have not had time to get a great credit rating. Both of these aspects contribute to what is known as bad credit history, and acquiring student finances under both of those categories can be difficult at best.There are a few methods you can utilize to make bad credit student loans possible to gain. [more...]

Date: 2009-09-29 17:21:06


Need Cash?

We can’t deny that these days, everything seems to be so much expensive than before. With the gas price hike, food prices, tuition fees as well ... for a bill that is due and you just can’t find money. Good thing there is PayDay Loans that can help ... for a project, this Student Loan Repayments is there to rescue you! Actually, there are different kinds [more...]

Date: 2008-10-08 20:02:09


Real Estate Sellers Giving A Buyer Cash Back is Defrauding the Lender

When we sold our home just over a year ago we were talked into selling for a bit more than the original offer so the person could get money back to ... other reason to object, after all, if the loan officer was willing to loan that much money ... in order to persuade a lender to make a loan they would not otherwise make is a textbook case [more...]

Date: 2008-11-22 16:31:03


The Garrett, Watts Report (January 15, 2009)

To Our Clients, Colleagues and Friends, Okay, so Chase is out of wholesale.  (1) They have no more wholesale division, (2) ... s warehouse lending division apparently won’t issue lines to mortgage bankers who do more than a small amount ... .  But the New York Times will be forever, right?  Well, think again.  They have $1.0 billion of debt [more...]

Date: 2009-01-15 16:11:27


FHA chatter; News from MERS, Wells, Flagstar; Home price index not as bad as feared

  As my grandfather used to say, “If you find yourself in a hole, the first thing to do is stop digging.”* Apparently the folks at Sunwest Bank , out of Tustin, CA, felt the same way. Clients received a letter saying, “I regret to inform you that as of October 2, 2009, Sunwest Bank will be suspending its mortgage banking operations. [more...]

Date: 2009-09-29 19:04:07


What is a cram down in bankruptcy?

What is a cram down in bankruptcy? We’re answering this question a lot lately more than likely because of the headlines Citigroup — among the ... borrowers falling deeper into debt — it appears that Citigroup is willing to go along with a possible major plan to help alleviate the foreclosure situation. Is it an effective solution? The Mortgage [more...]

Date: 2009-01-16 01:00:03


What is a cram down in bankruptcy?

We’re answering this question a lot lately more than likely because of the headlines Citigroup — among the largest financial institutions on the ... of the economy — and more and more troubled mortgage borrowers falling deeper into debt — it appears that Citigroup is willing to go along with a possible major plan to help alleviate  the foreclosure [more...]

Date: 2009-01-14 17:28:09


Ask M-Network: Should We Buy A New Or Used Car In This Economy?

My Two Dollars reader Steven S. sent in the following question to the M-Network’s new feature “Ask The M-Network“: “My family needs another car, ... her off. We were considering a late-model used import car (gas mileage and price ... to do with them Buying a new car, compared to a 2-3 year old car, will mean that it will (on average [more...]

Date: 2009-01-13 14:00:25


Easy No Credit Check Loans

by Justin Finn No credit check loans are easier than one may think to obtain. For those of you with bad credit this may be the only type of loan that you will be able to get. You can get no credit check loans and rebuild your credit at the same time by paying it one time, every time. With these types of loans, bad credit does not affect your chances of getting the loan, nor does it hurt your credit rating as most of the time they are not reported to the credit agencies. [more...]

Date: 2009-09-29 17:16:25


Grim picture for retail, housing and industry as recession takes hold

Britain's descent into full-blown recession was highlighted yesterday after the loss of more than 3,300 jobs across the economy was followed by three grim surveys chronicling savage retrenchment in housing, retailing, manufacturing and services. Amid fears that 2009 could see the biggest fall in output in any year since the war, [more...]

Date: 2009-01-13 00:08:27


1-16-09 TAR Digest

The Weekly Membership Newsletter of the Tennessee Assn. of REALTORS Guest Editor: Buzz Steele _______________________________________________________ CONTENTS 1. 2009 Documented Form Changes 2. Notables About form  “F9 Purchase and Sale Agreement” 3. Changes to the inFORM tool 4. There are ONLY 2 Residential Listing Agreements in 2009 ? [more...]

Date: 2009-01-16 00:36:02


Free lunch? - What does UK government funding mean to startups?

This is a guest post by Nick Halstead, CEO and founder of fav.or.it As I am in the midst of raising another round of funding for fav.or ... your Intellectual Property. The problem though is that since the beginning of the credit crunch the Banks ... up to £1.3bn of new lending by banks.’ However, there is one BIG problem, the banks still do not want [more...]

