Cash for clunkers worked like this — (Sticker MSRP + markup + options + fees + taxes - $4,500 = Price you paid).
Financing 100% of the price of a car at anything other than 0% means you are under water after the first year. Most people put nothing down when buying a car — just ’sign and drive’ for whatever you can qualify for and believe the dealer has your interest at heart like with real estate agents. The average new car depreciates 10%- 20% in first year. A 60 month car loan won’t exactly ‘build equity’. Being in the Auto Industry, I can tell you we are having the worst September in our history. [more...]
Date: 2009-09-29 15:46:41
Blog posts
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Derby County vs Man Utd Highlights Video
.fullpost{display:inline;}Derby County 1 - 0 Man Utd30' Kris CommonsOnce again, ... Advance,Auto Loans,Student Loans,Debt Consolidation,Credit Cards. [more...]
Date: 2009-01-07 11:18:00
Ener1 Applies For DOE Funding
Ener1 Inc. was the first applicant for the Department of Energy’s Advanced Technology Vehicle Manufacturing Incentive Program, ... and components, AP reports (via Forbes). The loan is not related to the government bailout of the auto industry. The company applied for a $480 million loan with ... [more...]
Date: 2009-01-07 19:00:59
The Auto Bailout: Admissions Required
This column originally appeared at Pajamas Media Thursday under the title, “The Right Way to Bail Out the Auto Industry ... of loans. What a principled bailout requires is a signed list of admissions, written into the bailout [more...]
Date: 2008-12-20 13:47:19
Nucleus Software Wins New Client in UAE National Bank of Umm Al Qaiwain Chooses FinnOneTM
/India PRwire/ - Nucleus Software Exports Limited (NSE: NUCLEUS, BSE: NSEL) ... auto, personal & home loans. FinnOneTM, an internationally proven product solution, will provide the Bank with a comprehensive, powerful, and flexible system to support their loan origination [more...]
Date: 2009-01-05 07:45:38
Chrysler Pres. Tom LaSorda Denies Rumors Of Jeep Sell-Of
Tom LaSorda, President of Chrysler, speaks to the media after a Chrysler rally at the Jeep plant in Toledo, ... for the sale of any “non-earning assets” in order to avoid bankruptcy, the terms of the loan agreement as outlined in the federal auto bailout bill prevent any such action. Explained LaSorda, “If we were [more...]
Date: 2009-01-15 19:14:48
Thank you Taxpayer. Sincerely, Merrill Shareholders
From the Wall Street Journal In the end, investors and financial institutions could face as much as $2 trillion of losses from bad U.S ... from commercial real estate, credit cards, auto debt and business debt, and Goldman’s loan-loss estimate ... rescued both Merrill and Countrywide without government assistance. Mr. Lewis had also argued [more...]
Date: 2009-01-15 09:02:01
WalletPop - Personal Money Management from AOL
AOL’s latest project is WalletPop, a personal finance counterpart to their popular site money.aol.com ... a comprehensive list of various calculators - credit & debt, mortgage, auto loan [more...]
Date: 2008-07-15 09:03:39
Gap Insurance and Upside Down Auto Loan
I was introduced to Gap Insurance when I bought my new Honda Element in December 2005 ... policy, the insurance company will pay for the repair cost or the fair market value of the vehicle [more...]
Date: 2008-08-21 13:00:58
Obama's Economic Rescue Plan for Middle-Class Americans
Today in Toledo, OH, Senator Obama gives a speech outlining his economic rescue plan to address our financial crisis ... . And we should fast track the loan guarantees we passed for our auto industry and provide [more...]
Date: 2008-10-13 20:07:12
Bailout Watch 342: UAW Stonewalls on Concessions
The Detroit Free Press reports that Ron Gettelfinger is confused. Yes, the United Auto Workers (UAW) boss is waiting for “clarification on loan impact.” You know the loans, right? The $17.4b hoovered from your tax money to prop-up the bankrupt automakers known as GM and Chrysler (not to mention [more...]
Date: 2009-01-15 16:13:57
Laid off? Hyundai will take your car back
By Peter Valdes-Dapena CNNMoney.com senior writer NEW YORK (CNNMoney.com) ... , we are looking for ways to reassure shoppers that Hyundai still represents the best value in the auto ... a claim, and any remaining balance on the loan up to a maximum of $7,500. “If you find that you cannot [more...]
Date: 2009-01-05 18:47:37
Auto and Car Loan Calculator
Find out how much automobile you can buy based on your monthly payment, or find out your car loa... [more...]
