Credit Repair Can Make Your Life Stress Free

by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. The manner in which you use the available credit at your disposal is plain for creditors to see when they check your credit score. [more...]

Date: 2009-09-27 18:18:14

Blog posts (151) | Videos (121)
 

Organizing your Finances

One of Suze Orman tips that really struck me was: Financial insecurity makes you vulnerable even to minor life events. Something as small as a broken boiler can send you into a spiral of debt for years to come ... to organize our finances is one of the leading causes of bankruptcy. Unpaid bills filing-up, small loans left [more...]

Date: 2009-01-15 04:28:33

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

What Debt Consolidation Information Can Be Trusted?

Amazon.de Widgets Debt consolidation information can be conflicting, this could be because many companies are in it for themselves and will tell you one thing and others, are there to give you the best deal and assistance they can. But which are which?Debt Consolidation Information can be overpowering initially, especially if your knowledge of financial products is limited. [more...]

Date: 2009-09-28 11:08:25

No More Investment Banks - Turn Them Into Public Utilities By Mike Whitney

Dandelion Salad By Mike Whitney October 18, 2008 “Information Clearinghouse“ “If you made it past the credit crisis, ... they couldn’t roll over their short term debt. Cargo ships were stuck in ports around the world because buyers couldn’t get Letters of Credit. As analyst John Mauldin said, “Just as the business [more...]

Date: 2008-10-20 00:38:25

What Can I Do? I’m Treated Like A Financial Leper Because My Credit Is Bad

Amazon.de Widgets If you feel like you’ve been well and truly left out to dry by the financial institutions, you have every right. The current economic meltdown is the reason, and because of our excessiv spending of the last 5 years we’re not totally blameless, but we’re certainly not to blame for the financial mess that the US and the rest of the world is facing right now either. [more...]

Date: 2009-09-28 12:04:42

Book Review: Killing Sacred Cows

Carnival of Twenty-Something Finances.  Be sure to check it out.  Next week I’ll be hosting the Carnival of Personal Finance ... One Family’s Debt Roundup Posts I found interesting this week. Wenchypoo’s “why we skip ... his ownership of CNN does influence what we perceive as the “economy”. NCN gives us the lowdown on “debt [more...]

Date: 2008-11-21 03:30:56

No Fee Balance Transfer Offers Rise Again

Research has showed that credit card providers are waiving balance transfer fees but charging higher interest rates . According to financial website MoneyExpert.com , the number of credit card providers that are offering credit card holders the chance to transfer outstanding debt from another card without having to pay a fee to do so has risen by nearly 20pc to 69 during the past year. [more...]

Date: 2009-09-29 15:20:06

Nortel Files for Chapter 11 Bankruptcy

In the about us page on Nortel’s website, they proudly state “Hundreds of millions of people, Fortune 500 companies, ... under the Companies’ Creditors Arrangement Act (”CCAA”) in Canada. As well, certain of the Company’ ... and debt burden, to effectively restructure its operations and to narrow its strategic focus [more...]

Date: 2009-01-14 16:02:05

Debt consolidation Best

In order to run our lives peacefully we require money. We cannot earn money through simple means nowadays. We have to struggle a lot to earn money ... . Most of the people face difficulties due to credit cards. For Credit card Consolidation, you must move towards Really Great Rate. They are rendering lots of debt consolidation services [more...]

Date: 2009-01-11 15:10:08

Where To Find The Best Online Debt Consolidation

If you’ve decided that you would like to find a way to reduce your monthly bill payments, you may find that debt consolidation is one way to help you reach your goal. These days, the internet provides a powerful resource for locating help with your loan obligations, so you may seek out an online debt consolidation solution. Be aware that if you search the internet for help with your debts, you’re going to find many, many companies that are trying to sell you their debt consolidation services. [more...]

Date: 2009-09-28 03:28:18

Gates of Vienna News Feed 10/8/2008

As of tonight the news feed has been up and running every day for three months (except for when I’ve been away).I’ve received a few complaints about it. Some readers don’t like to have to scroll through the headlines to get to the good stuff, and others don’t want me to waste space on American news stories which are being covered thoroughly [more...]