Date: 2009-01-15 09:25:59


Asset and Income Rentals - Borrowing Trouble at Usurous Rates

This was originally published in 2005, but is one facet of the meltdown that is still going on, unfortunately ... it up over a period of time, or they want to know where and how you got it. Most loans should not require a large amount of assets - A paper loans, the best loans of all, want one to two months Principal [more...]

Date: 2009-01-15 14:46:07


1-15-2009 (Thu Evening) Fin. & Econ. Activity

The U.S. Senate voted to allow the release of $350 billion in financial-rescue funds sought by President-elect Barack Obama ... ., the largest U.S. lender, moved up its fourth-quarter report to tomorrow at 7 a.m. New York time amid ... and trade publication American Banker - Bloomberg Chrysler Financial, the credit arm of Chrysler LLC [more...]

Date: 2009-01-16 01:19:27


Credit markets update: The thaw is well along

By TigerHawk at 1/11/2009 02:32:00 PM Moments ago, I got the following update from the capital markets group at a huge financial institution ... discounts and all-in 10% yields to investors, it signals that investors do have remarkably large cash ... we would like to note is a continuation of #2 - cash balances. An unscientific poll of investors [more...]

Date: 2009-01-11 19:48:00


FHA Mortgage Insurance Fund Down 40%

Mortgage Law Central reports today on FHA’s Oversight Capability.  The House Committee on Financial Services held a hearing to look into the recent Business Week story alleging that predatory lenders are alive and well originating FHA loans. The committee listened to testimony from HUD on the approval process for FHA lenders, [more...]

Date: 2009-01-14 22:30:06


Dissecting the "Lending Game"

Rates were higher when I originally wrote this, but the principles remain the same Right now X is offering me a loan that looks something like this: ... . They have some excellent rates, but what they're quoting you is a market current quote for a 30 day ... for the 6-month lock? YOU PAY 1% UP FRONT AND IT IS REFUNDABLE IF YOU CLOSE WITHIN 6 MONTHS [more...]

Date: 2009-01-10 21:17:22


A Few Ways to Raise Cash Quickly

Disclaimer: After some strong feedback from GRS readers (and from my wife) ... -write makes it clear that I am not advocating all of these ideas. Yes, payday loans are on the list ... for finding money, and then ranked them from best to worst: We talked to loan officers, financial planners [more...]

Date: 2008-08-28 20:00:56


RBI’s relaxation provides builders with an opportunity to hold on to high property rates that were quoted before the market slump

Builders, reluctant to reduce rates, keep on blaming banks for causing the market slump and lower sales volumes by charging high rates on home loans The banking system’s plan to bail out cash-strapped housebuilders by restructuring loans to help ... bank that after making use of the relaxed rules, which permit banks not to classify loans to real [more...]

Date: 2009-01-16 01:05:00


FHA Credit Guidelines

FHA Credit Guidelines which borrowers and lenders must follow in order to obtain FHA financing for purchase and refinance loans ... of blemish, how old is the derogatory credit, what caused the late payment or collection & alternative ... recent debt to find out if is being used toward the cash required for the down payment. Also, any [more...]

Date: 2009-01-02 17:18:26


Citron Comments on Apollo Part 2 - Revenge of the Analysts

stock ticker: APOL Citron is fascinated by the analysts’ quick responses to its Apollo report, ... . Managing Cohort Default Rates by paying back student loans is not a new concept. It was employed ... According to the department, the company “then attempted to collect the loan amounts from its students [more...]

Date: 2009-01-15 17:24:54


Cash Flow Versus Balance Sheet Accounting in Real Estate

An email: Greetings, I've recently been pitched the idea of refinancing my home and investing in apartments, or more precise, a four-plex. The idea is to refinance and get a negative amortization loan on my house. With the money I pull out of my home, put a down payment on a four-plex, also with a negative amortization loan. That way [more...]

Date: 2008-11-26 17:38:33


Choking to death while Stefanie breathes our oxygen

Choking to death while Stefanie breathes our oxygen Wed, 01/14/2009 - 9:50am — lambert Ah, the incongruities. Two stories on page 1 of Izvestia ... finances by repaying short-term loans from the Federal Reserve. “It is like if you are in an airplane ... I suffer for the sake of somebody else's business model? So, can somebody help me out with this [more...]

Date: 2009-01-14 15:01:27


Free Suze Orman Book, Business Tax Software, and More!

I’m always looking at monthly services that we have and finding ways to pay a little less ... . The goal is to facilitate $100 million in loans to American families and businesses. You can vote ... Your Home Equity Lines of Credit (HELOC) From Being Frozen: Max It Out? Buy A Foreclosure For Under [more...]