Date: 2008-12-19 19:44:00
Auto & Car Loan Calculators
Lease a Car vs Buy a Car Calculator Should you lease your next automobile or finance it? Find ou... [more...]
Date: 2008-12-19 19:44:00
US auto sales plunge whopping 36 percent in December
DETROIT (AP) — Huge rebates and zero-percent loans couldn’t overcome economic uncertainty as U.S ... million vehicles from 2007. Auto Sales Ford The bleak numbers, according to both industry ... in, coupled with a loosening of credit that could bring people back to the showrooms. Even Toyota [more...]
Date: 2009-01-06 02:35:35
Health Insurance Plans qualify Coverage
People always delayed and denied their rights to have health insurance, whereas this is important for our life ... York Auto Insurance Premiums Information (0) January 15, 2009 — Bad Credit Loan Mortgage Foreclosure [more...]
Date: 2009-01-15 08:32:16
Detroit Auto Show '09: All Eyes on Motown
autopressc77.jpg It's preview week at the first North American International Auto Show since the Carpocalypse and federal bailouts bridge loans for two of the big three. The tone down at Cobo [more...]
Date: 2009-01-14 20:26:04
Stocks dive as US Treasury plans to prop consumer lending
Stocks dive as US Treasury plans to prop consumer lending Submitted by Sahil Nagpal on Wed, 11/12/2008 - 23:06 ... rescue fund to credit card and loan companies reflected growing concern over drops in consumer spending, auto buying and student borrowing. "This market, which is vital for lending and growth [more...]
Date: 2008-11-12 23:06:43
Do you want to purchase a new flat screen and postulate 10000 dollar
A moneylender in East Providence Rhode Island or so can have a total different actual rate for a 5000 dollar money loan then a merchant bank in ... nooit zo eenvoudig geweest. Haal snel een andere auto met bkr toetsing zonder lenen, 232653 euro ... that offers you a credit loan. That’s the reason why now you need to investigate and experience [more...]
Date: 2009-01-15 21:18:31
Iron Elegance
Iron Elegance January 15th, 2009 | Category: Hardware Think of cast iron and “contemporary” usually doesn’t come to mind ... electrical Advice alarm design shower projection home loan sewing subwoofer car punk e36 diy refugium screen printing audio granite auto repair aquarium stand project music solar clothes jewelry speakers [more...]
Date: 2009-01-15 19:16:00
Bad Credit Loan Mortgage Foreclosure Information
Many people are delaying their obligation to get auto insurance ... 15, 2009 — Health Insurance Plans qualify Coverage (0) November 3, 2008 — Payday Loans Solution [more...]
Date: 2009-01-15 08:23:07
Goldman Sachs Predicts Loan Losses Will Top $2 Trillion
Despite all the hoopla about stimulus plans and bailouts rescuing Americans’ home equity and retirement accounts, ... — the losses that investors and financial institutions are potentially sitting on from bad loans… ... of $780 billion. Add in losses from commercial real estate, credit cards, auto debt and business [more...]
Date: 2009-01-15 23:05:05
Reintroducing the Original SUV
Posted by: SanityFound on: January 15, 2009 In: Life's opinionComment! As the Big 3 auto manufacturers face bankruptcy, we must go back to the old time basics.We ... loan to GM, ChryslerThe Way We Live Now - Leveraging Nostalgia - A Reverie for the Swing-Shift … [more...]
Date: 2009-01-15 14:42:34
Auto News
MINI Reveals Entry-Level Clubman Though the excitement over the 2009 Detroit Auto Show is just starting to settle - its public days still remain in ... bridge loan to keep it afloat, is moving the Jeep account back to BBDO, Detroit, effective immediately ... at the North American International Auto Show in Detroit, the automaker has officially announced [more...]
Date: 2009-01-15 19:35:38
China Unveils Support Package for Auto Industry
Xinhua. China’s State Council introduced a government support plan for the auto industry, one of its “pillar industries” ... in the credit system for car purchase loans. More than 93% of Chinese vehicles are sold in the domestic ... for people to scrap their old cars. Eliminating regulations that restrict car purchase. Encourage large [more...]
Date: 2009-01-15 09:44:17
Auto News
MINI Reveals Entry-Level Clubman Though the excitement over the 2009 Detroit Auto Show is just starting to settle - its public days still remain in ... bridge loan to keep it afloat, is moving the Jeep account back to BBDO, Detroit, effective immediately [more...]
