Saving yourself form debt

When it comes to taking care of your finances, nothing more than ever ruins your financial position than having a large amount of debt which is ... on paying your bills from credit cards, loans and mortgages without realizing that you are barely ... you a black eye with the credit bureau and any applications for new loans or credit cards would probably [more...]

Date: 2008-12-28 01:21:40

Blog posts (153) | Videos (118)
 

Grateful

Even though we are spending the week living in one giant freezer (the high today is -6, with the low of -21 - although I swear the thermometer said it was lower than that this morning, and that is Fahrenheit, in case you weren’t certain), we battled with stomach virus that left Little Dude without one of his beloved blankets for several hours ( [more...]

Date: 2009-01-15 23:06:34

Taking Advantage Of A Credit Legal Repair Service

by William Blake When it comes to restoring credit reports, there can seem to be nothing more important at that present moment ... company is the place that you would want to use in order to make sure that everything is taken care ... with a basic company and you end up finding that your issues are bigger then what they can handle [more...]

Date: 2009-01-14 10:42:48

L.A.'s Housing Scandal: By the Numbers

Once again the L.A. Weekly -- target of endless whining from journalistic and ideological hacks -- has penetrated the obfuscations and lip service ... has been losing a massive supply of affordable housing, while city leaders repeatedly take credit ... since the end of World War II, Taves reports. "In the face of widespread neighborhood resistance [more...]

Date: 2009-01-16 03:10:14

Credit Rating Agencies

The WSJ ran an editorial the other day arguing against the New York Fed’s proposal to create a central clearinghouse for credit default swap ... : Me: I could see why a million little shops analyzing debt and selling their analysis could make sense ... s clearly a legit problem. But what is the point of them for the private sector. Why are their opinions [more...]

Date: 2009-01-16 00:21:02

Transcript of Mayor Michael Nutter’s budget update

Date: Jan 15, 2009 Location: Philadelphia City Hall Speaker: Mayor Michael Nutter (transcript provided by Mayor’s Office of Communications) Good morning. I appreciate everyone being here today on what I’m sure was relatively short notice.  I’ve asked you all here today because we need to share some information regarding some serious concerns [more...]

Date: 2009-01-15 19:01:46

Fifteen days of blogging for health care reform: Burden of debt

Guest post by Skylanda. Not long ago, I was cruising along the highway at about 75 miles an hour ( ... a mortgage out of the messiest era in history to lock down a line of credit, and I was buying me a house ... . I am now thirty-three years old and the proud owner of two-thirds of a million dollars of accumulated debt. Far [more...]

Date: 2008-08-24 14:00:00

Urban doubt-fitter

By Ryan Avent Barack Obama, man of the city. Photo: Based on image by Matthias Winkelmann The effort to save the American economy is front and center at the moment, but a term is four long years. Beyond the immediate crisis, President-elect Obama -- who hadn't exactly set a modest agenda before the economic collapse -- hopes to transform much [more...]

Date: 2009-01-14 18:40:46

Charlie Rose interviews Walmart CEO Lee Scott

Great interview here. Walmart (NYSE:WMT) is known to be a data monster when it comes to retail ... at a just-in-time manner instead of buying ahead due to limited credit and business down. -Similar behavior most ... are reporting sales down too, pressures across for anyone who produces for homes (towels, bed sheets [more...]

Date: 2009-01-15 18:55:26

Tennessee women to celebrate Day of “Free”dom

Nashville Convention Center transforms into state’s largest life support system for women ... Laughter Yoga, repair a toilet, take care of all those nagging financial obligations (like setting up a living will, a serious budget and a plan of attack to improve your credit score), check [more...]

Date: 2009-01-14 18:00:45

Bush Farewell Address-- He Liberated Millions... He Kept Us Safe

President George W. Bush gave his Farewell Address tonight. He said he followed his conscience and always acted in the best interests of the nation. A U.S. Army Soldier gets a lift from an Iraqi boy and his mule on Route Douglas in the Jamilla Market in the Sadr City district of Baghdad, June 9, 2008. (U.S. Army photo by Tech. Sgt. Cohen A [more...]

Date: 2009-01-16 03:00:25

How Canadian Retirement Affects Some Americans

by William Blake There are some Americans who live near Canada who have strong opinions about Canadian retirees ... MPH below the speed limit to enjoy it. Road rage doesn’t seem to be quite as big a problem in other ... Canadians seem to be oblivious to any problem and continue doing what they are doing. Shopping Together [more...]

Date: 2009-01-16 02:15:21

Avoiding Bankruptcy

Avoiding Bankruptcy completely would be best for anyone considering the options, however in some cases, ... to attain a loan again, for example, and it will in fact stay in big red letters on your credit report ... would be speaking with a credit counselor. They have the ability in helping you possibly consolidate [more...]