Date: 2009-01-14 14:29:46


Palm “bets the company” on Pre

You might have read that Palm’s stock soared over 35% this week.  What’s the excitement about? ... in new debt and paid out much of the company’s cash as a special dividend to shareholders.  At the same ... began losing the most money per quarter in its history. Can Palm refinance its loans [more...]

Date: 2009-01-11 14:17:12


Dental Insurance: Biting on the Cost for Private Treatment

This spring the British Government is forcing a new service contract on dentists including new pay scales, changes in opening hours and surgery arrangements. Now dentists are not normally a complaining profession, but there’s now open rebellion amongst them about this new contract. And they’re determined not to be bullied [more...]

Date: 2009-01-16 01:06:53


Ople Center urges GOCCs to help affected families

Ople Center urges GOCCs to help affected families; bats for one-stop shop on-site calamity loans assistance from GSIS, SSS, PhilHealth, Pag-Ibig and OWWA Former labor undersecretary Susan Ople issued an appeal in behalf of workers’ and OFW families affected by typhoon “Ondoy” for onsite calamity loans processing and assistance by various social security agencies and the Overseas Workers’ Welfare Administration. The founder of the Blas F. [more...]

Date: 2009-09-29 07:21:54


Home Equity Financing Options - Should You Get a Home Equity Loan?

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... for consolidating or eliminating high interest credit card debts. This way, you are able to pay off ... access to emergency cash may opt for an equity line of credit. However, if you are not interested [more...]

Date: 2009-01-12 15:30:50


But . . investors have money

These are interesting times as we all know. We can't use the word recession until the recession is over so I won't use it ... in that many can use cash.  The first time home buyer can not use cash and often can not get the funding to buy one of these vacant homes and rehab them. FHA loans have stricter standards than conventional [more...]

Date: 2009-01-11 14:46:18


Portugal Sustains

“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:37:23


Where is John Galt? We need him, DESPERATELY!

AFTER BAILOUT, GET OUT By DICK MORRIS Published on TheHill ... equity it may acquire in these companies as a result of these funds — to influence corporate lending ... contemplated using insurance and loans, not outright grants, to shore up endangered companies. One key [more...]

Date: 2009-01-15 19:21:25


At Clinton Confirmation Hearing, a Glimmering of Possibility for Asset Building in Foreign Assistance

As all of Washington-- and indeed, the United States, if not the world-- awaits with anticipation President-elect Barack Obama's inauguration next week, a glimmering of possibility regarding a more prominent role for asset-building strategies was evident in Secretary of State Hillary Clinton's confirmation hearing yesterday [more...]

Date: 2009-01-14 22:20:25


HUD Inspector General Warns Congress of Concerns About HECM Program

The Department of Housing and Urban Development’s assistant inspector general warned a Congressional committee on Jan ... .  The agency’s market share has grown to 12.55% of single-family home loans in fiscal 2008 from 4.12 ... are the comments made regarding the HECM program: Another area of concern is the growing Home Equity Conversion [more...]

Date: 2009-01-15 19:12:25


In Baghdad, taking the wheel

With violence reduced drastically, new cars have become the latest must-have for those who can afford it, ... are kicking the tires and peering into windows, armed with a wad of cash and prepared to pay in full ... at one of two Baghdad car dealerships. "If I bring 50 cars, in one day, I will sell them. If I bring [more...]

Date: 2009-01-15 15:13:01


Think Saved From the Brink by Investors

Norwegian electric car maker Think got a reprieve today, receiving a bridge loan of 40 million kroner ($5.6 million) ... to keep operating. The biggest chunk of today’s loan comes from private equity firm Ener1 Group, which ... is also looking for some loans, announcing earlier this month that it applied for $480 million [more...]

Date: 2009-01-13 23:00:00


Economic stimulus with legs

Economic stimulus with legs By libbydavis on January 15th, 2009 Don’t be surprised if the US economy sees an above-average boost in the coming weeks ... to free herself from the burdens of student loans. As one of thousands of college students who will be lugging college loans into the workforce, I can see the appeal of earning a great deal of money [more...]

Date: 2009-01-16 01:02:49


Countrywide Admits to Puffery in Advertising

Interesting admission from Countrywide regarding those claims of working to modify loans for homeowners. From MSNBC: In marketing, advertising and testimony before Congress, Countrywide Home Loans ... (Arizona Mortgage Guru). This Feed is for personal non-commercial use only. If you are not reading [more...]

Date: 2009-01-15 20:05:38


Mindful of the Miracles

On Tuesdays, I pay bills. This week, I paid all the bills. I can't remember the last time I was able to do that —just write the checks, matter-of-factly, in order of due date, without having to shuffle anything to the back of the pile or dial an 800 number to ask for more time. It seemed like a miracle. It is a miracle [more...]

Date: 2009-01-15 17:50:33



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