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free annual credit report

Would FREE copies your credit report be of interest? ... you have your credit file on hand. Colorado, Georgia, Maine, Ma achemploytts, Maryland, New Jersey and Vermont [more...]

Date: 2008-10-22 22:44:44

Blog posts (130) | Videos (36)
 


Continental Finance MasterCard - Review

By Dan MoskelThe Continental Finance MasterCard is an unsecured sub prime credit card ... -annual credit limit increases, with a maximum limit of $2000. This card does report monthly ... they often come with large fees and only report to one credit bureau. In sum we do suggest the Continental [more...]

Date: 2009-01-08 00:37:00


Resolutions 2009

I'd like to hear about any resolutions for this year that are on your mind.I admit: nothing specific comes to mind for me.. ... : Protect your identity. Download your free annual credit report (US only). Build your network before [more...]

Date: 2009-01-01 13:21:41


Rating cannot be construed as a substitute for an exhaustive audit or a fraud detection

Sep 26, 2009Accounting, Audit The credit crisis has exposed weaknesses in many financial intermediaries. How can rating agencies ensure their views are more accurate and unbiased?  Despite due diligence, there is always scope for improvement. Credit rating agencies (CRA) do not carry out a separate audit but takes cognisance of the information available from annual reports, submissions from management, secondary sources and opinions from lenders/ investors. [more...]

Date: 2009-09-26 05:31:47


Top Stock Picks '09: First Banks (FBS.A)

Filed under: Newsletters, Stocks to Buy, Financial Crisis, Best Stocks for 2009 This post is part of a special annual report -- Top Stock Picks '09 ... A (NYSE: FBS-A). "The major response to the credit and market bubble's popping is of course the Troubled [more...]

Date: 2009-01-11 16:00:00


Calif. real estate licenses drop, 1st time in a decade

Click to enlarge The California Department of Real Estate reports that the number of real estate licenses in the state has ... on an annual basis, but the pace of growth tapered off from 2007 through July, a time when the housing slump spread into a global credit crunch and ultimately into a full-fledged economic meltdown [more...]

Date: 2008-12-12 21:58:12


Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending

During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]

Date: 2009-01-10 08:00:00


Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:39


Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:12


Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:37


Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:56


Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:14


SAR #9270

You did not miss out, you did not escape; you're next. Job Opportunity : The US has an immediate opening for someone to convincingly explain how an economic recovery can lead to 3% GDP growth if the consumer is unemployed. Speed Trap : Global warming is exceeding the most extreme predictions of the last IPCC report, as global carbon emissions have accelerated from a 1.1% annual increase to over 3.5% per year. Events the IPCC saw as unlikely to ever occur are already happening. [more...]

Date: 2009-09-28 12:30:00


US dollar set to be eclipsed, World Bank president predicts

Flashback: Bilderberg Wants Global Currency Now | Dollar to fall under scrutiny at G20 summit | IMF approves $13bn gold sale to boost lending fund | UN wants new global currency to replace dollar | G20 agrees to continue economic stimulus measures; Geithner shops international reserve accord | China Set to Buy $50 Billion in IMF Notes | Medvedev Unveils “World Currency” Coin At G8 | China calls anew for super-sovereign currency | No one talking about dumping dollar: China minister [more...]

Date: 2009-09-28 23:29:59


My Identity may have Been Compromised

I got a notice yesterday that my identity maybe, could have, probably, possibly been compromised. The scariest part of it is the information that was compromised is essentially my entire life, it was a background investigation file. I am fortunate to be close enough to the issue that I know the risk associated with what happened is extremely low if not non existent. Just to be on the safe side I have been provided with 1 year of complimentary credit monitoring. [more...]

Date: 2009-09-29 13:30:32


FreeCreditReport.com Review: Not a Free Credit Report

Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]

Date: 2009-09-29 04:01:28


AEI Interns’ Transcripts in Date Order: Their Own First Draft of History

First of all, I want to reemphasize everything Laurie just said. This is not a new threat, and this is not a threat we did not know about. Saddam Hussein has, in many ways, openly dreamed of mass death in the United States. He has shared his dreams with his nation and the world many times. We also know he has actively planned to do so many times, and Laurie’s book is a rather convincing argument that he is active and successfully implemented plans to do so as well. [more...]