Date: 2009-01-16 02:11:52

Bill Consolidation

There are people who doesn’t care about the money they have spent everyday especially when it comes to materials things that they really want to buy ... grow more because you didn’t pay them immediately. I think credit card debt consolidation will help ... about this, you should call a credit counselor by calling 1-888-335-0363. Debt or bill consolidatio [more...]

Date: 2008-09-21 20:50:14

Life After the Credit Depression

If you have any doubts about how historic these times are we live in, lay them aside for a moment. We’d ask you to lay your cares aside too ... public debt and funding the modern welfare/warfare state are reaching a breaking point ... in a three-way contest to fund the debt of the English state. The Tories favoured the land banks while [more...]

Date: 2009-01-14 16:58:16

No Home Equity Often Means No Health Care

Many people have dealt with rising healthcare costs by borrowing against their home. Now that’s gotten tougher, and so is paying the medical bills ... scrapes and stumbles led them to amass a pile of credit card debt and forced them to refinance ... because of medical issues. The connection between medical debt and the current credit crisis isn’ [more...]

Date: 2008-10-28 15:09:05

Only Rats Get Fat as Misdirected Bailout and Stimulus Funds go Down the Rat Hole

By Dave Lindorff Congress should do now what it should have done back in the fall: kill the Wall Street bailout program. After wasting $350 billion on a program that was misrepresented from the outset, and investing hundreds of billions of dollars in failing financial institutions that it could have bought outright for less than it was [more...]

Date: 2009-01-14 16:33:04

Hillary Clinton Re-Imagined

Hillary Clinton Re-ImaginedHillary Rodham Clinton will serve in a non-partisan role as secretary of state, which may provide her an opportunity to recast her legacy.Hillary Rodham Clinton's confirmation hearing today in front of the Senate Foreign Relations Committee marks a turn in the legacy of a family that has dominated Democratic politics for [more...]

Date: 2009-01-13 20:05:21

Walgreen Co. Takes Care of Business

Ockham Research submits: “Take a look with Walgreen, surging in the pre-market and Walgreens looking good. And Walgreens touted with the numbers topping estimates and also getting a lot of credit for changing their makeup. They’re not focusing on the nonessentials, it’s tough times, tough economy, instead they’ve been focusing on the essentials that you need every day. [more...]

Date: 2009-09-29 20:25:32

The Coming $1.7 Trillion Deficit, and How It Will Buy Us All Unicorns and Handjobs

—Ace Scary stuff. When I supported the TARP bailout, this is what I was hoping to avoid. I see now -- not so much, not so much. We are in the midst of a crisis caused by so many financial institutions borrowing too much money. Somehow, a critical mass of policy makers now believes that the correct response is for the U.S [more...]

Date: 2009-01-13 20:57:26

Property Mangement Companies - What to look for

We haven’t fully given up selling our house, but we’ve entered into a contract with a property management company ... that take care of  “land lording” and marketing your rental house for you.  They do this in exchange ... of your for rent home Tenant screening, including background and credit checks Rental contract [more...]

Date: 2009-01-14 12:02:41

Animal Collective is a Band Created By/For/On the Internet

This is a post about Animal Collective I listen to the Animal Collectives on a weekly basis. I think I ‘like’ them because they are differentiated from ‘traditional music’ and ‘modern indie music.’ When I listen to them, I exist on a higher plane of musical appreciation and consume products for ‘all the right reasons [more...]

Date: 2009-01-14 01:11:55

ROAD-TRIPPING IN THE ARCTIC CIRCLE

A devoted road-tripper, Mark Vanhoenacker decides to tackle the Dempster Highway, an unpaved journey across hundreds of miles of desolate Arctic landscape. "I’ve never been more aware of being on the surface of a turning sphere" ... Special to MORE INTELLIGENT LIFE “You can sleep in the trucker’s shower,” said the woman, [more...]

Date: 2009-01-15 12:02:48

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... accounts and getting local credit cards. You see, your check - or should I say cheque? - drafted ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack [more...]

Date: 2009-01-15 20:29:06

Reduce Your Debt Significantly!

A careful study of your finances reveal to you a numbing reality that you are in debt, and deeply so! You just can’t pay all your bills ... the new card. The most common form of consumer debt is credit card debit. Another way ... of its obvious benefits, a bill consolidation loan is always very attractive. Debt consolidation [more...]

Date: 2008-11-29 18:07:42

Obama’s Judgement: Treasury Pick “Forgot” To Pay His Taxes & Kept Money Given As Reimbursements For Money He Never Paid

Check out Mike’s post on the double standard in the MSM towards this latest “mistake” on Obama’s part For all the hoopla of the Obama inauguration his transition to power has been one of complete and utter folly. The latest? His pick for Treasury Secretary, Timothy Geithner. You may recall that pick of Obama’s met with a lot of praise [more...]

