Dave Ramsey - Credit Card/Debt Collectors are SCUM

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors - particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying. IT IS NOT AGAINST THE LAW TO OWE MONEY! Do not allow yourself to be lied to (example: "You're going to go to jail if you ... [ go to Youtube.com ]

Time : 5 min 56
Added : 14/04/09 08:21
Send with Gmail

Videos (9) | Blog posts (2)

-> Watch more videos directly on Youtube.com :

Can Collection Agencies Charge Interest And Fees?

The short answer - yes, in most cases, but collection agencies are usually regulated differently from original creditors. In the previous video we spoke about the major decisions made by US Supreme Court and Congress in 1978 and 1980, allowing national lenders to offer their services in all states practically without limit on the interest they can charge. These laws are not applicable to collection agencies. The laws which ARE applicable are FDCPA (The Fair Debt Collection Practices Act ... [ go to Youtube.com ]

Time : 4 min 47
Added : 08/03/09 23:37
Send with Gmail

Back top

Illegal Calls And Voicemails To Cell Phone By Collectors

Alabama consumer attorney John Watts discusses whether it is legal for a debt collector to call your cell phone or to leave a voice mail message on your cell phone. Other than threats, lies, etc. which are always prohibited by the Fair Debt Collection Practices Act (FDCPA), there are two main violations which we see frequently when collectors call cell phones. First, the failure to leave the Mini - Miranda. This is the requirement to tell you the collector is a "debt collector" and that the ... [ go to Youtube.com ]

Time : 4 min 21
Added : 27/05/09 19:55
Send with Gmail

Back top

Examples Of Illegal Third Party Contacts By Debt Collectors

Consumer Attorney John Watts discusses examples of how abusive debt collectors violate the Fair Debt Collection Practices Act (FDCPA) by contacting third parties. Some of the typical ways the FDCPA is violated by bill collectors is asking neighbors to take a message to the consumer, asking if the consumer is feeling ok, etc. If you would like more information, please contact us by phone at 205-879-2447 or visiting our website at www.alabamaconsumer.com If you would like our free report "How ... [ go to Youtube.com ]

Time : 2 min 36
Added : 03/06/09 01:10
Send with Gmail

Back top

Credit Card Collapse

How to deal with Credit Card Debt. Collection agency will be after you. Action: 1. Read Fair Debt Collection Practices Act. Know your rights. Do not blow 30 day window to dispute the debt (validate it). Download letter sample at www.awakeningblog.com If they call you tell them that you understand that they want to collect debt, so please send me letter so I know who is trying to collect it. Good luck. Please share results if any. Make sure you understand to whom FDCPA applies. It is not a ... [ go to Youtube.com ]

Time : 6 min 12
Added : 14/06/09 23:07
Send with Gmail

Back top

Announcement for People Being Harassed by Debt Collectors

http://www.fairdebthelpers.com - The Fair Debt Collection Practices Act (FDCPA) makes unfair or abusive debt collection practices illegal. Here's what to do if you're harassed in any of these ways. [ go to Youtube.com ]

Time : 2 min 18
Added : 30/10/08 14:37
Send with Gmail

Back top

Being Harassed by Debt Collectors?

http://www.fairdebthelpers.com - If you've got debt problems and you're being harassed by debt collectors, the first thing you should do is talk to a lawyer who is familiar with the Fair Debt Collections Practices Act - FDCPA [ go to Youtube.com ]

Time : 1 min 35
Added : 06/12/08 04:46
Send with Gmail

Back top

Debt Collectors Breaking the Law

blog.fairdebthelpers.com - The Fair Debt Collections Practices Act makes many common practices used by collection agents illegal. Don't be taken advantage of by debt collectors. [ go to Youtube.com ]

Time : 1 min 04
Added : 05/07/09 11:52
Send with Gmail

Back top

Fair Debt Collection Practices - Important Information

www.fairdebthelpers.com - Debt collectors often use tactics that are against the law. Fair Debt Collections Practices Act (FDCPA) makes some collection tactics illegal. [ go to Youtube.com ]

Time : 1 min 28
Added : 03/07/09 14:38
Send with Gmail

Back top

9 Results