Date: 2009-09-28 08:30:21


Banks Still Love Credit Default Swaps

File this under Same Shit Different Day. I came across this article today on HuffPost: Banks Still Trading In Risky Derivatives . The articles is OK but the links to the Office of Comptroller of the Currency website are great. I found a new report: OCC's OCC’s Quarterly Report on Bank Trading and Derivatives Activities Second Quarter 2009 (pdf file). I am kind of slow so this report may not be old news to most EP people. First, the press release that accompanied the report: U.S. [more...]

Date: 2009-09-28 19:53:37


Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36


Arable Farmland More Precious Than Gold

There is another candidate for "largest Chinese investment in Australia ever." But this time, it involves an asset that is arguably more strategic than oil and more precious than gold. But before we get to that little drama in the Australian share market (and the five-year opportunity it represents), spare a thought for gold. In fact, spare a whole weekend for it! You have may have missed the weekend edition of the Daily Reckoning. If you did, you can read it here . [more...]

Date: 2009-09-29 03:49:02


Meredith: Executive raises and digital strategy

Meredith Corp. (NYSE:MDP) in a proxy filing on Friday noted salary increases for executives including CEO Stephen Lacy and chief development officer John Zieser (pictured). Lacy's compensation will increase from $4 million in 2008 to $5.8 million this year, while Zieser's will jump from $1.5 million to about $1.77 million. The raises come as Meredith, best known as the publisher of Better Homes and Gardens, Ladies Home Journal, Fitness and other magazines, navigates a choppy media environment. [more...]

Date: 2009-09-29 16:39:30


No surprise here; FBI and likely other federal agencies abuse the use of National Security Letters. Support the JUSTICE Act unless the Republicans can do better.

I have been railing against the Patriot Act (which is anything but) since its passage and I physically protested same back when AG Ashcroft visited Salt Lake City in circa 2003. Numerous provisions of that Act signed into law by the SOB (Son Of a Bush) were and remain egregious. The Patriot Act assailed our rights on so many fronts, not the least of which was broadening the use of National Security Letters (NSL). [more...]

Date: 2009-09-28 19:56:34


It's Time To Stop Being Scared By Derivatives' Trillion Dollar Notional Values

The notional amount of derivatives held by U.S. commercial banks totaled $203.5 trillion dollars as of the second quarter of 2009 according to the latest report by The Office of the Comptroller of the Currency ( OCC ) This is clearly a huge number, much larger than economic values we generally think about, but is it something to be scared about? Felix Salmon: Oh, and did I mention? The amounts here are in trillions. ... [more...]

Date: 2009-09-28 21:02:00


Free Identity Theft Monitoring for AAA Members

If you’re an AAA member in California, Hawaii, New Mexico or Texas, you’re suddenly eligible for a free credit monitoring service, provided by Experian. While I was looking through the fine print (a free service for you provided by ConsumerismCommentary.com), I found this, which gave me pause: You are receiving a complimentary credit monitoring membership. Your membership is effective for the period disclosed to you when you received your activation code. [more...]

Date: 2009-09-29 11:56:15


Reinventing America

America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]

Date: 2009-01-13 09:40:59


Is this economic downturn just what the doctor ordered?

If the recession has you worried about paying for visits to the doctor, here’s a small silver lining: a new study strengthens the link between a bad economy and good health. The Great Depression that began with the stock market crash of 1929 was the economic low point of the 20 th century. The economy shrank at annual rates reaching 14%, and unemployment peaked at 22.9%. The recovery didn’t begin until the middle of 1933. [more...]

Date: 2009-09-28 19:00:00


Irish economy ‘to grow in 2010′

The Irish economy will return to growth in 2010 and will see expansion of 4 per cent in 2011, according to a Davy research report published this morning.Rossa White, chief economist, said the economy would return to a growth trend during the first quarter of next year, with expected average annual growth of 0.5 per cent in real GNP in 2010.He added that would conceal “gradual acceleration” in economic activity intra-year. [more...]