Date: 2009-01-15 17:39:48

How to Tell Your Wife You Want To Be Really Spanked!

I’ve spent a lot of time reading everything I can find on F/M spanking relationships. I’ve read a lot of posts by men who are frustrated and don’t know how to tell their wife what it is that they want and crave. So, I decided to write a little F/M Spanking “Primer” from a wife to guys that a guy could copy, edit and print off [more...]

Date: 2009-01-16 00:15:32

Geithner's Taxes

A NYTimes editorial says: As much as Mr. Obama and his team may wish it, however, the disclosures cannot be dismissed so easily, or papered over. The just-the-facts report of Mr. Geithner’s tax transgressions, compiled and released ... his supporters are acknowledging. . . . According to the report, when Mr. Geithner’s tax returns [more...]

Date: 2009-01-15 13:34:54

Tomorrow’s Star Bloggers Talk About Blogging

When a blogger becomes famous, everyone wants to get in touch with her, asking for interviews, sharing their post ideas, or just looking for a quick chat. But at that point, reaching out to her might already be too late. Unless the blogger tells you otherwise, there is nothing wrong with trying [more...]

Date: 2009-01-16 01:24:38

Walgreens Takes Care of Business

“Take a look with Walgreen, surging in the pre-market and Walgreens looking good. And Walgreens touted with the numbers topping estimates and also getting a lot of credit for changing their makeup. They’re not focusing on the nonessentials, it’s tough times, tough economy, instead they’ve been focusing on the essentials that you need every day. [more...]

Date: 2009-09-29 18:49:20

When The Money Runs Out: Abortion Funds Struggling

Reading the news these days is more depressing than usual in Richmond, Virginia. Headlines even in our notoriously conservative local paper tell a tale of struggle for the working class and poor. The foreclosure rate was up 805 percent in the second quarter of 2008 as compared to 2007, [more...]

Date: 2009-01-14 02:16:16

Bush's Farewell

After 8 years, it probably isn't worth the time to critique that steaming pile of rhetoric the still-President gave us tonight ... to make the tough decisions. I'm not willing to give Mr. Bush credit for just making tough decisions. He keeps talking about how he's made the tough decisions, as if that was somehow worth credit [more...]

Date: 2009-01-16 03:39:52

Live-Blogging the Hearings for Obama’s SEC Chairman Pick

Mary Schapiro, President Barack Obama’s vaguely controversial pick to head the Securities and Exchange Commission, is appearing on the Dodd & Shelby Show today (otherwise known as the U.S. Senate Committee on Banking, Housing and Urban Affairs, of which Connecticut Democrat Chris Dodd is the chairman and Alabama Republican Richard Shelby is the [more...]

Date: 2009-01-15 15:16:09

Live-Blogging the Hearings for Obama’s SEC Chairman Pick

Mary Schapiro, President Barack Obama’s vaguely controversial pick to head the Securities and Exchange Commission, is appearing on the Dodd & Shelby Show today (otherwise known as the U.S. Senate Committee on Banking, Housing and Urban Affairs, of which Connecticut Democrat Chris Dodd is the chairman and Alabama Republican Richard Shelby is the [more...]

Date: 2009-01-15 16:37:43

Innovation in Real Estate Brokerage — Are we really different or did we just change clothes?

(Note to consumers just passing through: Kris is on her industry soapbox again. Read at your own risk and with plenty of coffee on hand. Tomorrow we will try to talk about something more fun — like short sales or termite fumigations.) Are we really so different? [more...]

Date: 2009-01-14 20:14:14

American Recovery and Reinvestment Plan Addresses Women’s Needs

The National Women’s Law Center (NWLC) strongly supports the American Recovery and Reinvestment Plan summarized today by the House of ... infrastructure, and invests in services that build human capital, including health care, education, child care, Head Start, job training, and child support. In addition to protecting these and other [more...]

Date: 2009-01-15 22:44:35

Walks Like A Duck, Talks Like A Duck...Ain't A Duck

Thomas Frank, a man of many bellows, bellows yet again in the Wall Street Journal today, ... -universal health care plan. He has pledged to reverse the Bush Administration's foreign policy ... work done on behalf of the working poor--especially the expansion of the Earned Income Tax Credit [more...]

Date: 2009-01-14 15:40:57

[Mortgage Appraisal Havoc] Of AMCs and Code of Conduct

The appraisal world changes on May 1, 2009. I have been on a mission over the past year to creat awareness of the continuing issue of appraisal ... to dominate the mortgage appraisal business. It appears a foregone conclusion that appraisal management companies will dominate the mortgage appraisal process and as a result, will end up with a system [more...]