Date: 2008-10-09 03:43:00

Using Credit Cards

Almost everywhere we turn we see advertisements for us to get hold of another credit card so we can spend and get those things that we love ... of non profit debt consolidation companies who include credit card debt management in their services ... vacation, we can all take advantage of the extra funds that using a credit card brings [more...]

Date: 2009-01-15 15:06:03

Peer to Peer Lending Offers High Returns In Low Rate Environment

One of the side effects of the atrocious market we have endured in recent months is incredibly low interest rates on deposit accounts ... your $10,000 debt consolidation loan, but I can pitch in $100 along with dozens of other investors ... the current loan listings at Lending Club I see a variety of loan requests from debt consolidation [more...]

Date: 2008-12-15 11:00:20

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

Ask me anything #6

Each week I give the readers of Gather Little by Little a chance to ask me anything. The only real rule is that I can decline to answer. I’ll do my best to answer as many questions as I can though. Have a question you would like answered? Just drop me a line or leave a comment! Eric writes: I have a question for you (well more like a favor) [more...]

Date: 2008-10-02 10:40:49

How to Become Debt Free using 6 Powerful Tips?

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... Your Credit Card Statements. On the one side, low interest credit cards offer an attractive offer ... one or more of them that consequently lead to a non-desired late in the pay and, therefore, your credit [more...]

Date: 2009-01-15 08:36:59

Will All Be Well, And End Well, In Estonia?

by Edward Hugh: Barcelona Well, there doesn't seem to much room for doubt at this point does there, the Baltic Economies are in the van of the European economic slowdown for 2009, just as they were leading the charge up in 2007, and all that debate about whether we were going to get a hard landing or a soft one seems now so out of date and and [more...]

Date: 2009-01-13 16:04:03

Wall Street Breakfast: Must-Know News

Tax breaks on the horizon. Obama wants tax cuts to make up 40% of his much-heralded stimulus package, ... pulling out all the stops." Pfizer open to mega-merger. Pfizer (PFE) CEO Jeff Kindler says his company ... acquisition could drive a new wave of industry consolidation. Fighting deflation any way [more...]

Date: 2009-01-05 12:14:52

CONSERVING EQUITY BY ELIMINATION OF EXCESS PAYMENTS TO OWNERS

Paying out a dividend or excessive income to owners is often an unintended economic acknowledgment by management that it doesn’t have the creativity ... bail out of the dividend-paying investment in the first company altogether and put the proceeds ... internal-investment opportunities can’t be found. It is the relatively rare company that can’t find [more...]

Date: 2009-01-11 08:47:20

Will All Be Well, And End Well, In Estonia?

Well, there doesn’t seem to much room for doubt at this point does there, the Baltic Economies are in the van of the European economic slowdown for 2009, just as they were leading the charge up in 2007, and all that debate about whether we were going to get a hard landing or a soft one seems now so out of date and and old hat as we watch how [more...]

Date: 2009-01-13 15:59:56

6 Powerful Easy Tips for Living Debt Free.

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... when paying the bill. Credit cards are notorious for using low interest as bait for new customers ... in the pay and, therefore, your credit rate would be negatively affected. Additionally, use [more...]

Date: 2009-01-15 08:38:53

The Consequences Of Devil-May-Care Lending

The Des Moines Register reports from Iowa. “Deb Baker believes she’s one of about 31, ... go to existing homeowners and pitch debt consolidation financing’ with the promise of helping homeowners save ... all of that debt into the mortgage. So, these brokers would align themselves with unscrupulous [more...]

Date: 2008-12-08 15:54:59

Nortel Files for Bankruptcy

TORONTO (Reuters) -- Nortel Networks Corp., North America's biggest telephone equipment maker, filed for bankruptcy Wednesday, ... its problems, leading the company to warn last month that its business was under increased pressure ... it was as the largest company in Canada worth about 35% of the (Toronto Stock Exchange) in 2000 [more...]

Date: 2009-01-14 17:04:00

What is Bailment?

Bailment is the name given to a process of making delivery of an asset or other type of property. Generally, this type of transaction involves the process in which the owner of the assets opt to temporarily place his asset in the control of another individual. The person by whom the asset is delivered is usually referred to as the bailor , while the person who has received the assets is referred to as the bailee . [more...]