Date: 2009-09-29 13:40:27


Is Bush Tanking Stocks to Grab the Remaining $350 Billion TARP? Remember the much decried end-of-Clinton- era pardons, the most controversial of which involved tax cheat and storied trader Marc Rich? Well, if I am reading the tea leaves right, those shenanigans pales compared to the nonsense Bush is trying to pull in his last week in office [more...]

Date: 2009-01-13 21:43:00


Aid Worker Self-test

Top Ten Reasons You Know You’re Working at an Aid Organization HeadquartersAccording to David Letterman (The Late Show on CBS)1 ... from Afghanistan.4. You just completed an annual report to your donor explaining that you’re very sorry ... to reduce poverty by increasing access to safe water/credit/food/health care through fair and equitable [more...]

Date: 2009-01-14 14:00:35


Windows Azure and Cloud Computing Posts for 9/24/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series. Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-09-27 21:52:00


Kenya Airways 2009 AGM

Kenya Airways (KQ) is the cradle of blogging for me – one of their annual general meeting's (AGM) is the place it all started, the place where the inspiration for blogging, since then it’s been a ritual to attend because I like planes and investments similarly. This year’s AGM, held on September 25, was the first I’ve attended at Kasarani sports gymnasium; previous ones were at their Embakasi HQ, Carnivore and Bomas grounds. [more...]

Date: 2009-09-29 09:46:00


Transcript of Mayor Michael Nutter’s budget update

Date: Jan 15, 2009 Location: Philadelphia City Hall Speaker: Mayor Michael Nutter (transcript provided by Mayor’s Office of Communications) Good morning. I appreciate everyone being here today on what I’m sure was relatively short notice.  I’ve asked you all here today because we need to share some information regarding some serious concerns [more...]

Date: 2009-01-15 19:01:46


FY10 Pay Raise and Other Changes

Over on the “less popular than CGBLOG” site, Army Times , there is a write up on the newest proposal for a 3.4% pay raise for FY10 and other potential changes to your pay. The article also addresses speculation that this may be the last large pay raise since the gap between military pay and the civilian sector has grown smaller and smaller. The Senate version of the 2010 defense authorization bill calls for a study comparing military and private-sector pay. [more...]

Date: 2009-09-28 09:50:48


Gates of Vienna News Feed 1/5/2009

Read through the official European reactions to Israel’s ground offensive into Gaza: Zapatero, the Vatican, the Italian government — all are pressuring Israel for a ceasefire. The surprise is Dutch Prime Minister Jan Peter Balkenende, who states that it would be pointless to condemn Israel without addressing what Hamas is doing [more...]

Date: 2009-01-06 04:54:00


Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00


De-leveraging the Children of Wall Street

submitted by James Baker Welch, VP of Rothschild Investments One of the most stunning facts of the 2008 Financial Melt-down has been the wholesale ... regulatory agencies to determine if the institution has met the credit needs of its entire community. 1   The CRA began to compel banks to underwrite less credit-worthy mortgage loans in order [more...]

Date: 2009-01-15 15:40:18


Re-coupled Vengence: From Downturn to Implosion Risks ?

We've spent a bunch of time on the US economic outlook and the news, as you'd expect, continues to move from bad to worse ... the shallowness of the analysts involved grasp. But that's no longer the problem. Accelerating worldwide ... for the European schadenfreude that this was "just" a US problem. Developing Countries They also issued [more...]

Date: 2009-01-15 21:20:15


The Global Capitalist Crisis & India

The following is an editorial from Analytic Monthly Review. Published in Kharagpur, West Bengal, India, is a sister edition of Monthly Review. From the mrzine site.At Kasama, we are eager to see creative new work analyzing how global capitalism now operates in major Third World countries — and what that means for revolutionary possibilities and [more...]