Date: 2009-01-14 05:50:49

Medical debt adding to credit crisis and economic problems

For me this is one of the most disgraceful aspects of the Republican control in America ... led them to amass a pile of credit card debt and forced them to refinance the mortgage on their house ... where someone either went into debt or feared going into debt so opted for no health care or a bad [more...]

Date: 2008-10-30 05:57:01

Savages: Welcome to Desire

Chapter 4.2 Louis and I had started drinking early that day. Both of us had the day off and spent it watching horror movies and lounging by the apartment complex’s jewel of a pool. No, seriously, it’s shaped like a diamond. Anyway, beer was always in one hand or another [more...]

Date: 2009-01-16 00:24:28

Best 0% APR Credit Cards

Gone are the days when you couldn’t walk to your mail box without a credit card offering 0% on balance transfers or 0% on purchases hitting you in the face. With the recent credit crisis and all the bank failures, credit card issuers are holding onto their cards tighter and tighter. Despite the climate, there are still many 0% APR credit cards [more...]

Date: 2009-01-15 12:09:25

Bush: ‘I Don’t Give A Darn’ What Americans Think Of Me

The Bush administration has acquired a well-deserved reputation for ignoring the public’s will ... t care about the public’s views on the Iraq war. In part because of this disregard for the public ... further, arguing that the she doesn’t “care about perceptions” of the U.S. abroad: Q: Why do you think [more...]

Date: 2009-01-14 20:20:50

Are You Sure You Want to Start Your Own Business?

I have learned a lot from the people I’ve taught my QuickBooks and Business Financial Basics classes for small business owners and bookkeepers ... State of Texas. Local – property tax reports are filed one time per year State – unemployment reports are filed four times per year State – sales tax reports are filed either one time, four times [more...]

Date: 2009-01-15 17:58:33

How will the economy affect genealogy?

I was asked this question three times while I was in Salt Lake City - "how do you think genealogy will be affected by a downturn in the economy?" My response was basically "it really depends on the situation - is it a full depression, a long recession, a mild recession? Deflation or inflation? [more...]

Date: 2009-01-15 22:36:18

Rush Limbaugh's Unannounced DC Trip Has Left, Right In A Frenzy

WHERE'S RUSH? Surprise Visit Has Politicos Scrambling For Answers *** NEW: VERIZON LEAVES OBAMIST MESSAGES ON HOME ANSWERING MACHINES *** Rumors that Rush Limbaugh may have met with Barack Obama had both the mainstream media and blogosphere scrambling for answers Tuesday. Could it possibly be true? [more...]

Date: 2009-01-14 07:21:23

Win a Family Holiday from Club Med

Just got a notice from the folks over at NVI .. their client, Club Med, is having a contest ... comfortable with.  So, I decided to give the gift card to a charity.  So for 15 minutes of my time a charity ... certificate would be good for them?  Picture Credit: rose Icon Credit: fasticon [more...]

Date: 2009-01-14 21:22:07

Dispatches From The Couch: THE L WORD, JERICHO, SWINGTOWN & More!

Dispatches From The Couch: THE L WORD, JERICHO, SWINGTOWN & More! January 15th, 2009 Attention network bigwigs. CouchTater here ... a female OZ” why not give credit where credit is due and admit that it sounds like a PRISONER CELL BLOCK H ripoff… er, homage. iFMAGAZINE.COM is reporting that former JERICHO executive producer Jon [more...]

Date: 2009-01-15 17:03:12

Apple and CEO Steve Jobs Entangled in Endless Speculation

After dropping a bombshell on the technology industry, Apple and CEO Steve Jobs have been entangled in endless speculation from all angles ... of absence until June 2009. This comes after first reports that Jobs was withdrawing from the annual Macworld keynote, and following reports that Jobs was “fine” and only had a hormonal imbalance [more...]

Date: 2009-01-15 04:02:50

Building a government for the 21st century

Notes: This blog is about the State of the Net conference I spoke at yesterday. This is indeed a fascinating time to be in Washington DC and I thank Tim Lordon and his team who are the organizors of this event for inviting me. There is a lot we can all learn globally from the changes brought about by the Obama government [more...]

Date: 2009-01-15 23:55:37

Cheers and Jeers: Wednesday

From the GREAT STATE OF MAINE... Inbox (1) I was at Dunkin' Donuts sitting in what I call 'The Fishbowl'---a little glass-enclosed alcove that ... of life---finances, health care, worker’s compensation, parental rights, employment benefits and taxes [more...]

Date: 2009-01-14 13:50:20

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