Date: 2009-09-28 13:00:05

The perfect consolidator of multiple debts

Life is all about dreams and expectations. As a mater of fact, our expectations would never end, till our last breathe ... ? If you prefer the later option, then the debt consolidation loans would prove to be a perfect choice ... . The second reason is that, the debt consolidation loans are actually opted when people try to avoid any [more...]

Date: 2009-01-15 18:24:25

Resolution #9: We will return the Favor to our Bank

Resolution #9: We will return the Favor to our Bank A lot of blame is being put on the financial industry for getting the country into this ... to pull out of loan agreements or persuade Company’s not to draw down on credit facilities. As the economy worsens, more Companies will be at risk for failing banking covenants, especially on debt [more...]

Date: 2009-01-15 13:30:57

Beneficial Finance - Mortgage Review

Beneficial Finance, does personal, auto, and mortgage lending as a retail subsidiary of mega-bank parent HSBC Group (NYSE: HBC) ... of Beneficial Finance should be avoided. They are big pushers of credit cards, home equity loans, and debt consolidation mortgages. You can’t expect much better being a subsidiary of HSBC Mortgage [more...]

Date: 2009-01-14 22:05:31

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mismanagement of our finances, ... can be as simple as getting their hands on your credit card or debit card numbers and your security access ... as getting a duplicate copy of your credit card copies out of your home or business garbage bin [more...]

Date: 2009-01-15 08:37:18

Internet Finds | Debt Consolidation…

Who among of you here that are looking nor searching a reliable and excellent provider on debt consolidation? or Are you one of those people who wanted to secure a medical debt consolidation for your medical ... of their customers who keep coming back and referring them. In line with the subject, debt [more...]

Date: 2009-01-14 17:57:54

The Citi Never Sleeps - Only its Board, Risk Managers and Regulators

The Citigroup of the past decade is THE shining example of an array of costly failures: accounting policies; business strategies; management compensation schemes; risk management practices; and Government policies. And now we see that Citigroup is doing badly; more badly, in fact, than many thought likely. Rubin is out [more...]

Date: 2009-01-08 16:07:45

Debt Help is done here

Have you ever thought about the people or any site or the company doing debt help? here is a site to make it possible at a better way ... and this is a better way for you to get a solution for this. If your business debt consolidation to a non-profit, advertising has fewer options available to you that officials in the search for debt [more...]

Date: 2009-01-10 16:51:44

Refinance Mortgage Rates ? Find Out How You Can Get the Best Refinance Mortgage Rates

These days there can a loan can be availed for any reason; it can be taken to buy a house, land and property and even to pay off a majority of debts These debts can be in the form of debt consolidation, switching mortgage type, big expenses, relocation, business investment, health, marriage, loss in business and any other expense [more...]

Date: 2009-09-29 07:12:52

Bring Back Paternalism in the Mortgage Market

Not Responsible—Tom Jones Now let me ask you something: Have you ever felt that you weren’t responsible for the things that you do? I do not like government paternalism. When Ronald Reagan came to power and began our 25 year experiment with government deregulation, I thought it was a good idea [more...]

Date: 2009-01-12 15:43:03

A Worst-Case Commodity Scenario

The task of today's Daily Reckoning is to ponder what could cause the All Ords and the ASX/200 to make a new low in the first quarter of 2009. A warning, today's issue is longer than normal. But the stakes are higher than normal too. So we hope you'll bear with us. By the way, by new low, we mean could the indices take out the March 2003 lows? [more...]

Date: 2009-01-15 02:42:34

Premiers to press Harper for infrastructure boost

“We want to get those shovels in the ground sooner rather than later,” Ontario Premier Dalton McGuinty said. “We don’t want the recession to be over by the time we get infrastructure dollars spent.” Indeed, that would be disastrous. But, hey, money grows on trees, right? Spend away [more...]

Date: 2009-01-15 20:12:27

Taking Stock in Coca-Cola (KO):

When you first examine Coca-Cola (KO) there is an immediate emotional response many individuals have to their product(s). Love it or hate it; the products of this company are consumed on a daily basis globally ... % of the global population consuming a minimum of one product sold by the Coca-Cola Company each and every [more...]