Date: 2009-01-15 20:18:50
Handling Your Debt - What Tax Implications Are There?
by William Blake Sometimes when considering different ways to handle debt some fail to consider how some options may have a better tax benefit than ... to finance just about anything - an auto purchase, repayment of credit card debt… you name it. Even if your home equity loan has the same interest rate as your credit card it is still the better [more...]
Date: 2008-09-18 18:16:28
Keep Closing Costs Down
Keep Closing Costs Down January 14th, 2009 | Category: ... costs can vary dramatically for buyers who have identical credit scores, loan terms, and mortgage ... home security bmw diy amplifier wiring sewing aquarium solar flooring auto repair led speaker [more...]
Date: 2009-01-14 11:46:00
Chrysler End Game Nigh? Talks on With Renault and Magna
We've read off and on speculation that Chrysler might not make it, even assuming a less punitive attitude towards carmakers under the Obama regime ... to sell key assets to Renault-Nissan and auto supplier Magna as it rushes to restructure after taking $4 billion in U.S. government loans, according to people with knowledge of the discussions [more...]
Date: 2009-01-14 04:50:45
GM cuts sales forecast, may need more help
General Motors cut its forecast for industrywide U.S. auto sales Thursday, a development that could lead the company to ask for additional loans from the federal government. continue article > > . [more...]
Date: 2009-01-15 18:37:38
GM cuts sales forecast, may need more help
General Motors cut its forecast for industrywide U.S. auto sales Thursday, a development that could lead the company to ask for additional loans from the federal government. [more...]
Date: 2009-01-15 19:35:23
Ad Watch - Hyundai Return Policy
The other night as we were watching the season premiere of 24, a startling commercial appeared ... you to walk away from your loan or lease without having to worry about negative equity. It lets you return ... at an auto factory, and he gets a chance to stay home with the kids and gain a new appreciation [more...]
Date: 2009-01-15 00:26:46
Automakers grab loans, look to Obama White House
WASHINGTON (AP) — The long-term fate of the auto industry rests with Barack Obama now that President George W. Bush has given car companies $17 ... , housing slump and financial credit crunch, Bush said in announcing the short-term loans and demanding [more...]
Date: 2008-12-21 17:18:00
Detroit Auto Show: Sen. Corker visits the Big Three
The final press day at the North American International Auto Show is usually a quiet one, ... of its receiving authorization for $9.7 billion in federal loans. After that, GM's head of design, Ed ... that, in fact, Congress never passed legislation on loans and the White House was forced to act). "I wish [more...]
Date: 2009-01-13 22:48:44
President Bush Orders Auto Maker Bailout…As Predicted Here!
As I predicted last week here on the BiggerPockets Blog, ... $4 billion in loans after more money is released from the financial rescue account. Ford Motor Co. says [more...]
Date: 2008-12-20 19:08:34
Iron Elegance in a Kitchen Sink
Iron Elegance in a Kitchen Sink January 15th, 2009 | Category: Hardware Think of cast iron and “contemporary” usually doesn’t come to mind ... auto screen printing jewelry flooring shower website planner project sump electrical book granite ... home building garage net home loan projector screen aquarium stand www com home improvement guitar [more...]
Date: 2009-01-15 19:16:00
UAW Rallies Against Mandated Pay Cuts
Was it really just a few weeks ago that the United Auto Workers came to Washington with the Big 3, ... , the pay cuts and other drastic concessions demanded by federal loans propping up the automakers also could ... . But the loans to the automakers aren’t exactly popular, and they are not sufficient to keep GM and Chrysler [more...]
Date: 2009-01-16 04:19:34
Czech Republic reports slight gas drop amid Russia-Ukraine row
Czech Republic reports slight gas drop amid Russia-Ukraine row Prague - The Czech Republic on Sunday received 5 per cent less gas than ordered ... first 4 billion-dollar loan » EXTRA:Ukraine is sending its own gas to EU states, Kiev says ... 2008 » US government money starts flowing into auto industry » Frankfurt Stock Exchange [more...]
Date: 2009-01-04 16:30:13
A Billion Here, A Billion There: Dem-Backed Firms Get Speculative Energy Dept. Loans
The headline and the first paragraph from this Friday Wall Street Journal report by Josh Mitchell and Stephen Power reads like a bad joke Jay Leno’s writers would have discarded, because no one would believe it. The second paragraph isn’t much better. Gore-Backed Car Firm Gets Large U.S. Loan A tiny car company backed by former Vice President Al Gore has just gotten a $529 million U.S. government loan to help build a hybrid sports car in Finland that will sell for about $89,000. [more...]