Date: 2009-01-13 15:03:48


Grim picture for retail, housing and industry as recession takes hold

Britain's descent into full-blown recession was highlighted yesterday after the loss of more than 3,300 jobs across the economy was followed by three grim surveys chronicling savage retrenchment in housing, retailing, manufacturing and services. Amid fears that 2009 could see the biggest fall in output in any year since the war, [more...]

Date: 2009-01-13 00:08:27


Making Preparations and Taking Action in Today’s Deflationary Environment

Editor’s Note: The following article is adapted from Robert Prechter’s 2002 best-selling book, ... to this article, visit Elliott Wave International to download the free 15-page report about how to protect ... The ultimate effect of deflation is to reduce the supply of money and credit. Your goal is to make sure [more...]

Date: 2009-01-15 02:23:47


Michelle Malkin - Ace Reporter

Michelle Malkin, journalist par excellance, tracked down the infamous elementary school that dared to have a few kids sing the songs in this video back in February to celebrate Black History month: One wonders what would have happened had students been "coerced" into singing a song praising our former President Bush. [more...]

Date: 2009-09-29 08:32:05


Battle of the Titans

For those of you that prepare yourselves, the OPPORTUNITIES will be abundant and limitless; for those that don't it could be a very difficult period ... as they BELIEVE they have the ability to print money and create credit out of thin air endlessly. In reality ... to print wealth through monetary and asset inflation for decades. The first law the G7 is [more...]

Date: 2009-01-15 00:00:37


A Look at Recessions and their Impact on Librarianship

Image courtesy of Flickr user RayBanBro66 Given the constant flood of reports comparing our current economic recession with past major recession events including the Great Depression, I want to explore the historical patterns of employment rates and salaries for librarians at times of recession and the role of libraries during recession events [more...]

Date: 2009-01-14 11:00:34


My 2008 Discretionary Spending: Progress and Challenges

For nearly three years, I’ve chronicled my adventures as I learn about money management. I’ve dug myself out of debt, quit my job to write full time, and begun to build wealth. But how well do I practice what I preach? For the most part, I follow my own advice. I believe there are two [more...]

Date: 2009-01-12 13:00:06


Parting Gifts from Bush ...

Alas, Americans are left without recompense in the wake of President George W. Bush's departure ... or the highest level in more than six decades. A sobering U.S. Labor Department jobs report Friday showed ... the credit crisis began in September. The unemployment rate rose to 7.2% last month from 6.7 [more...]

Date: 2009-01-12 22:32:45


Russian Industry Heads For Poll Position As The Downhill Stretch Of The Tourmalet Extends Itself Before Us

Well as far as I can see, in this the great second depression cycling race, we now have a small breakaway “peloton” formed out there in front as we struggle to reach the Tourmalet summit, with teams from Germany, Spain, China , Russian and even Ukraine all elbowing furiously away one with another, [more...]

Date: 2009-01-03 14:06:49


Citron Releases the Document that The Apollo Group (NASDAQ:APOL) Does Not Want You or the US Government to See.

stock ticker: APOL Last week, The Apollo Group reported what appeared to be strong quarterly operating profits in their for-profit ... .   Here’s why: Before discussing, it is important to note that Title IV loans are the backbone ... from these loans, and is the largest single recipient of student loan funds in the country [more...]

Date: 2009-01-13 15:05:38


Tennessee women to celebrate Day of “Free”dom

Nashville Convention Center transforms into state’s largest life support system for women ... (like setting up a living will, a serious budget and a plan of attack to improve your credit score ... s exactly what women can expect at the fifth annual All About Women experience coming [more...]

Date: 2009-01-14 18:00:45


WHY WALL STREET ALWAYS BLOWS IT (and where the money went)

Atlantic Article Submitted by multiple readers, I read this as soon as my issue was delivered. It’s true ... all of us are to blame.by Henry Blodget WHY WALL STREET ALWAYS BLOWS ITImage credit: John RitterWell, we did ... hangover of an even bigger one—a global housing and debt bubble whose bursting has wiped out tens [more...]

Date: 2009-01-14 15:31:41


Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00



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