Date: 2009-01-10 01:32:43

Say bye to your debts with Debt Consolidation Loans

Naturally, people take loans to satisfy either their personal or the business financial needs ... the lenders, who gave them money. In this condition, the debt consolidation loans help them in a great way ... . These loans are available in two forms such as secured and unsecured. Secured debt consolidation loan [more...]

Date: 2009-01-15 12:24:04

Move Out of the Clutches of the Creditor and Manage Your Life Better with a Debt Consolidation Loan

Times have changed, so have the rules. Gone are the days when people used to get credit only for their necessities like home, ... beneficial. It has become popular with people struggling with increasing amounts of credit card debt, home ... Adverse-Credit-Debt-Consolidation as a finance specialist. [more...]

Date: 2009-01-15 00:47:16

California Debt Consolidation

California Debt Consolidation January 16th, 2009 Debtors are the ones who face tough times ... in the deferred presentment business would therefore be termed as illegal in California. The debt consolidation ... in California through their debt consolidation loan help you to improve your credit score. They abide [more...]

Date: 2009-01-16 04:11:25

Public Sector Consultancy: What does the future hold? Part I: Causes for Concern

A bright spot in the consultancy market in 2008 was the public sector ... services or business case assessment on large scale government investments – there was plenty of scope ... of business on the books now but will this continue for the second half of 2009 and into 2010 and beyond [more...]

Date: 2009-01-14 23:25:14

Taking Stock in Coca-Cola (KO):

This is a guest post from Brad, who maintains http://www.nurseb911.com/ and http://www.dividendsanonymous.com/ ... have to their product(s). Love it or hate it; the products of this company are consumed on a daily basis globally ... of 25% of the global population consuming a minimum of one product sold by the Coca-Cola Company each [more...]

Date: 2009-01-12 13:30:00

How To Calculate and Track Your Net Worth

Recently, I made the decision to start tracking my personal net worth and financial status in a very public and revealing way - by posting my financial numbers online for all to see. The point of doing this was not to boast, demonstrate some fanciful financial bravado, [more...]

Date: 2008-10-30 03:45:48

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

Wall Street Breakfast: Must-Know News

Auto aid on the way. Lawmakers are working to reach an agreement on automaker aid as early as this week, and are debating the finer details, ... and clearing group, and been the most dramatic consolidation to date among the big exchange operators [more...]

Date: 2008-12-08 12:12:37

My Fantasy Testimony

This weekend I typed up "draft testimony" on what caused the mortgage/financial crisis. Like anyone wants to hear it ... industry went out of business. Whether Method B could survive a similar shock is unclear. The right lesson [more...]

Date: 2008-10-06 22:46:46

Loans - Debt Management for Personal Loans

by Peter Hagen Personal loans can offer individuals a way to have the funds for an array of uses ... with personal loans is debt consolidation. Within a year most people who use personal loans ... the financial obligation that comes with individualized loans. Too often, individuals access money quickly [more...]

Date: 2009-01-15 15:54:49

Comic for January 9, 2009

Comic for January 9, 2009 Posted by guestpost as Funny Stuff Comic for January 9, 2009 just to make you smile ... m Considering a Sweep Loan to Pay All the Credit Cards Off. - Jonathan How Do I Pay My Credit Card Bills ... Things Credit Cards Credit Report Credit Score Credit/Debt Counseling Customer Service Debit Cards [more...]

Date: 2009-01-09 19:33:29

Not One Dime! By Mike Whitney

Dandelion Salad By Mike Whitney 10/01/08 - “ICH” The mystery has been solved. For nearly a year, we have been asking ourselves why the investors and foreign banks that bought up hundreds of billions of dollars of worthless mortgage-backed securities (MBS) [more...]

Date: 2008-10-02 01:26:45

Debt Consolidation Service

Debt Consolidation Service Are you living paycheck to paycheck?  Worried about debt collectors? ... familiar, you may want to consider  Debt Consolidation Service and the services of a credit counselor ... contributions that cause them to fall deeper into debt. Most credit counselors offer services through local [more...]

Date: 2009-01-15 18:45:16

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