Date: 2009-09-28 19:23:07
Buy a student car loan without any difficulty
Amazon.de Widgets Cars are becoming a necessary part of every individual’s life. Becoming owner of the car is a dream of every body whether it is office employee or business men. Even a student would want it for his personal needs. By having his own car saves lot of time in traveling and one does not have to wait to go to the place he thinks. Every possibility of getting a student car loan from the market. You must have face to face meeting with the lenders for driving away your dream car. [more...]
Date: 2009-09-29 10:14:45
What is an unsecured loan?
Due to the current recession we are facing more and more people need loans to pay for items they would normally pay on their own. Now they have to deal with loans and creditors. The problem is that there are so many different types of loans that it can be confusing. How do you know if you make an intelligent choice? You want to do what is best for you, but it can be difficult to know whether you do it. The most common types of loans, you will see are safe or unsafe. So, what is better? Secure vs. [more...]
Date: 2009-09-29 06:55:38
FreeCreditReport.com Review: Not a Free Credit Report
Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]
Date: 2009-09-29 04:01:28
How Online Loan Calculators Can You Time And Money
by Dennis Shirk Do you ever feel like you know just enough about loan calculators to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from loan experts. How much should your down payment be? Most experts recommend at least 20 percent. Consolidation loans also have varying repayment plans. Use the links below to determine your repayment amounts under each of the different plans. You can then see what your monthly payment would be with a consolidated loan. [more...]
Date: 2009-09-28 10:46:28
Where has the Bailout Money Gone? Good Billions After Bad
Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]
Date: 2009-09-28 06:17:36
GM Saturn sale near close; Opel not so much
General Motors Co. appears to be moving toward completing one divestiture key to its ongoing restructuring even as another sale faces fresh uncertainty. Entrepreneur Roger Penske's auto dealer company should formally close on its deal for GM's Saturn brand on Wednesday , according to the Detroit Free Press, meeting the target date set by the companies when they announced the tentative deal back in June. [more...]
Date: 2009-09-29 18:21:12
Latest Tips For Using Loan Calculators To Save Money
September 28, 2009 | By John Boone In Finance | by Ann WhittakerImagine the next time you join a discussion about simple loan payment calculators. When you start sharing the fascinating loan calculator facts below, your friends will be absolutely amazed.Financing your dream car and keeping bad credit at bay is as simple as 1-2-3. Financial institutions are increasingly becoming flexible about bad credit personal loan applications. [more...]
Date: 2009-09-28 20:24:26
Debt loans for people with poor credit scores
If you have bad credit, you will probably find it extremely difficult, the loans you need to pay your debts. Creditors and banks only want to do anything with you. The best way to remedy this is with debt loans. They are people like you who are placed in unfavorable situations. The best thing about these loans is that you can use the money anyway you want. There are no guidelines or restrictions on how the money must be used. With these loans, you must no longer a question, refused a loan to care. [more...]
Date: 2009-09-29 11:51:29
Gore’s $529 Million Deal
Visit msnbc.com for Breaking News , World News , and News about the Economy WSJ : Gore-Backed Car Firm Gets Large U.S. Loan By JOSH MITCHELL and STEPHEN POWER WASHINGTON — A tiny car company backed by former Vice President Al Gore has just gotten a $529 million U.S. government loan to help build a hybrid sports car in Finland that will sell for about $89,000. The award this week to California startup Fisker Automotive Inc. [more...]
Date: 2009-09-29 00:29:11
Get Car Loans With Bad Credit
by Maurice Kerry Are you looking into getting car loans with poor credit, but think it may be difficult to actually get one? Contrary to what you have probably heard about people with stellar credit getting rejected by lending institutions, there are still banks and a variety of other institutions out there who are ready to deal with anyone, even if you have poor credit. Even people with poor credit and serious flaws are finding banks willing to give them funds for a new car. [more...]
Date: 2009-09-28 19:08:53
Auto Title Cash with Payday Loan Cash Advance Loans
Auto Cash Title Loan Need cash and you have paid for a vehicle? Bills keep coming and debts do not go away. You try to follow your budget, but unexpected situations arise, the money. If the triggering events occur, from us to "step out of our budget, we often have to borrow money. There are a few sources, we can borrow. Family, friends, and banks are a few options to choose from. Cash Now Payday Cash Advance Loans offers car title loans. A car title loan cash may be the solution to your problems. [more...]
Date: 2009-09-29 16:51:32
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